8-K 1 mor02iq3_200301.htm MONTHLY DISTRIBUTION STATEMENTS SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report: January 15, 2003
(Date of earliest event reported)

Morgan Stanley Dean Witter Capital I Inc.,
(as depositor under Pooling and
Servicing Agreement, dated as of December 1, 2002, which forms Commercial
Mortgage Pass-Through Certificates, Series 2002-IQ3)
(Exact name of registrant as specified in charter)

Delaware (State or other jurisdiction of organization)
333-83986-12 (Commission File No.)
13-3291626 (I.R.S. Employer Identification No.)

1585 Broadway, New York, New York 10036
(Address of principal executive offices) (Zip Code)

Registrant's Telephone Number, including area code
(212) 761-4000

(Former name or former address, if changed since last report.)

Item 5. This current report on From 8-K relates to the monthly
distribution reported to the holders of Morgan Stanley Dean Witter
Capital I Inc., Commercial Mortgage Pass-Through Certificates,
Series 2002-IQ3, which was made on January 15, 2003.

ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL
INFORMATION AND EXHIBITS

(c) Exhibits

Exhibit No. Description

99.1 Monthly distribution report pursuant to
Section 5.4 of the Pooling and Servicing Agreement
for the distribution on January 15, 2003.

Pursuant to the requirements of the Securities Exchange Act
of 1934, the Registrant has duly caused this report to be
signed on behalf of the Registrant by the undersigned
thereunto duly authorized.

LASALLE BANK NATIONAL ASSOCIATION IN
ITS CAPACITY AS TRUSTEE
UNDER THE POOLING AND
SERVICING AGREEMENT ON
BEHALF OF MORGAN STANLEY DEAN WITTER
CAPITAL I Inc., REGISTRANT

By:

/s/ Russell Goldenberg
Russell Goldenberg,
Group Senior Vice President

Date: January 27, 2003.

ABN AMRO

LASALLE BANK

N.A.

MORGAN STANLEY DEAN WITTER CAPITAL I TRUST

STATEMENT DATE:

01/15/2003

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES

PAYMENT DATE:

01/15/2003

135 S. LASALLE STREET SUITE 1625

CHICAGO, IL 60603-4159

USA

SERIES 2002-IQ3

PRIOR PAYMENT:

N/A

NEXT PAYMENT:

02/18/2003

RECORD DATE:

12/17/2002

ABN AMRO ACCT: 67-9124-20-6

ADMINISTRATOR:

REPORTING PACKAGE TABLE OF CONTENTS

ANALYST:

KATHRYN HAWKINSON (312) 904-6561

CHRISTINE PAIDOSH (714) 238-6707

KATHRYN.HAWKINSON@ABNAMRO.COM

CHRISTINE.PAIDOSH@ABNAMRO.COM

PAGE(S)

ISSUE ID:

MOR02IQ3

CLOSING DATE:

12/17/2002

STATEMENTS TO CERTIFICATEHOLDERS

PAGE 2-4

CASH RECONCILIATION SUMMARY

PAGE 5

FIRST PAYMENT DATE:

1/15/2003

MONTHLY DATA FILE NAME:

BOND INTEREST RECONCILIATION

PAGE 6

ASSUMED FINAL PAYMENT: DATE:

9/15/2037

MOR02IQ3_200301_3.ZIP

ASSET-BACKED FACTS ~ 15 MONTH LOAN STATUS SUMMARY

PAGE 7

ASSET-BACKED FACTS ~ 15 MONTH PAYOFF/LOSS SUMMARY

PAGE 8

DELINQUENT LOAN DETAIL

PAGE 9-15

HISTORICAL COLLATERAL PREPAYMENT

PAGE 16

LOAN LEVEL DETAIL

PAGE 17-26

MORTGAGE LOAN CHARACTERISTICS

PAGE 27-29

SPECIALLY SERVICED (PART I) ~ LOAN DETAIL

PAGE 30

SPECIALLY SERVICED LOAN DETAIL (PART II) ~ SERVICER COMMENTS

PAGE 31

MODIFIED LOAN DETAIL

PAGE 32

REALIZED LOSS DETAIL

PAGE 33

APPRAISAL REDUCTION DETAIL

PAGE 34

PARTIES TO THE TRANSACTION

DEPOSITOR: MORGAN STANLEY DEAN WITTER CAPITAL I, INC.

UNDERWRITER: LEHMAN BROTHERS INC./MERRILL LYNCH MORTGAGE CAPITAL, INC./MORGAN STANLEY & CO, INCORPORATED

MASTER SERVICER: GMAC COMMERCIAL MORTGAGE CORPORATION

SPECIAL SERVICER: GMAC COMMERCIAL MORTGAGE CORPORATION

RATING AGENCY: STANDARD & POOR'S RATING SERVICES/MOODY'S INVESTORS SERVICE, INC.

INFORMATION IS AVAILABLE FOR THIS ISSUE FROM THE FOLLOWING SOURCES

LASALLE WEB SITE

WWW.ETRUSTEE.NET

SERVICER WEB SITE

WWW.GMACCM.COM

LASALLE FACTOR LINE

(800) 246-5761

01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.

