UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DCD.C. 20549

FORM 8-K

CURRENT REPORT

~~Pursuant~~PURSUANT toTO ~~Section~~SECTION 13 orOR 15(d) OF ~~of the~~THE

~~Securities~~SECURITIES ~~Exchange~~EXCHANGE ~~Act~~ACT ofOF 1934

~~Date~~DATE ofOF ~~report~~REPORT (~~Date~~DATE ofOF ~~earliest~~EARLIEST EVENT ~~event reported~~REPORTED): ~~November~~December 61, 2025

STEWART INFORMATION SERVICES CORPORATION

(~~Exact~~EXACT ~~Name~~NAME ofOF ~~Registrant~~REGISTRANT asAS ~~Specified~~SPECIFIED IN inITS ~~Charter~~CHARTER)

Delaware	001-02658	74-1677330
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)
(STATE OR OTHER JURISDICTION)	(COMMISSION FILE NO.)	(I.R.S. EMPLOYER IDENTIFICATION NO.)

1360 Post Oak Blvd., Suite 100 Houston, Texas	77056
(Address of principal executive offices)	(Zip Code)

1360 Post Oak Blvd, Suite 100, Houston, Texas 77056

~~Registrant’s~~(Address ~~telephone number,~~Of ~~including~~Principal ~~area~~Executive ~~code:~~Offices) ~~713-625-8100~~(Zip Code)

~~N/A~~Registrant’s Telephone Number, Including Area Code: (713) 625-8100

~~(Former~~Check ~~name~~the orappropriate ~~former address,~~box below if ~~changed~~the ~~since~~Form ~~last~~8-K ~~report.)~~filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

~~Check~~¨ ~~the~~Written ~~appropriate~~communications ~~box~~pursuant ~~below if the Form 8-K filing is intended~~ to ~~simultaneously~~Rule ~~satisfy~~425 ~~the filing obligation of the registrant~~ under ~~any of~~ the ~~following~~Securities ~~provisions~~Act (~~see General~~17 ~~Instruction~~CFR A230.~~2. below~~425):

¨ Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement ~~communication~~communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement ~~communication~~communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, $1 par value	STC	New York Stock Exchange (NYSE)

Indicate by check mark whether the ~~registrant~~ registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (~~17 CFR~~ §230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (~~17 CFR~~ §240.12b-2 of this chapter).

Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

~~Item~~ITEM 17.01. ~~Entry~~REGULATION ~~into~~FD ~~a Material Definitive Agreement~~DISCLOSURE.

On ~~November 6~~December 1, 2025, ~~SISCO Holdings, LLC (“SISCO Holdings”), a subsidiary of~~ Stewart Information Services Corporation (the “Company”)~~, entered~~ ~~into~~issued ~~that~~a ~~certain~~press ~~Agreement~~release ~~and~~announcing ~~Plan~~that ofits ~~Merger~~Board ~~(the~~of ~~“Agreement”)~~Directors ~~by and among SISCO Holdings, Lender MCS Holdings,~~has ~~Inc~~declared ~~(“MCS”),~~a ~~SISCO~~cash ~~Acquisition~~dividend 1,of ~~Inc~~$0.,525 aper ~~subsidiary~~share of ~~SISCO Holdings (“Merger Sub”), and MCS Group Holdings, LLC, solely in its capacity as~~ the ~~representative~~Company’s ~~(the~~common ~~“Representative”)~~stock offor the ~~MCS~~fourth ~~securityholders~~quarter ~~(the~~2025, ~~“MCS~~payable ~~Securityholders”).~~December 30, ~~Pursuant~~2025, to ~~the~~common ~~Agreement,~~stockholders ~~Merger~~of ~~Sub~~record ~~will~~on ~~merge with and into MCS~~December 15, ~~with~~2025. ~~MCS~~A ~~becoming~~copy ~~a wholly-owned subsidiary~~ of ~~SISCO~~the ~~Holdings~~press atrelease ~~the closing~~is offurnished ~~the~~herewith ~~transaction~~as Exhibit 99.1.

~~Under~~The information in this Item 7.01 and Exhibit 99.1 attached hereto is not deemed to be “filed” for the ~~terms~~purposes ~~and~~of ~~conditions~~Section 18 of the ~~Agreement~~Securities Exchange Act of 1934, ~~the~~as ~~aggregate~~amended ~~consideration~~(“Exchange Act”), or otherwise subject to the liabilities of that section, nor shall such information and exhibit be ~~paid~~deemed incorporated by ~~SISCO~~reference ~~Holdings~~ in ~~the~~any ~~transaction~~filing ~~will~~under ~~consist~~the Securities Act of ~~$330~~ ~~million~~1933, inas ~~cash.~~amended, ~~The~~or ~~transaction~~the ~~will~~Exchange Act, except as shall be ~~funded~~expressly ~~with~~set ~~the~~forth ~~Company’s~~by ~~available~~specific ~~resources~~reference in such filing.

