8-K 1 cw0418_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-18) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-18 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~384~~341,~~589~~772,~~000~~723.0024 6.000000% 1220,~~740~~719,~~266~~285.1308 1,~~922~~708,~~945~~863.0062 1422,~~663~~428,~~211~~148.1369 0.00 0.00 PO 3,~~610~~372,~~684~~922.5055 0.000000% ~~137~~72,~~251~~333.9867 0.00 ~~137~~72,~~251~~333.9867 0.00 0.00 Residual AR ~~100~~0.00 6.000000% ~~100~~0.00 0.5001 ~~100~~0.5001 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 5,~~800~~779,~~000~~692.0057 6.000000% 95,~~992~~197.9252 2928,~~000~~898.0046 3834,~~992~~095.9299 0.00 0.00 B1 2,~~400~~391,~~000~~596.0092 6.000000% 42,~~135~~150.0070 1211,~~000~~957.0098 1614,~~135~~108.0068 0.00 0.00 B2 1,~~400~~395,~~000~~098.0021 6.000000% 21,~~412~~254.0857 76,~~000~~975.0049 98,~~412~~230.0807 0.00 0.00 B3 ~~800~~797,~~000~~198.0097 6.000000% ~~1,378~~716.3390 43,~~000~~985.0099 54,~~378~~702.3389 0.00 0.00 B4 ~~600~~597,~~000~~899.0023 6.000000% ~~1,033~~537.7567 32,~~000~~989.0050 43,~~033~~527.7517 0.00 0.00 B5 ~~800~~797,~~215~~413.5072 6.000000% ~~1,378~~717.7009 43,~~001~~987.0807 54,~~379~~704.7816 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~400~~356,~~000~~904,~~000~~545.0041 - 1220,~~897~~802,~~948~~193.9021 1,~~981~~767,~~946~~658.5812 1422,~~879~~569,~~895~~851.4833 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 ~~371~~321,~~848~~053,~~733~~438.8716 0.00 PO 3,~~473~~300,~~432~~588.5288 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 5,~~790~~774,~~007~~495.0804 0.00 B1 2,~~395~~389,~~865~~446.0022 0.00 B2 1,~~397~~393,~~587~~843.9263 0.00 B3 ~~798~~796,~~621~~482.6707 0.00 B4 ~~598~~597,~~966~~361.2556 0.00 B5 ~~798~~796,~~836~~696.8063 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~387~~336,102,~~051~~352.1020 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-18 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~384~~341,~~589~~772,~~000~~723.0024 6.000000% 12669F4Z3 3353.~~126964~~873837 54.~~000000~~443350 ~~966~~834.~~873036~~796206 PO 3,~~610~~372,~~684~~922.5055 0.000000% 12669F5A7 3820.~~012731~~033229 0.000000 ~~961~~914.~~987269~~117221 Residual AR ~~100~~0.00 6.000000% 12669F5B5 ~~1,000~~0.000000 50.~~044390~~065944 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 5,~~800~~779,~~000~~692.0057 6.000000% 12669F5C3 10.~~722917~~896125 54.~~000000~~982494 ~~998~~995.~~277083~~602594 B1 2,~~400~~391,~~000~~596.0092 6.000000% 12669F5D1 10.~~722917~~896125 54.~~000000~~982494 ~~998~~995.~~277083~~602594 B2 1,~~400~~395,~~000~~098.0021 6.000000% 12669F5E9 10.~~722917~~896125 54.~~000000~~982494 ~~998~~995.~~277083~~602594 B3 ~~800~~797,~~000~~198.0097 6.000000% 12669F5F6 10.~~722917~~896125 54.~~000000~~982494 ~~998~~995.~~277083~~602594 B4 ~~600~~597,~~000~~899.0023 6.000000% 12669F5G4 10.~~722917~~896125 54.~~000000~~982494 ~~998~~995.~~277083~~602594 B5 ~~800~~797,~~215~~413.5072 6.000000% 12669F5H2 10.~~722917~~896125 54.~~000000~~982494 ~~998~~995.~~277083~~602594 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~400~~356,~~000~~904,~~000~~545.0041 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-18 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 336,102,352.20 336,102,352.20 Loan count 673 673 Avg loan rate 6.375136% 6.38 Prepay amount 20,480,777.91 20,480,777.91 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 60,216.83 60,216.83 Sub servicer fees 51,405.92 51,405.92 Trustee fees 2,676.78 2,676.78 Agg advances N/A N/A Adv this period 44,312.09 44,312.09 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 8,000,000.00 8,000,000.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.708175% 100.000000% 345,145,645.79 ----------------------------------------------------------------------------- Junior 3.291825% 0.000000% 11,748,325.16 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 11 7,073,686.33 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 11 7,073,686.33 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 22,569,851.33 22,569,851.33 Principal remittance amount 20,802,193.21 20,802,193.21 Interest remittance amount 1,767,658.12 1,767,658.12

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