PAGE 1 OF 34





	ABN AMRO

	LASALLE BANK		N.A.
*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*

										*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*																											STATEMENT DATE:								01/15/2003

										*SERIES 2002-IQ3*																											PAYMENT DATE:						01/15/2003

WAC:						7.089803%																															PRIOR PAYMENT:							N/A
																																		NEXT PAYMENT:							02/18/2003
WAMM:						137
																																		RECORD DATE:								12/17/2002
										*REMIC III*
										*ABN AMRO ACCT: 67-9124-20-6*


									ORIGINAL							OPENING		PRINCIPAL			PRINCIPAL			NEGATIVE				CLOSING					INTEREST				INTEREST				PASS-THROUGH
				CLASS				FACE VALUE (1)								BALANCE		PAYMENT			ADJ. OR LOSS			AMORTIZATION				BALANCE					PAYMENT (2)				ADJUSTMENT				RATE

			CUSIP												PER $ 1000				PER $ 1000			PER $ 1000			PER $ 1000				PER $ 1000						PER $ 1000		PER $ 1000		NEXT RATE(3)
	A-1						81,000,000.00					81,000,000.00					755,560.22			0.00			0.00				80,244,439.78				234,900.00					0.00				3.48000000%
	61746WWS5													1000.000000000			9.327903951			0.000000000			0.000000000				990.672096049					2.900000000				0.000000000						FIXED

	A-2						125,000,000.00					125,000,000.00					552,248.74			0.00			0.00				124,447,751.26				457,291.67					0.00				4.39000000%
	61746WWT3													1000.000000000			4.417989920			0.000000000			0.000000000				995.582010080					3.658333360				0.000000000						FIXED

	A-3						90,019,000.00					90,019,000.00					0.00			0.00			0.00				90,019,000.00				360,076.00					0.00				4.80000000%
	61746WXM7													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					4.000000000				0.000000000						FIXED

	A-4						482,862,000.00					482,862,000.00					0.00			0.00			0.00				482,862,000.00				2,044,115.80					0.00				5.08000000%
	61746WXN5													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					4.233333333				0.000000000						FIXED

	X-1						909,642,278.00				N	909,642,278.00					0.00			0.00			0.00				908,334,469.04				185,616.52					0.00				0.24486529%
	61746WWX4/U61775FE4/61746WXQ8													1000.000000000			0.000000000			0.000000000			0.000000000				998.562282128					0.204054412				0.000000000						0.562954521%

	X-2						824,775,000.00				N	824,775,000.00					0.00			0.00			0.00				824,775,000.00				1,176,589.89					0.00				1.71187034%
	61746WWY2/U61775FF1/61746WXR6													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					1.426558625				0.000000000						1.705092363%

	X-Y						87,981,643.00				N	87,981,643.00					0.00			0.00			0.00				87,923,883.63				78,667.12					0.00				1.07295723%
	61746WWZ9/U61775FG8/61746WXS4													1000.000000000			0.000000000			0.000000000			0.000000000				999.343506577					0.894131063				0.000000000

	B						26,152,000.00					26,152,000.00					0.00			0.00			0.00				26,152,000.00				114,197.07					0.00				5.24000000%
	61746WWU0													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					4.366666794				0.000000000						FIXED

	C						27,289,000.00					27,289,000.00					0.00			0.00			0.00				27,289,000.00				123,027.91					0.00				5.41000000%
	61746WWV8													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					4.508333394				0.000000000						FIXED

	D						2,274,000.00					2,274,000.00					0.00			0.00			0.00				2,274,000.00				10,517.25					0.00				5.55000000%
	61746WWW6													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					4.625000000				0.000000000						FIXED

	E						13,645,000.00					13,645,000.00					0.00			0.00			0.00				13,645,000.00				67,997.58					0.00				5.98000000%
	61746WXA3/U61775EX3/61746WXT2													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					4.983333089				0.000000000						FIXED

	F						10,233,000.00					10,233,000.00					0.00			0.00			0.00				10,233,000.00				51,830.02					0.00				6.07798559%
	61746WXB1/U61775EY1/61746WXU9													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.064987785				0.000000000						6.398536330%

	G						6,823,000.00					6,823,000.00					0.00			0.00			0.00				6,823,000.00				37,003.32					0.00				6.50798559%
	61746WXC9/U61775EZ8/61746WXV7													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.423321120				0.000000000						6.828536330%

	H						10,233,000.00					10,233,000.00					0.00			0.00			0.00				10,233,000.00				51,165.00					0.00				6.00000000%
	61746WXD7/U61775FA2/61746WXW5													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.000000000				0.000000000						6.000000000%

	J						9,097,000.00					9,097,000.00					0.00			0.00			0.00				9,097,000.00				45,485.00					0.00				6.00000000%
	61746WXE5/U61775FB0/61746WXX3													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.000000000				0.000000000						6.000000000%

	K						4,548,000.00					4,548,000.00					0.00			0.00			0.00				4,548,000.00				22,740.00					0.00				6.00000000%
	61746WXF2/U61775FC8/61746WXY1													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.000000000				0.000000000						6.000000000%

	L						6,822,000.00					6,822,000.00					0.00			0.00			0.00				6,822,000.00				34,110.00					0.00				6.00000000%
	61746WXG0/U61775FD6/61746WXZ8													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.000000000				0.000000000						6.000000000%

	M						2,274,000.00					2,274,000.00					0.00			0.00			0.00				2,274,000.00				11,370.00					0.00				6.00000000%
	61746WXH8/U61775FH7/61746WYA2													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.000000000				0.000000000						6.000000000%

	N						2,274,000.00					2,274,000.00					0.00			0.00			0.00				2,274,000.00				11,370.00					0.00				6.00000000%
	61746WXJ4/U61775FJ3/61746WYB0													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.000000000				0.000000000						6.000000000%

	O						9,097,278.00					9,097,278.00					0.00			0.00			0.00				9,097,278.00				45,486.39					0.00				6.00000000%
	61746WXK1/U61775FK0/61746WYC8													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.000000000				0.000000000						6.000000000%

	R-III						0.00					0.00					0.00			0.00			0.00				0.00				11.55					11.55				N/A
	9ABSK156													0.000000000			0.000000000			0.000000000			0.000000000				0.000000000					0.000012697				0.000012697



		TOTAL			909,642,278.00								909,642,278.00				1,307,808.96			0.00			0.00				908,334,469.04				5,163,568.09					11.55

																										TOTAL P&I PAYMENT				6,471,377.05


	EI						0.00					0.00					0.00			0.00			0.00				0.00				0.00					0.00				N/A
	61746WXL9/U61775FL8/61746WYD6													0.000000000			0.000000000			0.000000000			0.000000000				0.000000000					0.000000000				0.000000000



