SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: December 26, 2000 ADVANTA Mortgage Loan Trust 1998-4A, 1998-4B, 1998-4C New York 333-52351-02 88-0360305 333-52351-03 23-2723382 333-52351-04 c/o ADVANTA Mortgage Corp., USA Attn: H. John Berens 10790 Rancho Bernardo Road San Diego, CA 92127 (858) 676-3099 Item 5. Other Events Information relating to the distributions to Certificate holders for the November, 2000 Monthly Period of the Trust in respect of the Mortgage Backed Notes, Series 1998-4, Class A, Class B and Class C (the "Certificates") issued by the Registrant and the performance of the Trust (including distributions of principal and interest, delinquent balances of Home Loans, and the Subordinated amount remaining), together with certain other information relating to the certificates, is contained in the Monthly Report for the Monthly Period provided to certificateholders pursuant to the Pooling and Servicing Agreement (the "Agreement") dated as of November 1, 1998 between ADVANTA Mortgage Corp., USA as Servicer, and Bankers Trust Company, as Trustee. Item 7. Financial Statements, Exhibits Exhibit No. Exhibit 1. Monthly Report for the November 2000 Monthly Period relating to the Mortgage Backed Notes Series 1998-4, Class A, Class B, and Class C issued by the ADVANTA Mortgage Loan Trust 1998-4A, 1998-4B, 1998-4C. EXHIBIT INDEX Exhibit 1. Monthly Report for the November 2000 Monthly Period relating to the Mortgage Backed Notes, Series 1998-4, Class A, Class B, and Class C issued by the ADVANTA Mortgage Loan Trust 1998-4A, 1998-4B, 1998-4C. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. ADVANTA Mortgage Loan Trust 1998-4A, 19984-B, 1998-4C. BY: ADVANTA Mortgage Corp., USA BY: /s/ H. John Berens H. John Berens Senior Vice President Advanta Mortgage December 29, 2000 EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4A Statement to Certificateholders

Original Prior Face Principal Class Value Balance Interest Principal Total A 650,000,000 ~~462~~454,~~671~~807,6460 32,~~104~~680,5293 7,~~864~~309,03 109,~~968~~990,~~567~~327.3416 A Certificate -105,2 105,241.46 Totals 650,000,000 ~~462~~454,~~671~~807,6460 32,~~104~~786,5217 7,~~864~~309,03 10,~~968~~095,~~567~~568.3462

Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next A ~~454~~447,~~807~~498,~~600~~206. 7.~~320000~~317500% 7.~~317500~~347500% A Certificate NA NA Totals ~~454~~447,~~807~~498,~~600~~206.3103

Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance A 00755WGC4 ~~711~~699.~~802525~~704000 4.~~776195~~124512 1211.~~098524~~245222 1615.~~874719~~369734 ~~699~~688.~~704001~~458778 A Certificate 0.000000 0.~~000000~~161910 0.000000 0.~~000000~~161910 0.000000

Delinquent Loan Information:

90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust A Principal Balan 1513,~~587~~302,~~346~~876.8222 24,~~481~~154,~~049~~133.8589 1,~~421~~795,~~671~~444.1458 1112,~~272~~313,~~955~~234.7516 45,~~851~~023,~~781~~013.2813 % of Pool Balan 32.~~25080~~81695% 08.~~51743~~79660% 0.~~29649~~38019% 2.~~35102~~60739% 1.~~01186~~06365% Number of Loans ~~255~~246 4667 2529 ~~193~~203 7784 % of Loans 3.~~33700~~25742% 0.~~60209~~88718% 0.~~32723~~38400% 2.~~52618~~68803% 1.~~00785~~11229% Loans in Foreclosure Trust A Principal Balan 1819,~~473~~004,~~684~~411.1839 % of Pool Balan 34.~~85275~~02427% Number of Loans ~~313~~320 % of Loans 4.~~09686~~23729%

General Mortgage Loan Information:

Trust A Beginning Aggregate Mortgage Loan Balance ~~487~~479,~~417~~493,~~860~~108.7422 Prefunding 0.00 Principal Reduction 7,~~924~~248,~~752~~682.5239 Ending Aggregate Mortgage Loan Balance ~~479~~472,~~493~~244,~~108~~425.2283 Beginning Aggregate Mortgage Loan Count ~~7758~~7640 Ending Aggregate Mortgage Loan Count ~~7640~~7552 Current Weighted Average Coupon Rate 9.~~527388~~521567% Next Weighted Average Coupon Rate 9.~~521567~~517648%

Mortgage Loan Principal Reduction Information:

