BREAD FINANCIAL HOLDINGS, INC. 8-K

What Happened

• On May 15, 2026, Bread Financial Holdings, Inc. (BFH) announced a performance update covering the period ended April 30, 2026 via a press release attached to an 8-K (Item 7.01, Regulation FD Disclosure). The filing includes the press release as Exhibit 99.1 and an Inline XBRL cover page (Exhibit 104). The report was signed by Joseph L. Motes III, Executive VP, Chief Legal & Administrative Officer, and Secretary.
• The company expressly stated the information in the 8-K (including Exhibit 99.1) is furnished under Regulation FD and is not “filed” for purposes of Section 18 of the Exchange Act and is not incorporated by reference into other filings unless expressly stated.

Key Details

• Filing date: May 15, 2026 (Form 8-K).
• Reporting period covered: performance as of and for the period ended April 30, 2026.
• Exhibits included: Exhibit 99.1 (press release dated May 15, 2026) and Exhibit 104 (Inline XBRL cover page).
• Disclosure type: Regulation FD disclosure (Item 7.01); information furnished, not filed (limits Section 18 liability).

Why It Matters

• This notice gives investors an official, broad-market update on Bread Financial’s recent operating/financial performance through April 30, 2026. Such updates can contain interim revenue, portfolio, or operating metrics that may affect near-term investor decisions or trading.
• Because the release was furnished under Regulation FD (not “filed”), it is intended for public disclosure but is not subject to the same legal liabilities as filed financial statements. Investors should read Exhibit 99.1 (the press release) to see the detailed performance metrics and use that information along with BFH’s regular quarterly reports when evaluating the company.