8-K 1 cw04j6_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2004-J6) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J6 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 46,~~850~~678,~~385~~745.0868 5.250000% ~~171~~578,~~639~~596.4058 204,~~970~~219.4351 ~~376~~782,~~609~~816.8409 0.00 0.00 1A2 2,~~342~~333,~~568~~985.0085 5.250000% 828,~~582~~930.1543 10,~~248~~211.7319 1839,~~830~~141.8862 0.00 0.00 1X 13,~~340~~304,~~660~~354.3843 0.~~136139~~136144% 0.00 1,~~513~~509.4943 1,~~513~~509.4943 0.00 0.00 2A1 15,~~584~~460,~~896~~889.9530 4.750000% 124,~~007~~627.6505 61,~~690~~199.2235 185,~~697~~826.8740 0.00 0.00 2X 12,~~733~~633,~~962~~865.0417 0.~~520749~~520812% 0.00 5,~~525~~483.9922 5,~~525~~483.9922 0.00 0.00 3A1 72,~~513~~205,~~687~~991.7584 5.000000% ~~307~~1,~~695~~281,522.9014 ~~302~~300,~~140~~858.3730 ~~609~~1,~~836~~582,380.2744 0.00 0.00 3X 30,~~690~~561,~~644~~581.8290 0.~~208392~~208386% 0.00 5,~~329~~307.7417 5,~~329~~307.7417 0.00 0.00 PO ~~376~~375,~~847~~124.9742 0.000000% 12,~~723~~323.5519 0.00 12,~~723~~323.5519 0.00 0.00 Residual AR 0.00 5.250000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 1,~~138~~133,~~078~~837.1492 5.~~061484~~061699% 4,~~240~~210.2278 4,~~800~~782.3062 98,~~040~~993.5340 0.00 0.00 B1 ~~284~~283,~~494~~434.8993 5.~~061484~~061699% 1,~~059~~052.9660 1,~~199~~195.9755 2,~~259~~248.9415 0.00 0.00 B2 ~~213~~212,~~420~~625.4630 5.~~061484~~061699% ~~795~~789.1663 ~~900~~896.1987 1,~~695~~686.3451 0.00 0.00 B3 ~~142~~141,~~247~~717.4546 5.~~061484~~061699% ~~529~~526.9830 ~~599~~597.9978 1,~~129~~124.9708 0.00 0.00 B4 ~~142~~141,~~247~~717.4546 5.~~061484~~061699% ~~529~~526.9830 ~~599~~597.9978 1,~~129~~124.9708 0.00 0.00 B5 ~~143~~142,~~045~~512.4752 5.~~061484~~061699% ~~532~~529.9625 ~~603~~601.3513 1,~~136~~130.3138 -0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 139,~~731~~110,~~919~~582.6068 - ~~621~~2,~~336~~023,634.9226 ~~600~~597,~~122~~459.7691 12,~~221~~621,~~459~~094.6817 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 46,~~678~~100,~~745~~149.6810 0.00 1A2 2,~~333~~305,~~985~~055.8542 0.00 1X 1312,~~304~~793,~~354~~374.4369 0.00 2A1 15,~~460~~336,~~889~~262.3025 0.00 2X 12,~~633~~533,~~865~~542.1754 0.00 3A1 7270,~~205~~924,~~991~~469.8470 0.00 3X 3029,~~561~~845,~~581~~326.9054 0.00 PO ~~375~~372,~~124~~801.4223 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 1,~~133~~129,~~837~~627.9215 0.00 B1 ~~283~~282,~~434~~382.9333 0.00 B2 ~~212~~211,~~625~~835.3067 0.00 B3 141,~~717~~191.4616 0.00 B4 141,~~717~~191.4616 0.00 B5 ~~142~~141,~~512~~983.5226 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~139~~137,~~110~~086,~~582~~948.6842 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J6 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 46,~~850~~678,~~385~~745.0868 5.250000% 12669FY80 312.~~571431~~039297 4.~~264975~~249350 ~~971~~959.~~280003~~240706 1A2 2,~~342~~333,~~568~~985.0085 5.250000% 12669FY98 312.~~571431~~039297 4.~~264975~~249350 ~~971~~959.~~280003~~240706 1X 13,~~340~~304,~~660~~354.3843 0.