Ford Credit Auto Receivables Two LLC Enters ABS Transaction Documents

What Happened

• Ford Credit Auto Receivables Two LLC (the Depositor) filed an 8‑K on October 1, 2026 reporting that the Depositor and/or Ford Credit Auto Owner Trust 2026‑C (the Trust) have entered into the Transaction Documents in connection with the issuance of asset‑backed securities (the Notes).
• The Notes are described in a Prospectus dated September 22, 2026, which was filed with the SEC pursuant to Rule 424(b)(2). The 8‑K states the Transaction Documents are described more fully in that Prospectus.

Key Details

• Filing date of this Form 8‑K: October 1, 2026.
• Prospectus date describing the Notes: September 22, 2026 (filed under Rule 424(b)(2)).
• Parties named: Ford Credit Auto Receivables Two LLC (Depositor) and Ford Credit Auto Owner Trust 2026‑C (Trust).
• The agreements entered into are referred to collectively as the “Transaction Documents” and are described in the Prospectus.

Why It Matters

• This filing documents a financing/securitization step for Ford Credit‑related assets: the issuance of asset‑backed securities (ABS) is a way to raise funds by packaging auto receivables into notes investors can buy.
• Retail investors should review the Prospectus and the Transaction Documents for material details (offering size, tranche structure, interest rates, credit enhancements, ratings and risks) because the 8‑K itself confirms the agreements but does not provide those economic terms.