8-K 1 cwt05j5_8k0510.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2005 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Alternative Loan (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2005 CWT By: /s/ Cirino Emanuele ------------------------------ Name: Cirino Emanuele Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2005 Payment Date: 10/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Alternative Loan Trust Series 2005-J5 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 9794,~~143~~745,000.00 34.~~760000~~130000% 1,199,000.00 ~~304~~326,~~381~~080.4071 1,~~503~~525,~~381~~080.4071 0.00 0.00 1A2 9794,~~143~~745,000.00 1.~~740000~~370000% 0.00 ~~140~~108,~~857~~167.3521 ~~140~~108,~~857~~167.3521 0.00 0.00 1A3 9184,~~579~~449,~~612~~674.9819 34.~~860000~~230000% 3313,~~687,514~~884.9672 ~~294~~297,~~581~~685.0910 3611,~~982,096~~569.0582 0.00 0.00 1A4 9184,~~579~~449,~~612~~674.9819 1.~~640000~~270000% 0.00 ~~125~~89,~~158~~375.8091 ~~125~~89,~~158~~375.8091 0.00 0.00 1A5 2,~~348~~165,~~673~~817.3518 4.~~060000~~430000% 948,~~570~~049.9297 7,~~946~~995.3448 ~~102~~16,~~517~~045.2644 0.00 0.00 1A6 2,~~348~~165,~~673~~817.3518 1.~~440000~~070000% 0.00 21,~~818~~931.4119 21,~~818~~931.4119 0.00 0.00 1A7 1,~~832~~849,~~974~~814.1288 5.500000% 0.00 0.00 0.00 0.00 0.00 1A8 55,181,000.00 5.500000% 0.00 252,912.92 252,912.92 0.00 0.00 1X ~~221~~212,~~573~~956,~~625~~847.3455 0.~~386192~~383543% 0.00 7168,~~308~~065.3108 7168,~~308~~065.3108 0.00 0.00 2A1 3128,~~603~~117,~~619~~534.7066 7.000000% ~~580~~2,~~102~~578,347.8657 ~~184~~164,~~354~~018.4595 ~~764~~2,~~457~~742,366.3153 0.00 0.00 2X 1918,~~784~~064,~~025~~192.7384 0.~~261281~~263575% 0.00 43,~~307~~967.6673 43,~~307~~967.6673 0.00 0.00 POA ~~610~~607,~~144~~562.1292 0.000000% ~~2,136~~486.7728 0.00 ~~2,136~~486.7728 0.00 0.00 POB ~~328~~264,~~819~~578.8364 0.000000% 46,~~774~~472.7300 0.00 46,~~774~~472.7300 0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.0600 0.0600 0.00 0.00 P 100.00 0.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate MA 3,~~143~~138,~~146~~965.9726 5.~~687322~~687285% 2,~~093~~117.7030 14,~~896~~876.7482 16,~~990~~994.4413 0.00 0.00 M 7,~~227~~218,~~942~~325.0888 5.~~687322~~687285% 4,~~814~~868.6492 34,~~256~~210.3656 39,~~071~~079.0048 0.00 0.00 B1 3,~~142~~138,~~648~~467.5348 5.~~687322~~687285% 2,~~093~~116.3797 14,~~894~~874.3846 16,~~987~~991.7443 0.00 0.00 B2 1,~~885~~883,~~589~~080.1249 5.~~687322~~687285% 1,~~256~~270.0218 8,~~936~~924.6368 10,~~192~~194.6586 0.00 0.00 B3 1,~~571~~569,~~374~~284.6102 5.~~687322~~687285% 1,~~046~~058.7252 7,~~447~~437.4347 8,~~494~~495.1499 0.00 0.00 B4 1,~~257~~255,~~059~~387.9149 5.~~687322~~687285% ~~837~~846.3579 5,~~957~~949.7579 6,~~795~~796.1057 0.00 0.00 B5 ~~942~~941,~~838~~583.1275 5.~~687322~~687285% ~~628~~634.0496 4,~~468~~462.5255 5,~~096~~097.5650 -0.0016 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~299~~286,~~798~~526,~~543~~176.4384 - 54,~~580~~119,~~870~~154.0617 1,~~479~~410,~~484~~936.5960 75,~~060~~530,~~354~~090.6677 -0.16 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 9593,~~944~~546,000.00 0.00 1A2 9593,~~944~~546,000.00 0.00 1A3 8784,~~892~~135,~~098~~789.0247 0.00 1A4 8784,~~892~~135,~~098~~789.0247 0.00 1A5 2,~~254~~157,~~102~~767.4322 0.00 1A6 2,~~254~~157,~~102~~767.4322 0.00 1A7 1,~~841~~858,~~375~~293.2520 0.00 1A8 55,181,000.00 0.00 1X ~~217~~211,~~657~~465,~~670~~428.6579 0.00 2A1 3125,~~023~~539,~~516~~187.8409 0.00 2X 1916,~~419~~197,~~196~~135.7247 0.00 POA ~~608~~607,~~007~~076.3564 0.00 POB ~~324~~258,~~045~~106.1064 0.00 Residual AR 0.00 0.00 P 100.00 0.00 -------------------------------------------------------------------------------- Subordinate MA 3,~~141~~136,~~053~~847.2796 0.00 M 7,~~223~~213,~~127~~456.4496 0.00 B1 3,~~140~~136,~~555~~350.1652 0.00 B2 1,~~884~~881,~~333~~810.1031 0.00 B3 1,~~570~~568,~~327~~225.8950 0.00 B4 1,~~256~~254,~~222~~540.5670 0.00 B5 ~~942~~940,~~210~~948.0863 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~294~~282,~~226~~415,~~074~~500.5083 - --------------------------------------------------------------------------------

