8-K 1 cw0507_8k0503.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 25, 2005 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2005-07) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: March 25, 2005 CW By: /s/ Maria Tokarz ------------------------------ Name: Maria Tokarz Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated March 25, 2005 Payment Date: 03/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-07 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~410~~402,~~596~~557,~~000~~116.0090 2.~~820000~~920000% 812,~~038~~573,~~883~~642.1067 ~~932~~914,~~737~~251.2594 813,~~971~~487,~~620~~894.3461 0.00 0.00 1A2 30,~~677~~076,~~000~~388.0017 23.~~950000~~050000% ~~600~~939,~~611~~418.8388 7271,~~900~~347.4888 ~~673~~1,~~512~~010,766.3276 0.00 0.00 1X ~~463~~455,~~927~~287,~~000~~505.0007 1.~~104033~~268507% 0.00 ~~426~~481,~~614~~279.7634 ~~426~~481,~~614~~279.7634 0.00 0.00 2A1 ~~382~~377,~~964~~868,~~000~~646.0017 12.~~144860~~960000% 54,~~095~~039,~~353~~781.8358 ~~354~~1,~~440~~061,005.1185 5,~~449~~100,~~793~~787.9443 0.00 0.00 2A2 ~~164~~161,~~127~~943,~~000~~282.0063 13.~~144860~~010000% 21,~~183~~731,~~717~~330.3744 ~~151~~463,~~918~~403.1583 2,~~335~~194,~~635~~734.5227 0.00 0.00 2X 0.00 0.000000% 0.00 0.00 0.00 0.00 0.00 3A1 2524,~~000~~833,~~000~~731.0042 13.~~406675~~824333% ~~166~~7,~~268~~727.5868 2967,~~305~~623.7318 ~~195~~75,~~574~~350.3186 0.00 0.00 3A2 ~~170~~168,~~060~~928,~~000~~974.0060 13.~~406675~~389333% 152,~~131,025~~564.4000 ~~199~~407,~~349~~677.3109 1460,~~330,374~~241.7109 0.00 0.00 3A3 15,~~479~~376,~~000~~053.0015 14.~~406675~~292333% ~~102~~4,~~946~~784.8594 1846,~~144~~993.9433 ~~121~~51,~~091~~778.7927 0.00 0.00 3X 0.00 0.000000% 0.00 0116,890.0035 0116,890.0035 0.00 0.00 IIX 0.00 0.000000% 0567.0043 0.00 0567.0043 0.00 0.00 Residual AR ~~100~~0.00 34.~~863971~~027606% ~~100~~0.00 0.3246 ~~100~~0.3246 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1M1 10,855,000.00 3.~~050000~~150000% 02,067.0003 26,~~670~~594.1375 2628,~~670~~661.1378 0.00 0.00 1B1 6,843,000.00 3.~~400000~~500000% 01,303.0006 18,~~742~~628.2217 1819,~~742~~931.22 0.00 0.00 1B2 4,956,000.00 34.~~997212~~150000% 0943.0073 1615,~~168~~996.9587 16,~~168~~940.9560 0.00 0.00 1B3 3,775,000.00 34.~~863971~~027606% 0718.0084 12,~~155~~670.4118 1213,~~155~~389.4102 0.00 0.00 1B4 2,360,000.00 34.~~863971~~027606% 0449.0040 7,~~599~~920.1496 78,~~599~~370.1435 0.00 0.00 1B5 1,888,326.00 34.~~863971~~027606% 0359.0058 6,~~080~~337.3686 6,~~080~~697.3644 0.00 0.00 2M1 18,~~058~~026,~~000~~287.0091 13.~~231096~~250000% 3110,~~712~~731.0958 1754,~~974~~722.4737 4965,~~686~~453.5695 0.00 0.00 2B1 14,~~365~~339,~~000~~773.0028 13.~~231096~~650000% 258,~~226~~536.7289 1438,~~309~~767.5135 3947,~~536~~304.2324 0.00 0.00 2B2 11,~~081~~061,~~000~~540.0039 13.~~231096~~899806% 196,~~459~~585.6126 1136,~~055~~807.0963 3043,~~514~~392.7089 0.00 0.00 2B3 11,~~492~~471,~~000~~818.0062 13.~~190059~~639819% 206,~~181~~829.3851 1133,~~396~~136.8047 3139,~~578~~965.1898 0.00 0.00 2B4 4,~~925~~916,~~000~~351.0009 13.