BREAD FINANCIAL HOLDINGS, INC. 8-K

What Happened

• Bread Financial Holdings, Inc. filed a Form 8-K on June 10, 2026 (Item 7.01) to furnish a press release providing a performance update as of and for the period ended May 31, 2026. The press release is attached as Exhibit 99.1 to the filing. The filing was signed by Joseph L. Motes III, Executive VP, Chief Legal & Administrative Officer, and Secretary.
• The company furnished the information under Regulation FD; the filing states the information (including Exhibit 99.1) is “furnished” and not “filed” for purposes of Section 18 of the Securities Exchange Act.

Key Details

• Filing date: June 10, 2026.
• Period covered by the update: as of and for the period ended May 31, 2026.
• Document included: Exhibit 99.1 — press release with the performance update (also Inline XBRL cover page referenced as Exhibit 104).
• Disclosure type: Item 7.01 (Regulation FD Disclosure); information is furnished, not subject to Section 18 liability.

Why It Matters

• This 8-K provides investors with an interim performance snapshot for the period ended May 31, 2026 outside of the routine quarterly report cycle. Furnishing the press release under Regulation FD indicates Bread intended broad, simultaneous disclosure to the market.
• Because the filing notes the material is “furnished” rather than “filed,” the content is informational but not subject to Section 18 liabilities. Investors should review the attached Exhibit 99.1 press release for the specific performance metrics and any forward-looking statements.