8-K 1 cwt05j2_8k0601.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2006 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2005-J2) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2006 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2006 Payment Date: 01/25/06 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-J2 Alternative Loan Trust 2005-J2 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 8782,~~757~~640,~~976~~394.6930 4.~~230000~~778750% 21,~~232~~680,~~279~~140.6319 ~~309~~329,~~346~~098.8715 2,~~541~~009,~~626~~238.5034 0.00 0.00 A2 ~~197~~185,~~455~~940,~~447~~887.5518 10.~~270000~~721250% 0.00 ~~208~~111,~~973~~758.6822 ~~208~~111,~~973~~758.6822 0.00 0.00 A3 7,304,000.00 5.500000% 0.00 33,476.67 33,476.67 0.00 0.00 A4 28,151,000.00 5.500000% 0.00 129,025.42 129,025.42 0.00 0.00 A5 ~~268~~254,~~441~~684,~~106~~905.7948 4.~~330000~~878750% 64,~~000~~516,~~428~~262.6574 ~~968~~1,~~624~~035,453.9932 65,~~969~~551,~~053~~716.6506 0.00 0.00 A6 ~~268~~254,~~441~~684,~~106~~905.7948 10.~~170000~~621250% 0.00 ~~261~~131,~~730~~852.0850 ~~261~~131,~~730~~852.0850 0.00 0.00 A7 10,300,000.00 5.500000% 0.00 47,208.33 47,208.33 0.00 0.00 A8 4,~~387~~132,~~898~~019.8372 4.~~430000~~978750% ~~111~~84,~~613~~007.9801 1617,~~198~~143.6658 ~~127~~101,~~812~~150.6459 0.00 0.00 A9 4,~~387~~132,~~898~~019.8372 10.~~070000~~521250% 0.00 31,~~912~~794.5485 31,~~912~~794.5485 0.00 0.00 A10 1,670,000.00 5.500000% 0.00 7,654.17 7,654.17 0.00 0.00 A11 3836,~~613~~361,~~509~~773.7449 4.~~150000~~698750% ~~982~~739,~~203~~261.0468 ~~133~~142,~~538~~379.3907 1881,~~115,741~~640.4375 0.00 0.00 A12 7166,~~083~~938,~~961~~719.1238 4.~~230000~~778750% 1,~~808~~360,~~146~~913.5055 ~~250~~266,~~570~~569.9650 21,~~058~~627,~~717~~483.4606 0.00 0.00 A13 543,000.00 5.500000% 0.00 2,488.75 2,488.75 0.00 0.00 1X ~~460~~436,~~216~~895,~~950~~132.5733 0.~~401716~~394210% 0.00 ~~154~~143,~~063~~523.86 ~~154~~143,~~063~~523.86 0.00 0.00 POA ~~847~~841,~~802~~739.1491 0.000000% 21,~~721~~631.6718 0.00 21,~~721~~631.6718 0.00 0.00 2A1 1613,~~265~~799,~~075~~048.6657 7.500000% ~~927~~1,~~179~~060,141.7146 ~~101~~86,~~656~~244.7205 1,~~028~~146,~~836~~385.4351 0.00 0.00 2X 1411,~~177~~979,~~046~~822.4816 0.~~376228~~346291% 0.00 43,~~444~~457.8408 43,~~444~~457.8408 0.00 0.00 POB 1312,~~716~~865.3836 0.000000% ~~193~~16.1289 0.00 ~~193~~16.1289 0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.1100 0.1100 0.00 0.00 P 100.00 0.000000% 0.00 ~~1,398~~0.2200 ~~1,398~~0.2200 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 17,~~180~~117,~~036~~614.4205 5.~~591348~~591493% 14,~~439~~664.1211 8079,~~049~~760.6385 94,~~488~~424.7596 0.00 0.00 B1 5,~~090~~071,~~012~~518.9375 5.~~591348~~591493% 4,~~277~~344.9561 23,~~716~~631.6914 27,~~994~~975.6474 0.00 0.00 B2 3,~~181~~169,~~307~~748.7975 5.~~591348~~591493% 2,~~673~~715.7642 14,~~823~~769.1769 17,~~496~~485.9211 0.00 0.00 B3 2,~~545~~535,~~006~~759.4738 5.~~591348~~591493% 2,~~138~~172.9730 11,~~858~~815.3557 13,~~997~~987.3287 0.00 0.00 B4 2,~~545~~535,~~006~~759.4738 5.