FORD CREDIT AUTO RECEIVABLES TWO LLC 8-K

What Happened

• Ford Credit Auto Receivables Two LLC (the Depositor) filed an 8-K on March 19, 2026 disclosing that it entered into an Underwriting Agreement on March 17, 2026 in connection with the issuance of asset‑backed securities (the "Notes") by Ford Credit Auto Owner Trust 2026‑A. The offering is described in the Prospectus dated March 17, 2026 (filed under Rule 424(b)(2)).
• The Depositor’s chief executive officer made the certification required by Paragraph I.B.1(a) of Form SF‑3; that certification is included in this report to satisfy Item 601(b)(36) of Regulation S‑K. On the Closing Date set forth in the Prospectus, the Depositor and/or the Trust will enter the remaining offering documents.

Key Details

• Underwriting Agreement executed: March 17, 2026.
• Issuer/Trust: Ford Credit Auto Owner Trust 2026‑A; Prospectus dated March 17, 2026.
• CEO certification filed per Form SF‑3 Paragraph I.B.1(a) to comply with Item 601(b)(36) of Reg S‑K.
• The Underwriting Agreement and other offering documents are described in the Prospectus; closing will occur on the Prospectus’ stated Closing Date.

Why It Matters

• This filing documents a securitization financing (asset‑backed notes) by Ford Credit’s 2026‑A trust—an important capital markets activity that supports Ford Credit’s consumer auto financing operations.
• The 8‑K is primarily procedural and compliance-focused (underwriting agreement disclosure and required CEO certification); it does not announce earnings, management changes, or specific financial results. Investors tracking Ford Credit’s funding and securitization activity should note the new offering and related regulatory filings.