Bridgecrest Auto Funding LLC 8-K

What Happened
Bridgecrest Auto Funding LLC filed a Form 8-K on January 23, 2026 to provide legal and tax opinions in connection with the issuance of auto loan asset-backed notes by Bridgecrest Lending Auto Securitization Trust 2026-1. The filing covers the issuance of Class A-1, A-2, A-3, B, C and D Publicly Registered Notes and Class E Auto Loan Asset Backed Notes, as described in the Prospectus dated January 21, 2026. The 8-K attaches unqualified legality and tax opinions from Mayer Brown LLP and an enforceability opinion from Morris James LLP.

Key Details

• Filing date: January 23, 2026; Prospectus date: January 21, 2026.
• Notes issued: Class A-1, A-2, A-3, B, C and D (Publicly Registered Notes) and Class E Auto Loan Asset Backed Notes.
• Exhibits attached: Exhibit 5.1 (legality opinion, Mayer Brown LLP), Exhibit 8.1 (tax opinion, Mayer Brown LLP), Exhibit 5.2 (grantor trust enforceability opinion, Morris James LLP).
• Purpose: Filing satisfies the registrant’s undertaking to deliver unqualified legality and tax opinions at each takedown under the Registration Statement.

Why It Matters
This 8-K confirms that required legal and tax opinions were delivered for the securitization offering, a routine but important step for the trust’s issuance of asset-backed notes. For investors, the opinions address formal legal and tax aspects of the offering (e.g., enforceability and tax treatment) and are part of the documentation underpinning the securities—helpful when assessing the legal structure and compliance of the transaction, though they do not speak to credit performance of the underlying loans.