8-K 1 cw0404_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2004-04) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CW By: /s/ AnnMarie Cassano ------------------------------ Name: AnnMarie Cassano Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-04 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 18,~~795~~575,~~970~~837.1428 2.700000% ~~220~~235,~~132~~325.8626 4241,~~290~~795.9363 ~~262~~277,~~423~~120.7989 0.00 0.00 A2 1817,~~106~~915,~~512~~125.7322 5.500000% 0.00 82,~~988~~110.1899 82,~~988~~110.1899 0.00 0.00 A3 3736,~~249~~813,~~853~~594.6232 4.500000% ~~436~~466,~~259~~367.3060 ~~139~~138,~~686~~050.9598 ~~575~~604,~~946~~418.2558 0.00 0.00 A4 24,300,000.00 5.250000% 0.00 106,312.50 106,312.50 0.00 0.00 A5 38,829,000.00 5.250000% 0.00 169,876.8887 169,876.8887 0.00 0.00 A6 12,~~608~~335,~~981~~598.4144 5.500000% ~~273~~165,~~382~~150.9755 5756,~~791~~538.16 ~~331~~221,~~174~~688.1470 0.00 0.00 A7 21,~~805~~256,~~970~~800.9576 5.500000% 1935,~~549,170~~853.1909 125,~~860~~760.7034 1941,~~562,030~~613.8943 0.00 0.00 A8 11,000,000.00 5.500000% 0.00 50,416.67 50,416.67 0.00 0.00 A9 5,650,000.00 5.500000% 0.00 25,895.83 25,895.83 0.00 0.00 A10 ~~383~~385,~~786~~545.3133 5.500000% 0.00 0.00 0.00 0.00 0.00 A11 1713,~~286~~375,~~788~~596.6427 5.500000% 32,~~911~~361,~~192~~236.3651 7961,~~231~~304.1182 32,~~990~~422,~~423~~541.4833 0.00 0.00 A12 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 A13 34,000,000.00 5.250000% 0.00 148,750.00 148,750.00 0.00 0.00 A14 11,900,000.00 5.250000% 0.00 52,062.50 52,062.50 0.00 0.00 A15 1,707,727.27 5.500000% 0.00 7,827.08 7,827.08 0.00 0.00 A16 3836,~~940~~944,~~621~~232.6895 5.000000% 1,~~996~~300,~~388~~690.7314 ~~162~~153,~~252~~934.5930 21,~~158~~454,~~641~~624.3345 0.00 0.00 A17 2322,~~639~~397,~~338~~966.7677 2.~~630000~~867500% 1808,~~241,371~~780.9952 5153,~~809~~521.5581 1862,~~293,181~~302.5432 0.00 0.00 A18 8,295,000.00 5.500000% 0.00 38,018.75 38,018.75 0.00 0.00 A19 19,355,000.00 5.250000% 0.00 84,678.13 84,678.13 0.00 0.00 A20 3836,~~680~~637,~~767~~471.9458 4.200000% 21,~~043~~331,~~296~~251.3546 ~~135~~128,~~382~~231.6915 21,~~178~~459,~~679~~482.0461 0.00 0.00 A21 3029,~~944~~309,~~614~~977.3527 5.000000% 1,~~634~~065,~~637~~001.0817 ~~128~~122,~~935~~124.8991 1,~~763~~187,~~572~~126.9808 0.00 0.00 A22 3230,~~293~~587,~~000~~135.3935 5.250000% 1,~~705~~111,~~865~~407.0472 ~~141~~133,~~281~~818.8872 1,~~847~~245,~~146~~226.9244 0.00 0.00 A23 3029,~~944~~309,~~614~~977.3527 5.500000% 1,~~634~~065,~~637~~001.0817 ~~141~~134,~~829~~337.4840 1,~~776~~199,~~466~~338.5657 0.00 0.00 A24 8,236,889.00 5.500000% 0.00 37,752.41 37,752.41 0.00 0.00 A25 19,219,408.00 5.250000% 0.00 84,084.91 84,084.91 0.00 0.00 A26 2019,~~072~~354,~~447~~513.4269 2.~~630000~~867500% ~~717~~467,~~933~~749.7324 4346,~~992~~249.1122 ~~761~~513,~~925~~998.8447 0.00 0.00 A27 4341,~~711~~752,~~786~~480.1846 5.