FS Credit Real Estate Income Trust, Inc. 8-K

What Happened
FS Credit Real Estate Income Trust, Inc. filed an 8-K on January 15, 2026 reporting that, at the adviser’s recommendation, the board approved a reduction in the monthly distribution for the Company’s common stock beginning with the distribution to holders of record as of February 26, 2026. The February distribution will be paid on February 27, 2026.

Key Details

• New February per-share distributions: Class I $0.1479; Class D $0.1415; Class M $0.1415; Class S $0.1300; Class T $0.1300; Class F $0.1736; Class Y $0.1739.
• Annualized distribution rates (based on NAV as of 12/31/2025): Class I 7.42%; Class D 6.89%; Class M 6.87%; Class S 6.28%; Class T 6.34%; Class F 8.27%; Class Y 8.73%.
• Adviser and board cited factors considered: current and projected base rates, market spreads, portfolio leverage, pace of capital inflows, and timing of potential new originations, paydowns and prepayments.
• The board and adviser will continue to review the distribution level; future distributions are discretionary and not guaranteed.

Why It Matters
A lower monthly distribution affects current income received by shareholders and changes the fund’s stated annualized yield across share classes. The change reflects the manager’s response to interest-rate and portfolio dynamics; investors should note the board retains discretion and may adjust distributions again as market or portfolio conditions evolve.