UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report

(Date of earliest event reported):

~~October~~January 1513, ~~2025~~2026

WORLD OMNI SELECT AUTO ~~RECEIVABLES~~ TRUST ~~2025~~2023-DA

(Issuing Entity with respect to Securities)

(Central Index Key Number: ~~0002087069~~0001966071)

WORLD OMNI FINANCIAL CORP.

(Sponsor with respect to Securities)

(Central Index Key Number: 0001004150)

WORLD OMNI AUTO RECEIVABLES LLC

(Depositor with respect to Securities)

(Central Index Key Number: 0001083199)

Delaware

(State or other jurisdiction of incorporation or organization)

333-~~283578~~261470-0406

(Commission File Number)

52-2184798

(Depositor’s I.R.S. Employer Identification No.)

250 Jim Moran Blvd.

Deerfield Beach, FL 33442

(Address of principal executive offices of depositor, including Zip Code)

Depositor’s telephone number, including area code: (954) 429-2200

Former name or former address, if changed since last report: Not applicable

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the depositor under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Not applicable	Not applicable	Not applicable

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 8.01.

Other Events.

On ~~October~~ 15January 13, ~~2025 (the “Closing Date”)~~2026, World Omni Select Auto ~~Receivables LLC, a Delaware limited liability company (the “Depositor”), entered into an amended and restated~~ Trust ~~Agreement, a copy of which is filed as an exhibit hereto,~~ ~~with~~2023-A ~~U.S. Bank Trust National Association, as owner trustee~~ (the “~~Owner~~Issuing ~~Trustee~~Entity”), ~~relating to~~ World Omni Auto Receivables ~~Trust~~ ~~2025-D~~LLC (the “~~Issuing Entity~~Depositor”), ~~a Delaware statutory trust created on September 2, 2025. On the Closing Date,~~ World Omni Financial Corp., aas ~~Florida~~servicer ~~corporation~~ (~~“World~~the ~~Omni~~“Servicer”), and the ~~Depositor~~other ~~entered~~parties ~~into a Receivables Purchase Agreement~~thereto, aentered ~~copy~~into ofthe ~~which~~Omnibus isAmendment ~~filed as an exhibit hereto, pursuant~~ to ~~which~~Sale ~~specified motor vehicle retail installment sale contracts~~ and ~~related property were sold by World Omni to the Depositor. On the Closing Date, the Issuing Entity, the Depositor, World Omni, as~~ ~~servicer~~Servicing ~~(the~~Agreement ~~“Servicer”), and The Bank of New York Mellon Trust Company, N.A., as account bank~~ (~~in such capacity,~~ the “~~Account~~Omnibus ~~Bank~~SSA Amendment”),. ~~entered~~The ~~into~~Omnibus aSSA ~~Sale~~Amendment ~~and~~further ~~Servicing~~amends ~~Agreement (~~the “Sale and Servicing Agreement”), a ~~copy~~dated ~~of which is filed~~ as anof ~~exhibit~~March ~~hereto~~15, ~~pursuant~~2023, toamong ~~which specified motor vehicle retail installment sale contracts and related property were transferred by~~ the ~~Depositor to the~~ Issuing Entity~~. On the Closing Date~~, the ~~Issuing Entity issued to the~~ Depositor, the ~~Asset-Backed~~ ~~Notes~~Servicer, ~~Series~~U.S. ~~2025-D,~~Bank ~~Class~~National ~~A-1~~Association, ~~Class~~as ~~A-2a~~account bank, ~~Class~~and ~~A-2b,~~acknowledged ~~Class A-3, Class A-4, Class B~~ and ~~Class~~agreed ~~C (collectively, the “Notes”), having an aggregate original principal amount of $918,380,000, pursuant~~ to anby ~~Indenture~~U.S. ~~(the “Indenture”), dated as of the Closing Date, among the Issuing Entity, The~~ Bank ~~of New York Mellon~~ Trust Company, ~~N.A.~~National Association, as indenture trustee (~~in such capacity,~~ the “Indenture Trustee”)~~, and the Account Bank, a copy of which is~~ (filed as an ~~exhibit~~Exhibit ~~hereto~~4.1 Onto the ~~Closing~~registrant’s ~~Date,~~8-K ~~the~~filed ~~Issuing~~on ~~Entity~~March 15, ~~the Depositor~~2023, ~~the~~Commission ~~Indenture~~File ~~Trustee~~No. ~~and World Omni~~333-261470-06), as ~~administrator~~amended ~~(the~~by Amendment No. ~~“Administrator”),~~1 ~~entered~~to ~~into~~Sale anand ~~Administration~~Servicing Agreement, adated ~~copy~~as of ~~which~~April is28, ~~filed as an exhibit hereto~~2023, ~~pursuant to~~among ~~which~~ the ~~Administrator agreed to perform certain duties and obligations of the~~ Issuing Entity, ~~and~~ the ~~Owner~~Depositor, ~~Trustee~~and ~~under~~ the ~~transaction documents. On the Closing Date~~Servicer, ~~the Issuing Entity, World Omni,~~ as ~~Servicer~~ acknowledged and ~~Administrator,~~consented ~~and~~to ~~Clayton~~by ~~Fixed~~the ~~Income~~Indenture ~~Services LLC~~Trustee, and as ~~asset~~consented ~~representations~~to ~~reviewer~~by (the ~~“Asset Representations Reviewer”)~~Depositor, ~~entered~~as ~~into~~sole ancertificateholder ~~Asset Representations Review Agreement, a copy of which is~~ (filed as anExhibit ~~exhibit~~4.1 ~~hereto, pursuant~~ to ~~which~~ the registrant’s ~~Asset~~8-K ~~Representations~~filed ~~Reviewer~~on ~~agreed~~May to1, ~~perform~~2023, ~~upon~~Commission ~~satisfaction~~File ofNo. ~~certain trigger events~~333-261470-06), ~~reviews~~to ofamend certain ~~receivables for~~delinquency ~~compliance~~and ~~with~~defaulted ~~the~~receivables definitions, ~~representations~~ and ~~warranties~~corresponding ~~made~~delinquency byreporting ~~World~~obligations ~~Omni~~with ~~about~~respect to such receivables.

