SECURITIES AND EXCHANGE COMMISSION

~~Washington~~WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

~~the~~Date ~~Securities~~of ~~Exchange~~Report: ~~Act~~November of17, ~~1934~~ 2003

Date of Report (Date of earliest event reported)

October 10, 2003

AmeriCredit Automobile Receivables Trust 2003-D-M

(Exact ~~name~~Name of ~~registrant~~ Registrant as specified in its charter)

United States	333-105878-02	~~Applied for~~20-0260569
(State or Other Jurisdictionof Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification Number)
c/o AmeriCredit Financial Services, Inc. Attention: Preston Miller 801 Cherry Street, Suite 3900 Fort Worth, TX 76102
(Address of Principal Executive Office)
(817) 302-7000
Registrant’s phone number

c/o AmeriCredit Financial Services, Inc. Attention: Chris A. Choate, Esq. 801 Cherry Street, Suite 3900 Fort Worth, Texas		76102
(Address of Principal Executive Offices)		(Zip Code)

Registrant’s telephone number including area code - (817) 302-7000

(Former name or former address, if changed since last report)

Item 2. Acquisition or Disposition of Assets

Description of the Securities and the Auto Loans

AmeriCredit Financial Services, Inc., as Sponsor, has registered an issuance of $1,200,000,000 in principal amount of Securities (the “Securities”) on Form S-3. Pursuant to the Registration Statement, AmeriCredit Automobile Receivables Trust 2003-D-M (the “Trust”) issued $227,000,000 Class A-1 1.12% Asset Backed Notes, $440,000,000 Class A-2 1.44% Asset Backed Notes, $75,000,000 Class A-3-A 2.14% Asset Backed Notes, $104,000,000 Class A-3-B Floating Rate Asset Backed Notes and $354,000,000 Class A-4 2.84% Asset Backed Notes (collectively, the “Notes”) on October 16, 2003 (the “Closing Date”). This Current Report on Form 8-K is being filed to satisfy an undertaking to file copies of certain agreements executed in connection with the issuance of the Notes, the forms of which were filed as Exhibits to the Registration Statement.

The Notes were issued pursuant to an Indenture attached hereto as Exhibit 4.1, dated as of October 10, 2003, between the Trust and JPMorgan Chase Bank, as Trustee and Trust Collateral Agent.

The Notes evidence indebtedness of the Trust, the assets of which consist primarily of retail installment sales contracts (the “Receivables”) secured by new and used automobiles, light duty trucks and vans financed thereby.

As of the Closing Date, the Receivables had the characteristics described in the Prospectus Supplement dated October 1, 2003 (the “Prospectus Supplement”) filed with the Commission pursuant to Rule 424(b)(5) of the Act.

Item 5. Other Events

~~The~~Information ~~consolidated~~relating ~~financial~~to ~~statements~~distributions ofto ~~MBIA~~Noteholders for ~~Insurance~~the ~~Corporation~~October ~~(“MBIA”),~~2003 aCollection ~~wholly~~Period ~~owned subsidiary~~ of ~~MBIA~~the ~~Inc.,~~Registrant ~~and~~in ~~its~~respect ~~subsidiaries as~~ of the ~~December~~Class ~~31,~~A-1 ~~2002~~Asset ~~and~~Backed ~~December 31~~Notes, ~~2001~~Class ~~and~~A-2 ~~for~~Asset ~~each~~Backed ofNotes, ~~the~~Class ~~three~~A-3A ~~years~~Asset Backed ~~in the period ended December 31~~Notes, ~~2002,~~Class ~~prepared~~A-3B inFloating ~~accordance~~Rate ~~with~~Asset ~~generally~~Backed ~~accepted accounting principles~~Notes, ~~included~~and inClass ~~the Annual Report on Form 10~~A-K4 ~~of MBIA Inc. for the year~~Asset ~~ended~~Backed ~~December~~Notes 31(collectively, ~~2002, and~~ the ~~consolidated~~“Notes”) ~~financial~~issued ~~statements~~by ofthe ~~MBIA~~Registrant. The ~~and~~performance ~~its subsidiaries as~~ of ~~June~~the ~~30,~~Receivables ~~2003~~held ~~and for~~ by the ~~six~~Registrant, ~~month~~together ~~periods~~with ~~ended~~certain ~~June~~other ~~30,~~information ~~2003~~relating ~~and~~to ~~June~~the 30Notes, is ~~2002~~contained ~~included~~ in the ~~Quarterly~~Preliminary ~~Report~~Servicer’s onCertificate ~~Form~~and ~~10-Q~~the ofServicer’s Certificate ~~MBIA Inc.~~ for the ~~period~~referenced ~~ended~~Collection ~~June~~Period. ~~30,~~Both ~~2003~~of which Certificates are ~~hereby~~provided ~~incorporated~~to byNoteholders ~~reference~~pursuant into ~~(i)~~the ~~this~~Sale ~~Current~~and ~~Report~~Servicing onAgreement ~~Form 8-K; (ii) the Prospectus~~ dated as of ~~July~~October 10, 2003 ofbetween the Registrant, AFS SENSUB Corp., as Seller, AmeriCredit Financial Services, Inc., ~~and~~as ~~(iii)~~Servicer, ~~the~~Systems ~~Prospectus~~& ~~Supplement~~Services Technologies, ~~for~~Inc., ~~the~~as ~~Trust~~Backup Servicer, and ~~shall~~ beJP ~~deemed~~Morgan toChase beBank ~~part~~as ~~hereof~~Trust Collateral ~~and~~Agent ~~thereof.~~(the “Agreement”).

