FORD CREDIT AUTO RECEIVABLES TWO LLC 8-K

What Happened

• Ford Credit Auto Receivables Two LLC (the Depositor) filed an 8-K on June 18, 2026 reporting that, in connection with the issuance of asset-backed securities by Ford Credit Auto Owner Trust 2026-B (the “Trust”), it entered into an Underwriting Agreement with the offering underwriters on June 16, 2026. The offering is described in the Prospectus dated June 16, 2026, filed under Rule 424(b)(2).
• The filing also discloses that the Depositor’s CEO has submitted the certification required by Paragraph I.B.1(a) of Form SF-3; that certification is being included in this report to satisfy Item 601(b)(36) of Regulation S-K. On the Closing Date set forth in the Prospectus, the Depositor and/or the Trust will enter into other transaction agreements referenced in the filing.

Key Details

• Underwriting Agreement executed: June 16, 2026, related to the issuance of the Trust’s asset-backed Notes.
• Prospectus date and Rule filing: Prospectus dated June 16, 2026, filed pursuant to Rule 424(b)(2).
• Regulatory certification: CEO certification under Paragraph I.B.1(a) of Form SF-3 filed with this 8-K per Item 601(b)(36).
• Closing actions: Additional agreements between the Depositor and/or Trust will be entered on the Prospectus-stated Closing Date (details are in the Prospectus and exhibit listings).

Why It Matters

• For investors, this 8-K confirms the formal steps toward the issuance of the Trust’s asset-backed securities (the Notes), including execution of the underwriting agreement and required regulatory certifications.
• The filing signals progression of the offering process; material terms, closing date, and further agreements are set out in the Prospectus and related closing documents, which investors should review for pricing, tranche details, and transaction structure.