UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

August 47, 2025

Date of Report (Date of earliest event reported)

Southside Bancshares, Inc.

(Exact Name of Registrant as Specified in its Charter)

Texas	000-12247	75-1848732
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

1201 S. Beckham Avenue, Tyler, TX		75701
(Address of Principal Executive Offices)		(Zip Code)

Registrant'’s telephone number, including area code: (903) 531-7111

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities Registered Pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol		Name of each exchange on which registered
Common stock, $1.25 par value		SBSI		New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
	Emerging growth company	¨	~~Emerging growth company~~	☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.		¨		☐

Item 51.0201. ~~Departure~~Entry ofinto ~~Directors~~a orMaterial ~~Certain~~Definitive ~~Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers~~Agreement.

On August 4 7, 2025, ~~Brian K. McCabe, Chief Operating Officer of~~ Southside Bancshares, Inc. (the “Company”) ~~and~~entered ~~Southside~~into ~~Bank~~an Underwriting Agreement (the “~~Bank~~Underwriting Agreement”) among the Company, Southside Bank, a wholly-owned subsidiary of the Company, and ~~advisory~~Keefe, ~~director~~Bruyette & ofWoods, Inc., as representative to the ~~Bank,~~several ~~notified~~underwriters named therein (the “Underwriters”). Pursuant to the Underwriting Agreement, the Company ofagreed to ~~his~~issue ~~decision~~and sell to ~~retire~~the Underwriters $150,000,000 aggregate ~~effective~~principal ~~November~~amount ~~14,~~of ~~2025.~~its Mr7.00% ~~McCabe~~Fixed-to-Floating ~~has~~Rate ~~been~~Subordinated ~~employed~~Notes due by2035 (the “Notes”). ~~Bank~~The inCompany’s ~~various~~offering ~~bank~~of ~~operational~~the ~~roles~~Notes ~~since~~is ~~1983~~expected to close on or about August 14, ~~and~~2025, subject asto ~~Chief~~the ~~Operating~~satisfaction ~~Officer~~of ~~since~~customary ~~2017~~closing conditions.

The ~~Board~~offering of ~~Directors~~the ofNotes is being made pursuant to the ~~Bank~~Company’s effective registration statement on Form S-3 filed with the U.S. Securities and Exchange Commission (the ~~Company~~“SEC”) ~~anticipate~~on April 28, 2023 (File No. 333-271518) (the ~~appointment~~“Registration ofStatement”), ~~Mitchell~~including a ~~Craddock~~base toprospectus, ~~Chief~~dated ~~Operating~~April 28, ~~Officer~~2023, included as part of the ~~Company~~Registration ~~and~~Statement, ~~the~~a ~~Bank~~preliminary ~~prior~~prospectus tosupplement, filed with the ~~retirement~~SEC ofon ~~Mr.~~August 7, ~~McCabe~~2025, onand ~~November~~a 14final prospectus supplement, filed with the SEC on August 8, 2025, relating to the Notes.

~~Mr.~~The ~~Craddock,~~Underwriting ~~45,~~Agreement contains ~~has~~customary ~~served~~representations, aswarranties ~~Executive Vice President~~ and ~~Associate~~covenants ~~Chief Operations Officer~~ of the ~~Bank since joining the Bank in August 2024. Mr. Craddock previously served at Q2~~Company, acustomary ~~digital~~conditions ~~banking~~to ~~solutions company~~closing, ~~from~~indemnification ~~2011~~obligations of -the ~~2024,~~Company and ~~most~~the ~~recently as Vice President of Premier Solutions at Q2~~Underwriters, ~~where his role included creating vision~~ and ~~strategy~~termination ~~for business development~~ and ~~streamlining~~other ~~processes~~customary ~~and systems to drive revenue growth and improve operational efficiencies~~provisions. ~~He also previously served in various information technology and bank operations roles with Southside Bank from 2002 - 2011. Mr. Craddock has over 20 years of experience in the banking industry.~~

~~SIGNATURE~~A copy of the Underwriting Agreement is filed as Exhibit 1.1 to this Current Report on Form 8-K and is incorporated by reference herein. The foregoing description of the terms of the Underwriting Agreement does not purport to be complete and is qualified in its entirety by reference to the Underwriting Agreement.

~~Pursuant~~Item to9.01 ~~the~~Financial ~~requirements~~Statements ofand ~~the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized~~Exhibits.

		Southside Bancshares, Inc.
Date: August 5, 2025	By:	/s/ JULIE N. SHAMBURGER
		Julie N. Shamburger, CPA
		Chief Financial Officer
		(Principal Financial Officer)

(D) Exhibits. The following materials are furnished as exhibits to this Current Report on Form 8-K:

Exhibit Number		Description of Exhibit
1.1		Underwriting Agreement dated August 7, 2025, by and among the Southside Bancshares, Inc., Southside Bank and Keefe, Bruyette & Woods, Inc.
104		Cover Page Interactive Data File (embedded within Inline XBRL document).

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		Southside Bancshares, Inc.

Date: August 8, 2025	By:	/s/ JULIE N. SHAMBURGER
		Julie N. Shamburger, CPA
		Chief Financial Officer
		(Principal Financial Officer)

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