UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): November ~~October 16~~6, 2025

Commission File Number 1-13610

CREATIVE MEDIA & COMMUNITY TRUST CORPORATION

(Exact name of registrant as specified in its charter)

Maryland

75-6446078

~~75-6446078~~

(State or Other Jurisdiction ofIncorporation or Organization)

(I.R.S. EmployerIdentification No.)

(State or Other Jurisdiction of Incorporation or Organization)

(I.R.S. Employer Identification No.)

5956 Sherry Lane, Suite 700, Dallas, TX 75225

(972) 349-3200

~~(972) 349-3200~~

(Address of Principal Executive Offices)

(Registrant’s telephone number)

~~(Registrant's telephone number)~~

None

(Former name or former address, if changed since last report)

None

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ ¨            Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ ¨            Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ ¨            Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ ¨            Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities Registered Pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $0.001 Par Value

CMCT

Nasdaq Capital Market

Securities Registered Pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, $0.001 Par Value		CMCT		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act ☐¨

Item 51.~~07.~~01 ~~Submission~~Entry ofinto ~~Matters of~~ a ~~Vote~~Material ofDefinitive ~~Security Holders~~Agreement

On ~~October 16~~November 12, 2025, Creative Media & Community Trust Corporation (the “Company”) ~~reconvened~~announced ~~its~~that ~~Special~~the ~~Meeting~~Company ofand ~~Stockholders~~First (Western SBLC, Inc., a Florida corporation and an indirect wholly owned subsidiary of the Company (“~~Special~~First ~~Meeting~~Western”), ~~via~~entered ~~live~~into ~~webcast. The~~a ~~Special~~membership ~~Meeting~~interest ~~was~~purchase ~~previously~~agreement, ~~convened~~dated ~~and~~as of ~~adjourned~~November 6, 2025 on(the ~~September~~“Membership 23Interest Purchase Agreement”), ~~2025. A~~with ~~total~~PG ofFR ~~505~~Holding,~~193~~ ~~shares~~LLC, ~~were~~a ~~represented~~Delaware inlimited liability ~~person~~company or(the by“Buyer”). ~~proxy~~Pursuant atto the ~~reconvened~~Membership ~~Special~~Interest ~~Meeting~~Purchase Agreement, ~~representing~~and ~~64.0%~~upon the terms and subject to the conditions therein, Buyer will purchase from the Company all of the ~~shares~~issued ~~entitled~~and tooutstanding beequity ~~voted~~interests of First Western (the “Transactions”). The ~~following~~Company ~~were~~estimates that, pursuant to the ~~proposals~~Membership ~~considered~~Interest atPurchase ~~the~~Agreement ~~reconvened~~and ~~Special~~based ~~Meeting,~~on ~~all~~information related to First Western’s assets and other matters as of September 30, 2025, the purchase price will be approximately $44 million (which ~~are~~is ~~described~~net inof ~~further~~the ~~detail~~outstanding inbalance of debt related to the ~~Company’s~~2023 ~~Definitive~~securitization ~~Proxy~~of ~~Statement~~certain ~~filed~~loan ~~with~~receivables), subject to adjustment and updated information through the Uclosing (the “Closing”) of the Transactions.S. ~~Securities~~Upon the Closing and ~~Exchange~~giving ~~Commission~~effect onto ~~August~~the payment 27of other debt, ~~2025~~transaction expenses and other matters, the Transactions are expected to yield net cash proceeds to the Company of approximately $31 million.

~~Proposal~~The 1:Membership ~~The~~Interest ~~amendment~~Purchase ofAgreement ~~the~~contains ~~Company’s~~representations, warranties, ~~charter~~covenants ~~(the~~and ~~“Charter”)~~indemnification toobligations ~~effect~~that aare ~~reverse~~customary ~~stock~~for ~~split~~a transaction of ~~the~~this ~~Company’s~~type, ~~common~~including, ~~stock~~among others, ~~par~~covenants by ~~value~~First ~~$0.001~~Western ~~per~~to ~~share~~use ~~(the~~reasonable ~~“Common~~best ~~Stock”),~~efforts byto aconduct ~~ratio~~the business of ~~1:4~~First atWestern ~~any~~in ~~time~~the ~~prior~~ordinary tocourse ~~September~~between ~~23,~~execution ~~2026~~of ~~(“Proposal~~the Membership ~~1”);~~Interest Purchase Agreement and the Closing.