~~SISCO Holdings,~~ITEM ~~Merger Sub and MCS have each made customary representations and warranties and agreed to customary covenants in the Agreement~~9. SISCO Holdings will obtain a representation and warranty insurance policy to insure against certain losses arising from breaches of, or inaccuracies in, the representations and warranties of MCS in the Agreement01. ~~Except~~FINANCIAL ~~with~~STATEMENTS ~~respect~~AND to losses arising in the event of fraud and for certain agreed indemnity items, and subject to a nominal indemnity escrow amount for a period of 18-months following closing, SISCO Holdings will not have recourse against the MCS Securityholders after the closing date with respect to breaches of the MCS representations and warranties in the AgreementEXHIBITS.

~~The transaction is subject to the satisfaction or waiver of customary closing conditions, including, among others,~~ (a) the accuracy of the representations and warranties of each party (subject to specified materiality standards), (b) compliance by each party in all material respects with their respective agreements, covenants and obligations, (c) the expiration or termination of the waiting period under the Hart-Scott-Rodino Antitrust Improvements Act of 1976, as amended, and (d) ~~the entry into employment agreements or restrictive covenants with certain agreed executives of MCS and certain agreed MCS Securityholders.~~ EXHIBITS

The representations, warranties, and covenants contained in the Agreement have been made solely for the benefit of the parties thereto. In addition, such representations, warranties, and covenants (a) have been made only for purposes of the Agreement, (b) are subject to certain materiality qualifications contained in the Agreement which may differ from what may be viewed as material by investors, (c) were made only as of the date of the Agreement or as of the prospective closing date or such other date as is specified in the Agreement, and (d) have been included in the Agreement for the purpose of allocating risk among the contracting parties rather than establishing matters as fact. Accordingly, the Agreement is included with this filing only to provide investors with information regarding the terms of the Agreement, and not to provide investors with any other factual information regarding the parties thereto or their respective businesses. Investors should not rely on the representations, warranties, and covenants or any descriptions thereof as characterizations of the actual state of facts or condition of the parties to the Agreement or any of their respective subsidiaries or affiliates. Moreover, information concerning the subject matter of the representations and warranties may change after the date of the Agreement, which subsequent information may or may not be fully reflected in the Company’s public disclosures. The Agreement should not be read alone, but should instead be read in conjunction with the other information regarding the Company that is or will be contained in, or incorporated by reference into, the Company’s Proxy Statement, Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, and other documents that the Company files with the U.S. Securities and Exchange Commission.

Exhibit No.	Description

99.1	Press release of Stewart Information Services Corporation dated December 1, 2025, announcing a declaration of dividend for the fourth quarter 2025.
104	Cover Page Interactive Date File (embedded within the Inline XBRL document)

The foregoing description of the Agreement and the transactions contemplated thereby do not purport to be complete and are subject to, and qualified in their entirety by, the full text of the Agreement attached hereto as Exhibit 2.1.SIGNATURE

~~Item~~Pursuant ~~8.01~~to ~~Other~~the ~~events~~requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

OnSTEWART ~~November~~INFORMATION 7,SERVICES ~~2025,~~CORPORATION ~~the~~(Registrant) ~~Company issued~~By: a/s/ ~~press~~David ~~release announcing the entry into a definitive agreement to acquire MCS~~C. AHisey ~~copy~~(David ~~of the press release is filed as Exhibit 99~~C.1 ~~‎to~~Hisey, ~~this~~Chief ~~Current~~Financial ~~Report~~Officer ~~on Form 8-K~~ and ~~is incorporated by reference herein.‎~~Treasurer)

~~Item~~Date: ~~9.01~~December 1, ~~Financial Statements and Exhibits.~~2025

(d) Exhibits.

The following exhibits are filed herewith:

Exhibit No.		Description
2.1		Agreement and Plan of Merger, dated as of November 6, 2025, by and among MCS, SISCO Holdings, Merger Sub and Representative*
99.1		Press release of Stewart Information Services Corporation dated November 7, 2025
104		Cover Page Interactive Date File (embedded within the Inline XBRL document)

* Certain schedules (or similar attachments) have been omitted pursuant to Item 601(a)(5) of Regulation S-K. Stewart Information Services Corporation hereby undertakes to furnish supplemental copies of any of the omitted schedules (or similar attachments) upon request by the SEC.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	STEWART INFORMATION SERVICES CORPORATION
	By:	/s/ David C. Hisey
	David C. Hisey, Chief Financial Officer and Treasurer
Date: November 7, 2025

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