Bread Financial: reports Q3 2026 results and declares dividends

What happened

• On Oct 22, 2026, Bread Financial Holdings, Inc. issued a press release regarding its results of operations for the quarter ended Sep 30, 2026 (the “Q3 2026 Earnings Release”). Copies of the Q3 2026 Earnings Release and the related financial supplement were furnished as Exhibit 99.1 and Exhibit 99.2.
• On Oct 22, 2026, the company posted an investor presentation to its website on the “Investors” page under “Events & Presentations.”
• On Oct 22, 2026, the board of directors declared: (i) a quarterly cash dividend of $21.56 per share of 8.625% Non-Cumulative Perpetual Preferred Stock, Series A (equivalent to $0.539 per depositary share, each representing a 1/40th interest in a share of preferred stock), payable Dec 15, 2026 to holders of record at the close of business on Nov 30, 2026; (ii) a quarterly cash dividend of $22.19 per share of 8.875% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B (equivalent to $0.55475 per depositary share, each representing a 1/40th interest in a share of preferred stock), payable Dec 15, 2026 to holders of record at the close of business on Nov 30, 2026; and (iii) a quarterly cash dividend of $0.25 per share of common stock, payable Dec 15, 2026 to holders of record at the close of business on Nov 30, 2026.

Key details

• Q3 period: quarter ended Sep 30, 2026; press release dated Oct 22, 2026.
• Exhibits: Q3 2026 Earnings Release (Exhibit 99.1) and financial supplement (Exhibit 99.2) were furnished with the Form 8-K.
• Investor presentation: posted Oct 22, 2026 to www.breadfinancial.com on the “Investors” page under “Events & Presentations.”
• Dividends: preferred series A $21.56 per share ($0.539 per depositary share), preferred series B $22.19 per share ($0.55475 per depositary share), common $0.25 per share; all payable Dec 15, 2026 to holders of record Nov 30, 2026.

Why it may matter

• Item 2.02 was reported (results of operations), Item 7.01 was reported (Regulation FD disclosure for the investor presentation), and Item 8.01 was reported (other events: dividend declarations). A filing does not show why the insider traded or why the company acted.