~~Proposal~~The 2:Closing ~~The~~is ~~amendment~~subject to the receipt of the ~~Charter~~U.S. Small Business Administration’s consent to ~~effect~~the aacquisition ~~reverse~~by ~~stock~~the ~~split~~Buyer of the ~~Common~~equity ~~Stock~~interests byin aFirst ~~ratio~~Western ofand ~~1:7~~certain atcustomary closing conditions, including (i) the absence of any ~~time~~law ~~prior~~or toorder ~~September~~that 23challenges or may prevent the consummation of the Transactions, (ii) the ~~2026~~accuracy of the representations and warranties of each party, subject to certain materiality thresholds, (~~“Proposal~~iii) the performance 2”and compliance by each party with the covenants and obligations of such party pursuant to the Membership Interest Purchase Agreement in all material respects and (iv); Barry Berlin not terminating, providing a notice of his intention to terminate, or otherwise rescinding his agreement to work for an affiliate of Buyer following the Closing.

~~Proposal 3:~~ The ~~amendment~~Membership ofInterest ~~the~~Purchase ~~Charter~~Agreement tocontains certain ~~effect~~customary atermination ~~reverse~~rights, ~~stock~~including ~~split of~~ the ~~Common~~right ~~Stock by a ratio~~ of ~~1:10~~either atthe ~~any~~Company ~~time~~or ~~prior~~the Buyer to ~~September~~terminate ~~23,~~the ~~2026~~Membership ~~(together~~Interest ~~with~~Purchase Agreement ~~Proposal~~if 1the ~~and~~Closing ~~Proposal~~has 2,not ~~the~~occurred ~~“Reverse~~on ~~Stock~~or ~~Split~~prior ~~Proposals”);~~to ~~and~~June 30, 2026.

~~Proposal~~Pursuant 4:to ~~The~~an ~~adjournment~~equity ofcommitment letter (the ~~Special~~“Equity Commitment ~~Meeting~~Letter”), ~~one~~dated orNovember 6, ~~more~~2025, ~~times~~an entity affiliated with Peachtree Group, subject to ~~solicit~~the ~~additional~~terms ~~proxies~~and ifconditions thereof, ~~there~~agreed ~~are~~to ~~insufficient~~provide ~~votes~~equity atfinancing to the ~~time~~Buyer ofin the ~~Special~~aggregate ~~Meeting~~amount toset ~~approve~~forth ~~the~~therein ~~Reverse~~to ~~Stock~~facilitate ~~Split~~consummation ~~Proposals~~of ~~(“Proposal~~the ~~4”)~~Transactions.

The ~~following~~foregoing ~~are~~summary of the ~~voting~~Membership ~~results~~Interest Purchase ofAgreement and the ~~proposals~~Transactions ~~considered~~does not purport to be complete and ~~voted~~is ~~upon~~subject atto, and qualified in its entirety by, the ~~reconvened~~full text ~~Special~~of ~~Meeting:~~the Membership Interest Purchase Agreement, which will be filed as an exhibit to the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2025.

1Item 5. ~~The~~02 ~~amendment~~Departure of ~~the~~Directors ~~Charter~~or toCertain ~~effect~~Officers; aElection ~~reverse~~of ~~stock~~Directors; ~~split~~Appointment of ~~the~~Certain ~~Common~~Officers; ~~Stock,~~Compensatory byArrangements ~~a ratio~~ of ~~1:4~~Certain ~~at any time prior to September 23, 2026~~Officers.

For						409,794
Against						91,846
Abstentions						3,553
Broker Non-Votes						—

In connection with the Transactions, at the Closing Mr. Berlin will resign from his roles as an Executive Vice President of the Company, Chief Financial Officer of the Company, Treasurer of the Company and Secretary of the Company. Mr. Berlin will be succeeded by (i) Brandon Hill as Chief Financial Officer of the Company and Treasurer of the Company and (ii) Christopher Filosa as Secretary of the Company, in the case of (i) and (ii) effective immediately after Mr. Berlin’s resignation.