~~190059~~639819% 82,~~648~~926.9185 414,~~884~~200.2093 1317,~~533~~127.1178 0.00 0.00 2B5 3,~~283~~277,~~587~~820.0063 13.~~190059~~639819% 51,~~766~~951.3738 39,~~256~~468.3902 911,~~022~~419.7540 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 1,~~292~~275,~~785~~355,~~013~~110.0096 - 1719,~~429~~393,~~902~~220.0474 23,~~335~~905,~~703~~724.7379 1923,~~765~~298,~~605~~945.7753 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~402~~389,~~557~~983,~~116~~474.9024 0.00 1A2 3029,~~076~~136,~~388~~969.1728 0.00 1X ~~455~~441,~~287~~770,~~505~~129.0770 0.00 2A1 ~~377~~373,~~868~~828,~~646~~864.1759 0.00 2A2 ~~161~~160,~~943~~211,~~282~~952.6319 0.00 2X 0.00 0.00 3A1 24,~~833~~837,~~731~~524.4226 0.00 3A2 168,~~928~~945,~~974~~863.6092 0.00 3A3 15,~~376~~379,~~053~~274.15 0.00 3X 019,913.0085 0.00 IIX 0.00 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate 1M1 10,~~855~~852,~~000~~932.0097 0.00 1B1 6,~~843~~841,~~000~~696.0094 0.00 1B2 4,~~956~~955,~~000~~056.0027 0.00 1B3 3,~~775~~774,~~000~~281.0016 0.00 1B4 2,~~360~~359,~~000~~550.0060 0.00 1B5 1,~~888~~887,~~326~~966.0042 0.00 2M1 18,~~026~~017,~~287~~729.9169 0.00 2B1 14,~~339~~333,~~773~~178.2806 0.00 2B2 11,~~061~~056,~~540~~555.3942 0.00 2B3 11,~~471~~466,~~818~~648.6276 0.00 2B4 4,~~916~~914,~~351~~135.0950 0.00 2B5 3,~~277~~276,~~820~~343.6346 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 1,~~275~~256,~~355~~079,~~110~~911.9674 - --------------------------------------------------------------------------------

Payment Date: 03/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-07 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~410~~402,~~596~~557,~~000~~116.0090 2.~~820000~~920000% 12669GNL1 1930.~~578571~~622906 2.~~271667~~226646 ~~980~~949.~~421429~~798523 1A2 30,~~677~~076,~~000~~388.0017 23.~~950000~~050000% 12669GNM9 1930.~~578571~~622906 2.~~376389~~325778 ~~980~~949.~~421429~~798523 1X ~~463~~455,~~927~~287,~~000~~505.0007 1.~~104033~~268507% 12669GNN7 0.000000 01.~~919573~~037403 ~~981~~952.~~377469~~240610 2A1 ~~382~~377,~~964~~868,~~000~~646.0017 12.~~144860~~960000% 12669GNP2 1310.~~305047~~548724 02.~~925518~~770511 ~~986~~976.~~694953~~146229 2A2 ~~164~~161,~~127~~943,~~000~~282.0063 13.~~144860~~010000% 12669GNQ0 1310.~~305047~~548724 02.~~925613~~823447 ~~986~~976.~~694953~~146229 2X 0.00 0.000000% 12669GNR8 0.000000 0.000000 0.000000 3A1 2524,~~000~~833,~~000~~731.0042 13.~~406675~~824333% 12669GNT4 60.~~650743~~309107 12.~~172229~~704927 993.~~349257~~500971 3A2 ~~170~~168,~~060~~928,~~000~~974.0060 13.~~406675~~389333% 12669GPL9 60.~~650743~~309091 12.~~172229~~397254 993.~~349257~~448571 3A3 15,~~479~~376,~~000~~053.0015 14.~~406675~~292333% 12669GPM7 60.~~650743~~309125 13.~~172229~~035941 993.~~349257~~557346 3X 0.00 0.000000% 12669GNU1 0.000000 0.000000 0.000000 IIX 0.00 0.000000% 12669GPD7 0.000000 0.000000 0.000000 Residual AR ~~100~~0.00 34.~~863971~~027606% 12669GNW7 ~~1,000~~0.000000 34.~~219976~~588206 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate 1M1 10,855,000.00 3.~~050000~~150000% 12669GNX5 0.