8-K 1 cw0422_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2004-22) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-22 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~124~~120,~~626~~894,~~328~~854.8839 5.~~192501~~189412% 34,~~731~~211,~~474~~810.4984 ~~539~~522,~~268~~810.5996 4,~~270~~734,~~743~~621.0880 0.00 0.00 A2 7572,~~048~~801,~~280~~237.3112 4.~~733501~~730412% 2,~~247~~536,~~043~~295.1921 ~~296~~286,~~034~~983.2418 2,~~543~~823,~~077~~278.4339 0.00 0.00 A3 ~~397~~385,~~130~~239,~~483~~879.3278 4.~~900501~~897412% 1113,~~890~~421,~~603~~228.5481 1,~~621~~572,~~781~~231.8687 1314,~~512~~993,~~385~~460.4067 0.00 0.00 X2 7572,~~048~~801,~~280~~237.3112 0.459000% 0.00 2827,~~705~~846.9747 2827,~~705~~846.9747 0.00 0.00 X3 ~~397~~385,~~130~~239,~~483~~879.3278 0.292000% 0.00 9693,~~635~~741.0870 9693,~~635~~741.0870 0.00 0.00 C 100.00 0.000000% 0.00 0.00 0.00 0.00 0.00 Residual AR 0.00 0.000000% 0.00 0.2018 0.2018 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 11,~~360~~357,~~636~~817.5312 5.~~192501~~189412% 2,~~819~~862.4124 49,~~158~~116.4399 51,~~977~~979.8423 0.00 0.00 B1 6,~~491~~490,~~935~~323.0996 5.~~192501~~189412% 1,~~611~~635.1360 28,~~091~~067.1547 29,~~702~~703.2807 0.00 0.00 B2 3,~~895~~894,~~161~~194.0638 5.~~192501~~189412% ~~966~~981.6836 16,~~854~~840.6948 17,821.3784 0.00 0.00 B3 3,~~570~~569,~~314~~428.4236 5.~~192501~~189412% ~~886~~899.0652 15,~~449~~436.0503 16,335.1155 0.00 0.00 B4 2,271,~~927~~363.4057 5.~~192501~~189412% ~~563~~572.8340 9,~~830~~822.8253 10,394.6593 0.00 0.00 B5 1,~~624~~623,~~107~~704.3125 5.~~192501~~189412% ~~403~~409.0618 7,~~027~~021.6572 7,430.7191 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~626~~608,~~019~~142,~~274~~902.3293 - 1720,~~876~~176,~~371~~695.3917 2,~~708~~629,~~837~~919.7359 2022,~~585~~806,~~209~~614.1276 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 ~~120~~116,~~894~~683,~~854~~043.3954 0.00 A2 7270,~~801~~264,~~237~~941.1292 0.00 A3 ~~385~~371,~~239~~818,~~879~~650.7897 0.00 X2 7270,~~801~~264,~~237~~941.1292 0.00 X3 ~~385~~371,~~239~~818,~~879~~650.7897 0.00 C 100.00 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 11,~~357~~354,~~817~~954.1288 0.00 B1 6,~~490~~488,~~323~~688.9636 0.00 B2 3,~~894~~893,~~194~~213.3802 0.00 B3 3,~~569~~568,~~428~~528.3684 0.00 B4 2,~~271~~270,~~363~~791.5717 0.00 B5 1,623,~~704~~295.2507 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~608~~587,~~142~~966,~~902~~207.9376 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-22 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~124~~120,~~626~~894,~~328~~854.8839 5.~~192501~~189412% 12669F6X6 2832.~~808246~~516605 4.~~163336~~036278 ~~933~~900.~~349194~~832589 A2 7572,~~048~~801,~~280~~237.3112 4.~~733501~~730412% 12669F6Y4 2832.~~808246~~516605 3.~~795311~~679272 ~~933~~900.~~349194~~832589 A3 ~~397~~385,~~130~~239,~~483~~879.3278 4.~~900501~~897412% 12669F6Z1 2832.~~808246~~516605 3.~~929211~~809163 ~~933~~900.~~349194~~832589 X2 7572,~~048~~801,~~280~~237.3112 0.459000% 12669F7A5 0.000000 0.~~368025~~357006 ~~933~~900.~~349194~~832589 X3 ~~397~~385,~~130~~239,~~483~~879.3278 0.292000% 12669F7B3 0.000000 0.~~234125~~227115 ~~933~~900.~~349194~~832589 C 100.00 0.000000% 12669GBH3 0.000000 0.000000 1,000.000000 Residual AR 0.00 0.000000% 12669F7U1 0.000000 21.~~025000~~795511 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 11,~~360~~357,~~636~~817.5312 5.~~192501~~189412% 12669F7C1 0.~~248057~~251825 4.~~325042~~321396 999.~~280056~~028231 B1 6,~~491~~490,~~935~~323.0996 5.~~192501~~189412% 12669F7D9 0.~~248057~~251825 4.~~325042~~321396 999.~~280056~~028231 B2 3,~~895~~894,~~161~~194.0638 5.~~192501~~189412% 12669F7E7 0.~~248057~~251825 4.~~325042~~321396 999.~~280056~~028231 B3 3,~~570~~569,~~314~~428.4236 5.~~192501~~189412% 12669F7F4 0.~~248057~~251825 4.~~325042~~321396 999.~~280056~~028231 B4 2,271,~~927~~363.4057 5.~~192501~~189412% 12669F7G2 0.~~248057~~251825 4.~~325042~~321396 999.~~280056~~028231 B5 1,~~624~~623,~~107~~704.3125 5.~~192501~~189412% 12669F7H0 0.~~248057~~251825 4.~~325042~~321396 999.~~280056~~028231 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~626~~608,~~019~~142,~~274~~902.3293 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-22 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 587,966,107.76 587,966,107.76 Loan count 1153 1153 Avg loan rate 5.441242% 5.44 Prepay amount 20,023,439.25 20,023,439.25 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 86,671.85 86,671.85 Sub servicer fees 927.78 927.78 Trustee fees 0.00 0.00 Agg advances N/A N/A Adv this period 28,782.09 28,782.09 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 6,500,000.00 6,500,000.00 Special Hazard 6,081,428.03 6,081,428.03 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.198526% 100.000000% 578,936,071.29 ----------------------------------------------------------------------------- Junior 4.801474% 0.000000% 29,199,471.33 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 11 5,685,443.90 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 11 5,685,443.90 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 22,806,614.76 22,806,614.76 Principal remittance amount 20,176,695.17 20,176,695.17 Interest remittance amount 2,629,919.59 2,629,919.59

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