8-K 1 cwt522t1_8k0506.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2005 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Alternative Loan (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2005 CWT By: /s/ Cirino Emanuele ------------------------------ Name: Cirino Emanuele Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2005 Payment Date: 06/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Alternative Loan Trust Series 2005-22T1 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~216~~214,~~000~~871,~~000~~075.0020 3.~~350000~~440000% 13,~~128~~180,~~924~~269.8061 ~~603~~615,~~000~~963.0075 13,~~731~~796,~~924~~233.8036 0.00 0.00 A2 ~~216~~214,~~000~~871,~~000~~075.0020 21.~~070000~~980000% 0.00 ~~372~~354,~~600~~537.0027 ~~372~~354,~~600~~537.0027 0.00 0.00 A3 5,200,000.00 5.500000% 0.00 23,833.33 23,833.33 0.00 0.00 A4 5,190,000.00 5.500000% 0.00 23,787.50 23,787.50 0.00 0.00 A5 25,215,000.00 5.500000% 0.00 115,568.75 115,568.75 0.00 0.00 A6 1,~~080~~074,~~000~~355.0038 1.000000% 0.00 ~~900~~895.0030 ~~900~~895.0030 0.00 0.00 PO ~~541~~537,~~832~~107.4590 0.000000% ~~4,724~~615.5533 0.00 ~~4,724~~615.5533 0.00 0.00 Residual AR ~~100~~0.00 5.500000% ~~100~~0.00 0.4600 ~~100~~0.4600 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 6,~~493~~479,~~000~~161.0069 5.500000% 136,~~838~~036.3184 29,~~759~~696.5816 4335,~~597~~733.8900 0.00 0.00 B1 2,~~385~~379,~~000~~916.0093 5.500000% 52,~~083~~217.0744 10,~~931~~907.2595 1613,~~014~~125.3240 0.00 0.00 B2 1,~~325~~322,~~000~~176.0007 5.500000% 21,~~823~~231.9391 6,~~072~~059.9297 87,~~896~~291.8489 0.00 0.00 B3 1,~~060~~057,~~000~~740.0086 5.500000% ~~2,259~~985.1453 4,~~858~~847.3398 75,~~117~~833.4851 0.00 0.00 B4 ~~927~~925,~~000~~024.0032 5.500000% ~~1,975~~861.6887 4,~~248~~239.7569 65,~~224~~101.4357 0.00 0.00 B5 ~~663~~661,~~067~~654.5538 5.500000% ~~1,413~~616.1241 3,~~039~~032.0658 43,~~452~~648.1899 0.0508 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~265~~263,~~000~~838,~~000~~857.0035 - 13,~~161~~192,~~142~~834.6095 1,~~198~~193,~~599~~370.9324 24,~~359~~386,~~742~~205.5320 0.0508 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 ~~214~~211,~~871~~690,~~075~~805.2059 0.00 A2 ~~214~~211,~~871~~690,~~075~~805.2059 0.00 A3 5,200,000.00 0.00 A4 5,190,000.00 0.00 A5 25,215,000.00 0.00 A6 1,~~074~~058,~~355~~454.3803 0.00 PO ~~537~~536,~~107~~492.9057 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 6,~~479~~473,~~161~~124.6985 0.00 B1 2,~~379~~377,~~916~~699.9349 0.00 B2 1,~~322~~320,~~176~~944.0716 0.00 B3 1,~~057~~056,~~740~~755.8633 0.00 B4 ~~925~~924,~~024~~162.3244 0.00 B5 661,~~654~~037.3889 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~263~~260,~~838~~646,~~857~~022.3532 - --------------------------------------------------------------------------------

Payment Date: 06/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Alternative Loan Trust Series 2005-22T1 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~216~~214,~~000~~871,~~000~~075.0020 3.~~350000~~440000% 12667GGN7 514.~~226504~~723470 2.~~791667~~851684 ~~994~~980.~~773496~~050026 A2 ~~216~~214,~~000~~871,~~000~~075.0020 21.~~070000~~980000% 12667GGP2 0.000000 1.~~725000~~641376 ~~994~~980.~~773496~~050026 A3 5,200,000.00 5.500000% 12667GGQ0 0.000000 4.583333 1,000.000000 A4 5,190,000.00 5.500000% 12667GGR8 0.000000 4.583333 1,000.000000 A5 25,215,000.00 5.500000% 12667GMA8 0.000000 4.583333 1,000.000000 A6 1,~~080~~074,~~000~~355.0038 1.000000% 12667GMB6 0.000000 0.~~833333~~828978 ~~994~~980.~~773496~~050026 PO ~~541~~537,~~832~~107.4590 0.000000% 12667GGS6 81.~~719577~~135650 0.000000 ~~991~~990.~~280423~~144772 Residual AR ~~100~~0.00 5.500000% 12667GGT4 ~~1,000~~0.000000 40.~~583333~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 6,~~493~~479,~~000~~161.0069 5.500000% 12667GGU1 20.~~131266~~929746 4.~~583333~~573565 ~~997~~996.~~868734~~938988 B1 2,~~385~~379,~~000~~916.0093 5.500000% 12667GGV9 20.~~131266~~929746 4.~~583333~~573565 ~~997~~996.~~868734~~938988 B2 1,~~325~~322,~~000~~176.0007 5.500000% 12667GGW7 20.~~131266~~929746 4.~~583333~~573565 ~~997~~996.~~868734~~938988 B3 1,~~060~~057,~~000~~740.0086 5.500000% 12667GGX5 20.~~131266~~929746 4.~~583333~~573565 ~~997~~996.~~868734~~938988 B4 ~~927~~925,~~000~~024.0032 5.500000% 12667GGY3 20.~~131266~~929746 4.~~583333~~573565 ~~997~~996.~~868734~~938988 B5 ~~663~~661,~~067~~654.5538 5.500000% 12667GGZ0 20.~~131190~~929632 4.~~583333~~573565 ~~997~~996.~~868734~~938988 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~265~~263,~~000~~838,~~000~~857.0035 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Alternative Loan Trust Series 2005-22T1 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 260,646,022.32 260,646,022.32 Loan count 473 473 Avg loan rate 6.127292% 6.13 Prepay amount 2,946,925.73 2,946,925.73 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 43,973.14 43,973.14 Sub servicer fees 0.00 0.00 Trustee fees 1,978.79 1,978.79 Agg advances N/A N/A Adv this period 8,970.30 8,970.30 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 5,300,000.00 5,300,000.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.143132% 100.000000% 251,013,183.10 ----------------------------------------------------------------------------- Junior 4.856868% 0.000000% 12,813,724.16 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 3 1,416,627.11 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 3 1,416,627.11 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 4,386,205.20 4,386,205.20 Principal remittance amount 3,192,834.95 3,192,834.95 Interest remittance amount 1,193,370.24 1,193,370.24

Filing Compare · Alternative Loan Trust 2005-22T1