		TOTAL			0.00								0.00				0.00			0.00			0.00				0.00				0.00					0.00

																										TOTAL P&I PAYMENT				0.00


NOTES: (1) N DENOTES NOTIONAL BALANCE NOT INCLUDED IN TOTAL (2) ACCRUED INTEREST PLUS/MINUS INTEREST ADJUSTMENT MINUS DEFERRED INTEREST EQUALS INTEREST PAYMENT (3) ESTIMATED. * DENOTES CONTROLLING CLASS
01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.																																						PAGE 2 OF 34





		ABN AMRO

		LASALLE BANK	N.A.
	*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*
	*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*																									STATEMENT DATE:					01/15/2003
																									PAYMENT DATE:								01/15/2003
					*SERIES 2002-IQ3*																									PRIOR PAYMENT:							N/A
																									NEXT PAYMENT:								02/18/2003
																									RECORD DATE:								12/17/2002
					*ABN AMRO ACCT: 67-9124-20-6*


*CASH RECONCILIATION SUMMARY*



				INTEREST SUMMARY								PRINCIPAL SUMMARY																				SERVICING FEE SUMMARY
				CURRENT SCHEDULED INTEREST		1,934,260.18				SCHEDULED PRINCIPAL:
				LESS DEFERRED INTEREST		0.00				CURRENT SCHEDULED PRINCIPAL							293,304.28										CURRENT SERVICING FEES									27,526.42
				LESS PPIS REDUCING SCHEDULED INT		0.00																					PLUS FEES ADVANCED FOR PPIS									0.00
										ADVANCED SCHEDULED PRINCIPAL							1,014,505.09										LESS REDUCTION FOR PPIS									0.00
				PLUS GROSS ADVANCE INTEREST		3,359,070.94				SCHEDULED PRINCIPAL										1,307,809.37
				LESS ASER INTEREST ADV REDUCTION					0.00																		PLUS DELINQUENT SERVICING FEES									81,001.22
				LESS OTHER INTEREST NOT ADVANCED		0.00				UNSCHEDULED PRINCIPAL:
				LESS OTHER ADJUSTMENT		0.00				CURTAILMENTS							(0.41)											TOTAL SERVICING FEES									108,527.64
										PREPAYMENTS IN FULL							0.00
				TOTAL		5,293,331.11
				UNSCHEDULED INTEREST:						LIQUIDATION PROCEEDS							0.00
										REPURCHASE PROCEEDS							0.00
				PREPAYMENT PENALTIES		0.00
				YIELD MAINTENANCE PENALTIES		0.00				OTHER PRINCIPAL PROCEEDS							0.00
				OTHER INTEREST PROCEEDS		0.00				TOTAL UNSCHEDULED PRINCIPAL											(0.41)
				TOTAL		0.00				REMITTANCE PRINCIPAL							1,307,808.96

				LESS FEE PAID TO SERVICER		(27,526.42)					REMITTANCE P&I DUE TRUST								6,573,613.65
				LESS FEE STRIPS PAID BY SERVICER		0.00
											REMITTANCE P&I DUE CERTS							6,471,377.04
				LESS FEES & EXPENSES PAID BY/TO SERVICER																											PPIS SUMMARY
				SPECIAL SERVICING FEES			0.00						POOL BALANCE SUMMARY
				WORKOUT FEES		0.00										BALANCE								COUNT			GROSS PPIS									0.00
				LIQUIDATION FEES		0.00
										BEGINNING POOL				909,644,343.50									248				REDUCED BY PPIE									0.00
				INTEREST DUE SERV ON ADVANCES		0.00				SCHEDULED PRINCIPAL				1,307,809.37													REDUCED BY SHORTFALLS IN FEES									0.00
				NON RECOVERABLE ADVANCES		0.00				UNSCHEDULED PRINCIPAL				(0.41)								0					REDUCED BY OTHER AMOUNTS									0.00
				MISC. FEES & EXPENSES		0.00				DEFERRED INTEREST				0.00
										LIQUIDATIONS				0.00								0					PPIS REDUCING SCHEDULED INTEREST									0.00
																									PPIS REDUCING SERVICING FEE									0.00
				TOTAL UNSCHEDULED FEES & EXPENSES		0.00				REPURCHASES				0.00								0
				TOTAL INTEREST DUE TRUST		5,265,804.69				ENDING POOL					908,336,534.54							248						PPIS DUE CERTIFICATE									0.00
				LESS FEES & EXPENSES PAID BY/TO TRUST																										ADVANCE SUMMARY (ADVANCE MADE BY SERVICER)
																									PRINCIPAL			INTEREST
				TRUSTEE FEE		(1,855.79)
				FEE STRIPS		0.00																							PRIOR OUTSTANDING					0.00							0.00
				MISC. FEES		0.00
				INTEREST RESERVE WITHHOLDING		(100,380.83)																							PLUS CURRENT PERIOD					1,014,505.09					3,359,070.94
				PLUS INTEREST RESERVE DEPOSIT		0.00																							LESS RECOVERED					0.00						0.00
				TOTAL				(102,236.62)																					LESS NON RECOVERED					0.00						0.00
																									ENDING OUTSTANDING			1,014,505.09							3,359,070.94
				TOTAL INTEREST DUE CERTS		5,163,568.08


		01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.																																				PAGE 5 OF 34





	ABN AMRO

	LASALLE BANK		N.A.

