8-K 1 boa02j_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J) (Exact name of registrant as specified in charter) North Carolina 333-97547-03 61-1430160 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J Bank of America, N.A., Master Servicer ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 2119,~~360~~294,~~891~~633.7825 2.995000% 2888,~~066,258~~400.5364 5348,~~313~~156.2319 2936,~~119,571~~556.7682 0.00 0.00 A2 5247,~~906~~788,~~521~~825.7265 4.879000% 52,~~117~~200,~~696~~385.0708 ~~215~~194,~~109~~301.1040 52,~~332~~394,~~805~~686.1748 0.00 0.00 A3 1110,~~636~~510,~~331~~738.7678 4.879000% 1483,~~125,592~~955.9866 4742,~~311~~734.3991 1526,~~172,904~~690.3657 0.00 0.00 A4 ~~314~~283,~~180~~789.9695 4.879000% 3013,~~391~~066.0180 1,~~277~~153.4184 3114,~~668~~220.4265 0.00 0.00 AP 243,~~758~~290.3351 0.000000% ~~467~~23,211.8134 0.00 ~~467~~23,211.8134 0.00 0.00 Residual AR 0.00 4.412231% 0.00 0.0207 0.0207 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,~~289~~089,~~452~~336.8089 4.412231% ~~200~~92,~~115~~242.9151 15,~~771~~035.7192 ~~215~~107,~~887~~278.6342 0.00 0.00 B2 1,~~887~~799,~~143~~102.0816 4.412231% 8840,~~040~~582.9206 6,~~938~~615.7605 9447,~~979~~197.6810 0.00 0.00 B3 1,~~372~~308,~~576~~542.8601 4.412231% 6429,~~034~~516.8557 54,~~046~~811.7732 6934,~~081~~327.6289 0.00 0.00 B4 ~~514~~490,~~566~~560.2215 4.412231% 2411,~~006~~065.0749 1,~~891~~803.9972 2512,~~898~~869.0521 0.00 0.00 B5 ~~515~~491,~~166~~132.6457 4.412231% 2411,~~034~~078.0840 1,~~894~~805.2083 2512,~~928~~884.2722 0.00 0.00 B6 ~~686~~654,~~334~~314.4991 4.412231% 3214,~~019~~759.5728 2,~~523~~405.5682 3417,~~543~~165.1310 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 9586,~~726~~954,~~924~~266.6484 - 83,~~772~~808,~~657~~263.8081 ~~351~~318,~~078~~824.1307 94,~~123~~127,~~735~~087.9388 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 1918,~~294~~406,~~633~~232.2562 0.00 A2 4745,~~788~~588,~~825~~440.6558 0.00 A3 10,~~510~~026,~~738~~783.7812 0.00 A4 ~~283~~270,~~789~~723.9514 0.00 AP ~~243~~220,~~290~~079.5117 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 43,~~089~~997,~~336~~094.8938 0.00 B2 1,~~799~~758,~~102~~520.1611 0.00 B3 1,~~308~~279,~~542~~025.0144 0.00 B4 ~~490~~479,~~560~~494.1566 0.00 B5 ~~491~~480,~~132~~054.5717 0.00 B6 ~~654~~639,~~314~~555.9164 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 8683,~~954~~146,~~266~~003.8403 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J Bank of America, N.A., Master Servicer ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 2119,~~360~~294,~~891~~633.7825 2.995000% 06050HVJ4 156.~~007906~~452742 0.~~387231~~349774 ~~140~~133.~~143184~~690442 A2 5247,~~906~~788,~~521~~825.7265 4.879000% 06050HVK1 156.~~007906~~452742 0.~~630818~~569799 ~~140~~133.~~143184~~690442 A3 1110,~~636~~510,~~331~~738.7678 4.879000% 06050HVL9 156.~~007906~~452742 0.~~630818~~569799 ~~140~~133.~~143184~~690442 A4 ~~314~~283,~~180~~789.9695 4.879000% 06050HVM7 156.~~007906~~452742 0.~~630818~~569799 ~~140~~133.~~143184~~690442 AP 243,~~758~~290.3351 0.000000% 06050HVN5 164.~~305757~~787306 0.000000 ~~679~~614.~~070519~~283213 Residual AR 0.00 4.412231% 06050HVP0 0.000000 0.~~247191~~691583 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,~~289~~089,~~452~~336.8089 4.412231% 06050HVQ8 2812.~~011746~~911885 2.~~207687~~104691 ~~572~~559.~~415578~~503693 B2 1,~~887~~799,~~143~~102.0816 4.412231% 06050HVR6 2812.~~011746~~911885 2.~~207687~~104691 ~~572~~559.~~415578~~503693 B3 1,~~372~~308,~~576~~542.8601 4.412231% 06050HVS4 2812.~~011746~~911885 2.~~207687~~104691 ~~572~~559.~~415578~~503693 B4 ~~514~~490,~~566~~560.2215 4.412231% 06050HVT2 2812.~~011746~~911885 2.~~207687~~104691 ~~572~~559.~~415578~~503693 B5 ~~515~~491,~~166~~132.6457 4.412231% 06050HVU9 2812.~~011746~~911885 2.~~207687~~104691 ~~572~~559.~~415578~~503693 B6 ~~686~~654,~~334~~314.4991 4.412231% 06050HVV7 2812.~~011766~~911895 2.~~207688~~104693 ~~572~~559.~~415991~~504096 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 9586,~~726~~954,~~924~~266.6484 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-J Bank of America, N.A., Master Servicer ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 83,146,002.21 83,146,002.21 Loan count 193 193 Avg loan rate 5.400135% 5.40 Prepay amount 3,681,002.50 3,681,002.50 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 66,391.86 66,391.86 Sub servicer fees 0.00 0.00 Trustee fees 217.39 217.39 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 90.048133% 100.000000% 78,121,278.15 ----------------------------------------------------------------------------- Junior 9.951867% 0.000000% 8,633,744.40 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 387,915.09 60 to 89 days 0 0.00 90 or more 1 538,334.25 Foreclosure 0 0.00 Totals: 2 926,249.34 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 4,127,087.88 4,127,087.88 Principal remittance amount 3,808,263.81 3,808,263.81 Interest remittance amount 318,824.07 318,824.07

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