~~370000~~132500% 0.00 ~~195~~178,~~610~~578.2484 ~~195~~178,~~610~~578.2484 0.00 0.00 PO ~~819~~815,~~450~~372.3697 0.000000% 41,~~077~~934.3808 0.00 41,~~077~~934.3808 0.00 0.00 M 8,~~307~~299,~~625~~225.4117 5.500000% 8,~~400~~401.2463 38,~~076~~038.6212 46,~~476~~439.8674 0.00 0.00 B1 3,~~560~~556,~~410~~810.8979 5.500000% 3,600.1070 16,~~318~~302.5505 19,~~918~~902.6575 0.00 0.00 B2 2,~~076~~074,~~906~~806.3529 5.500000% 2,100.0641 9,~~519~~509.1553 11,~~619~~609.2194 0.00 0.00 B3 1,~~186~~185,~~803~~603.6360 5.500000% 1,200.0323 5,~~439~~434.5202 6,~~639~~634.5525 0.00 0.00 B4 ~~890~~889,~~102~~202.7270 5.500000% 900.0317 4,~~079~~075.6451 4,~~979~~975.6669 0.00 0.00 B5 1,~~187~~186,~~683~~482.3240 5.500000% 1,~~200~~201.9212 5,~~443~~438.5504 6,~~644~~639.4717 -0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.0720 0.0720 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~503~~486,~~461~~077,~~035~~048.6419 - 1711,~~385~~333,~~746~~152.4778 2,~~300~~220,~~496~~830.2338 1913,~~686~~553,~~242~~983.7016 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 18,~~575~~340,~~837~~512.2802 0.00 A2 17,~~915~~710,~~125~~529.2216 0.00 A3 36,~~813~~347,~~594~~226.3272 0.00 A4 24,300,000.00 0.00 A5 38,829,000.00 0.00 A6 12,~~335~~170,~~598~~447.4489 0.00 A7 1320,~~256,800~~947.7667 0.00 A8 11,000,000.00 0.00 A9 5,650,000.00 0.00 A10 ~~385~~387,~~545~~312.3341 0.00 A11 1311,~~375~~014,~~596~~359.2776 0.00 A12 0.00 0.00 A13 34,000,000.00 0.00 A14 11,900,000.00 0.00 A15 1,707,727.27 0.00 A16 3635,~~944~~643,~~232~~542.9581 0.00 A17 2221,~~397~~589,~~966~~186.7725 0.00 A18 8,295,000.00 0.00 A19 19,355,000.00 0.00 A20 3635,~~637~~306,~~471~~220.5812 0.00 A21 2928,~~309~~244,~~977~~976.2710 0.00 A22 3029,~~587~~475,~~135~~727.3563 0.00 A23 2928,~~309~~244,~~977~~976.2710 0.00 A24 8,236,889.00 0.00 A25 19,219,408.00 0.00 A26 1918,~~354~~886,~~513~~764.6945 0.00 A27 4140,~~752~~475,~~480~~950.4670 0.00 PO ~~815~~813,~~372~~438.9789 0.00 M 8,~~299~~290,~~225~~823.1754 0.00 B1 3,~~556~~553,~~810~~210.7909 0.00 B2 2,~~074~~072,~~806~~705.2989 0.00 B3 1,~~185~~184,~~603~~403.6036 0.00 B4 ~~889~~888,~~202~~302.7052 0.00 B5 1,~~186~~185,~~482~~281.4027 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~486~~474,~~077~~745,~~048~~662.1949 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-04 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 18,~~795~~575,~~970~~837.1428 2.700000% 12669FRC9 11.~~006643~~766263 2.~~114547~~089782 ~~928~~917.~~791864~~025601 A2 1817,~~106~~915,~~512~~125.7322 5.500000% 12669FRD7 0.000000 4.~~332836~~287038 ~~935~~924.~~353663~~671646 A3 3736,~~249~~813,~~853~~594.6232 4.500000% 12669FRE5 11.~~006643~~766263 3.~~524244~~482969 ~~928~~917.~~791864~~025601 A4 24,300,000.00 5.250000% 12669FRF2 0.000000 4.375000 1,000.000000 A5 38,829,000.00 5.250000% 12669FRG0 0.000000 4.375000 1,000.000000 A6 12,~~608~~335,~~981~~598.4144 5.500000% 12669FRH8 1811.~~225532~~010036 3.~~852744~~769211 ~~822~~811.~~373229~~363193 A7 21,~~805~~256,~~970~~800.9576 5.500000% 12669FRJ4 ~~147~~88.~~119676~~874937 10.~~221339~~547041 ~~119~~30.~~354298~~479360 A8 11,000,000.00 5.500000% 12669FRK1 0.000000 4.583333 1,000.000000 A9 5,650,000.00 5.500000% 12669FRL9 0.000000 4.583333 1,000.000000 A10 ~~383~~385,~~786~~545.3133 5.500000% 12669FRM7 0.000000 0.000000 1,~~042~~046.~~014394~~790293 A11 1713,~~286~~375,~~788~~596.6427 5.500000% 12669FRN5 ~~121~~73.~~843999~~558770 21.~~468259~~909807 ~~416~~343.~~685242~~126472 A12 0.00 5.500000% 12669FRP0 0.000000 0.000000 0.000000 A13 34,000,000.00 5.250000% 12669FRQ8 0.000000 4.375000 1,000.000000 A14 11,900,000.00 5.250000% 12669FRR6 0.000000 4.375000 1,000.000000 A15 1,707,727.27 5.500000% 12669FRS4 0.000000 4.583334 1,000.000160 A16 3836,~~940~~944,~~621~~232.6895 5.000000% 12669FRT2 3926.