					*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*

															*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*																																	STATEMENT DATE:					01/15/2003
																																																PAYMENT DATE:					01/15/2003
															*SERIES 2002-IQ3*
																																																PRIOR PAYMENT:						N/A
																																NEXT PAYMENT:											02/18/2003
																																RECORD DATE:												12/17/2002


															*ABN AMRO ACCT: 67-9124-20-6*
															*BOND INTEREST RECONCILIATION*


																					DEDUCTIONS																				ADDITIONS
																																REMAINING
															ACCRUAL					PASS						ACCRUED
DEFERRED &

						PRIOR					INT ACCRUAL			PREPAY-				OTHER			DISTRIBUTABLE						INTEREST				CURRENT PERIOD					OUTSTANDING
																																CREDIT SUPPORT
													THRU						CERTIFICATE						ALLOCABLE					ACCRETION					INTEREST			INT. SHORT-					ON PRIOR			MENT						INTEREST				CERTIFICATE			PAYMENT		(SHORTFALL)/	INTEREST
			CLASS			METHOD DAYS								RATE				INTEREST						PPIS					INTEREST					LOSS/EXP						FALLS DUE			SHORTFALL (3)				PENALTIES		PROCEEDS (1)
INTEREST (2)

				AMOUNT				RECOVERY				SHORTFALLS		ORIGINAL					CURRENT(4)

		A-1					30/360		30	3.480000000%							234,900.00						0.00					0.00					0.00						0.00			0.00				0.00				0.00					234,900.00			234,900.00		0.00		0.00	14.38%	14.40%
		A-2					30/360		30	4.390000000%							457,291.67						0.00					0.00					0.00						0.00			0.00				0.00				0.00					457,291.67			457,291.67		0.00		0.00	14.38%	14.40%
		A-3					30/360		30	4.800000000%							360,076.00						0.00					0.00					0.00						0.00			0.00				0.00				0.00					360,076.00			360,076.00		0.00		0.00	14.38%	14.40%
		A-4					30/360		30	5.080000000%							2,044,115.80						0.00					0.00					0.00						0.00			0.00				0.00				0.00					2,044,115.80			2,044,115.80		0.00		0.00	14.38%	14.40%
		X-1					30/360		30	0.244865292%							185,616.52						0.00					0.00					0.00						0.00			0.00				0.00				0.00					185,616.52			185,616.52		0.00		0.00	NA	NA
		X-2					30/360		30	1.711870345%							1,176,589.89						0.00					0.00					0.00						0.00			0.00				0.00				0.00					1,176,589.89			1,176,589.89		0.00		0.00	NA	NA
		X-Y					30/360		30	1.072957232%							78,667.12						0.00					0.00					0.00						0.00			0.00				0.00				0.00					78,667.12			78,667.12		0.00		0.00	NA	NA
		B					30/360		30	5.240000000%							114,197.07						0.00					0.00					0.00						0.00			0.00				0.00				0.00					114,197.07			114,197.07		0.00		0.00	11.50%	11.52%
		C					30/360		30	5.410000000%							123,027.91						0.00					0.00					0.00						0.00			0.00				0.00				0.00					123,027.91			123,027.91		0.00		0.00	8.50%	8.51%
		D					30/360		30	5.550000000%							10,517.25						0.00					0.00					0.00						0.00			0.00				0.00				0.00					10,517.25			10,517.25		0.00		0.00	8.25%	8.26%
		E					30/360		30	5.980000000%							67,997.58						0.00					0.00					0.00						0.00			0.00				0.00				0.00					67,997.58			67,997.58		0.00		0.00	6.75%	6.76%
		F					30/360		30	6.077985593%							51,830.02						0.00					0.00					0.00						0.00			0.00				0.00				0.00					51,830.02			51,830.02		0.00		0.00	5.63%	5.63%
		G					30/360		30	6.507985593%							37,003.32						0.00					0.00					0.00						0.00			0.00				0.00				0.00					37,003.32			37,003.32		0.00		0.00	4.88%	4.88%
		H					30/360		30	6.000000000%							51,165.00						0.00					0.00					0.00						0.00			0.00				0.00				0.00					51,165.00			51,165.00		0.00		0.00	3.75%	3.76%
		J					30/360		30	6.000000000%							45,485.00						0.00					0.00					0.00						0.00			0.00				0.00				0.00					45,485.00			45,485.00		0.00		0.00	2.75%	2.75%
		K					30/360		30	6.000000000%							22,740.00						0.00					0.00					0.00						0.00			0.00				0.00				0.00					22,740.00			22,740.00		0.00		0.00	2.25%	2.25%
		L					30/360		30	6.000000000%							34,110.00						0.00					0.00					0.00						0.00			0.00				0.00				0.00					34,110.00			34,110.00		0.00		0.00	1.50%	1.50%
		M					30/360		30	6.000000000%							11,370.00						0.00					0.00					0.00						0.00			0.00				0.00				0.00					11,370.00			11,370.00		0.00		0.00	1.25%	1.25%
		N					30/360		30	6.000000000%							11,370.00						0.00					0.00					0.00						0.00			0.00				0.00				0.00					11,370.00			11,370.00		0.00		0.00	1.00%	1.00%
		O					30/360		30	6.000000000%							45,486.39						0.00					0.00					0.00						0.00			0.00				0.00				0.00					45,486.39			45,486.39		0.00		0.00	0.00%	0.00%
		R-III					30/360		30	0.000000000%							0.00						0.00					0.00					0.00						0.00			0.00				0.00				0.00					0.00			11.55		0.00		0.00	NA	NA
		EI					30/360		30	0.000000000%							0.00						0.00					0.00					0.00						0.00			0.00				0.00				0.00					0.00			0.00		0.00		0.00	NA	NA
																5,163,556.54						0.00					0.00						0.00				0.00					0.00			0.00						0.00				5,163,556.54		5,163,568.09			0.00		0.00

	(1) OTHER INTEREST PROCEEDS ARE ADDITIONAL INTEREST AMOUNTS SPECIFICALLY ALLOCATED TO THE BOND(S) AND USED IN DETERMINING THE BONDS DISTRIBUTABLE INTEREST.
	(2) ACCRUED - DEDUCTIONS + ADDITIONS INTEREST
	(3) WHERE APPLICABLE.
	(4) DETERMINED AS FOLLOWS: (A) THE ENDING BALANCE OF ALL THE CLASSES LESS (B) THE SUM OF (I) THE ENDING BALANCE OF THE CLASS AND (II) THE ENDING BALANCE OF ALL CLASSES WHICH ARE NOT SUBORDINATE TO THE CLASS DIVIDED BY (A).
																																PAGE 6 OF 34
	01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.





