SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 26, 2001 ADVANTA Mortgage Loan Trust 1998-4A, 1998-4B, 1998-4C New York 333-52351-02 88-0360305 333-52351-03 23-2723382 333-52351-04 c/o ADVANTA Mortgage Corp., USA Attn: H. John Berens 10790 Rancho Bernardo Road San Diego, CA 92127 (858) 676-3099 Item 5. Other Events Information relating to the distributions to Certificate holders for the January, 2001 Monthly Period of the Trust in respect of the Mortgage Backed Notes, Series 1998-4, Class A, Class B and Class C (the "Certificates") issued by the Registrant and the performance of the Trust (including distributions of principal and interest, delinquent balances of Home Loans, and the Subordinated amount remaining), together with certain other information relating to the certificates, is contained in the Monthly Report for the Monthly Period provided to certificateholders pursuant to the Pooling and Servicing Agreement (the "Agreement") dated as of November 1, 1998 between ADVANTA Mortgage Corp., USA as Servicer, and Bankers Trust Company, as Trustee. Item 7. Financial Statements, Exhibits Exhibit No. Exhibit 1. Monthly Report for the January 2001 Monthly Period relating to the Mortgage Backed Notes Series 1998-4, Class A, Class B, and Class C issued by the ADVANTA Mortgage Loan Trust 1998-4A, 1998-4B, 1998-4C. EXHIBIT INDEX Exhibit 1. Monthly Report for the January 2001 Monthly Period relating to the Mortgage Backed Notes, Series 1998-4, Class A, Class B, and Class C issued by the ADVANTA Mortgage Loan Trust 1998-4A, 1998-4B, 1998-4C. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. ADVANTA Mortgage Loan Trust 1998-4A, 19984-B, 1998-4C. BY: ADVANTA Mortgage Corp., USA BY: /s/ H. John Berens H. John Berens Senior Vice President Advanta Mortgage February 28, 2001 EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4A Statement to Certificateholders

Original Prior Face Principal Class Value Balance Interest Principal Total A 650,000,000 ~~447~~440,~~498~~079,2058 2,~~739~~508,9994 76,~~418~~902,61 109,~~158~~411,~~617~~103.6762 A Certificate -240,2 240,239.26 Totals 650,000,000 ~~447~~440,~~498~~079,2058 2,~~739~~749,9918 76,~~418~~902,61 109,~~158~~651,~~617~~342.6788

Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next A ~~440~~433,~~079~~177,~~582~~421. 76.~~347500~~413750% 6.~~413750~~230000% A Certificate NA NA Totals ~~440~~433,~~079~~177,~~582~~421.5856

Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance A 00755WGC4 ~~688~~677.~~458779~~045512 43.~~215376~~859912 1110.~~413267~~618709 1514.~~628643~~478621 ~~677~~666.~~045512~~426803 A Certificate 0.000000 0.~~000000~~369599 0.000000 0.~~000000~~369599 0.000000

Delinquent Loan Information:

90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust A Principal Balan 1312,~~591~~815,~~222~~285.0082 2,~~782~~745,~~299~~504.3990 1859,~~870,449~~530.5804 1112,~~913~~088,~~590~~877.4198 5,~~002~~173,~~591~~228.0333 % of Pool Balan 2.~~92394~~79856% 0.~~59857~~59956% 0.~~40240~~18770% 2.~~56302~~63993% 1.~~07623~~12971% Number of Loans ~~235~~225 5146 3219 ~~201~~199 8285 % of Loans 3.~~15945~~06707% 0.~~68567~~62704% 0.~~43022~~25900% 2.~~70234~~71265% 1.~~10245~~15867% Loans in Foreclosure Trust A Principal Balan 17,~~760~~705,~~460~~688.4645 % of Pool Balan 3.~~82089~~86652% Number of Loans ~~291~~294 % of Loans 34.~~91234~~00763%

General Mortgage Loan Information:

Trust A Beginning Aggregate Mortgage Loan Balance ~~472~~464,~~244~~825,~~425~~802.8338 Prefunding 0.00 Principal Reduction 76,~~418~~902,~~623~~161.4502 Ending Aggregate Mortgage Loan Balance ~~464~~457,~~825~~923,~~802~~641.3836 Beginning Aggregate Mortgage Loan Count ~~7552~~7438 Ending Aggregate Mortgage Loan Count ~~7438~~7336 Current Weighted Average Coupon Rate 9.~~517648~~512918% Next Weighted Average Coupon Rate 9.~~512918~~508979%

Mortgage Loan Principal Reduction Information:

