	UNITED STATES SECURITIES AND EXCHANGE
	COMMISSION

	Washington, D.C. 20549


Form 3	INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES
Form 3	Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(f) of the Investment Company Act of 1940

1. Name and Address of Reporting Person*	2. Date of Event Required Statement (Month/Day/year)	4. Issuer Name and Ticker or Trading Symbol
Kykuit Corporation	2/28/2002	Royal Finace, Inc. (ROYA)
730 Fifth Avenue, 9th Floor	3. I.R.S. Identification Number of Reporting Person, if an entity (voluntary)	5. Relationship of Reporting Person(s) to Issuer (Check all applicable)	6. If Amendment, Date of Original (Month/Day/Year) N/A
		__ Director 67.37% Owner
		__ Officer ___ Other
		(give title below (specify below)
New York, NY 10019			7. Individual or Joint/Group Filing (Check Applicable)
			X Form filed by One
			__ Form filed by More than One Reporting person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1. Title of Security	2. Amount of Securities Beneficially Owned	3. Ownership Form: Direct (D) or Indirect (I)	4. Nature of Indirect Beneficial Ownership
Common Stock	8,000,000	D	Kykuit Corporation is the direct owner of 8,000,000 shares of Royal Finance, Inc. Thomas J. Craft, Jr. and Richard Rubin are the beneficial owner of 80% of Kykuit Corporation.

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, and convertible securities)

1. Title of Derivative Security	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Securities: Direct (D) or Indirect (I)	6. Nature of Indirect Beneficial Ownership
1. Title of Derivative Security	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security		6. Nature of Indirect Beneficial Ownership

By /s/ Thomas J. Craft Jr., President April 10, 2002

** Signature of reporting Person Date

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

ROYAL FINANCE INC 3