~~136139~~136144% 12669FZ22 0.000000 0.~~108811~~108520 ~~956~~919.~~510173~~773530 2A1 15,~~584~~460,~~896~~889.9530 4.750000% 12669FZ30 7.~~722965~~761540 3.~~841952~~811382 ~~962~~955.~~875338~~113798 2X 12,~~733~~633,~~962~~865.0417 0.~~520749~~520812% 12669FZ48 0.000000 0.~~421465~~418203 ~~963~~955.~~578140~~926587 3A1 72,~~513~~205,~~687~~991.7584 5.000000% 12669FZ55 417.~~085399~~015271 43.~~011636~~994613 ~~958~~941.~~707205~~691934 3X 30,~~690~~561,~~644~~581.8290 0.~~208392~~208386% 12669FZ63 0.000000 0.~~170426~~169704 ~~977~~954.~~249739~~346462 PO ~~376~~375,~~847~~124.9742 0.000000% 12669FZ71 46.~~456321~~006701 0.000000 ~~969~~963.~~901265~~894564 Residual AR 0.00 5.250000% 12669FZ89 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 1,~~138~~133,~~078~~837.1492 5.~~061484~~061699% 12669FZ97 3.~~672778~~647273 4.~~157907~~142592 ~~982~~978.~~103008~~455735 B1 ~~284~~283,~~494~~434.8993 5.~~061484~~061699% 12669F2A0 3.~~672778~~647273 4.~~157907~~142592 ~~982~~978.~~103008~~455735 B2 ~~213~~212,~~420~~625.4630 5.~~061484~~061699% 12669F2B8 3.~~672778~~647273 4.~~157907~~142592 ~~982~~978.~~103008~~455735 B3 ~~142~~141,~~247~~717.4546 5.~~061484~~061699% 12669F2C6 3.~~672778~~647273 4.~~157907~~142592 ~~982~~978.~~103008~~455735 B4 ~~142~~141,~~247~~717.4546 5.~~061484~~061699% 12669F2D4 3.~~672778~~647273 4.~~157907~~142592 ~~982~~978.~~103008~~455735 B5 ~~143~~142,~~045~~512.4752 5.~~061484~~061699% 12669F2E2 3.~~672778~~647273 4.~~157907~~142592 ~~982~~978.~~103008~~455735 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 139,~~731~~110,~~919~~582.6068 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J6 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 49,294,186.91 15,620,709.31 72,172,052.20 Loan count 104 36 128 Avg loan rate 5.529034% 5.409514% 5.334593% Prepay amount 489,895.33 12,930.77 1,003,420.23 Total ----- Prin balance 137,086,948.42 Loan count 268 Avg loan rate 5.41 Prepay amount 1,506,246.33 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 9,651.00 3,280.73 12,018.43 Sub servicer fees 0.00 0.00 0.00 Trustee fees 374.28 118.11 550.94 Agg advances N/A N/A N/A Adv this period 0.00 0.00 6,611.69 Total ----- Master serv fees 24,950.16 Sub servicer fees 0.00 Trustee fees 1,043.33 Agg advances N/A Adv this period 6,611.69 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 2,886,304.00 2,886,304.00 2,886,304.00 Special Hazard 3,882,149.18 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 8,658,912.00 Special Hazard 3,882,149.18 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 98.527558% 100.000000% 137,054,737.08 ----------------------------------------------------------------------------- Junior 1.472442% 0.000000% 2,048,210.72 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 793,782.84 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 1 793,782.84 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 2,621,094.17 2,621,094.17 Principal remittance amount 2,023,634.26 2,023,634.26 Interest remittance amount 597,459.91 597,459.91

Filing Compare · CWMBS 2004-J6