2Mr. ~~The~~ Hill, ~~amendment~~age of39, ~~the~~has ~~Charter~~served as 1st Vice President – Fund Accounting & Reporting for CIM Group, L.P. since March 2022. Prior to ~~effect~~his arole ~~reverse~~as ~~stock~~1st Vice ~~split~~President of– ~~the~~Fund ~~Common~~Accounting & ~~Stock~~Reporting, byMr. Hill aserved ~~ratio~~as Vice President – Financial Reporting of ~~1:7~~CIM Group, atL.P. ~~any~~from ~~time~~2018 ~~prior~~until to2022. ~~September~~Affiliates 23of CIM Group, ~~2026~~L.P. act as operator and administrator to the Company and/or certain of its subsidiaries.

For						405,276
Against						95,225
Abstentions						4,692
Broker Non-Votes						—

There are no arrangements or understandings between Mr. Hill and any person pursuant to which Mr. Hill was selected as an officer, and no family relationships exist between Mr. Hill and any director or executive officer of the Company. Mr. Hill is not a party to any transaction, or series of transactions, required to be disclosed pursuant to Item 404(a) of Regulation S-K.

3In connection with Mr. ~~The~~ Berlin’s ~~amendment~~resignation, on November 6, 2025, the Company, CIM Group, L.P., CIM SBA Staffing, LLC (“CIM SBA Staffing) and Mr. Berlin entered into a Separation Agreement and General Mutual Release of all Claims (the ~~Charter~~“Separation Agreement”). Pursuant to ~~effect~~the Separation Agreement, Mr. Berlin will receive from the Company (i) a ~~reverse~~severance ~~stock~~payment ~~split~~of $350,000 and (ii) an additional payment of (x) $270,000 if the ~~Common~~resignation ~~Stock~~is effective on or prior to December 14, by2025 aor ~~ratio~~(y) $250,000 if the resignation is effective on or after December 15, 2025, and CIM Group, L.P. will purchase (x) 2,052.545 of ~~1:10~~Mr. Berlin’s atvested ~~any~~shares ~~time~~of CIM Real Estate Finance Trust, Inc. (“CMFT”) if the resignation is effective on or prior to ~~September~~December 14, 232025 or (y) 1,980.983 of ~~2026~~Mr. Berlin’s vested shares of CMFT if the resignation is effective on or after December 15, 2025. Additionally, pursuant to the Separation Agreement, Mr. Berlin and CIM SBA Staffing have agreed to a mutual general release of claims.

For						404,237
Against						96,169
Abstentions						4,787
Broker Non-Votes						—

The summary of the Separation Agreement set forth above is qualified in its entirety by reference to the full text of the Separation Agreement, which is attached as Exhibit 10.1 hereto and incorporated herein by reference.

NoItem ~~adjournment~~7.01 ofRegulation ~~the~~FD Special Meeting was determined to be necessary or appropriate and, accordingly, the Special Meeting was not adjourned and proceeded to conclusion without consideration of a proposal to adjourn the Special MeetingDisclosure.

~~SIGNATURE~~On November 12, 2025, the Company issued a press release announcing the execution of the Membership Interest Purchase Agreement. A copy of such press release is attached hereto as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

~~Pursuant~~The information in this Item 7.01 and Exhibit 99.1 of this Current Report shall not be deemed to ~~the~~be ~~requirements~~filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the ~~Registrant~~“Exchange ~~has~~Act”), ~~duly~~or ~~caused~~otherwise ~~this~~subject ~~report~~ to bethe ~~signed~~liabilities onof ~~its~~that ~~behalf~~section, nor shall it be deemed incorporated by reference in any registration statement or other filing under the ~~undersigned~~Securities ~~thereunto~~Act ~~duly~~of ~~authorized~~1933, as amended, or the Exchange Act, except in the event that the Company expressly states that such information is to be considered filed under the Exchange Act or incorporates it by specific reference in such filing.

CREATIVE MEDIA & COMMUNITY TRUST CORPORATION

Dated: October 21, 2025

By:

/s/ Barry N. BerlinBarry N. BerlinChief Financial Officer

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit Number		Description
10.1		Confidential Separation Agreement and General Mutual Release of all Claims, by and between, CIM SBA Staffing, LLC, Creative Media & Community Trust Corporation, CIM Group, L.P. and Barry N. Berlin.
99.1		Press Release, dated November 12, 2025
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Company has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	CREATIVE MEDIA & COMMUNITY TRUST CORPORATION
Dated: November 12, 2025	By:	/s/ Barry N. Berlin
		Barry N. Berlin
		Chief Financial Officer

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