8-K 1 cwt045cb_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust 2004-5CB, Series (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-5CB, Series 2004-5CB ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 7168,~~289~~089,~~913~~958.4892 6.000000% 3,~~199~~207,~~954~~491.5629 ~~356~~340,~~431~~432.8109 3,~~556~~547,~~386~~923.3638 0.00 17.7670 2A1 61,~~916~~251,~~704~~039.2638 5.000000% ~~665~~734,~~664~~532.8853 ~~257~~255,~~986~~212.2766 ~~923~~989,~~651~~745.1519 0.00 0.00 3A1 4241,~~822~~770,~~489~~163.1013 5.250000% 1851,~~052,325~~038.9721 ~~187~~182,~~348~~744.3946 1,~~239~~033,~~674~~782.3667 0.00 0.00 PO ~~415~~406,~~887~~457.3770 0.000000% 91,~~429~~367.6793 0.00 91,~~429~~367.6793 0.00 0.00 Residual AR 0.00 6.000000% 0.00 0.1218 0.1218 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 3,~~599~~590,~~911~~459.3078 5.~~493292~~493927% 9,~~451~~531.5279 16,~~479~~437.0870 25,~~930~~969.6048 0.00 0.3941 B1 1,~~542~~538,~~427~~377.2361 5.~~493292~~493927% 4,~~049~~084.6201 7,~~060~~042.6794 11,~~110~~126.2995 0.00 0.17 B2 ~~719~~717,~~825~~935.5061 5.~~493292~~493927% 1,~~889~~905.8994 3,~~295~~286.1082 5,~~184~~192.9977 0.00 0.08 B3 ~~719~~717,~~825~~935.5061 5.~~493292~~493927% 1,~~889~~905.8994 3,~~295~~286.1082 5,~~184~~192.9977 0.00 0.08 B4 ~~514~~512,~~077~~727.0939 5.~~493292~~493927% 1,~~349~~361.7017 2,~~353~~347.2635 3,~~702~~708.9651 0.00 0.06 B5 ~~308~~307,~~734~~924.6709 5.~~493292~~493927% ~~810~~817.5846 1,~~413~~409.2773 2,~~223~~227.8519 -0.00 0.03 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~183~~178,~~849~~902,~~795~~979.5021 - 4,~~946~~814,~~816~~036.2927 ~~835~~812,~~663~~200.0675 5,~~782~~626,~~479~~237.3502 - 18.5654 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 6864,~~089~~882,~~958~~467.9263 17.7670 2A1 6160,~~251~~516,~~039~~506.3885 0.00 3A1 4140,~~770~~919,~~163~~124.1392 0.00 PO ~~406~~405,~~457~~089.7077 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 3,~~590~~580,~~459~~928.7800 0.3941 B1 1,~~538~~534,~~377~~293.6159 0.17 B2 ~~717~~716,~~935~~029.6167 0.08 B3 ~~717~~716,~~935~~029.6167 0.08 B4 ~~512~~511,~~727~~366.3922 0.06 B5 307,~~924~~106.0962 0.03 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~178~~174,~~902~~088,~~979~~942.2194 18.5654 --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-5CB, Series 2004-5CB ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 7168,~~289~~089,~~913~~958.4892 6.000000% 12667FDB8 3637.~~976595~~063685 43.~~118694~~933812 ~~786~~749.~~803316~~739631 2A1 61,~~916~~251,~~704~~039.2638 5.000000% 12667FDC6 910.~~907349~~932333 3.~~839710~~798429 ~~911~~900.~~623024~~690691 3A1 4241,~~822~~770,~~489~~163.1013 5.250000% 12667FDD4 2117.~~835493~~658823 3.~~887431~~791900 ~~866~~849.~~720114~~061290 PO ~~415~~406,~~887~~457.3770 0.000000% 12667FDE2 213.~~629938~~137771 0.000000 ~~932~~929.~~339723~~201952 Residual AR 0.00 6.000000% 12667FDF9 0.000000 1.~~178124~~827064 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 3,~~599~~590,~~911~~459.3078 5.~~493292~~493927% 12667FDG7 2.~~572332~~594178 4.~~484958~~473695 ~~977~~974.~~181989~~587812 B1 1,~~542~~538,~~427~~377.2361 5.~~493292~~493927% 12667FDH5 2.~~572332~~594178 4.~~484958~~473695 ~~977~~974.~~181989~~587812 B2 ~~719~~717,~~825~~935.5061 5.~~493292~~493927% 12667FDJ1 2.~~572332~~594178 4.~~484958~~473695 ~~977~~974.~~181989~~587812 B3 ~~719~~717,~~825~~935.5061 5.~~493292~~493927% 12667FDX0 2.~~572332~~594178 4.~~484958~~473695 ~~977~~974.~~181989~~587812 B4 ~~514~~512,~~077~~727.0939 5.~~493292~~493927% 12667FDY8 2.~~572332~~594178 4.~~484958~~473695 ~~977~~974.~~181989~~587812 B5 ~~308~~307,~~734~~924.6709 5.~~493292~~493927% 12667FDZ5 2.~~572332~~594178 4.~~484958~~473695 ~~977~~974.~~181989~~587812 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~183~~178,~~849~~902,~~795~~979.5021 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust 2004-5CB, Series 2004-5CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 68,295,775.41 63,133,285.18 42,659,882.35 Loan count 480 500 353 Avg loan rate 6.536500% 5.383919% 5.843882% Prepay amount 3,138,130.18 492,707.55 689,869.09 Total ----- Prin balance 174,088,942.94 Loan count 1333 Avg loan rate 5.96 Prepay amount 4,320,706.82 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 13,950.72 12,295.47 8,631.42 Sub servicer fees 17,559.17 7,466.97 12,169.21 Trustee fees 536.30 479.09 326.38 Agg advances N/A N/A N/A Adv this period 13,460.95 8,374.15 14,200.74 Total ----- Master serv fees 34,877.62 Sub servicer fees 37,195.35 Trustee fees 1,341.77 Agg advances N/A Adv this period 36,035.84 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 42,875.07 33,306.27 23,818.66 Fraud 1,800,034.32 1,398,305.21 999,984.47 Special Hazard 1,789,029.79 0.00 0.00 Total ----- Bankruptcy 100,000.00 Fraud 4,198,324.00 Special Hazard 1,789,029.79 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.882371% 100.000000% 171,517,619.13 ----------------------------------------------------------------------------- Junior 4.117629% 0.000000% 7,365,753.77 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 21 3,386,633.86 60 to 89 days 6 913,610.33 90 or more 1 37,449.73 Foreclosure 1 46,366.44 Totals: 29 4,384,060.36 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 5,626,237.02 5,626,237.02 Principal remittance amount 4,814,036.27 4,814,036.27 Interest remittance amount 812,200.75 812,200.75

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