CNH Industrial Capital LLC 8-K

What Happened
CNH Industrial Capital LLC filed a Form 8‑K on January 8, 2026 to report the creation of a direct financial obligation: a series of 4.375% notes due 2031. The filing includes an Underwriting Agreement dated January 6, 2026 among CNH Capital, the guarantors and the underwriters, with Barclays Capital Inc., BNP Paribas Securities Corp., Citigroup Global Markets Inc. and SG Americas Securities, LLC serving as representatives. An Officers’ Certificate dated January 8, 2026 includes the form of the 4.375% note, and a legal opinion and consent from Sullivan & Cromwell LLP are filed as exhibits.

Key Details

• Filing date: January 8, 2026 (Form 8‑K, Items 2.03 and 8.01 referenced).
• Security: 4.375% notes due 2031 (form of note included in Officers’ Certificate).
• Underwriting Agreement dated January 6, 2026; lead representatives: Barclays, BNP Paribas, Citigroup and SG Americas.
• Legal opinion and consent from Sullivan & Cromwell LLP included as exhibits.

Why It Matters
This 8‑K documents that CNH Industrial Capital and its guarantors have added fixed‑rate debt obligations (4.375% coupon, maturing in 2031). For investors, that means an increase in contractual interest payments and indebtedness on the company’s balance sheet; the filing discloses key legal and documentation steps (underwriters, note form, counsel). The 8‑K does not disclose the principal amount, net proceeds or use of proceeds—those details, if provided, would be important for assessing the full financial impact.