~~591348~~591493% 2,~~138~~172.9730 11,~~858~~815.3557 13,~~997~~987.3287 0.00 0.00 B5 1,~~269~~264,~~309~~635.2436 5.~~591348~~591493% 1,~~066~~083.8037 5,~~914~~892.2967 6,~~981~~976.0904 62-1,751.1279 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~567~~539,~~189~~074,~~826~~601.6887 - 129,~~091~~469,~~501~~526.8883 2,~~782~~636,~~533~~813.7400 1412,~~874~~106,~~035~~339.6283 62-1,751.1279 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 8580,~~525~~960,~~697~~254.0611 0.00 A2 ~~192~~182,~~432~~160,~~818~~571.3875 0.00 A3 7,304,000.00 0.00 A4 28,151,000.00 0.00 A5 ~~262~~250,~~440~~168,~~678~~642.1474 0.00 A6 ~~262~~250,~~440~~168,~~678~~642.1474 0.00 A7 10,300,000.00 0.00 A8 4,~~276~~048,~~284~~012.8571 0.00 A9 4,~~276~~048,~~284~~012.8571 0.00 A10 1,670,000.00 0.00 A11 3735,~~631~~622,~~306~~511.7181 0.00 A12 6965,~~275~~577,~~814~~805.6283 0.00 A13 543,000.00 0.00 1X ~~450~~429,~~229~~018,~~331~~386.9473 0.00 POA ~~845~~840,~~080~~108.4773 0.00 2A1 1512,~~337~~738,~~895~~907.9511 0.00 2X 1310,~~375~~924,~~154~~525.1585 0.00 POB 1312,~~523~~848.2646 0.00 Residual AR 0.00 0.00 P 100.00 0.00 -------------------------------------------------------------------------------- Subordinate M 17,~~165~~102,~~597~~949.3094 0.00 B1 5,~~085~~067,~~734~~174.9815 0.00 B2 3,~~178~~167,~~634~~033.0333 0.00 B3 2,~~542~~533,~~867~~587.4907 0.00 B4 2,~~542~~533,~~867~~587.4907 0.00 B5 1,~~268~~265,~~180~~303.3277 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~555~~529,~~098~~606,~~262~~826.6883 - --------------------------------------------------------------------------------

Payment Date: 01/25/06 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-J2 Alternative Loan Trust 2005-J2 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 8782,~~757~~640,~~976~~394.6930 4.~~230000~~778750% 12667F5W1 2216.~~322796~~801402 3.~~093469~~290982 ~~855~~809.~~256971~~602541 A2 ~~197~~185,~~455~~940,~~447~~887.5518 10.~~270000~~721250% 12667F5X9 0.000000 0.~~928772~~496703 ~~855~~809.~~256971~~602541 A3 7,304,000.00 5.500000% 12667F5Y7 0.000000 4.583333 1,000.000000 A4 28,151,000.00 5.500000% 12667F5Z4 0.000000 4.583333 1,000.000000 A5 ~~268~~254,~~441~~684,~~106~~905.7948 4.~~330000~~878750% 12667F6A8 1914.~~911958~~986868 3.~~214307~~436072 ~~870~~830.~~889066~~165267 A6 ~~268~~254,~~441~~684,~~106~~905.7948 10.~~170000~~621250% 12667F6B6 0.000000 0.~~868531~~437542 ~~870~~830.~~889066~~165267 A7 10,300,000.00 5.500000% 12667F6C4 0.000000 4.583333 1,000.000000 A8 4,~~387~~132,~~898~~019.8372 4.~~430000~~978750% 12667F6D2 2216.~~322796~~801402 3.~~239732~~428716 ~~855~~809.~~256971~~602541 A9 4,~~387~~132,~~898~~019.8372 10.~~070000~~521250% 12667F6E0 0.000000 0.~~782509~~358969 ~~855~~809.~~256971~~602541 A10 1,670,000.00 5.500000% 12667F6F7 0.000000 4.583333 1,000.000000 A11 3836,~~613~~361,~~509~~773.7449 4.~~150000~~698750% 12667F6G5 2216.~~322796~~801402 3.~~034963~~235888 ~~855~~809.~~256971~~602541 A12 7166,~~083~~938,~~961~~719.1238 4.~~230000~~778750% 12667F6H3 2216.~~322796~~801402 3.~~093469~~290982 ~~855~~809.