SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 25, 2001 ADVANTA Mortgage Loan Trust 1998-4A, 1998-4B, 1998-4C New York 333-52351-02 88-0360305 333-52351-03 23-2723382 333-52351-04 c/o ADVANTA Mortgage Corp., USA Attn: H. John Berens 10790 Rancho Bernardo Road San Diego, CA 92127 (858) 676-3099 Item 5. Other Events Information relating to the distributions to Certificate holders for the December, 2000 Monthly Period of the Trust in respect of the Mortgage Backed Notes, Series 1998-4, Class A, Class B and Class C (the "Certificates") issued by the Registrant and the performance of the Trust (including distributions of principal and interest, delinquent balances of Home Loans, and the Subordinated amount remaining), together with certain other information relating to the certificates, is contained in the Monthly Report for the Monthly Period provided to certificateholders pursuant to the Pooling and Servicing Agreement (the "Agreement") dated as of November 1, 1998 between ADVANTA Mortgage Corp., USA as Servicer, and Bankers Trust Company, as Trustee. Item 7. Financial Statements, Exhibits Exhibit No. Exhibit 1. Monthly Report for the December 2000 Monthly Period relating to the Mortgage Backed Notes Series 1998-4, Class A, Class B, and Class C issued by the ADVANTA Mortgage Loan Trust 1998-4A, 1998-4B, 1998-4C. EXHIBIT INDEX Exhibit 1. Monthly Report for the December 2000 Monthly Period relating to the Mortgage Backed Notes, Series 1998-4, Class A, Class B, and Class C issued by the ADVANTA Mortgage Loan Trust 1998-4A, 1998-4B, 1998-4C. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. ADVANTA Mortgage Loan Trust 1998-4A, 19984-B, 1998-4C. BY: ADVANTA Mortgage Corp., USA BY: /s/ H. John Berens H. John Berens Senior Vice President Advanta Mortgage January 31, 2001 EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4A Statement to Certificateholders

Original Prior Face Principal Class Value Balance Interest Principal Total A 650,000,000 ~~454~~447,~~807~~498,6020 2,~~680~~739,9399 7,~~309~~418,36 910,~~990~~158,~~327~~617.1667 A Certificate ~~105,2~~- ~~105,241.46~~ Totals 650,000,000 ~~454~~447,~~807~~498,6020 2,~~786~~739,1799 7,~~309~~418,36 10,~~095~~158,~~568~~617.6267

Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next A ~~447~~440,~~498~~079,~~206~~582. 7.~~317500~~347500% 76.~~347500~~413750% A Certificate NA NA Totals ~~447~~440,~~498~~079,~~206~~582.0358

Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance A 00755WGC4 ~~699~~688.~~704000~~458779 4.~~124512~~215376 11.~~245222~~413267 15.~~369734~~628643 ~~688~~677.~~458778~~045512 A Certificate 0.000000 0.~~161910~~000000 0.000000 0.~~161910~~000000 0.000000

Delinquent Loan Information:

90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust A Principal Balan 13,~~302~~591,~~876~~222.2200 42,~~154~~782,~~133~~299.8939 1,~~795~~870,~~444~~449.58 1211,~~313~~913,~~234~~590.1641 5,~~023~~002,~~013~~591.1303 % of Pool Balan 2.~~81695~~92394% 80.~~79660~~59857% 0.~~38019~~40240% 2.~~60739~~56302% 1.~~06365~~07623% Number of Loans ~~246~~235 6751 2932 ~~203~~201 8482 % of Loans 3.~~25742~~15945% 0.~~88718~~68567% 0.~~38400~~43022% 2.~~68803~~70234% 1.~~11229~~10245% Loans in Foreclosure Trust A Principal Balan 1917,~~004~~760,~~411~~460.3946 % of Pool Balan 43.~~02427~~82089% Number of Loans ~~320~~291 % of Loans 43.~~23729~~91234%

General Mortgage Loan Information:

Trust A Beginning Aggregate Mortgage Loan Balance ~~479~~472,~~493~~244,~~108~~425.2283 Prefunding 0.00 Principal Reduction 7,~~248~~418,~~682~~623.3945 Ending Aggregate Mortgage Loan Balance ~~472~~464,~~244~~825,~~425~~802.8338 Beginning Aggregate Mortgage Loan Count ~~7640~~7552 Ending Aggregate Mortgage Loan Count ~~7552~~7438 Current Weighted Average Coupon Rate 9.~~521567~~517648% Next Weighted Average Coupon Rate 9.~~517648~~512918%

Mortgage Loan Principal Reduction Information:

