8-K 1 cwt041t1_8k0501.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2005 CWT (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2004-1T1) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2005 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2005 Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-1T1 Alternative Loan Trust 2004-1T1 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 3230,~~046~~221,~~763~~424.3464 5.000000% 12,~~825~~011,~~338~~535.7027 ~~133~~125,~~528~~922.1860 12,~~958~~137,~~866~~457.8887 0.00 0.00 A2 7671,~~346~~997,~~350~~769.2722 5.500000% 4,~~348~~792,~~581~~164.0495 ~~349~~329,~~920~~989.7778 45,~~698~~122,~~501~~154.8272 0.00 0.00 A3 1918,~~165~~073,~~182~~560.2535 2.~~630000~~867500% 1,~~091~~202,~~621~~974.9053 4243,~~003~~188.6928 1,~~133~~246,~~625~~162.6081 0.00 0.00 A4 1918,~~165~~073,~~182~~560.2535 5.~~370000~~132500% 0.00 8577,~~764~~302.1912 8577,~~764~~302.1912 0.00 0.00 A5 12,652,000.00 5.750000% 0.00 60,624.17 60,624.17 0.00 0.00 A6 25,298,000.00 5.750000% 0.00 121,219.58 121,219.58 0.00 0.00 PO 1,~~254~~230,~~205~~782.9234 0.000000% 2319,~~423~~082.5726 0.00 2319,~~423~~082.5726 0.00 0.00 Residual AR 0.00 5.750000% 0.00 0.0600 0.0600 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 8,~~125~~117,~~682~~853.7161 5.750000% 7,~~829~~742.0903 38,~~935~~898.5605 46,~~764~~640.6607 0.00 0.00 B1 2,~~500~~497,~~362~~953.1101 5.750000% 2,~~409~~382.1031 11,~~980~~969.9036 14,~~390~~351.0066 0.00 0.00 B2 1,~~250~~248,~~181~~976.0550 5.750000% 1,~~204~~191.5515 5,~~990~~984.4568 7,~~195~~175.0083 0.00 0.00 B3 1999,~~000,144~~181.8420 5.750000% ~~963~~952.6492 4,~~792~~787.3674 5,~~756~~740.0067 0.00 0.00 B4 ~~750~~749,~~108~~385.6390 5.750000% ~~722~~714.7369 3,~~594~~590.2781 4,~~317~~305.0050 0.00 0.00 B5 ~~750~~749,~~490~~767.1101 5.750000% ~~723~~715.1003 3,~~596~~592.1063 4,~~319~~307.2066 0.0003 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~181~~173,~~139~~836,~~471~~653.2380 - 78,~~302~~039,~~817~~455.4312 ~~861~~827,~~950~~069.2980 8,~~164~~866,~~767~~524.7292 -0.03 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 3028,~~221~~209,~~424~~889.6438 0.00 A2 7167,~~997~~205,~~769~~604.2227 0.00 A3 1816,~~073~~870,~~560~~585.3582 0.00 A4 1816,~~073~~870,~~560~~585.3582 0.00 A5 12,652,000.00 0.00 A6 25,298,000.00 0.00 PO 1,~~230~~211,~~782~~700.3409 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 8,~~117~~110,~~853~~111.6159 0.00 B1 2,~~497~~495,~~953~~570.0170 0.00 B2 1,~~248~~247,~~976~~785.5035 0.00 B3 ~~999~~998,~~181~~228.2028 0.00 B4 ~~749~~748,~~385~~671.9021 0.00 B5 749,~~767~~051.0196 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~173~~165,~~836~~797,~~653~~198.8065 - --------------------------------------------------------------------------------

Payment Date: 01/25/05 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-1T1 Alternative Loan Trust 2004-1T1 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 3230,~~046~~221,~~763~~424.3464 5.000000% 12667FBQ7 3640.~~506774~~230705 2.~~670564~~518452 ~~604~~564.~~428493~~197788 A2 7671,~~346~~997,~~350~~769.2722 5.500000% 12667FBR5 3640.~~506774~~230705 2.~~937620~~770297 ~~604~~564.~~428493~~197788 A3 1918,~~165~~073,~~182~~560.2535 2.~~630000~~867500% 12667FBS3 3640.~~506774~~230705 1.~~404716~~444332 ~~604~~564.~~428493~~197788 A4 1918,~~165~~073,~~182~~560.2535 5.~~370000~~132500% 12667FBT1 0.000000 2.~~868185~~585191 ~~604~~564.~~428493~~197788 A5 12,652,000.00 5.750000% 12667FBU8 0.000000 4.791667 1,000.000000 A6 25,298,000.00 5.750000% 12667FBV6 0.000000 4.791667 1,000.000000 PO 1,~~254~~230,~~205~~782.9234 0.000000% 12667FBW4 1513.~~978160~~016773 0.000000 ~~839~~826.~~566037~~549264 Residual AR 0.00 5.750000% 12667FBX2 0.000000 0.~~583488~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 8,~~125~~117,~~682~~853.7161 5.750000% 12667FBY0 0.~~952213~~941623 4.~~735534~~730972 ~~987~~986.~~333205~~391582 B1 2,~~500~~497,~~362~~953.1101 5.750000% 12667FBZ7 0.~~952213~~941623 4.~~735534~~730972 ~~987~~986.~~333205~~391582 B2 1,~~250~~248,~~181~~976.0550 5.750000% 12667FCA1 0.~~952213~~941623 4.~~735534~~730972 ~~987~~986.~~333205~~391582 B3 1999,~~000,144~~181.8420 5.750000% 12667FBM6 0.~~952213~~941623 4.~~735534~~730972 ~~987~~986.~~333205~~391582 B4 ~~750~~749,~~108~~385.6390 5.750000% 12667FBN4 0.~~952213~~941623 4.~~735534~~730972 ~~987~~986.~~333205~~391582 B5 ~~750~~749,~~490~~767.1101 5.750000% 12667FBP9 0.~~952213~~941589 4.~~735534~~730972 ~~987~~986.~~333205~~391582 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~181~~173,~~139~~836,~~471~~653.2380 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Mortgage Pass-Through Certificates, Series 2004-1T1 Alternative Loan Trust 2004-1T1 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 165,797,198.65 165,797,198.65 Loan count 362 362 Avg loan rate 6.391002% 6.39 Prepay amount 7,873,395.61 7,873,395.61 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 20,230.95 20,230.95 Sub servicer fees 68,479.00 68,479.00 Trustee fees 1,303.77 1,303.77 Agg advances N/A N/A Adv this period 73,470.14 73,470.14 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 1,738,366.54 1,738,366.54 Special Hazard 3,757,040.86 3,757,040.86 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 91.744808% 100.000000% 159,473,536.55 ----------------------------------------------------------------------------- Junior 8.255192% 0.000000% 14,349,419.09 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 12 5,814,863.83 60 to 89 days 3 1,595,582.97 90 or more 2 980,945.36 Foreclosure 2 2,439,486.24 Totals: 19 10,830,878.40 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 378,609.14 Current Total Outstanding Number of Loans: 1 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 8,866,524.92 8,866,524.92 Principal remittance amount 8,039,455.12 8,039,455.12 Interest remittance amount 827,069.80 827,069.80

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