8-K 1 cwt05j2_8k0503.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 25, 2005 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2005-J2) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: March 25, 2005 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated March 25, 2005 Payment Date: 03/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-J2 Alternative Loan Trust 2005-J2 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 100,000,000.00 3.010000% 1,166,856.13 250,833.33 1,417,689.46 0.00 0.00 A2 225,000,000.00 2.490000% 0.00 466,875.00 466,875.00 0.00 0.00 A3 7,304,000.00 5.500000% 0.00 33,476.67 33,476.67 0.00 0.00 A4 28,151,000.00 5.500000% 0.00 129,025.42 129,025.42 0.00 0.00 A5 301,348,000.00 3.110000% 3,136,541.15 780,993.57 3,917,534.72 0.00 0.00 A6 301,348,000.00 2.390000% 0.00 600,184.77 600,184.77 0.00 0.00 A7 10,300,000.00 5.500000% 0.00 47,208.33 47,208.33 0.00 0.00 A8 5,000,000.00 3.210000% 58,342.81 13,375.00 71,717.81 0.00 0.00 A9 5,000,000.00 2.290000% 0.00 9,541.67 9,541.67 0.00 0.00 A10 1,670,000.00 5.500000% 0.00 7,654.17 7,654.17 0.00 0.00 A11 44,000,000.00 2.930000% 513,416.70 107,433.33 620,850.03 0.00 0.00 A12 81,000,000.00 3.010000% 945,153.46 203,175.00 1,148,328.46 0.00 0.00 A13 543,000.00 5.500000% 0.00 2,488.75 2,488.75 0.00 0.00 1X 513,732,708.00 0.412210% 0.00 176,471.25 176,471.25 0.00 0.00 POA 917,553.70 0.000000% 2,925.14 0.00 2,925.14 0.00 0.00 2A1 27,692,000.00 7.500000% 41,~~384~~704,~~974~~975.4877 173,075.00 41,~~558~~878,~~049~~050.4877 0.00 0.00 2X 23,438,469.00 0.369481% 0.00 7,216.73 7,216.73 0.00 0.00 POB 22,259.04 0.000000% 1,~~612~~515.4465 0.00 1,~~612~~515.4465 0.00 0.00 Residual AR 100.00 5.500000% 100.00 0.46 100.46 0.00 0.00 P 100.00 0.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 17,279,900.00 5.591207% 12,~~360~~390.0705 80,512.91 92,~~872~~902.9896 0.00 0.00 B1 5,119,600.00 5.591207% 3,~~661~~670.9886 23,853.95 27,~~515~~524.9381 0.00 0.00 B2 3,199,800.00 5.591207% 2,~~288~~294.7732 14,908.95 17,~~197~~203.7228 0.00 0.00 B3 2,559,800.00 5.591207% 1,~~830~~835.9943 11,926.98 13,~~757~~762.9641 0.00 0.00 B4 2,559,800.00 5.591207% 1,~~830~~835.9943 11,926.98 13,~~757~~762.9641 0.00 0.00 B5 1,279,922.46 5.591207% ~~915~~917.5173 5,963.59 6,~~879~~881.1032 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 639,946,835.20 - 107,~~232~~552,~~810~~770.6162 3,158,121.80 1310,~~390~~710,~~932~~892.4142 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 98,833,143.87 0.00 A2 222,374,573.72 0.00 A3 7,304,000.00 0.00 A4 28,151,000.00 0.00 A5 298,211,458.85 0.00 A6 298,211,458.85 0.00 A7 10,300,000.00 0.00 A8 4,941,657.19 0.00 A9 4,941,657.19 0.00 A10 1,670,000.00 0.00 A11 43,486,583.30 0.00 A12 80,054,846.54 0.00 A13 543,000.00 0.00 1X 512,001,410.00 0.00 POA 914,628.56 0.00 2A1 2325,~~307~~987,~~025~~024.5223 0.00 2X 1922,~~492~~120,~~167~~357.3130 0.00 POB 20,~~646~~743.6039 0.00 Residual AR 0.00 0.00 P 100.00 0.00 -------------------------------------------------------------------------------- Subordinate M 17,267,~~539~~509.9395 0.00 B1 5,115,~~938~~929.0214 0.00 B2 3,197,~~511~~505.2368 0.00 B3 2,557,~~969~~964.0157 0.00 B4 2,557,~~969~~964.0157 0.00 B5 1,279,~~006~~004.9573 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~629~~632,~~714~~394,~~024~~064.5958 - --------------------------------------------------------------------------------