~~927775~~013803 3.~~245052~~078686 ~~738~~712.~~884659~~870856 A17 2322,~~639~~397,~~338~~966.7677 2.~~630000~~867500% 12669FRU9 4026.~~679172~~503354 1.~~697774~~753884 ~~733~~707.~~970754~~467400 A18 8,295,000.00 5.500000% 12669FRV7 0.000000 4.583333 1,000.000000 A19 19,355,000.00 5.250000% 12669FRW5 0.000000 4.375000 1,000.000000 A20 3836,~~680~~637,~~767~~471.9458 4.200000% 12669FRX3 4026.~~865927~~625029 2.~~707654~~564623 ~~732~~706.~~749432~~124402 A21 3029,~~944~~309,~~614~~977.3527 5.000000% 12669FRY1 4026.~~865927~~625029 3.~~223397~~053123 ~~732~~706.~~749432~~124402 A22 3230,~~293~~587,~~000~~135.3935 5.250000% 12669FRZ8 4026.~~865927~~625029 3.~~384567~~205779 ~~732~~706.~~749432~~124402 A23 3029,~~944~~309,~~614~~977.3527 5.500000% 12669FSA2 4026.~~865927~~625029 3.~~545737~~358435 ~~732~~706.~~749432~~124402 A24 8,236,889.00 5.500000% 12669FSB0 0.000000 4.583333 1,000.000000 A25 19,219,408.00 5.250000% 12669FSC8 0.000000 4.375000 1,000.000000 A26 2019,~~072~~354,~~447~~513.4269 2.~~630000~~867500% 12669FSD6 2919.~~852237~~449373 1.~~829226~~923078 ~~804~~785.~~775572~~326198 A27 4341,~~711~~752,~~786~~480.1846 5.~~370000~~132500% 12669FSE4 0.000000 3.~~584855~~272728 ~~765~~741.~~177628~~783281 PO ~~819~~815,~~450~~372.3697 0.000000% 12669FSF1 41.~~143636~~965511 0.000000 ~~828~~826.~~622204~~656692 M 8,~~307~~299,~~625~~225.4117 5.500000% 12669FSG9 1.~~000029~~000194 4.~~532931~~528347 ~~988~~987.~~002997~~002803 B1 3,~~560~~556,~~410~~810.8979 5.500000% 12669FSH7 1.~~000029~~000194 4.~~532931~~528347 ~~988~~987.~~002997~~002803 B2 2,~~076~~074,~~906~~806.3529 5.500000% 12669FSJ3 1.~~000029~~000194 4.~~532931~~528347 ~~988~~987.~~002997~~002803 B3 1,~~186~~185,~~803~~603.6360 5.500000% 12669FSP9 1.~~000029~~000194 4.~~532931~~528347 ~~988~~987.~~002997~~002803 B4 ~~890~~889,~~102~~202.7270 5.500000% 12669FSQ7 1.~~000029~~000194 4.~~532931~~528347 ~~988~~987.~~002997~~002803 B5 1,~~187~~186,~~683~~482.3240 5.500000% 12669FSR5 1.~~000029~~000194 4.~~532931~~528347 ~~988~~987.~~002997~~002803 Residual AR 0.00 5.500000% 12669FSK0 0.000000 02.~~742014~~032603 0.000000 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~503~~486,~~461~~077,~~035~~048.6419 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-04 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 474,745,662.49 474,745,662.49 Loan count 960 960 Avg loan rate 5.988018% 5.99 Prepay amount 10,839,249.42 10,839,249.42 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 93,013.28 93,013.28 Sub servicer fees 96,504.01 96,504.01 Trustee fees 3,645.58 3,645.58 Agg advances N/A N/A Adv this period 31,335.20 31,335.20 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 6,000,000.00 6,000,000.00 Special Hazard 4,860,770.48 4,860,770.48 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 486,077,048.19 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 9 4,447,954.82 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 1 711,332.23 Totals: 10 5,159,287.05 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 13,553,983.16 13,553,983.16 Principal remittance amount 11,333,152.78 11,333,152.78 Interest remittance amount 2,220,830.38 2,220,830.38

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