WORLD OMNI AUTO RECEIVABLES LLC 8-K

What Happened
World Omni Auto Receivables LLC (the Depositor) and World Omni (servicer/seller) filed an 8‑K announcing an underwriting agreement for the issuance of $1,236,870,000 aggregate principal of asset‑backed notes to be issued by World Omni Auto Receivables Trust 2026‑A. The underwriting is led by MUFG Securities Americas, BofA Securities, TD Securities (USA) and U.S. Bancorp Investments, and the notes are expected to be issued on or about February 18, 2026. The offering is registered on Form SF‑3 (Commission File No. 333-283578), and the final prospectus describing the collateral and structure was filed February 9, 2026.

Key Details

• Total underwritten principal: $1,236,870,000 (Underwriters agreed severally to purchase this amount).
• Note classes and sizes (aggregate principal):
  • Class A-1: $266,500,000
  • Class A-2a: $291,000,000
  • Class A-2b: $125,000,000
  • Class A-3: $416,000,000
  • Class A-4: $82,710,000
  • Class B: $37,110,000
  • Class C: $18,550,000
• Issuance date (anticipated): on or about February 18, 2026.
• Transaction documents to be entered on the Issuance Date include an amended Trust Agreement, Receivables Purchase Agreement, Sale and Servicing Agreement, Indenture, Administration Agreement, and an Asset Representations Review Agreement.
• World Omni and the Depositor agreed to indemnify (or contribute to) the underwriters for certain liabilities, including potential civil liabilities under the Securities Act.

Why It Matters
This filing documents a securitization of motor‑vehicle retail installment contracts that will raise funding for World Omni through the sale of asset‑backed notes. For investors, the filing signals a significant funding transaction (over $1.2 billion) rather than an operational or management change—no earnings, executive departures, or court matters were reported. Key items to watch as the deal progresses are the final pricing, credit enhancement levels, tranche ratings (if disclosed), and the scheduled issuance on or about February 18, 2026, which will determine how the transaction affects World Omni’s liquidity and funding mix.