Trust A Scheduled Principal ~~660~~634,~~095~~038.5426 Curtailments ~~198~~224,~~866~~174.1226 Prepayments 65,~~259~~496,~~448~~871.8316 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds ~~806~~893,~~342~~598.0371 Other Principal 0.00 Less: Realized Losses ~~582~~347,~~723~~948.5125 Total Principal Reduction 87,~~507~~596,~~476~~630.0364

Servicer Information:

Trust A Accrued Servicing Fee for the Current Period ~~203~~199,~~090~~788.7880 Less: Amounts to Cover Interest Shortfalls 67,~~562~~084.0839 Less: Delinquent Service Fees 5861,~~972~~728.2668 Collected Servicing Fees for Current Period: ~~137~~130,~~556~~975.4473 Advanced Principal N/A Advanced Interest 1,~~122~~168,~~656~~975.8367

Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class A 65,~~259~~496,48 1,~~005~~117, 76,~~342~~900,0273 - - Total 65,~~259~~496,48 1,~~005~~117, 76,~~342~~900,0273 - Applied Realized Loss Amount Class A - - Total -

Prior Current Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount Trust A NO 0.00 24,~~746~~685,~~219~~507.8091 ~~522~~408,~~011~~660.6214 0.00 24,~~685~~746,~~507~~219.9180 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust A 24,746,219.80 0.00

Trust A Insured Payment 0.00 Pool Rolling six month delinquency rate 0.~~037586~~039836 Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00% Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00% Book Value of REO loans 6,~~013~~103,~~882~~480.3537 Cumulative Number of Mortgage loans repurchased to date 11 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 0332,539.0096 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unremibursed Delinquent/Servicing Advances still Outstanding ~~211,725~~0.7200

TOTAL AVAILABLE FUNDS:

Current Interest Collected: 2,~~688~~573,~~220~~900.1358 Principal Collected: 76,~~118~~355,~~410~~083.4968 Insurance Proceeds Received: - Net Liquidation Proceeds: ~~223~~545,~~618~~650.5246 Delinquency Advances on Mortgage Interest: 1,~~122~~168,~~656~~975.8367 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 137,~~500~~358.7240 Capitalized Interest Requirement: - Capitalized Interest Fund Earnings 0.00 Capitalized Interest Account 0.00 Investment Earnings on Pre-Funding Account 0.00 Unreimbursed Delq/Servicing Advances Paid Back To CertificateHo - Sum of the Above Amounts: 1110,~~166~~650,~~406~~968.6979 LESS: Servicing Fees (including PPIS): ~~144~~138,~~118~~060.5212 Non Recoverable Advance 1,~~548~~082.4355 Indenture Trustee Fees: 2,~~843~~797.2704 Owner Trustee Fees: 277.78 Insurance Premiums: 5049,~~122~~270.7682 Reimbursement of Delinquency Advances/Servicing Advances -332,539.96 Total Reductions to Available Funds Amount: ~~198~~524,~~910~~028.7627 Total Available Funds: 10,~~967~~126,~~495~~940.9352

EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4B Statement to Certificateholders

Original Prior Face Principal Class Value Balance Interest Principal Total B 350,000,000 ~~250~~246,~~034~~443,0295 1,~~677~~452,7270 34,~~590~~527,09 5,~~267~~980,~~802~~657.1986 B Certificate - Totals 350,000,000 ~~250~~246,~~034~~443,0295 1,~~677~~452,7270 34,~~590~~527,09 5,~~267~~980,~~802~~657.1986

Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next B ~~246~~241,~~443~~915,~~951~~994. 7.~~320000~~317500% 7.~~317500~~347500% B Certificate NA NA Totals ~~246~~241,~~443~~915,~~951~~994.0167

Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance B 00755WGD2 ~~714~~704.~~382928~~125574 4.~~793509~~150576 1012.~~257354~~937018 1517.~~050863~~087594 ~~704~~691.~~125574~~188556 B Certificate 0.000000 0.000000 0.000000 0.000000 0.000000

Delinquent Loan Information:

90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust B Principal Balan 6,~~849~~845,~~918~~214.2628 1,~~418~~308,~~529~~836.9351 1772,~~002,969~~730.8971 6,~~271~~840,~~373~~871.0904 3,~~097~~400,~~017~~095.8518 % of Pool Balan 2.~~63817~~68220% 0.~~54633~~51285% 0.~~38628~~30278% 2.~~41535~~68050% 1.~~19278~~33228% Number of Loans ~~113~~129 2226 1814 ~~104~~115 5460 % of Loans 3.~~25836~~78632% 0.~~63437~~76313% 0.~~51903~~41092% 23.~~99885~~37540% 1.~~55709~~76108% Loans in Foreclosure Trust B Principal Balan 11,~~352~~494,~~618~~307.8500 % of Pool Balan 4.~~37233~~50388% Number of Loans ~~180~~176 % of Loans 5.~~19031~~16584%

