8-K 1 cwt0502_8k0503.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 25, 2005 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust, Mortgage Pass-Through (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: March 25, 2005 CWT By: /s/ Maria Tokarz ------------------------------ Name: Maria Tokarz Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated March 25, 2005 Payment Date: 03/25/05 ------------------------------------------------------------ Countrywide Home Loans Countrywide Alternative Loan Trust, Mortgage Pass-Through Certificates, Series ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 62,~~496~~003,~~000~~682.0085 5.~~172384~~170130% ~~492~~1,~~317~~717,691.1509 ~~269~~267,~~377~~139.7826 ~~761~~1,~~694~~984,830.9335 0.00 0.00 2A1 9188,~~174~~980,~~000~~446.0035 5.~~635496~~621976% 25,~~193~~236,~~553~~284.6561 ~~428~~416,~~175~~871.6163 25,~~621~~653,~~729~~156.2624 0.00 0.00 3A1 8886,~~391~~460,~~000~~273.0097 5.~~593307~~584167% 14,~~930~~699,~~726~~907.0310 ~~411~~402,~~998~~340.3551 25,~~342~~102,~~724~~247.3861 0.00 0.00 Residual AR ~~100~~0.00 5.~~172384~~170130% ~~100~~0.00 0.4310 ~~100~~0.4310 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 12,~~354~~352,~~000~~444.0050 5.~~500522~~491509% 1,~~555~~728.5059 56,~~627~~527.8796 58,~~183~~256.3755 0.00 0.00 B1 2,~~891~~890,~~000~~635.0099 5.~~500522~~491509% ~~364~~404.0151 13,~~251~~228.6729 13,~~615~~632.6881 0.00 0.00 B2 1,~~839~~838,~~000~~768.0045 5.~~500522~~491509% ~~231~~257.5532 8,~~429~~414.5568 8,~~661~~671.1099 0.00 0.00 B3 1,~~576~~575,~~000~~801.0056 5.~~500522~~491509% ~~198~~220.4452 7,~~224~~211.0227 7,~~422~~431.4579 0.00 0.00 B4 1,~~314~~313,~~000~~834.0055 5.~~500522~~491509% ~~165~~183.4586 6,~~023~~012.0744 6,~~188~~196.5230 0.00 0.00 B5 790,~~684~~584.2270 5.~~500522~~491509% 99110.5263 3,~~624~~617.3192 3,~~723~~728.8355 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~262~~258,~~825~~206,~~784~~472.2292 - 411,~~619~~656,~~311~~788.3022 1,~~204~~181,~~732~~364.6707 512,~~824~~838,~~043~~152.9729 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 6260,~~003~~285,~~682~~991.8576 0.00 2A1 8883,~~980~~744,~~446~~161.3574 0.00 3A1 8681,~~460~~760,~~273~~366.9788 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 12,~~352~~350,~~444~~715.5091 0.00 B1 2,890,~~635~~231.9948 0.00 B2 1,838,~~768~~511.4513 0.00 B3 1,575,~~801~~581.5605 0.00 B4 1,313,~~834~~650.5570 0.00 B5 790,~~584~~474.7007 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~258~~246,~~206~~549,~~472~~684.9270 - --------------------------------------------------------------------------------

Payment Date: 03/25/05 ------------------------------------------------------------ Countrywide Home Loans Countrywide Alternative Loan Trust, Mortgage Pass-Through Certificates, Series ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 62,~~496~~003,~~000~~682.0085 5.~~172384~~170130% 12667FZ65 727.~~877579~~484816 4.~~310320~~274502 ~~992~~964.~~122421~~637605 2A1 9188,~~174~~980,~~000~~446.0035 5.~~635496~~621976% 12667FZ73 2457.~~058982~~431775 4.~~696247~~572264 ~~975~~918.~~941018~~509243 3A1 8886,~~391~~460,~~000~~273.0097 5.~~593307~~584167% 12667FZ81 2153.~~843016~~171783 4.~~661089~~551827 ~~978~~924.~~156984~~985201 Residual AR ~~100~~0.00 5.~~172384~~170130% 12667FZ99 ~~1,000~~0.000000 41.~~310320~~027687 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 12,~~354~~352,~~000~~444.0050 5.~~500522~~491509% 12667F2A2 0.~~125911~~139921 4.~~583768~~575681 999.~~874089~~734168 B1 2,~~891~~890,~~000~~635.0099 5.~~500522~~491509% 12667F2B0 0.~~125911~~139921 4.~~583768~~575681 999.~~874089~~734168 B2 1,~~839~~838,~~000~~768.0045 5.~~500522~~491509% 12667F2C8 0.~~125911~~139921 4.~~583768~~575681 999.~~874089~~734168 B3 1,~~576~~575,~~000~~801.0056 5.~~500522~~491509% 12267F2D6 0.~~125911~~139921 4.~~583768~~575681 999.~~874089~~734168 B4 1,~~314~~313,~~000~~834.0055 5.~~500522~~491509% 12267F2E4 0.~~125911~~139921 4.~~583768~~575681 999.~~874089~~734168 B5 790,~~684~~584.2270 5.~~500522~~491509% 12667F2F1 0.~~125867~~139921 4.~~583768~~575681 999.~~874133~~734212 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~262~~258,~~825~~206,~~784~~472.2292 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Countrywide Alternative Loan Trust, Mortgage Pass-Through Certificates, Series ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 65,645,826.79 91,562,752.84 89,341,105.04 Loan count 123 176 173 Avg loan rate 5.434978% 5.883809% 5.848327% Prepay amount 1,710,186.62 5,222,855.48 4,687,631.62 Total ----- Prin balance 246,549,684.67 Loan count 472 Avg loan rate 5.75 Prepay amount 11,620,673.72 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 11,307.95 14,064.14 14,953.34 Sub servicer fees 0.00 0.00 0.00 Trustee fees 505.23 726.00 705.32 Agg advances N/A N/A N/A Adv this period 12,025.76 19,927.65 14,187.19 Total ----- Master serv fees 40,325.43 Sub servicer fees 0.00 Trustee fees 1,936.55 Agg advances N/A Adv this period 46,140.60 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 1,357,144.44 1,979,898.16 1,919,473.08 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 5,256,515.68 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 91.960156% 100.000000% 237,444,403.17 ----------------------------------------------------------------------------- Junior 8.039844% 0.000000% 20,759,164.33 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 15 8,674,038.84 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 15 8,674,038.84 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 12,838,152.29 12,838,152.29 Principal remittance amount 11,656,788.22 11,656,788.22 Interest remittance amount 1,181,364.07 1,181,364.07

Filing Compare · CWALT, INC. - Alternative Loan Trust 2005-2