~~000000~~190422 2.~~456944~~450000 ~~1,000~~999.~~000000~~809578 1B1 6,843,000.00 3.~~400000~~500000% 12669GNY3 0.~~000000~~190422 2.~~738889~~722222 ~~1,000~~999.~~000000~~809578 1B2 4,956,000.00 34.~~997212~~150000% 12669GNZ0 0.~~000000~~190422 3.~~262500~~227778 ~~1,000~~999.~~000000~~809578 1B3 3,775,000.00 34.~~863971~~027606% 12669GPE5 0.~~000000~~190422 3.~~219976~~356338 ~~1,000~~999.~~000000~~809578 1B4 2,360,000.00 34.~~863971~~027606% 12669GPF2 0.~~000000~~190422 3.~~219976~~356338 ~~1,000~~999.~~000000~~809578 1B5 1,888,326.00 34.~~863971~~027606% 12669GPG0 0.~~000000~~190422 3.~~219976~~356338 ~~1,000~~999.~~000000~~809578 2M1 18,~~058~~026,~~000~~287.0091 13.~~231096~~250000% 12669GPA3 10.~~756124~~594284 03.~~995374~~030367 ~~998~~997.~~243876~~769946 2B1 14,~~365~~339,~~000~~773.0028 13.~~231096~~650000% 12669GPB1 10.~~756124~~594284 02.~~996137~~698736 ~~998~~997.~~243876~~784759 2B2 11,~~081~~061,~~000~~540.0039 13.~~231096~~899806% 12669GPC9 10.~~756124~~594284 03.~~997662~~321688 ~~998~~997.~~243876~~794010 2B3 11,~~492~~471,~~000~~818.0062 13.~~190059~~639819% 12669GPG8 10.~~756124~~594284 02.~~991716~~883438 ~~998~~997.~~243876~~794010 2B4 4,~~925~~916,~~000~~351.0009 13.~~190059~~639819% 12669GPJ4 10.~~756124~~594284 02.~~991716~~883438 ~~998~~997.~~243876~~794010 2B5 3,~~283~~277,~~587~~820.0063 13.~~190059~~639819% 12669GPK1 10.~~756119~~594284 02.~~991716~~883438 ~~998~~997.~~243881~~794015 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 1,~~292~~275,~~785~~355,~~013~~110.0096 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-07 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 449,791,928.36 579,570,935.28 226,717,048.68 Loan count 1274 1791 749 Avg loan rate 4.418313% 3.778112% 4.688274% Prepay amount 13,430,678.60 5,687,584.66 82,124.51 Total ----- Prin balance 1,256,079,912.32 Loan count 3814 Avg loan rate 4.17 Prepay amount 19,200,387.77 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 138,268.97 181,477.45 70,834.24 Sub servicer fees 2,589.33 2,612.31 2,255.58 Trustee fees 3,474.83 4,390.31 1,700.02 Agg advances N/A N/A N/A Adv this period 17,438.01 32,239.17 8,646.05 Total ----- Master serv fees 390,580.66 Sub servicer fees 7,457.22 Trustee fees 9,565.16 Agg advances N/A Adv this period 58,323.23 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 9,439,008.53 11,854,623.94 4,562,067.80 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 25,855,700.27 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 92.649997% 100.000000% 1,181,584,193.04 ----------------------------------------------------------------------------- Junior 7.350003% 0.000000% 93,736,075.25 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 43 16,264,874.12 60 to 89 days 1 195,754.23 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 44 16,460,628.35 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 23,298,945.53 23,298,945.53 Principal remittance amount 19,393,220.74 19,393,220.74 Interest remittance amount 3,905,724.79 3,905,724.79

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