Synchrony Card Funding, LLC 8-K

What Happened Synchrony Card Funding, LLC filed an 8-K (Item 8.01) on December 23, 2025, reporting that on December 22, 2025 (the “Addition Date”) it designated certain credit card accounts as “Accounts” under Section 2.6 of the Amended and Restated Transfer Agreement (dated May 1, 2018) between Synchrony Card Funding, LLC (Transferor) and Synchrony Card Issuance Trust. The designated Additional Accounts had an aggregate principal receivables balance of approximately $1,011,253,834.07 as of the close of business on the Addition Date.

Key Details

• Filing: Form 8-K, Item 8.01 (Other Events), filed Dec 23, 2025.
• Addition Date: December 22, 2025.
• Amount: Aggregate principal receivables balance of approximately $1,011,253,834.07.
• Agreement: Designation made pursuant to Section 2.6 of the Amended and Restated Transfer Agreement dated May 1, 2018, between Synchrony Card Funding, LLC and Synchrony Card Issuance Trust.

Why It Matters This filing documents a transfer/assignment of credit card receivables into the pool of accounts tied to the Synchrony Card Issuance Trust. For investors, this affects the size and composition of the asset pool that supports the trust’s securitization structure and cash flows. The filing is informational and reflects routine activity under the transfer agreement rather than an operational or executive change.