8-K 1 b314974_8k.txt FORM Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 15, 2001 JPMORGAN CHASE BANK (f/k/a The Chase Manhattan Bank) ----------------------------------------------------- (Originator of the Trust referred to herein) (Exact name of registrant as specified in its charter) CHASE MANHATTAN HOME EQUITY LOAN TRUST 1995-1 ---------------------------------------------- (Issuer with respect to Certificates) New York 33-93570 13-4994650 ------------------------------ ------------------------ ------------------- (State or other jurisdiction (Commission File Number) (IRS Employer of incorporation) Identification No.) 270 Park Avenue, New York, New York 10017 --------------------------------------- ---------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (212) 270-6000 Item 5. Other Events: Chase Manhattan Home Equity Loan Trust 1995-1 is the issuer of a single outstanding series of asset backed certificates. The asset backed certificates are serviced in accordance with the Pooling and Servicing Agreement, dated as of September 1, 1995, as amended. The parties to the Pooling and Servicing Agreement are: JPMorgan Chase Bank (f/k/a The Chase Manhattan Bank), as seller and as servicer, and Norwest Bank Minnesota, National Association, as trustee. On November 15, 2001, Chase, as servicer, distributed monthly interest to the holders of the certificates. Chase furnished a copy of the monthly statement to certificateholders for the series as required by the Pooling and Servicing Agreement. A copy of the Monthly Statement to Certificateholders is being filed as Exhibit 20.1 to this Current Report on Form 8-K. Item 7(c). Exhibits Exhibits Description ---------- -------------- 20.1 Monthly Statement to Certificateholders with respect to the November 15, 2001 distribution. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 27, 2001 JPMorgan Chase Bank (f/k/a The Chase Manhattan Bank), as Servicer By: Chase Manhattan Mortgage Corporation By: /s/ Richard P. Dargan ---------------------------- Name: Richard P. Dargan Title: Vice President INDEX TO EXHIBITS ---------------------------- Exhibit No. Description --------------- ----------------- 20.1 Statement to Certificateholders dated November 15, 2001 delivered pursuant to Section 5.03 of the Pooling and Servicing Agreement dated as of September 1, 1995. Page 1 of 3 Chase Manhattan Bank Revolving Home Equity Loan 1995-1 Statement to Certificateholders November 15, 2001

IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Mark M. Volosov JPMorgan Chase Bank - Structured Finance Services 450 West 33rd, 14th Fl New York, New York 10001 Tel: (212) 946-7172 / Fax: (212) 946-8302 [JPMorgan Logo omitted] Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 of 3

Delinquencies ------------------------------------------------------- Group 1 ------------------------------------------------------- Period Number Principal Balance Percentage ------------------------------------------------------- 0-3 days 0 0.00 0.00% 31-60 days 39 1,164,936.98 1.06% 61-90 days 8 231,203.27 0.21% 91-120 days 3 167,107.41 0.15% 121+ days 12 341,079.29 0.31% Total 62 1,904,326.95 1.73% ------------------------------------------------------- Loans in Foreclosure ----------------------------------------- Group 1 ----------------------------------------- Number Principal Balance Percentage ----------------------------------------- 0 0.00 0.00% ----------------------------------------- Loans in REO ----------------------------------------- Group 1 ----------------------------------------- Number Principal Balance Percentage ----------------------------------------- 0 0.00 0.00% ----------------------------------------- [JPMorgan Logo omitted] Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved. [Letterhead of J.P. Morgan Chase & Co.] November 27, 2001 VIA EDGAR Securities and Exchange Commission 450 Fifth Street, N.W. Washington, DC 20001 Re: Chase Manhattan Home Equity Loan Trust 1995-1 Revolving Home Equity Loan Asset Backed Certificates Ladies and Gentlemen: I am sending for filing on behalf of the above-referenced issuer and in connection with the above-referenced securities a Current Report on Form 8-K dated November 15, 2001. Please confirm your receipt of such transmittal. Very truly yours, /s/ James Y. Lee ----------------------- James Y. Lee Encl.

CHASE MANHATTAN HOME EQUITY LOAN TRUST 1995-1 8-K