Trust A Scheduled Principal ~~634~~678,~~038~~875.2616 Curtailments ~~224~~226,~~174~~352.2684 Prepayments 5,~~496~~006,~~871~~878.1648 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds ~~893~~1,~~598~~506,516.7197 Other Principal 0.00 Less: Realized Losses ~~347~~686,~~948~~843.2504 Total Principal Reduction 78,~~596~~105,~~630~~466.6449

Servicer Information:

Trust A Accrued Servicing Fee for the Current Period ~~199~~196,~~788~~768.8051 Less: Amounts to Cover Interest Shortfalls ~~7,084~~45.3975 Less: Delinquent Service Fees 61,~~728~~551.6814 Collected Servicing Fees for Current Period: ~~130~~135,~~975~~171.7362 Advanced Principal N/A Advanced Interest 1,~~168~~163,~~975~~477.6712

Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class A 5,~~496~~006,8 1,~~117~~732, 6,~~900~~731,7378 - - Total 5,~~496~~006,8 1,~~117~~732, 6,~~900~~731,7378 - Applied Realized Loss Amount Class A - - Total -

Prior Current Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount Trust A NO 0.00 24,~~685~~746,~~507~~219.9180 ~~408~~686,~~660~~843.1404 0.00 24,746,219.80 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust A 24,746,219.80 0.00

Trust A Insured Payment 0.00 Pool Rolling six month delinquency rate 0.~~039836~~042196 Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00% Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00% Book Value of REO loans 65,~~103~~721,~~480~~965.3734 Cumulative Number of Mortgage loans repurchased to date 11 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period ~~332~~78,~~539~~778.9610 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unremibursed Delinquent/Servicing Advances still Outstanding 098,998.0012

TOTAL AVAILABLE FUNDS:

Current Interest Collected: 2,~~573~~520,~~900~~518.5854 Principal Collected: 65,~~355~~912,~~083~~106.6848 Insurance Proceeds Received: - Net Liquidation Proceeds: ~~545~~819,~~650~~673.4693 Delinquency Advances on Mortgage Interest: 1,~~168~~163,~~975~~477.6712 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 79,~~358~~707.4010 Capitalized Interest Requirement: - Capitalized Interest Fund Earnings 0.00 Capitalized Interest Account 0.00 Investment Earnings on Pre-Funding Account 0.00 Unreimbursed Delq/Servicing Advances Paid Back To CertificateHo - Sum of the Above Amounts: 10,~~650~~425,~~968~~483.7917 LESS: Servicing Fees (including PPIS): ~~138~~135,~~060~~217.1237 Non Recoverable Advance 1,~~082~~806.5583 Indenture Trustee Fees: 2,~~797~~754.0476 Owner Trustee Fees: 277.78 Insurance Premiums: 4948,~~270~~478.8297 Reimbursement of Delinquency Advances/Servicing Advances ~~332~~78,~~539~~778.9610 Total Reductions to Available Funds Amount: ~~524~~267,~~028~~313.2781 Total Available Funds: 10,~~126~~158,~~940~~169.5236

EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4B Statement to Certificateholders

Original Prior Face Principal Class Value Balance Interest Principal Total B 350,000,000 ~~246~~241,~~443~~915,9599 1,~~452~~481,7023 43,~~527~~818,91 5,~~980~~299,~~657~~363.8668 B Certificate - Totals 350,000,000 ~~246~~241,~~443~~915,9599 1,~~452~~481,7023 43,~~527~~818,91 5,~~980~~299,~~657~~363.8668

Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next B ~~241~~238,~~915~~097,~~994~~862. 7.~~317500~~347500% 76.~~347500~~413750% B Certificate NA NA Totals ~~241~~238,~~915~~097,~~994~~862.6747

Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance B 00755WGD2 ~~704~~691.~~125574~~188556 4.~~150576~~232090 1210.~~937018~~908949 1715.~~087594~~141039 ~~691~~680.~~188556~~279607 B Certificate 0.000000 0.000000 0.000000 0.000000 0.000000

Delinquent Loan Information:

90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust B Principal Balan 6,~~845~~128,~~214~~818.2838 12,~~308~~239,~~836~~819.5133 ~~772~~726,~~730~~580.7189 67,~~840~~050,~~871~~591.0465 3,~~400~~217,~~095~~417.1836 % of Pool Balan 2.~~68220~~43765% 0.~~51285~~89086% 0.~~30278~~28899% 2.~~68050~~80428% 1.~~33228~~27968% Number of Loans ~~129~~120 2641 1415 ~~115~~120 6056 % of Loans 3.~~78632~~57675% 01.~~76313~~22206% 0.~~41092~~44709% 3.~~37540~~57675% 1.~~76108~~66915% Loans in Foreclosure Trust B Principal Balan 11,~~494~~237,~~307~~172.0088 % of Pool Balan 4.~~50388~~46943% Number of Loans ~~176~~160 % of Loans 54.~~16584~~76900%