Item 7. Financial Statements, ~~Pro Forma Financial Information and~~ Exhibits.

(a) Not applicable

Exhibit No.		Exhibit
99.1		Preliminary Servicer’s Certificate and Servicer’s Certificate for the October 2003 Collection Period relating to the Notes issued by the Registrant pursuant to the Agreement.

~~(b) Not applicable~~ 2

~~(c) Exhibits:~~ SIGNATURE

~~1.1~~Pursuant ~~Underwriting~~to ~~Agreement,~~the ~~dated~~requirements as of ~~October~~the 1,Securities ~~2003,~~Exchange ~~among~~Act ~~AmeriCredit~~of ~~Financial Services~~1934, the ~~Inc.,~~Registrant ashas ~~Sponsor,~~duly ~~AFS~~caused ~~SenSub~~this ~~Corp.,~~report asto ~~Seller~~be ~~(the “Seller”),~~signed ~~and~~on ~~Barclays~~its ~~Capital~~behalf ~~Inc.,~~by ~~as Representative of~~ the undersigned ~~Underwriters~~thereunto ~~(the~~duly ~~“Representative”)~~authorized.

~~4.1 Indenture, dated as of October 10, 2003, between~~ AmeriCredit Automobile Receivables Trust 2003-D-M ~~(the “Trust”) and JPMorgan Chase Bank, as Trustee and Trust Collateral Agent.~~

~~4.2~~By: AmeriCredit ~~Amended~~Financial ~~and Restated Trust Agreement~~Services, ~~dated as of October 10~~Inc., ~~2003, between the Seller and Wilmington Trust Company,~~ as ~~Owner Trustee.~~ Servicer

~~4.3~~/s/ ~~Sale~~Preston ~~and~~Miller ~~Servicing~~Preston ~~Agreement,~~Miller ~~dated~~Vice asChairman ofand ~~October~~Chief ~~10, 2003, among the Trust, AmeriCredit~~ Financial ~~Services, Inc., as Servicer, the Seller, JPMorgan Chase Bank, as Trust Collateral Agent, and Systems & Services Technologies, Inc., as Backup Servicer.~~ Officer

~~4.4~~November ~~Note Guaranty Insurance Policy~~17, ~~dated as of October 16,~~ 2003 ~~and delivered by MBIA Insurance Corporation (the “Insurer”).~~

10.1 Purchase Agreement, dated as of October 10, 2003, between AmeriCredit Financial Services, Inc., as Seller, and AFS SenSub Corp., as Purchaser.

10.2 Indemnification Agreement, dated as of October 1, 2003, among the Insurer, AmeriCredit Financial Services, Inc. and the Representative.

23.1 Consent of PricewaterhouseCoopers LLP regarding the financial statements of the Insurer.

99.1 Statistical information for the receivables as of the Initial Cutoff Date.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2003-D-M
By:	AmeriCredit Financial Services, Inc., as Sponsor
	By:	/s/ Chris A. Choate
	Name:	Chris A. Choate
	Title:	Executive Vice President, Secretary and Chief Legal Officer

Dated: October 29, 2003

EXHIBIT INDEX

Exhibit No.		Description
1.1		Underwriting Agreement, dated as of October 1, 2003, among AmeriCredit Financial Services, Inc., as Sponsor, AFS SenSub Corp., as Seller (the “Seller”), and Barclays Capital Inc., as Representative of the Underwriters (the “Representative”).
4.1		Indenture, dated as of October 10, 2003, between AmeriCredit Automobile Receivables Trust 2003-D-M (the “Trust”) and JPMorgan Chase Bank, as Trustee and Trust Collateral Agent.
4.2		Amended and Restated Trust Agreement, dated as of October 10, 2003, between the Seller and Wilmington Trust Company, as Owner Trustee.
4.3		Sale and Servicing Agreement, dated as of October 10, 2003, among the Trust, AmeriCredit Financial Services, Inc., as Servicer, the Seller, JPMorgan Chase Bank, as Trust Collateral Agent, and Systems & Services Technologies, Inc., as Backup Servicer.
4.4		Note Guaranty Insurance Policy, dated as of October 16, 2003 and delivered by MBIA Insurance Corporation (the “Insurer”).
10.1		Purchase Agreement, dated as of October 10, 2003, between AmeriCredit Financial Services, Inc., as Seller, and AFS SenSub Corp., as Purchaser.
10.2		Indemnification Agreement, dated as of October 1, 2003, among the Insurer, AmeriCredit Financial Services, Inc. and the Representative.
23.1		Consent of PricewaterhouseCoopers LLP regarding the financial statements of the Insurer.
99.1		Statistical information for the receivables as of the Initial Cutoff Date.

Exhibit

99.1		Preliminary Servicer’s Certificate and Servicer’s Certificate for the October 2003 Collection Period relating to the Notes issued by the Registrant.

5 4

Filing Compare · AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2003-D-M