Securities and Exchange Commission
Washington, DC 20549

Form 8-K

Current Report

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July ~~May 31~~1, 2002

FNB Banking Company
(Exact name of Registrant as Specified in Charter)

Georgia	2-94292	58-1479370
(State or other Jurisdiction of Incorporation or Organization)	(Commission File Number)	(IRS Employer Identification No.)

318 South Hill Street Post Office Drawer F Griffin, Georgia	30224
(Address of Principal Executive Offices)	(Zip Code)

Registrant’s telephone number, including area code: (770) 227-2251

Not Applicable
(Former Name or Former Address, if Changed Since Last Report)

ITEM 25. ~~ACQUISITION~~OTHER ~~OR DISPOSITION OF ASSETS~~EVENTS

On ~~May~~June 3126, 2002, FNB Banking Company, ~~Griffin, Georgia~~ (the “"Company”") ~~completed~~issued ~~its~~a press ~~acquisition~~release ofannouncing ~~American~~that ~~Community~~C.A. ~~Bank of Georgia~~Knowles, ~~McDonough,~~ ~~Georgia~~in ~~(“American”),~~connection ~~by the merger of American~~ with ~~and~~his ~~into First National Bank of Griffin, Griffin,~~retirement ~~Georgia,~~from ~~a subsidiary of~~ the Company, ~~pursuant~~would toresign ~~the~~as ~~Amended~~president and ~~Restated~~treasurer ~~Agreement and Plan~~ of ~~Reorganization,~~the ~~dated November 9~~Company, ~~2001,~~effective ~~between~~as ~~the~~of ~~Company~~July ~~and~~1, ~~American (the “Agreement”)~~2002. AsJohn aCharles ~~result~~Copeland ~~of the merger, each share of common stock of American~~ was ~~converted~~appointed ~~into the right~~ to succeed ~~receive $13~~Mr.35 inKnowles ~~cash,~~as ~~which~~president ~~amount~~and ~~represents~~treasurer of the ~~$13~~Company.25 The ~~per share merger consideration~~June ~~provided for in the Agreement~~26, ~~plus~~2002 ~~interest~~press onrelease ~~that~~is ~~amount~~attached ~~from~~as ~~December~~an ~~31,~~exhibit ~~2001~~to ~~through~~this ~~the date of the merger~~report. ~~The merger consideration was determined by negotiation between the parties.~~

~~On June7,~~ITEM ~~2002, the Company issued a press release announcing the consummation of the merger as contemplated by the Agreement~~7. ~~The~~ ~~Agreement~~FINANCIAL ~~and the~~STATEMENTS ~~press~~AND ~~release are attached hereto as Exhibits 2 and 99, respectively, and are incorporated herein by reference in their entirety~~EXHIBITS. ~~The foregoing description of the Agreement does not purport to be complete and is qualified in its entirety by reference to the full text of such Agreement.~~

~~ITEM 7. EXHIBITS.~~ (c) Exhibits

(a) The financial statements of the Company required to be reported as a result of the transaction described in Item 2 have not been completed as of the date of this report and will be filed as an amendment to this report as soon as practicable in accordance with Item 7(a)(4) of Form 8-K.

Exhibit Description of Exhibit

99

Press Release dated June 26, 2002.

~~(b) The pro forma financial information required to be reported as a result of the transaction described in Item~~ 2 ~~has not been completed as of the date of this report, and will be filed as an amendment to this report as soon as practicable in accordance with Item 7(a)(4) of Form 8-K.~~

SIGNATURE ~~(c) Exhibits~~

Exhibit	Description of Exhibit
2	Amended and Restated Agreement and Plan of Reorganization, dated November 9, 2001, between FNB Banking Company and American Community Bank of Georgia.
99	Press Release dated June 7, 2002.

Pursuant to the requirements of the Securities and Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

2FNB BANKING COMPANY By: /s/ John Charles Copeland John Charles Copeland President

~~Pursuant~~Dated: July ~~to the requirements of the Securities and Exchange Act of 1934~~12, ~~the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.~~2002

FNB BANKING COMPANY By: /s/ C.A. Knowles C.A. Knowles President

Dated: June 12, 2002

Exhibit	Description of Exhibit
99	Press Release dated June 26, 2002.

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