Payment Date: 03/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-J2 Alternative Loan Trust 2005-J2 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 100,000,000.00 3.010000% 12667F5W1 11.668561 2.508333 988.331439 A2 225,000,000.00 2.490000% 12667F5X9 0.000000 2.075000 988.331439 A3 7,304,000.00 5.500000% 12667F5Y7 0.000000 4.583333 1,000.000000 A4 28,151,000.00 5.500000% 12667F5Z4 0.000000 4.583333 1,000.000000 A5 301,348,000.00 3.110000% 12667F6A8 10.408369 2.591667 989.591631 A6 301,348,000.00 2.390000% 12667F6B6 0.000000 1.991667 989.591631 A7 10,300,000.00 5.500000% 12667F6C4 0.000000 4.583333 1,000.000000 A8 5,000,000.00 3.210000% 12667F6D2 11.668561 2.675000 988.331439 A9 5,000,000.00 2.290000% 12667F6E0 0.000000 1.908333 988.331439 A10 1,670,000.00 5.500000% 12667F6F7 0.000000 4.583333 1,000.000000 A11 44,000,000.00 2.930000% 12667F6G5 11.668561 2.441667 988.331439 A12 81,000,000.00 3.010000% 12667F6H3 11.668561 2.508333 988.331439 A13 543,000.00 5.500000% 12667F6J9 0.000000 4.583333 1,000.000000 1X 513,732,708.00 0.412210% 12667F6K6 0.000000 0.343508 996.629963 POA 917,553.70 0.000000% 12667F6L4 3.187977 0.000000 996.812023 2A1 27,692,000.00 7.500000% 12667F6M2 ~~158~~61.~~348060~~569254 6.250000 ~~841~~938.~~651940~~430746 2X 23,438,469.00 0.369481% 12667F6N0 0.000000 0.307901 ~~831~~943.~~631422~~762893 POB 22,259.04 0.000000% 12667F6P5 7268.~~439782~~091436 0.000000 ~~927~~931.~~560218~~908564 Residual AR 100.00 5.500000% 12667F6Q3 1,000.000000 4.~~635920~~627868 0.000000 P 100.00 0.000000% 12667F7X7 0.000000 0.000000 1,000.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 17,279,900.00 5.591207% 12667F6R1 0.~~715286~~717021 4.659339 999.~~284714~~282979 B1 5,119,600.00 5.591207% 12667F6S9 0.~~715286~~717021 4.659339 999.~~284714~~282979 B2 3,199,800.00 5.591207% 12667F6T7 0.~~715286~~717021 4.659339 999.~~284714~~282979 B3 2,559,800.00 5.591207% 12667F6U4 0.~~715286~~717021 4.659339 999.~~284714~~282979 B4 2,559,800.00 5.591207% 12667F6V2 0.~~715286~~717021 4.659339 999.~~284714~~282979 B5 1,279,922.46 5.591207% 12667F6W0 0.~~715286~~717021 4.659339 999.~~284714~~282979 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 639,946,835.20 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-J2 Alternative Loan Trust 2005-J2 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 604,927,789.69 27,466,174.89 632,393,964.58 Loan count 1735 192 1927 Avg loan rate 6.097154% 8.415565% 6.20 Prepay amount 5,402,323.69 1,688,983.26 7,091,306.95 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 123,141.12 3,038.91 126,180.03 Sub servicer fees 0.00 0.00 0.00 Trustee fees 4,580.80 218.80 4,799.60 Agg advances N/A N/A N/A Adv this period 753,690.72 8,746.12 762,436.84 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 12,215,464.50 583,470.21 12,798,934.70 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.003175% 100.000000% 607,948,012.74 ----------------------------------------------------------------------------- Junior 4.996825% 0.000000% 31,975,878.64 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 6 696,328.84 60 to 89 days 1 426,252.12 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 7 1,122,580.96 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 10,710,892.42 10,710,892.42 Principal remittance amount 7,552,770.62 7,552,770.62 Interest remittance amount 3,158,121.80 3,158,121.80

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