BREAD FINANCIAL HOLDINGS, INC. 8-K

What Happened
Bread Financial Holdings, Inc. filed an 8-K on July 23, 2026 announcing its results of operations for the quarter ended June 30, 2026. The company furnished a Q2 2026 Earnings Release and a related financial supplement and posted an investor presentation on its website. On the same day the board declared quarterly cash dividends on its preferred and common stock.

Key Details

• The Q2 2026 Earnings Release and Financial Supplement were furnished with the 8-K (Exhibits 99.1 and 99.2).
• Investor presentation posted to the company’s Investors → Events & Presentations page; may be used in analyst and investor meetings.
• Dividends declared (payable September 15, 2026; record date August 31, 2026):
  • 8.625% Non‑Cumulative Perpetual Preferred Stock, Series A: $21.56 per share (equivalent to $0.539 per depositary share, 1/40 interest).
  • 8.875% Fixed Rate Reset Non‑Cumulative Perpetual Preferred Stock, Series B: $30.32 per share (equivalent to $0.758 per depositary share, 1/40 interest).
  • Common stock: $0.23 per share.
• A press release announcing the dividends was furnished as Exhibit 99.3.

Why It Matters
This 8-K confirms Bread Financial has publicly released its Q2 2026 results and supporting financial details, and it notifies investors of upcoming cash payments on preferred and common shares. Preferred holders can expect the stated per‑share (and per‑depositary share) payments on September 15, 2026 if they hold at the close of business on August 31, 2026; common shareholders will receive $0.23 per share on the same schedule. The posted investor presentation provides management materials for analysts and investors to review the quarter’s results.