FS Credit Real Estate Income Trust, Inc. 8-K

What Happened

• On June 22, 2026, FS CREIT Finance CO-1 LLC, an indirect wholly owned special-purpose financing subsidiary of FS Credit Real Estate Income Trust, Inc., entered into Amendment No. 2 to the Master Repurchase and Securities Contract Agreement with Capital One, National Association.
• The amendment increases the maximum facility amount and extends the availability period for the repurchase facility; the amendment is attached as Exhibit 10.1 to the 8-K.

Key Details

• Parties: FS CREIT Finance CO-1 LLC (borrower/SPV) and Capital One, National Association (buyer).
• Effective date of amendment: June 22, 2026; original master agreement dated November 19, 2025 (as previously amended).
• New maximum facility amount: $750.0 million.
• Extended availability period expiration date: November 19, 2027.
• The 8-K also reports this financing arrangement under Item 2.03 as a creation of a direct financial obligation.

Why It Matters

• This amendment increases the company’s secured financing capacity and extends the time the facility is available, which can provide additional liquidity and flexibility for the company’s investment and financing activities.
• For investors, the change may affect the company’s leverage profile and financing costs and is a material financing development to monitor in future disclosures (e.g., periodic financial statements and credit metrics).