UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 ~~UNDER THE SECURITIES EXCHANGE ACT OF 1934~~

~~For~~UNDER ~~the~~THE ~~Month~~SECURITIES ofEXCHANGE ~~December,~~ACT ~~2024~~OF 1934

For the Month of March 2025

Commission File Number: 001-38652

X Financial

(Exact name of registrant as specified in its charter)

7-8F, Block A, Aerospace Science and Technology Plaza

No. 168, Haide Third Avenue, Nanshan District

Shenzhen, 518067, the People’s Republic of China

+86-755-86282977

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F. Form 20-F x Form 40-F ¨

~~Supplemental~~Indicate by ~~Disclosure~~check ~~regarding~~mark ~~Share~~if ~~Repurchase disclosed~~the onregistrant ~~December 19,~~is ~~2024~~submitting the Form 6-K in paper as permitted by Regulation ST Rule 101(b)(1): Not Applicable

XIndicate ~~Financial~~by ~~(the~~check ~~“Company”)~~mark ~~provides this~~if ~~supplemental disclosure regarding~~ the ~~share~~registrant ~~repurchase~~is ~~disclosed~~submitting ~~in a press release dated December 19, 2024. The Company hereby further discloses that~~ the ~~US$48.7~~Form ~~million repurchase transaction was with Deal Vanguard Limited, a company incorporated~~ 6-K in ~~the~~paper ~~British Virgin~~as ~~Islands,~~permitted ~~which~~by ~~has~~Regulation noST ~~connection~~Rule ~~with~~101(b)(7): ~~any~~Not ~~members of the Company’s management team, board of directors, or their affiliates.~~Applicable

~~The Company remains committed to transparency~~EXHIBIT ~~and compliance with applicable disclosure requirements.~~INDEX

This supplemental information is being furnished on Form 6-K and shall not be deemed incorporated by reference into any registration statement or other filings under the Securities Act of 1933, as amended.

Exhibit		Description
99.1		Press Release titled “X Financial Reports Fourth Quarter and Fiscal Year 2024 Unaudited Financial Results”

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

X Financial By: /s/ Yue (Justin) Tang Name: Yue (Justin) Tang Title: Chairman and Chief Executive Officer

Date: March ~~December 23~~19, ~~2024~~2025

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