~~256971~~602541 A13 543,000.00 5.500000% 12667F6J9 0.000000 4.583333 1,000.000000 1X ~~460~~436,~~216~~895,~~950~~132.5733 0.~~401716~~394210% 12667F6K6 0.000000 0.~~299891~~279375 ~~876~~835.~~388295~~100394 POA ~~847~~841,~~802~~739.1491 0.000000% 12667F6L4 21.~~966223~~777749 0.000000 ~~921~~915.~~014730~~596255 2A1 1613,~~265~~799,~~075~~048.6657 7.500000% 12667F6M2 3338.~~481861~~283311 3.~~670978~~114403 ~~553~~460.~~874619~~021201 2X 1411,~~177~~979,~~046~~822.4816 0.~~376228~~346291% 12667F6N0 0.000000 0.~~189639~~147496 ~~570~~466.~~649651~~093833 POB 1312,~~716~~865.3836 0.000000% 12667F6P5 80.~~676232~~759012 0.000000 ~~607~~577.~~539918~~224402 Residual AR 0.00 5.500000% 12667F6Q3 0.000000 10.~~058981~~000000 0.000000 P 100.00 0.000000% 12667F7X7 0.000000 ~~13,982~~0.~~200000~~000000 1,000.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 17,~~180~~117,~~036~~614.4205 5.~~591348~~591493% 12667F6R1 0.~~835602~~848623 4.~~632529~~615817 ~~993~~989.~~385222~~759775 B1 5,~~090~~071,~~012~~518.9375 5.~~591348~~591493% 12667F6S9 0.~~835602~~848623 4.~~632529~~615817 ~~993~~989.~~385222~~759775 B2 3,~~181~~169,~~307~~748.7975 5.~~591348~~591493% 12667F6T7 0.~~835602~~848623 4.~~632529~~615817 ~~993~~989.~~385222~~759775 B3 2,~~545~~535,~~006~~759.4738 5.~~591348~~591493% 12667F6U4 0.~~835602~~848623 4.~~632529~~615817 ~~993~~989.~~385222~~759775 B4 2,~~545~~535,~~006~~759.4738 5.~~591348~~591493% 12667F6V2 0.~~835602~~848623 4.~~632529~~615817 ~~993~~989.~~385222~~759775 B5 1,~~269~~264,~~309~~635.2436 5.~~591348~~591493% 12667F6W0 0.~~833490~~846436 4.~~620820~~603925 ~~990~~988.~~825898~~578460 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~567~~539,~~189~~074,~~826~~601.6887 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-J2 Alternative Loan Trust 2005-J2 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 515,406,034.37 14,200,692.46 529,606,726.83 Loan count 1491 118 1609 Avg loan rate 6.078960% 8.352791% 6.14 Prepay amount 7,953,627.86 1,050,617.67 9,004,245.53 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 105,940.98 1,589.78 107,530.76 Sub servicer fees 0.00 0.00 0.00 Trustee fees 3,928.59 114.46 4,043.06 Agg advances N/A N/A N/A Adv this period 95,860.31 17,408.65 113,268.96 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 1,526.65 0.00 1,526.65 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 12,215,464.50 583,470.21 12,798,934.70 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.124908% 100.000000% 507,379,566.20 ----------------------------------------------------------------------------- Junior 5.875092% 0.000000% 31,669,635.33 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 35 9,633,392.53 60 to 89 days 8 2,803,353.88 90 or more 6 1,482,507.18 Foreclosure 11 2,925,061.12 Totals: 60 16,844,314.71 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 12,106,339.83 12,106,339.83 Principal remittance amount 9,469,526.83 9,469,526.83 Interest remittance amount 2,636,813.00 2,636,813.00

Filing Compare · CWALT, Inc. Alternative Loan Trust 2005-J2