8-K 1 amh044_8k0510.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2005 AMH (Depositor) (Issuer in respect of AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2005 AMH By: /s/ Ira Nydick ------------------------------ Name: Ira Nydick Assistant Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2005 Payment Date: 10/25/05 ------------------------------------------------------------ AMERICAN HOME MORTGAGE ACCEPTANCE, INC AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4 MORTGAGE BACKED NOTES ------------------------------------------------------------

Payment Date: 10/25/05 ------------------------------------------------------------ AMERICAN HOME MORTGAGE ACCEPTANCE, INC AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4 MORTGAGE BACKED NOTES ------------------------------------------------------------

------------------------------------------------------------ AMERICAN HOME MORTGAGE ACCEPTANCE, INC AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4 MORTGAGE BACKED NOTES ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 219,208,128.80 428,417,145.07 361,627,461.37 Loan count 942 2298 691 Avg loan rate 5.750762% 5.628786% 5.392027% Prepay amount 5,372,538.25 20,991,925.71 23,213,277.53 Prin balance 755,600,302.97 478,608,426.03 319,268,245.56 Loan count 4149 942 2093 Avg loan rate 5.708587% 5.454240% 6.640242% Prepay amount 22,450,561.97 11,269,908.39 9,974,244.18 Total ----- Prin balance 146,411,025.18 2,709,140,734.98 Loan count 2674 13789 Avg loan rate 7.767982% 5.84 Prepay amount 11,420,213.25 104,692,669.28 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 58,815.41 138,961.62 80,318.83 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 2,719.78 154,605.60 149,091.62 Master serv fees 242,391.90 102,502.20 97,526.52 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 82,362.94 312,908.98 88,126.77 Total ----- Master serv fees 66,688.58 787,205.06 Sub servicer fees 0.00 0.00 Trustee fees 0.00 0.00 Agg advances N/A N/A Adv this period 0.00 789,815.69 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 73,725.86 0.00 0.00 Cumulative losses 73,725.86 0.00 0.00 Total ----- Realized losses 0.00 73,725.86 Cumulative losses 0.00 73,725.86 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 5,182,277.53 11,891,878.89 11,220,549.60 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 18,120,796.97 11,837,497.61 7,858,733.89 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 4,268,851.53 70,380,586.02 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.156113% 100.000000% 6,675,740,910.72 ----------------------------------------------------------------------------- Junior 3.843887% 0.000000% 266,865,974.60 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 102 13,558,927.99 60 to 89 days 16 1,893,532.98 90 or more 23 2,429,823.02 Foreclosure 8 449,681.88 Totals: 149 18,331,965.87 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 117,784,925.69 117,784,925.69 Principal remittance amount 105,839,116.69 105,839,116.69 Interest remittance amount 11,945,808.99 11,945,808.99

American Home Mortgage Investment Trust 2004-4 8-K