		ABN AMRO

		LASALLE BANK		N.A.
		*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*

																																	STATEMENT DATE:							01/15/2003
												*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*																															PAYMENT DATE:							01/15/2003
																																											*SERIES 2002-IQ3*
												PRIOR PAYMENT:									N/A
																																	NEXT PAYMENT:								02/18/2003
																																	RECORD DATE:									12/17/2002

												*ABN AMRO ACCT: 67-9124-20-6*

												*ASSET-BACKED FACTS ~ 15 MONTH HISTORICAL LOAN STATUS SUMMARY*



											DELINQUENCY AGING CATEGORIES																									SPECIAL EVENT CATEGORIES (1)


DISTRIBUTION
DATE
DELINQ 1 MONTH								DELINQ 2 MONTHS					DELINQ 3+ MONTHS					FORECLOSURE							REO				MODIFICATIONS									SPECIALLY SERVICED						BANKRUPTCY
	# BALANCE								# BALANCE					# BALANCE					# BALANCE						# BALANCE							# BALANCE							# BALANCE							# BALANCE


					1/15/03		0		0						0	0				0		0			0	0				0	0			0			0				0		0					0			0
						0.00%				0.00%			0.00%				0.00%			0.00%			0.00%	0.00%			0.00%	0.00%				0.00%			0.00%			0.00%			0.00%				0.00%				0.00%			0.00%
			(1) NOTE: MODIFICATION, SPECIALLY SERVICED & BANKRUPTCY TOTALS ARE INCLUDED IN THE APPROPRIATE DELINQUENCY AGING CATEGORY
				01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.																																											PAGE 7 OF 34

ABN AMRO

LASALLE BANK

N.A.

MORGAN STANLEY DEAN WITTER CAPITAL I TRUST

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES

STATEMENT DATE:

01/15/2003

PAYMENT DATE:

01/15/2003

SERIES 2002-IQ3

PRIOR PAYMENT:

N/A

NEXT PAYMENT:

02/18/2003

RECORD DATE:

12/17/2002

ABN AMRO ACCT: 67-9124-20-6

ASSET-BACKED FACTS ~ 15 MONTH HISTORICAL PAYOFF/LOSS SUMMARY

ENDING POOL (1)

PAYOFFS(2)

PENALTIES

APPRAISAL REDUCT. (2)

LIQUIDATIONS (2)

REALIZED LOSSES (2)

REMAINING TERM

CURR WEIGHTED AVG.

DISTRIBUTION

DATE

# BALANCE

# AMOUNT

# BALANCE

# AMOUNT

LIFE

AMORT

COUPON REMIT

1/15/03

248

908,336,535

137

297

7.09%

6.81%

103.77%

99.86%

0.00%

(1) PERCENTAGE BASED ON POOL AS OF CUTOFF. (2) PERCENTAGE BASED ON POOL AS OF BEGINNING OF PERIOD.

PAGE 8 OF 34

01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.





	ABN AMRO

	LASALLE BANK	N.A.
	*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*
											STATEMENT DATE:	01/15/2003
						*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*							PAYMENT DATE:	01/15/2003
													PRIOR PAYMENT:		N/A
						*SERIES 2002-IQ3*
													NEXT PAYMENT:			02/18/2003
													RECORD DATE:				12/17/2002

						*ABN AMRO ACCT: 67-9124-20-6*
					*DELINQUENT LOAN DETAIL*




DISCLOSURE
CONTROL #

PAID
THRU
DATE


CURRENT P&I
ADVANCE

OUTSTANDING
P&I
ADVANCES**

OUT. PROPERTY
PROTECTION
ADVANCES


ADVANCE
DESCRIPTION (1)

