WORLD OMNI AUTO RECEIVABLES LLC 8-K

What Happened
On February 18, 2026 World Omni Auto Receivables LLC filed an 8-K reporting the closing of a securitization transaction. The company (the Depositor) and related parties created World Omni Auto Receivables Trust 2026-A (the Issuing Entity) and issued Asset-Backed Notes, Series 2026-A, in an aggregate original principal amount of $1,236,870,000. World Omni Financial Corp. sold specified motor-vehicle retail installment contracts to the Depositor; those receivables were transferred to the Issuing Entity under executed agreements including a Receivables Purchase Agreement, Sale and Servicing Agreement, Indenture and Trust Agreement.

Key Details

• Closing Date: February 18, 2026. Aggregate original principal amount of Notes: $1,236,870,000.
• Notes issued in multiple classes: Class A-1, A-2a, A-2b, A-3, A-4, Class B and Class C. Interest and principal distributions follow the Indenture and Sale & Servicing Agreement priorities.
• Parties: World Omni Financial Corp. (seller/servicer/administrator), World Omni Auto Receivables LLC (depositor), World Omni Auto Receivables Trust 2026-A (issuing entity), U.S. Bank Trust NA (owner trustee), The Bank of New York Mellon Trust Co., N.A. (indenture trustee and account bank).
• An Asset Representations Review Agreement was also entered with Clayton Fixed Income Services LLC to perform reviews of receivables upon certain trigger events.

Why It Matters
This filing documents a large securitization that converts a portfolio of auto loans into marketable asset‑backed notes and provides funding to World Omni Financial Corp. For investors, the transaction affects how these receivables are financed and who holds the credit exposure (the trust and noteholders rather than directly on the seller’s balance sheet). The agreements filed as exhibits contain the governing terms, payment priorities, and protections that determine cash flows and credit support for each note class. Investors who follow World Omni’s funding, liquidity or indirect credit exposure should review the exhibits for full contractual details.