Trust A Scheduled Principal ~~678~~653,~~875~~024.1693 Curtailments ~~226~~233,~~352~~308.8409 Prepayments 5,~~006~~090,~~878~~160.4887 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 1925,~~506,516~~667.9713 Other Principal 0.00 Less: Realized Losses ~~686~~483,~~843~~853.0444 Total Principal Reduction 87,~~105~~386,~~466~~014.4946

Servicer Information:

Trust A Accrued Servicing Fee for the Current Period ~~196~~193,~~768~~677.5142 Less: Amounts to Cover Interest Shortfalls 450.7500 Less: Delinquent Service Fees 6158,~~551~~011.1459 Collected Servicing Fees for Current Period: 135,~~171~~665.6283 Advanced Principal N/A Advanced Interest 1,~~163~~096,~~477~~164.1283

Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class A 5,~~006~~090,81 1,~~732~~158, 6,~~731~~418,7830 - - Total 5,~~006~~090,81 1,~~732~~158, 6,~~731~~418,7830 - Applied Realized Loss Amount Class A - - Total -

Prior Current Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount Trust A NO 0.00 24,746,219.80 ~~686~~483,~~843~~853.0444 0.00 24,746,219.80 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust A 24,746,219.80 0.00

Trust A Insured Payment 0.00 Pool Rolling six month delinquency rate 0.~~042196~~043979 Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00% Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00% Book Value of REO loans 56,~~721~~243,~~965~~262.3407 Cumulative Number of Mortgage loans repurchased to date 11 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 78215,~~778~~933.1037 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unremibursed Delinquent/Servicing Advances still Outstanding ~~98,998~~0.1200

TOTAL AVAILABLE FUNDS:

Current Interest Collected: 2,~~520~~530,~~518~~698.5446 Principal Collected: 5,~~912~~976,~~106~~493.4889 Insurance Proceeds Received: - Net Liquidation Proceeds: ~~819~~441,~~673~~813.9369 Delinquency Advances on Mortgage Interest: 1,~~163~~096,~~477~~164.1283 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 9,~~707~~904.1012 Capitalized Interest Requirement: - Capitalized Interest Fund Earnings 0.00 Capitalized Interest Account 0.00 Investment Earnings on Pre-Funding Account 0.00 Unreimbursed Delq/Servicing Advances Paid Back To CertificateHo - Sum of the Above Amounts: 10,~~425~~055,~~483~~074.1799 LESS: Servicing Fees (including PPIS): 135,~~217~~665.3783 Non Recoverable Advance 1,~~806~~018.8365 Indenture Trustee Fees: 2,~~754~~711.7648 Owner Trustee Fees: 277.78 Insurance Premiums: 4847,~~478~~675.9729 Reimbursement of Delinquency Advances/Servicing Advances 78215,~~778~~933.1037 Total Reductions to Available Funds Amount: ~~267~~403,~~313~~282.8140 Total Available Funds: 109,~~158~~651,~~169~~792.3659

EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4B Statement to Certificateholders

Original Prior Face Principal Class Value Balance Interest Principal Total B 350,000,000 ~~241~~238,~~915~~097,9986 1,~~481~~357,2342 34,~~818~~869,14 56,~~299~~226,~~363~~917.6894 B Certificate - Totals 350,000,000 ~~241~~238,~~915~~097,9986 1,~~481~~357,2342 34,~~818~~869,14 56,~~299~~226,~~363~~917.6894

Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next B ~~238~~233,~~097~~228,~~862~~366. 76.~~347500~~413750% 6.~~413750~~230000% B Certificate NA NA Totals ~~238~~233,~~097~~228,~~862~~366.4790

Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance B 00755WGD2 ~~691~~680.~~188556~~279607 43.~~232090~~878350 1013.~~908949~~912844 1517.~~141039~~791194 ~~680~~666.~~279607~~366763 B Certificate 0.000000 0.000000 0.000000 0.000000 0.000000

Delinquent Loan Information:

90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust B Principal Balan 65,~~128~~693,~~818~~231.3862 21,~~239~~652,~~819~~216.3396 ~~726~~467,~~580~~172.8932 7,~~050~~653,~~591~~264.6541 3,~~217~~000,~~417~~049.3612 % of Pool Balan 2.~~43765~~30919% 0.~~89086~~67014% 0.~~28899~~18949% 23.~~80428~~10418% 1.~~27968~~21683% Number of Loans ~~120~~108 4125 1511 ~~120~~128 5652 % of Loans 3.~~57675~~27968% 10.~~22206~~75919% 0.~~44709~~33404% 3.~~57675~~88703% 1.~~66915~~57911% Loans in Foreclosure Trust B Principal Balan 1110,~~237~~930,~~172~~862.8850 % of Pool Balan 4.~~46943~~43359% Number of Loans ~~160~~164 % of Loans 4.~~76900~~98026%