Payment Date: 10/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Alternative Loan Trust Series 2005-J5 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 9794,~~143~~745,000.00 34.~~760000~~130000% 12667GHA4 11.901926 3.~~021455~~236854 ~~952~~928.~~392297~~588446 1A2 9794,~~143~~745,000.00 1.~~740000~~370000% 12667GHB2 0.000000 1.~~398227~~073727 ~~952~~928.~~392297~~588446 1A3 9184,~~579~~449,~~612~~674.9819 34.~~860000~~230000% 12667GHC0 373.~~543040~~195699 23.~~999166~~030768 ~~894~~856.~~840187~~596751 1A4 9184,~~579~~449,~~612~~674.9819 1.~~640000~~270000% 12667GHD8 0.000000 10.~~274257~~909947 ~~894~~856.~~840187~~596751 1A5 2,~~348~~165,~~673~~817.3518 4.~~060000~~430000% 12667GHE6 373.~~543040~~195699 3.~~154563~~174067 ~~894~~856.~~840187~~596751 1A6 2,~~348~~165,~~673~~817.3518 1.~~440000~~070000% 12667GHF3 0.000000 10.~~118860~~766648 ~~894~~856.~~840187~~596751 1A7 1,~~832~~849,~~974~~814.1288 5.500000% 12667GHG1 0.000000 0.000000 1,~~018~~027.~~459761~~817036 1A8 55,181,000.00 5.500000% 12667GHH9 0.000000 4.583333 1,000.000000 1X ~~221~~212,~~573~~956,~~625~~847.3455 0.~~386192~~383543% 12667GHJ5 0.000000 0.~~308109~~294095 ~~940~~913.~~454863~~699436 2A1 3128,~~603~~117,~~619~~534.7066 7.000000% 12667GHK2 1570.~~864542~~512158 54.~~041690~~485559 ~~848~~698.~~425227~~440822 2X 1918,~~784~~064,~~025~~192.7384 0.~~261281~~263575% 12667GHL0 0.000000 0.~~188883~~173978 ~~851~~710.~~498138~~216334 POA ~~610~~607,~~144~~562.1292 0.000000% 12667GHM8 30.~~489786~~794198 0.000000 ~~993~~991.~~000660~~480607 POB ~~328~~264,~~819~~578.8364 0.000000% 12667GHN6 1317.~~128741~~795611 0.000000 ~~891~~709.~~004857~~698342 Residual AR 0.00 5.500000% 12667GHP1 0.000000 0.~~593577~~000000 0.000000 P 100.00 0.000000% 12667GHX4 0.000000 0.000000 1,000.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate MA 3,~~143~~138,~~146~~965.9726 5.~~687322~~687285% 12667GHQ9 0.~~664034~~671520 4.~~724624~~718308 ~~996~~994.~~210995~~877246 M 7,~~227~~218,~~942~~325.0888 5.~~687322~~687285% 12667GHR7 0.~~664034~~671520 4.~~724624~~718308 ~~996~~994.~~210995~~877246 B1 3,~~142~~138,~~648~~467.5348 5.~~687322~~687285% 12667GHS5 0.~~664034~~671520 4.~~724624~~718308 ~~996~~994.~~210995~~877246 B2 1,~~885~~883,~~589~~080.1249 5.~~687322~~687285% 12667GHT3 0.~~664034~~671520 4.~~724624~~718308 ~~996~~994.~~210995~~877246 B3 1,~~571~~569,~~374~~284.6102 5.~~687322~~687285% 12667GHU0 0.~~664034~~671520 4.~~724624~~718308 ~~996~~994.~~210995~~877246 B4 1,~~257~~255,~~059~~387.9149 5.~~687322~~687285% 12667GHV8 0.~~664034~~671520 4.~~724624~~718308 ~~996~~994.~~210995~~877246 B5 ~~942~~941,~~838~~583.1275 5.~~687322~~687285% 12667GHW6 0.~~664034~~671349 4.~~724624~~718308 ~~996~~994.~~210995~~877246 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~299~~286,~~798~~526,~~543~~176.4384 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Alternative Loan Trust Series 2005-J5 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 254,229,515.69 28,185,885.14 282,415,400.83 Loan count 821 213 1034 Avg loan rate 6.065297% 7.666022% 6.24 Prepay amount 1,354,386.60 2,563,471.62 3,917,858.22 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 52,362.15 3,205.47 55,567.62 Sub servicer fees 0.00 0.00 0.00 Trustee fees 1,918.15 230.79 2,148.95 Agg advances N/A N/A N/A Adv this period 24,876.94 14,586.08 39,463.02 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 5,518,253.40 786,582.06 6,304,835.45 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 93.322410% 100.000000% 267,381,082.47 ----------------------------------------------------------------------------- Junior 6.677590% 0.000000% 19,132,180.58 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 13 3,517,658.20 60 to 89 days 4 628,422.93 90 or more 5 1,436,107.99 Foreclosure 2 579,996.51 Totals: 24 6,162,185.63 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 5,530,090.77 5,530,090.77 Principal remittance amount 4,119,154.17 4,119,154.17 Interest remittance amount 1,410,936.60 1,410,936.60

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