SPECIAL
SERVICER
TRANSFER DATE


FORECLOSURE
DATE


BANKRUPTCY
DATE


REO
DATE



			2	12/1/02			457,054.32	457,054.32	0.00	B
			3	12/1/02			202,081.20	202,081.20	0.00	B
			6	12/1/02			130,749.98	130,749.98	0.00	B
			7	12/1/02			132,304.28	132,304.28	0.00	B
			8	12/1/02			107,553.58	107,553.58	0.00	B
			10	12/1/02			105,480.73	105,480.73	0.00	B
			11	12/1/02			89,207.98	89,207.98	0.00	B
			12	12/1/02			86,746.66	86,746.66	0.00	B
			15	12/1/02			68,824.53	68,824.53	0.00	B
			16	12/1/02			64,039.70	64,039.70	0.00	B
			18	12/1/02			60,855.30	60,855.30	0.00	B
			19	12/1/02			55,405.06	55,405.06	0.00	B
			20	12/1/02			62,820.85	62,820.85	0.00	B
			21	12/1/02			59,748.47	59,748.47	0.00	B
			23	12/5/02			70,412.12	70,412.12	0.00	B
			24	12/1/02			50,943.52	50,943.52	0.00	B
			25	12/1/02			52,657.28	52,657.28	0.00	B
			28	12/1/02			63,895.79	63,895.79	0.00	B
			32	12/1/02			43,261.70	43,261.70	0.00	B
			33	12/1/02			40,423.88	40,423.88	0.00	B
			34	12/1/02			39,026.69	39,026.69	0.00	B
			35	12/1/02			32,058.54	32,058.54	0.00	B
			37	12/1/02			44,238.42	44,238.42	0.00	B
			38	12/1/02			34,487.05	34,487.05	0.00	B
			39	12/1/02			36,098.15	36,098.15	0.00	B
			40	12/1/02			33,355.88	33,355.88	0.00	B
			41	12/1/02			34,004.06	34,004.06	0.00	B
			43	12/1/02			30,072.34	30,072.34	0.00	B
			45	12/1/02			28,874.50	28,874.50	0.00	B
			46	12/1/02			31,819.71	31,819.71	0.00	B
			47	12/1/02			47,018.05	47,018.05	0.00	B
			49	12/1/02			24,885.40	24,885.40	0.00	A
			50	12/1/02			43,633.84	43,633.84	0.00	B
			51	12/1/02			30,512.05	30,512.05	0.00	A
			52	12/1/02			22,477.84	22,477.84	0.00	A
			58	12/1/02			21,812.88	21,812.88	0.00	B
			59	12/1/02			31,403.20	31,403.20	0.00	B
			61	12/1/02			20,041.56	20,041.56	0.00	B
			62	12/1/02			21,999.93	21,999.93	0.00	B
			63	12/1/02			26,223.79	26,223.79	0.00	B
			65	12/1/02			18,483.44	18,483.44	0.00	B
			66	12/1/02			19,299.24	19,299.24	0.00	A
			70	12/1/02			22,095.63	22,095.63	0.00	B
			71	12/1/02			22,837.28	22,837.28	0.00	B
			72	12/1/02			38,232.25	38,232.25	0.00	B
			73	12/1/02			24,714.16	24,714.16	0.00	B
			75	12/1/02			24,960.92	24,960.92	0.00	B
			76	12/1/02			12,914.67	12,914.67	0.00	B
			77	12/1/02			9,949.36	9,949.36	0.00	B
			78	12/1/02			21,841.09	21,841.09	0.00	A
			79	12/1/02			21,750.92	21,750.92	0.00	B
			80	12/1/02			22,399.79	22,399.79	0.00	B
			81	12/1/02			7,941.50	7,941.50	0.00	A
			82	12/1/02			5,483.41	5,483.41	0.00	A
			83	12/1/02			8,319.66	8,319.66	0.00	A
			85	12/1/02			18,630.02	18,630.02	0.00	B
			87	12/1/02			26,866.10	26,866.10	0.00	B
			89	12/1/02			18,673.91	18,673.91	0.00	B
			91	12/1/02			14,313.43	14,313.43	0.00	B
			92	12/1/02			12,200.42	12,200.42	0.00	B
			95	12/1/02			20,181.76	20,181.76	0.00	B
			96	12/1/02			7,206.33	7,206.33	0.00	B
			97	12/1/02			11,530.11	11,530.11	0.00	B
			98	12/1/02			4,467.93	4,467.93	0.00	B
			100	12/1/02			24,089.32	24,089.32	0.00	B
			101	12/1/02			17,079.38	17,079.38	0.00	B
			102	12/1/02			19,184.15	19,184.15	0.00	A
			103	12/1/02			12,075.83	12,075.83	0.00	A
			105	12/1/02			15,912.70	15,912.70	0.00	B
			106	12/1/02			15,034.45	15,034.45	0.00	B
			109	12/1/02			17,717.17	17,717.17	0.00	B
			110	12/1/02			23,120.46	23,120.46	0.00	B
			111	12/1/02			11,379.63	11,379.63	0.00	B
			112	12/1/02			12,788.96	12,788.96	0.00	A
			114	12/1/02			21,842.27	21,842.27	0.00	B
			116	12/1/02			14,052.19	14,052.19	0.00	A
			117	12/1/02			2,296.27	2,296.27	0.00	A
			118	12/1/02			16,485.57	16,485.57	0.00	B
			119	12/1/02			3,961.18	3,961.18	0.00	B
			120	12/1/02			11,288.55	11,288.55	0.00	B
			121	12/1/02			20,485.88	20,485.88	0.00	B
			122	12/1/02			20,808.41	20,808.41	0.00	B
			123	12/1/02			10,683.72	10,683.72	0.00	B
			124	12/1/02			15,064.62	15,064.62	0.00	B
			125	12/1/02			9,260.42	9,260.42	0.00	B
			126	12/1/02			8,628.97	8,628.97	0.00	A
			127	12/1/02			10,471.92	10,471.92	0.00	A
			128	12/1/02			10,006.49	10,006.49	0.00	B
			129	12/1/02			5,912.93	5,912.93	0.00	B
			131	12/1/02			15,496.71	15,496.71	0.00	B
			132	12/1/02			15,478.94	15,478.94	0.00	B
			134	12/1/02			14,112.24	14,112.24	0.00	B
			136	12/1/02			14,145.17	14,145.17	0.00	B
			138	12/1/02			15,267.45	15,267.45	0.00	B
			139	12/1/02			14,031.07	14,031.07	0.00	B
			140	12/1/02			13,555.16	13,555.16	0.00	B
			141	12/1/02			15,975.25	15,975.25	0.00	A
			142	12/1/02			16,432.18	16,432.18	0.00	B
			143	12/1/02			16,187.97	16,187.97	0.00	B
			144	12/1/02			12,789.63	12,789.63	0.00	B
			145	12/1/02			12,518.52	12,518.52	0.00	B
			146	12/1/02			15,654.40	15,654.40	0.00	B
			148	12/1/02			19,559.70	19,559.70	0.00	B
			149	12/1/02			14,961.70	14,961.70	0.00	B
			150	12/1/02			7,331.07	7,331.07	0.00	B
			151	12/1/02			6,738.93	6,738.93	0.00	B
			152	12/1/02			14,958.78	14,958.78	0.00	B
			153	12/1/02			11,191.98	11,191.98	0.00	B
			154	12/1/02			15,034.12	15,034.12	0.00	B
			155	12/1/02			9,710.59	9,710.59	0.00	B
			156	12/1/02			6,103.81	6,103.81	0.00	B
			157	12/1/02			15,852.12	15,852.12	0.00	B
			158	12/1/02			11,453.40	11,453.40	0.00	B
			159	12/1/02			14,423.53	14,423.53	0.00	B
			160	12/1/02			12,940.85	12,940.85	0.00	B
			161	12/1/02			15,259.50	15,259.50	0.00	B
			162	12/1/02			5,124.73	5,124.73	0.00	B
			163	12/1/02			5,881.80	5,881.80	0.00	B
			164	12/1/02			4,018.26	4,018.26	0.00	B
			165	12/1/02			7,691.77	7,691.77	0.00	A
			166	12/1/02			12,708.29	12,708.29	0.00	B
			167	12/1/02			2,637.71	2,637.71	0.00	A
			168	12/1/02			5,849.29	5,849.29	0.00	A
			169	12/1/02			2,337.66	2,337.66	0.00	A
			170	12/1/02			10,121.85	10,121.85	0.00	B
			171	12/1/02			14,565.88	14,565.88	0.00	B
			172	12/1/02			13,882.07	13,882.07	0.00	B
			173	12/1/02			13,536.72	13,536.72	0.00	B
			175	12/1/02			9,559.57	9,559.57	0.00	B
			176	12/1/02			13,893.52	13,893.52	0.00	B
			177	12/1/02			12,188.21	12,188.21	0.00	B
			178	12/1/02			9,647.88	9,647.88	0.00	B
			180	12/1/02			10,455.34	10,455.34	0.00	B
			181	12/1/02			9,236.21	9,236.21	0.00	B


