Jefferson Capital, Inc. / DE 8-K

What Happened

• Jefferson Capital and certain affiliates filed an 8-K to disclose Amendment No. 8 to their Credit Agreement, effective April 22, 2026. The Amendment, among the borrowers (CL Holdings, Jefferson Capital Systems, JC International Acquisition, CFG Canada Funding and certain subsidiaries), existing and incremental lenders, and Citizens Bank, N.A. as Administrative Agent, increases the aggregate revolving credit commitments from $1,000,000,000 to $1,150,000,000. The underlying Credit Agreement was originally dated May 21, 2021.

Key Details

• Amendment Effective Date: April 22, 2026.
• Increase in revolving commitments: +$150,000,000 (from $1,000,000,000 to $1,150,000,000).
• Increased future cap on aggregate commitments to $1,425,000,000 (allowing additional future increases up to $275,000,000).
• Filing notes the Amendment did not make other material changes to the Credit Agreement; the full Amendment is filed as Exhibit 10.1.

Why It Matters

• The Amendment expands the company’s available revolving credit capacity and increases its potential future borrowing limit, providing greater liquidity and financial flexibility for the borrowers named in the Credit Agreement.