COMMERCE BANCSHARES INC /MO/ 8-K

What Happened

• Commerce Bancshares, Inc. (CBSH) filed a Form 8-K on January 2, 2026 to report that the previously announced merger with FineMark Holdings, Inc. has closed effective January 1, 2026. The merger agreement is dated June 16, 2025 and names CBI‑Kansas, Inc. as a merger entity. Commerce issued a press release on January 1, 2026 announcing the closing (attached as Exhibit 99.1).

Key Details

• Closing date: January 1, 2026 (reported in the 8-K filed January 2, 2026).
• Merger agreement: Agreement and Plan of Merger dated June 16, 2025 among Commerce Bancshares, CBI‑Kansas, Inc. and FineMark Holdings, Inc. (incorporated by reference to Commerce’s 8-K filed June 17, 2025).
• Disclosure: A press release announcing the closing is attached as Exhibit 99.1 to the 8-K and incorporated by reference.
• Exhibits: The filing references the merger agreement (Exhibit 2.1) and the press release (Exhibit 99.1); no new financial statements or pro forma financials are included in this 8-K.

Why It Matters

• The filing confirms the transaction has completed, which may affect Commerce’s balance sheet, branch/market footprint, and future reported results. Investors should review the attached press release and the original merger agreement (Commerce’s June 17, 2025 8‑K) for transaction terms and expected impacts.
• This 8-K does not provide new financials or pro forma results; watch for subsequent filings (10‑Q, 8‑K updates, or pro forma disclosures) for detailed financial impact and integration updates.