United Community Banks Inc Announces Strategic Repositioning, Hosts Call

What Happened

• United Community Banks, Inc. (UCB) filed a Current Report on Form 8-K on September 8, 2026 announcing a strategic balance sheet repositioning (the "Repositioning") and other strategic initiatives. The company issued a press release (Exhibit 99.1) and furnished presentation materials for a conference call (Exhibit 99.2).
• Management will discuss the Repositioning and related initiatives on a conference call on Tuesday, September 8, 2026 at 9:00 a.m. ET. The call can be pre-registered online, accessed by webcast on ucbi.com under Investor Relations, or by phone at 1-844-676-1337. A transcript and replay will be made available after the call.

Key Details

• Filing date: September 8, 2026 (Form 8-K, Item 7.01 Regulation FD Disclosure).
• Company provided a press release (Exhibit 99.1) and the presentation materials to be used on the call (Exhibit 99.2).
• Conference call: Sept 8, 2026 at 9:00 a.m. ET; pre-registration link provided and dial-in 1-844-676-1337; webcast available on ucbi.com.
• Presentation materials and a transcript/replay will be posted on the company’s website following the call.

Why It Matters

• This filing notifies investors that UCB is taking a deliberate strategic action to change its balance sheet positioning — a move that could affect asset mix, funding strategy, and future earnings drivers. Management’s call and posted materials give investors a direct opportunity to hear details and rationale from leadership.
• The furnished press release and presentation provide the first public details; investors should review those materials and the conference call transcript for specifics before making investment decisions.