General Mortgage Loan Information:

Trust B Beginning Aggregate Mortgage Loan Balance ~~259~~255,~~646~~208,~~981~~767.1185 Subsequent Mortgage Loans Added This Period 0.00 Principal Reduction 43,~~438~~786,~~213~~032.2628 Ending Aggregate Mortgage Loan Balance ~~255~~251,~~208~~422,~~767~~735.8557 Beginning Aggregate Mortgage Loan Count 3,~~468~~407 Ending Aggregate Mortgage Loan Count 3,~~407~~355 Current Weighted Average Coupon Rate 9.~~517887~~505847% Next Weighted Average Coupon Rate 9.~~505847~~496220%

Mortgage Loan Principal Reduction Information:

Trust B Scheduled Principal ~~318~~325,~~781~~759.3824 Curtailments 19175,~~423~~078.4341 Prepayments 32,~~332~~543,~~509~~982.2779 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds ~~767~~741,~~499~~211.1884 Other Principal 0.00 Less: Realized Losses ~~384~~344,~~062~~573.3758 Total Principal Reduction 4,~~822~~130,~~275~~605.6386

Servicer Information:

Trust B Accrued Servicing Fee for the Current Period ~~108~~106,~~186~~336.2499 Less: Amounts to Cover Interest Shortfalls ~~2,674~~5.9766 Less: Delinquent Service Fees 3233,~~824~~158.2822 Collected Servicing Fees for Current Period: 7273,~~686~~173.9911 Advanced Principal N/A Advanced Interest ~~629~~631,~~290~~846.3900

Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class B 32,~~332~~543,59 ~~786~~916 43,~~054~~441,1545 - - - Total 32,~~332~~543,59 ~~786~~916 43,~~054~~441,1545 - Unpaid Realized Loss Amount Class B - -

Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount Trust B NO 0.00 13,~~203~~292,~~030~~773.1018 ~~473~~376,~~805~~673.4550 0.00 13,~~292~~324,~~773~~873.1810 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust B 13,324,873.10 0.00

Trust B Insured Payment 0.00 Pool Rolling six month delinquency rate 0.05 Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00% Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00% Book Value of REO loans 43,~~099~~897,~~151~~859.1716 Cumulative Number of Mortgage loans repurchased to date 8 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 034,512.0024 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding ~~245~~343,~~533~~034.9845

TOTAL AVAILABLE FUNDS:

Current Interest Collected: 1,~~397~~356,~~294~~641.0794 Principal Collected: 3,~~670~~044,~~714~~820.0844 Insurance Proceeds Received: - Net Liquidation Proceeds: ~~383~~396,~~436~~638.8126 Delinquency Advances on Mortgage Interest: ~~629~~631,~~290~~846.3900 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 45,~~206~~092.3095 Capitalized Interest Requirement: 0.00 Capitalized Interest Account Earnings 0.00 Capitalized Interest Account 0.00 Reversal of Realized Loss Amount - Unreimbursed Delq/Servicing Advances Paid Back To Certificateho 0.00 Sum of the Above Amounts: 65,~~084~~435,~~941~~039.6559 LESS: Servicing Fees (including PPIS): 7573,~~361~~178.9677 Non-Recoverable Advance ~~431~~10.3583 Indenture Trustee Fees: 1,~~514~~488.6172 Owner Trustee Fees: 277.78 Insurance Premiums: 26,~~698~~207.0957 Reimbursement of Delinquency Advances/~~Servicin~~Servicing -Advances 34,512.24 Total Reductions to Available Funds Amount: ~~104~~135,~~283~~675.7991 Total Available Funds: 5,~~980~~299,~~657~~363.8668

EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4C Statement to Certificateholders

Original Prior Face Principal Class Value Balance Interest Principal Total C 100,000,000 5953,~~086~~727,56 ~~341~~322,12 53,~~358~~228,9 53,~~700~~551,~~090~~248.7304 C Certificate -32, 32,014.22 Totals 100,000,000 5953,~~086~~727,56 ~~341~~354,12 53,~~358~~228,9 53,~~700~~583,~~090~~262.7326

Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next C 5350,~~727~~498,~~607~~613 7.~~167500~~197500% 76.~~197500~~263750% C Certificate NA NA Totals 5350,~~727~~498,~~607~~613.8956

Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance C 00755WGE0 ~~590~~537.~~865436~~276079 3.~~411550~~222537 5332.~~589357~~289943 5735.~~000907~~512480 ~~537~~504.~~276079~~986136 C Certificate 0.000000 0.~~000000~~049253 0.000000 0.~~000000~~049253 0.000000

Delinquent Loan Information:

90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust C Principal Balan 1,~~716~~517,~~886~~506.9510 ~~864~~820,~~456~~674.8301 4223,~~212~~462.55 21,~~322~~943,~~971~~650.8046 ~~882~~1,~~813~~279,647.0739 % of Pool Balan 2.~~93011~~74088% 1.~~47532~~48228% 0.~~07204~~04238% 3.~~96447~~51057% 12.~~50664~~31126% Number of Loans 2024 108 2 2825 1014 % of Loans 3.~~04414~~80952% 1.~~52207~~26984% 0.~~30441~~31746% 43.~~26180~~96825% 12.~~52207~~22222% Loans in Foreclosure Trust C Principal Balan 3,~~934~~920,~~821~~660.0527 % of Pool Balan 67.~~71532~~08139% Number of Loans 4844 % of Loans 76.~~30594~~98413%

General Mortgage Loan Information:

Trust C Beginning Aggregate Mortgage Loan Balance 6358,~~953~~594,~~628~~693.7909 Prefunding N/A Principal Reduction 53,~~358~~228,~~935~~994.7033 Ending Aggregate Mortgage Loan Balance 5855,~~594~~365,~~693~~698.0976 Beginning Aggregate Mortgage Loan Count ~~705~~657 Ending Aggregate Mortgage Loan Count ~~657~~630 Current Weighted Average Coupon Rate 10.~~689428~~656429% Next Weighted Average Coupon Rate 10.~~648999~~592301%

Mortgage Loan Principal Reduction Information:

Trust C Scheduled Principal 23,~~486~~140.9147 Curtailments 832,~~361~~151.7561 Prepayments 43,~~525~~090,~~782~~134.3089 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds ~~801~~83,~~304~~567.7436 Other Principal 0.00 Less: Realized Losses ~~229~~42,~~380~~888.9702 Total Principal Reduction 53,~~588~~271,~~316~~882.6735

Servicer Information:

Trust C Accrued Servicing Fee for the Current Period 2624,~~647~~414.3445 Less: Amounts to Cover Interest Shortfalls ~~1,128~~0.2100 Less: Delinquent Service Fees 89,~~356~~054.3025 Collected Servicing Fees for Current Period: 1715,~~162~~360.8320 Advanced Principal N/A Advanced Interest ~~175~~188,~~770~~780.1798

Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class C 43,~~525~~090,71 ~~809~~115 53,~~129~~186,5510 - . . - Unpaid Realized Loss Amount Class C - -

Prior Current Has a Over- Accelerated Amounts Over Trigger Event Collateral Principal From Reserve Collateral Occurred Amount Distributed Fund Amount Trust C NO 4,867,085.20 ~~197~~42,~~395~~888.4402 ~~31,985~~0.5300 4,867,085.20 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust C 4,867,085.20 0.00

Trust C Insured Payment 0.00 Pool Rolling six month delinquency rate 0.0708 Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00% Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00% Book Value of REO loans 1,~~015~~303,~~925~~848.6224 Cumulative Number of Mortgage loans repurchased to date 3 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 094,185.0004 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding ~~93,563~~0.2200

TOTAL AVAILABLE FUNDS:

Current Interest Collected: ~~385~~322,~~563~~506.2759 Principal Collected: 43,~~557~~145,~~630~~426.9697 Insurance Proceeds Received: - Net Liquidation Proceeds: ~~571~~40,~~923~~679.7734 Delinquency Advances on Mortgage Interest: ~~175~~188,~~770~~780.1798 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 3,~~973~~410.2050 Unreimbursed Delq/Servicing Advances Paid Back to CertificateHo - Sum of the Above Amounts: 53,~~694~~700,~~861~~804.3738 LESS: Servicing Fees (including PPIS): 1815,~~291~~360.0420 Non-Recoverable Advance ~~182~~437.2848 Indenture Trustee Fees: ~~373~~341.0680 Owner Trustee Fees: 277.78 Insurance Premiums: 76,~~632~~939.0182 Reimbursement of Delinquency Advances/~~Servicin~~Servicing -Advances 94,185.04 Total Reductions to Available Funds Amount: 26117,~~756~~542.1712 Total Available Funds: 53,~~668~~583,~~105~~262.2026

Filing Compare · ADVANTA MORTGAGE LOAN TRUST 1998-4B