		182		12/1/02	9,962.24		9,962.24	0.00			B
		183		12/1/02	12,638.86		12,638.86	0.00			B
		184		12/1/02	11,984.61		11,984.61	0.00			A
		185		12/1/02	19,458.88		19,458.88	0.00			B
		186		12/1/02	12,543.71		12,543.71	0.00			A
		187		12/1/02	9,430.85		9,430.85	0.00			A
		188		12/1/02	10,203.13		10,203.13	0.00			B
		190		12/1/02	14,450.27		14,450.27	0.00			A
		191		12/1/02	11,879.97		11,879.97	0.00			B
		192		12/1/02	9,174.28		9,174.28	0.00			B
		193		12/1/02	16,434.78		16,434.78	0.00			B
		194		12/1/02	8,378.63		8,378.63	0.00			B
		195		12/1/02	5,338.54		5,338.54	0.00			B
		196		12/1/02	5,338.54		5,338.54	0.00			B
		197		12/1/02	13,425.19		13,425.19	0.00			B
		200		12/1/02	11,051.68		11,051.68	0.00			A
		201		12/1/02	8,542.28		8,542.28	0.00			B
		202		12/1/02	8,613.11		8,613.11	0.00			B
		204		12/1/02	8,300.66		8,300.66	0.00			B
		205		12/1/02	9,692.26		9,692.26	0.00			B
		206		12/1/02	8,459.20		8,459.20	0.00			B
		207		12/1/02	7,578.69		7,578.69	0.00			B
		208		12/1/02	7,832.72		7,832.72	0.00			B
		209		12/1/02	9,902.26		9,902.26	0.00			A
		212		12/1/02	9,028.98		9,028.98	0.00			B
		214		12/1/02	7,521.73		7,521.73	0.00			B
		215		12/1/02	7,493.08		7,493.08	0.00			A
		216		12/5/02	8,802.07		8,802.07	0.00			A
		217		12/1/02	6,588.26		6,588.26	0.00			A
		218		12/1/02	10,292.06		10,292.06	0.00			A
		220		12/1/02	6,653.24		6,653.24	0.00			B
		222		12/5/02	10,057.21		10,057.21	0.00			A
		223		12/1/02	26,240.65		26,240.65	0.00			B
		224		12/1/02	8,092.17		8,092.17	0.00			B
		225		12/1/02	7,372.27		7,372.27	0.00			B
		226		12/1/02	5,781.79		5,781.79	0.00			B
		227		12/1/02	5,467.07		5,467.07	0.00			B
		228		12/1/02	11,638.11		11,638.11	0.00			A
		229		12/1/02	7,738.97		7,738.97	0.00			B
		230		12/1/02	3,515.63		3,515.63	0.00			B
		231		12/1/02	7,392.86		7,392.86	0.00			B
		232		12/1/02	5,565.44		5,565.44	0.00			B
		233		12/1/02	8,397.13		8,397.13	0.00			B
		234		12/1/02	5,728.43		5,728.43	0.00			B
		235		12/1/02	5,234.57		5,234.57	0.00			B
		237		12/1/02	4,597.10		4,597.10	0.00			B
		238		12/1/02	5,367.22		5,367.22	0.00			B
		239		12/1/02	4,457.53		4,457.53	0.00			B
			TOTAL		4,373,576.03		4,373,576.03
	A. P&I ADVANCE - LOAN IN GRACE PERIOD					1. P&I ADVANCE - LOAN DELINQ. 1 MONTH				3. P&I ADVANCE - LOAN DELINQUENT 3 + MONTHS		7. P &I ADVANCE (FORECLOSURE)
	B. P&I ADVANCE - LATE PAYMENT BUT<1 MONTH DELINQ.					2. P&I ADVANCE - LOAN DELINQ. 2 MONTHS			4. MATURED BALLOON/ASSUMED SCHED. PAYMENT			9. P&I ADVANCE (REO)
	** OUTSTANDING P&I ADVANCES INCLUDE THE CURRENT PERIOD P&I ADVANCE

01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.													PAGE 9 OF 34

ABN AMRO

LASALLE BANK

N.A.

