FLUSHING FINANCIAL CORP 8-K

What Happened
Flushing Financial Corporation (FFIC) announced that the Board of Governors of the Federal Reserve granted approval on April 24, 2026 for the previously announced merger with OceanFirst Financial Corp., including approvals for their bank subsidiaries (Flushing Bank and OceanFirst Bank, N.A.). The transaction is governed by the Agreement and Plan of Merger dated December 29, 2025. New York State Department of Financial Services and the Office of the Comptroller of the Currency previously approved the deal on March 23, 2026 and April 6, 2026, respectively. With these approvals, the parties state no further regulatory approvals are required and they expect the transaction to close no later than June 1, 2026, subject to remaining closing conditions.

Key Details

• Merger Agreement date: December 29, 2025.
• Federal Reserve approval received: April 24, 2026.
• NYSDFS and OCC approvals: March 23, 2026 and April 6, 2026.
• Anticipated close: no later than June 1, 2026, subject to satisfaction or waiver of closing conditions.
• Filing includes a joint press release (Exhibit 99.1) and references OceanFirst’s Form S-4 and joint proxy/prospectus materials.

Why It Matters
Regulatory approval is a major milestone that clears the way for the planned combination of the two banks; if the remaining closing conditions are met, shareholders and customers can expect the transaction to complete by the target date. The filing also highlights forward-looking statements and a broad list of risks (including potential dilution from OceanFirst’s issuance of shares and other integration or regulatory risks), so investors should review the registration statement (Form S-4) and joint proxy/prospectus for details before making decisions.