General Mortgage Loan Information:

Trust B Beginning Aggregate Mortgage Loan Balance ~~255~~251,~~208~~422,~~767~~735.8557 Subsequent Mortgage Loans Added This Period 0.00 Principal Reduction 34,~~786~~876,~~032~~039.2821 Ending Aggregate Mortgage Loan Balance ~~251~~246,~~422~~546,~~735~~696.5736 Beginning Aggregate Mortgage Loan Count 3,~~407~~355 Ending Aggregate Mortgage Loan Count 3,~~355~~293 Current Weighted Average Coupon Rate 9.~~505847~~496222% Next Weighted Average Coupon Rate 9.~~496220~~489732%

Mortgage Loan Principal Reduction Information:

Trust B Scheduled Principal ~~325~~335,~~759~~412.2495 Curtailments ~~175~~120,~~078~~646.4101 Prepayments 23,~~543~~381,~~982~~907.7984 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds ~~741~~1,~~211~~038,072.8441 Other Principal 0.00 Less: Realized Losses ~~344~~512,~~573~~398.5886 Total Principal Reduction 45,~~130~~388,~~605~~438.8607

Servicer Information:

Trust B Accrued Servicing Fee for the Current Period ~~106~~104,~~336~~759.9947 Less: Amounts to Cover Interest Shortfalls 50.6600 Less: Delinquent Service Fees 3330,~~158~~757.2206 Collected Servicing Fees for Current Period: 7374,~~173~~002.1141 Advanced Principal N/A Advanced Interest ~~631~~585,~~846~~858.0086

Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class B 23,~~543~~381,9 ~~916~~1,158, 34,~~441~~363,4564 - - - Total 23,~~543~~381,9 ~~916~~1,158, 34,~~441~~363,4564 - Unpaid Realized Loss Amount Class B - -

Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount Trust B NO 0.00 13,~~292~~324,~~773~~873.1810 ~~376~~505,~~673~~855.5022 0.00 13,~~324~~318,~~873~~329.1046 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust B 13,324,873.10 0.00

Trust B Insured Payment 0.00 Pool Rolling six month delinquency rate 0.05 Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00% Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00% Book Value of REO loans 3,~~897~~653,~~859~~227.1639 Cumulative Number of Mortgage loans repurchased to date 8 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period ~~34,512~~0.2400 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding ~~343~~467,~~034~~266.4519

TOTAL AVAILABLE FUNDS:

Current Interest Collected: 1,~~356~~373,~~641~~022.9447 Principal Collected: 3,~~044~~837,~~820~~966.4480 Insurance Proceeds Received: - Net Liquidation Proceeds: ~~396~~525,~~638~~673.2655 Delinquency Advances on Mortgage Interest: ~~631~~585,~~846~~858.0086 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 56,~~092~~384.9529 Capitalized Interest Requirement: 0.00 Capitalized Interest Account Earnings 0.00 Capitalized Interest Account 0.00 Reversal of Realized Loss Amount - Unreimbursed Delq/Servicing Advances Paid Back To Certificateho 0.00 Sum of the Above Amounts: 56,~~435~~328,~~039~~905.5997 LESS: Servicing Fees (including PPIS): 7374,~~178~~002.7741 Non-Recoverable Advance 10447.8327 Indenture Trustee Fees: 1,~~488~~466.7263 Owner Trustee Fees: 277.78 Insurance Premiums: 2625,~~207~~793.5794 Reimbursement of Delinquency Advances/Servicing Advances ~~34,512.24~~- Total Reductions to Available Funds Amount: ~~135~~101,~~675~~988.9103 Total Available Funds: 56,~~299~~226,~~363~~917.6894

EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4C Statement to Certificateholders

Original Prior Face Principal Class Value Balance Interest Principal Total C 100,000,000 5350,~~727~~498,6 ~~322~~281,21 31,~~228~~523,90 31,~~551~~804,~~248~~181.0473 C Certificate 3258, 3258,~~014~~280.2240 Totals 100,000,000 5350,~~727~~498,6 ~~354~~339,24 31,~~228~~523,90 31,~~583~~862,~~262~~462.2613

Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next C 5048,~~498~~975,~~613~~596 76.~~197500~~263750% 6.~~263750~~080000% C Certificate NA NA Totals 5048,~~498~~975,~~613~~596.5689

Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance C 00755WGE0 ~~537~~504.~~276079~~986136 32.~~222537~~811651 3215.~~289943~~230167 3518.~~512480~~041818 ~~504~~489.~~986136~~755969 C Certificate 0.000000 0.~~049253~~089662 0.000000 0.~~049253~~089662 0.000000

Delinquent Loan Information:

90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust C Principal Balan 1,~~517~~472,~~506~~444.1081 ~~820~~340,~~674~~100.0176 23207,~~462~~026.5592 1,~~943~~742,~~650~~467.4689 1,~~279~~341,~~647~~109.3950 % of Pool Balan 2.~~74088~~73472% 10.~~48228~~63166% 0.~~04238~~38450% 3.~~51057~~23622% 2.~~31126~~49079% Number of Loans 2418 87 24 2523 14 % of Loans 32.~~80952~~92208% 1.~~26984~~13636% 0.~~31746~~64935% 3.~~96825~~73377% 2.~~22222~~27273% Loans in Foreclosure Trust C Principal Balan 34,~~920~~221,~~660~~871.2750 % of Pool Balan 7.~~08139~~84112% Number of Loans 4446 % of Loans 67.~~98413~~46753%

General Mortgage Loan Information:

Trust C Beginning Aggregate Mortgage Loan Balance 5855,~~594~~365,~~693~~698.0976 Prefunding N/A Principal Reduction 31,~~228~~523,~~994~~016.3367 Ending Aggregate Mortgage Loan Balance 5553,~~365~~842,~~698~~682.7609 Beginning Aggregate Mortgage Loan Count ~~657~~630 Ending Aggregate Mortgage Loan Count ~~630~~616 Current Weighted Average Coupon Rate 10.~~656429~~606530% Next Weighted Average Coupon Rate 10.~~592301~~603101%

Mortgage Loan Principal Reduction Information:

Trust C Scheduled Principal 2321,~~140~~791.47 Curtailments 327,~~151~~271.6172 Prepayments 31,~~090~~049,~~134~~993.8916 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 83443,~~567~~960.3632 Other Principal 0.00 Less: Realized Losses 4291,~~888~~139.0205 Total Principal Reduction 31,~~271~~614,~~882~~155.3572

Servicer Information:

Trust C Accrued Servicing Fee for the Current Period 2423,~~414~~069.4504 Less: Amounts to Cover Interest Shortfalls 0.00 Less: Delinquent Service Fees 98,~~054~~029.2502 Collected Servicing Fees for Current Period: 15,~~360~~040.2002 Advanced Principal N/A Advanced Interest ~~188~~168,~~780~~404.9887

Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class C 31,~~090~~049,19 ~~115~~451 31,~~186~~431,1087 - . . - Unpaid Realized Loss Amount Class C - -

Prior Current Has a Over- Accelerated Amounts Over Trigger Event Collateral Principal From Reserve Collateral Occurred Amount Distributed Fund Amount Trust C NO 4,867,085.20 4291,~~888~~139.0205 0.00 4,867,085.20 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust C 4,867,085.20 0.00

Trust C Insured Payment 0.00 Pool Rolling six month delinquency rate 0.08 Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00% Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00% Book Value of REO loans 1,~~303~~382,~~848~~566.2404 Cumulative Number of Mortgage loans repurchased to date 3 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 9431,~~185~~392.0485 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00

TOTAL AVAILABLE FUNDS:

Current Interest Collected: ~~322~~312,~~506~~931.5908 Principal Collected: 31,~~145~~079,~~426~~056.9735 Insurance Proceeds Received: - Net Liquidation Proceeds: 40352,~~679~~821.3427 Delinquency Advances on Mortgage Interest: ~~188~~168,~~780~~404.9887 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 31,~~410~~907.5094 Unreimbursed Delq/Servicing Advances Paid Back to CertificateHo - Sum of the Above Amounts: 31,~~700~~915,~~804~~121.3851 LESS: Servicing Fees (including PPIS): 15,~~360~~040.2002 Non-Recoverable Advance ~~437~~(896.4898) Indenture Trustee Fees: ~~341~~322.8097 Owner Trustee Fees: 277.78 Insurance Premiums: 6,~~939~~522.8274 Reimbursement of Delinquency Advances/Servicing Advances 9431,~~185~~392.0485 Total Reductions to Available Funds Amount: ~~117~~52,~~542~~659.1238 Total Available Funds: 31,~~583~~862,~~262~~462.2613

Filing Compare · ADVANTA MORTGAGE LOAN TRUST 1998-4C