General Mortgage Loan Information:

Trust B Beginning Aggregate Mortgage Loan Balance ~~263~~259,~~358~~646,~~897~~981.9911 Subsequent Mortgage Loans Added This Period 0.00 Principal Reduction 34,~~711~~438,~~916~~213.8826 Ending Aggregate Mortgage Loan Balance ~~259~~255,~~646~~208,~~981~~767.1185 Beginning Aggregate Mortgage Loan Count 3,~~515~~468 Ending Aggregate Mortgage Loan Count 3,~~468~~407 Current Weighted Average Coupon Rate 9.~~523112~~517887% Next Weighted Average Coupon Rate 9.~~517887~~505847%

Mortgage Loan Principal Reduction Information:

Trust B Scheduled Principal ~~340~~318,~~188~~781.1138 Curtailments 5519,~~607~~423.3743 Prepayments 23,~~435~~332,~~335~~509.1327 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds ~~880~~767,~~786~~499.2718 Other Principal 0.00 Less: Realized Losses ~~401~~384,~~076~~062.1237 Total Principal Reduction 4,~~112~~822,~~993~~275.0063

Servicer Information:

Trust B Accrued Servicing Fee for the Current Period ~~109~~108,~~732~~186.8724 Less: Amounts to Cover Interest Shortfalls 12,~~308~~674.3897 Less: Delinquent Service Fees 3132,~~437~~824.2528 Collected Servicing Fees for Current Period: 7672,~~987~~686.2499 Advanced Principal N/A Advanced Interest ~~604~~629,~~461~~290.1039

Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class B 23,~~435~~332,35 ~~936~~786 34,~~310~~054,8415 - - - Total 23,~~435~~332,35 ~~936~~786 34,~~310~~054,8415 - Unpaid Realized Loss Amount Class B - -

Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount Trust B NO 0.00 13,~~324~~203,~~873~~030.10 ~~279~~473,~~233~~805.1245 0.00 13,~~203~~292,~~030~~773.1018 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust B 13,324,873.10 0.00

Trust B Insured Payment 0.00 Pool Rolling six month delinquency rate 0.05 Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00% Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00% Book Value of REO loans 34,~~730~~099,~~639~~151.7417 Cumulative Number of Mortgage loans repurchased to date 8 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 0.00 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding ~~138~~245,~~261~~533.4898

TOTAL AVAILABLE FUNDS:

Current Interest Collected: 1,~~454~~397,~~098~~294.5407 Principal Collected: 23,~~831~~670,~~130~~714.6108 Insurance Proceeds Received: - Net Liquidation Proceeds: ~~479~~383,~~710~~436.1581 Delinquency Advances on Mortgage Interest: ~~604~~629,~~461~~290.1039 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 64,~~487~~206.6030 Capitalized Interest Requirement: 0.00 Capitalized Interest Account Earnings 0.00 Capitalized Interest Account 0.00 Reversal of Realized Loss Amount - Unreimbursed Delq/Servicing Advances Paid Back 0.00 Sum of the Above Amounts: 56,~~375~~084,~~888~~941.0065 LESS: Servicing Fees (including PPIS): 7875,~~295~~361.6296 Non-Recoverable Advance ~~889~~431.1335 Indenture Trustee Fees: 1,~~536~~514.2661 Owner Trustee Fees: 277.78 Insurance Premiums: 2726,~~087~~698.0209 Reimbursement of Delinquency Advances/Servicin - Total Reductions to Available Funds Amount: ~~108~~104,~~085~~283.8179 Total Available Funds: 5,~~267~~980,~~802~~657.1986

EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4C Statement to Certificateholders

Original Prior Face Principal Class Value Balance Interest Principal Total C 100,000,000 6259,~~479~~086,35 ~~410~~341,61 35,~~392~~358,79 35,~~803~~700,~~437~~090.4473 C Certificate ~~60,~~- ~~60,798.80~~ Totals 100,000,000 6259,~~479~~086,35 ~~471~~341,41 35,~~392~~358,79 35,~~864~~700,~~236~~090.2473

Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next C 5953,~~086~~727,~~543~~607 7.~~170000~~167500% 7.~~167500~~197500% C Certificate NA NA Totals 5953,~~086~~727,~~543~~607.5989

Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance C 00755WGE0 ~~624~~590.~~793356~~865436 43.~~106454~~411550 3353.~~927920~~589357 3857.~~034374~~000907 ~~590~~537.~~865436~~276079 C Certificate 0.000000 0.~~093537~~000000 0.000000 0.~~093537~~000000 0.000000

Delinquent Loan Information:

90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust C Principal Balan 21,~~355~~716,~~361~~886.5095 ~~193~~864,~~663~~456.7383 ~~106~~42,~~763~~212.3555 2,~~198~~322,~~852~~971.9680 1882,~~272,886~~813.5507 % of Pool Balan 32.~~68292~~93011% 01.~~30282~~47532% 0.~~16694~~07204% 3.~~43820~~96447% 1.~~99033~~50664% Number of Loans 2620 410 2 2628 1210 % of Loans 3.~~68794~~04414% 01.~~56738~~52207% 0.~~28369~~30441% 34.~~68794~~26180% 1.~~70213~~52207% Loans in Foreclosure Trust C Principal Balan 43,~~438~~934,~~776~~821.6705 % of Pool Balan 6.~~94062~~71532% Number of Loans 5548 % of Loans 7.~~80142~~30594%

General Mortgage Loan Information:

Trust C Beginning Aggregate Mortgage Loan Balance 6763,~~346~~953,~~420~~628.8079 Prefunding N/A Principal Reduction 35,~~392~~358,~~792~~935.0170 Ending Aggregate Mortgage Loan Balance 6358,~~953~~594,~~628~~693.7909 Beginning Aggregate Mortgage Loan Count ~~740~~705 Ending Aggregate Mortgage Loan Count ~~705~~657 Current Weighted Average Coupon Rate 10.~~476892~~689428% Next Weighted Average Coupon Rate 10.~~412907~~648999%

Mortgage Loan Principal Reduction Information:

Trust C Scheduled Principal 2823,~~556~~486.7391 Curtailments ~~222~~8,~~035~~361.0575 Prepayments 24,~~914~~525,~~597~~782.3530 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds ~~227~~801,~~602~~304.8874 Other Principal 0.00 Less: Realized Losses 73229,~~823~~380.0297 Total Principal Reduction 35,~~466~~588,~~615~~316.0367

Servicer Information:

Trust C Accrued Servicing Fee for the Current Period 2826,~~061~~647.0034 Less: Amounts to Cover Interest Shortfalls ~~292~~1,128.4921 Less: Delinquent Service Fees 8,~~298~~356.9630 Collected Servicing Fees for Current Period: 1917,~~469~~162.5583 Advanced Principal N/A Advanced Interest ~~167~~175,~~803~~770.2317

Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class C 24,~~914~~525,57 ~~449~~809 35,~~318~~129,9655 - . . - Unpaid Realized Loss Amount Class C - -

Prior Current Has a Over- Accelerated ~~Extra~~Amounts Over Trigger Event Collateral Principal ~~Principal~~From Reserve Collateral Occurred Amount Distributed ~~Distributed~~Fund Amount Trust C NO 4,867,085.20 73197,~~823~~395.0244 031,985.0053 4,867,085.20 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust C 4,867,085.20 0.00

Trust C Insured Payment 0.00 Pool Rolling six month delinquency rate 0.07 Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00% Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00% Book Value of REO loans 1,~~297~~015,~~634~~925.7162 Cumulative Number of Mortgage loans repurchased to date 3 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period ~~10,476~~0.1000 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 093,563.0022

TOTAL AVAILABLE FUNDS:

Current Interest Collected: ~~411~~385,~~882~~563.1227 Principal Collected: 34,~~165~~557,~~189~~630.1396 Insurance Proceeds Received: - Net Liquidation Proceeds: ~~153~~571,~~779~~923.8677 Delinquency Advances on Mortgage Interest: ~~167~~175,~~803~~770.2317 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 43,~~743~~973.20 Sum of the Above Amounts: 35,~~903~~694,~~397~~861.5437 LESS: Servicing Fees (including PPIS): 1918,~~762~~291.04 Non-Recoverable Advance 182.28 Indenture Trustee Fees: ~~392~~373.8506 Owner Trustee Fees: 277.78 Insurance Premiums: 87,~~070~~632.2501 Reimbursement of Delinquency Advances/Servicin ~~10,476.10~~- Total Reductions to Available Funds Amount: 3926,~~161~~756.3017 Total Available Funds: 35,~~864~~668,~~236~~105.2420

Filing Compare · ADVANTA MORTGAGE LOAN TRUST 1998-4C