Interest on the Class A-1, Class A-2a, Class A-2b, Class A-3, Class A-4, Class B and Class C Notes will be distributed on each Payment Date (as defined in Appendix A to the Sale and Servicing Agreement). Monthly distributions in reduction of the principal amount of the Notes will be allocated to the Notes in accordance with the priorities set forth in the Indenture and the Sale and Servicing Agreement.

Item 9.01.

Financial Statements and Exhibits.

Exhibit No.	Description	~~Description~~
Exhibit 4.1	Omnibus Amendment to Sale and Servicing Agreement, dated as of January 13, 2026, by and among World Omni Financial Corp., as servicer, World Omni Auto Receivables LLC, as depositor, World Omni Select Auto Trust 2023-A, as issuing entity, and the other parties thereto, as acknowledged and consented to by U.S. Bank Trust Company, National Association, as indenture trustee.	Sale and Servicing Agreement, dated as of October 15, 2025, by and among World Omni Financial Corp., as servicer, World Omni Auto Receivables LLC, as depositor, World Omni Auto Receivables Trust 2025-D, as issuing entity, and The Bank of New York Mellon Trust Company, N.A., as account bank.
Exhibit 4.2		Indenture, dated as of October 15, 2025, by and among World Omni Auto Receivables Trust 2025-D, as issuing entity, The Bank of New York Mellon Trust Company, N.A., as indenture trustee and as account bank.
Exhibit 4.3		Trust Agreement, dated as of October 15, 2025, by and between World Omni Auto Receivables LLC, as depositor, and U.S. Bank Trust National Association, as owner trustee.
Exhibit 99.1		Receivables Purchase Agreement, dated as of October 15, 2025, by and between World Omni Financial Corp., as seller, and World Omni Auto Receivables LLC, as purchaser.
Exhibit 99.2		Administration Agreement, dated as of October 15, 2025, by and among World Omni Financial Corp., as administrator, World Omni Auto Receivables LLC, as depositor, World Omni Auto Receivables Trust 2025-D, as issuing entity, and The Bank of New York Mellon Trust Company, N.A., as indenture trustee.
Exhibit 99.3		Asset Representations Review Agreement, dated as of October 15, 2025, by and among World Omni Auto Receivables Trust 2025-D, as issuing entity, World Omni Financial Corp., as servicer and administrator, and Clayton Fixed Income Services LLC, as asset representations reviewer.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the depositor has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	WORLD OMNI AUTO RECEIVABLES LLC
		WORLD OMNI AUTO RECEIVABLES LLC (Depositor)
	(Depositor)
Dated: January 20, 2026		By:	/s/ Claude S. Simon
Dated: October 15, 2025	By:	/s/ Claude S. Simon
		Name:	Claude S. Simon
	Name:	Claude S. Simon
		Its:	Assistant Treasurer
	Its:	Assistant Treasurer

Filing Compare · WORLD OMNI AUTO RECEIVABLES LLC