8-K 1 amh044_8k0507.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2005 AMH (Depositor) (Issuer in respect of AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2005 AMH By: /s/ Ira Nydick ------------------------------ Name: Ira Nydick Assistant Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2005 Payment Date: 07/25/05 ------------------------------------------------------------ AMERICAN HOME MORTGAGE ACCEPTANCE, INC AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4 MORTGAGE BACKED NOTES ------------------------------------------------------------

Payment Date: 07/25/05 ------------------------------------------------------------ AMERICAN HOME MORTGAGE ACCEPTANCE, INC AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4 MORTGAGE BACKED NOTES ------------------------------------------------------------

------------------------------------------------------------ AMERICAN HOME MORTGAGE ACCEPTANCE, INC AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4 MORTGAGE BACKED NOTES ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 242,735,059.11 489,280,715.75 439,409,705.85 Loan count 1013 2598 827 Avg loan rate 5.387214% 5.614506% 5.376589% Prepay amount 5,396,202.99 27,895,725.12 27,824,250.79 Prin balance 831,275,270.77 529,987,080.25 353,816,067.59 Loan count 4540 1042 2282 Avg loan rate 5.729532% 5.481444% 6.649504% Prepay amount 16,933,186.41 17,414,794.87 9,375,278.57 Total ----- Prin balance 175,804,485.18 3,062,308,384.50 Loan count 3149 15451 Avg loan rate 7.248323% 5.78 Prepay amount 9,105,040.88 113,944,479.63 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 64,660.64 159,859.99 97,484.55 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 12,771.68 90,084.92 62,340.13 Master serv fees 264,096.17 114,520.82 107,551.14 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 52,563.57 146,936.21 56,597.13 Total ----- Master serv fees 74,537.08 882,710.39 Sub servicer fees 0.00 0.00 Trustee fees 0.00 0.00 Agg advances N/A N/A Adv this period 0.00 421,293.64 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 5,182,277.53 11,891,878.89 11,220,549.60 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 18,120,796.97 11,837,497.61 7,858,733.89 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 4,268,851.53 70,380,586.02 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.146313% 100.000000% 6,859,351,560.18 ----------------------------------------------------------------------------- Junior 3.853687% 0.000000% 274,933,018.15 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 135 19,710,683.91 60 to 89 days 41 5,323,091.01 90 or more 24 3,724,550.43 Foreclosure 0 0.00 Totals: 200 28,758,325.35 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 128,079,016.38 128,079,016.38 Principal remittance amount 114,960,854.39 114,960,854.39 Interest remittance amount 13,118,161.98 13,118,161.98

American Home Mortgage Investment Trust 2004-4 8-K