UNITED COMMUNITY BANKS INC 8-K

What Happened

• On July 10, 2026 United Community Banks, Inc. and Peach State Bancshares, Inc. issued a joint press release announcing that United has received all required regulatory approvals to acquire Peach State. The companies said the merger is expected to close on August 3, 2026, subject to satisfaction or waiver of remaining closing conditions, including Peach State shareholder approval.
• The press release also set the deadline for Peach State shareholders of record to elect their preferred form of merger consideration at 5:00 p.m. Eastern Time on July 20, 2026. United filed a Form S-4 registration statement (No. 333-296306) that includes the proxy statement/prospectus; a definitive proxy statement/prospectus has been sent to Peach State shareholders.

Key Details

• Press release date: July 10, 2026.
• Shareholder election deadline (form of consideration): July 20, 2026 at 5:00 p.m. ET.
• Expected transaction close date: August 3, 2026, subject to remaining conditions and shareholder approval.
• Regulatory/filing items: United filed Form S-4 (Reg. No. 333-296306) and distributed the proxy statement/prospectus; press release attached as Exhibit 99.1.

Why It Matters

• The filing confirms regulatory clearance, which reduces one major hurdle to completing the merger, and provides a near-term timetable (expected August 3 close) that investors can watch.
• Peach State shareholders must act by July 20 to choose their form of consideration; their votes and elections are material to how proceeds are received.
• The deal still requires remaining closing conditions and shareholder approval, and the companies note standard forward‑looking risks; investors should read the proxy statement/prospectus and related SEC filings for full details and risk factors.