MORGAN STANLEY DEAN WITTER CAPITAL I TRUST

STATEMENT DATE:

01/15/2003

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES

PAYMENT DATE:

01/15/2003

SERIES 2002-IQ3

PRIOR PAYMENT:

N/A

NEXT PAYMENT:

02/18/2003

RECORD DATE:

12/17/2002

ABN AMRO ACCT: 67-9124-20-6

HISTORICAL COLLATERAL LEVEL PREPAYMENT REPORT

DISCLOSURE

CONTROL #

PAYOFF

PERIOD

INITIAL

BALANCE

TYPE

PAYOFF

AMOUNT

PENALTY

AMOUNT

PREPAYMENT

DATE

MATURITY

DATE

PROPERTY

TYPE

GEOGRAPHIC

LOCATION

CURRENT

CUMULATIVE

PAGE 16 OF 34

01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.





		ABN AMRO

		LASALLE BANK	N.A.
	*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*
														STATEMENT DATE:		01/15/2003
						*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*										PAYMENT DATE:			01/15/2003
						*SERIES 2002-IQ3*										PRIOR PAYMENT:				N/A
															NEXT PAYMENT:		02/18/2003
															RECORD DATE:			12/17/2002

						*ABN AMRO ACCT: 67-9124-20-6*

						*LOAN LEVEL DETAIL*




DISCLOSURE
CONTROL #



GROUP


PROPERTY
TYPE


MATURITY
DATE


PFY
DSCR

OPERATING
STATEMENT
DATE


		GEO. LOCATION

ENDING
PRINCIPAL
BALANCE


NOTE
RATE


SCHEDULED
P&I


PREPAYMENT
AMOUNT


PREPAYMENT
DATE

LOAN
STATUS
CODE (1)



				1	MOR2IQ3A		OFFICE	12/1/12	0.00	DC	66,945,920	6.10000%	406,017
				2	MOR2IQ3A		OFFICE	6/1/12	0.00	NY	64,719,896	7.62000%	459,842								B
				3	MOR2IQ3A		OFFICE	10/1/32	0.00	MA	32,919,460	6.37000%	205,769								B
				4	MOR2IQ3A		INDUSTRIAL	7/1/12	0.00	OK	29,888,491	7.46000%	208,943
				5	MOR2IQ3A		OFFICE	4/1/12	0.00	MI	28,843,656	7.77000%	208,160
				6	MOR2IQ3A		INDUSTRIAL	6/1/12	0.00	NJ	19,897,222	6.93000%	132,122								B
				7	MOR2IQ3A		OFFICE	5/1/12	0.00	CA	19,341,345	6.63000%	133,595								B
				8	MOR2IQ3A		RETAIL	11/1/12	0.00	NY	18,266,446	5.99000%	109,600								B
				9	MOR2IQ3A		MULTIFAMILY	5/10/09	0.00	TX	17,325,000	6.45000%	93,122
				10	MOR2IQ3A		MULTIFAMILY	9/1/12	0.00	SC	17,191,109	6.33000%	107,110								B
				11	MOR2IQ3A		RETAIL	11/1/12	0.00	NY	15,171,629	5.91000%	90,254								B
				12	MOR2IQ3A		RETAIL	11/1/12	0.00	OR	13,121,361	7.09000%	88,216								B
				13	MOR2IQ3A		RETAIL	12/10/11	0.00	WA	12,983,176	7.11000%	88,293
				14	MOR2IQ3A		RETAIL	1/10/12	0.00	CA	11,391,052	7.36000%	79,310
				15	MOR2IQ3A		RETAIL	9/1/07	0.00	WA	10,682,736	6.16000%	70,252								B
				16	MOR2IQ3A		INDUSTRIAL	9/1/13	0.00	CA	9,968,887	6.73000%	64,727								B
				17	MOR2IQ3A		OFFICE	7/1/12	0.00	MD	9,963,236	7.50000%	69,921
				18	MOR2IQ3A		MULTIFAMILY	11/1/12	0.00	LA	9,883,230	6.34000%	61,537								B
				19	MOR2IQ3A		OFFICE	9/1/12	0.00	IL	9,068,362	6.25000%	56,030								B
				20	MOR2IQ3A		OFFICE	8/1/12	0.00	CA	8,948,809	6.97000%	63,438								B
				21	MOR2IQ3A		OFFICE	9/1/12	0.00	TX	8,732,467	6.70000%	60,351								B
				22	MOR2IQ3B		OTHER	5/1/12	0.00	NY	8,623,965	7.13000%	62,285
				23	MOR2IQ3A		RETAIL	2/5/19	0.00	PA	8,389,708	6.80000%	71,601								B
				24	MOR2IQ3A		INDUSTRIAL	9/1/12	0.00	CA	8,367,622	6.21000%	51,502								B
				25	MOR2IQ3A		INDUSTRIAL	10/1/32	0.00	OH	8,281,050	6.64000%	53,228								B
				26	MOR2IQ3A		INDUSTRIAL	6/10/12	0.00	FL	7,952,829	6.95000%	52,956
				27	MOR2IQ3A		LODGING	2/1/12	0.00	MD	7,912,100	8.51000%	65,111
				28	MOR2IQ3A		RETAIL	7/1/21	0.00	OH	7,818,028	7.37000%	64,611								B
				29	MOR2IQ3C		OTHER	9/1/12	0.00	NY	7,500,000	6.05000%	37,813
				30	MOR2IQ3D		OTHER	6/1/12	0.00	NY	6,981,941	6.81000%	43,016
				31	MOR2IQ3A		MULTIFAMILY	7/10/12	0.00	WA	6,964,999	6.99000%	46,524
				32	MOR2IQ3A		RETAIL	5/1/07	0.00	IA	6,597,164	7.00000%	44,143								B
				33	MOR2IQ3A		INDUSTRIAL	10/1/12	0.00	CA	6,484,444	6.45000%	40,871								B
				34	MOR2IQ3A		MULTIFAMILY	10/1/12	0.00	FL	6,483,151	6.12000%	39,474								B
				35	MOR2IQ3A		INDUSTRIAL	9/1/12	0.00	CA	6,175,000	6.31000%	32,470								B
				36	MOR2IQ3A		RETAIL	7/1/11	0.00	NY	6,129,572	7.76000%	44,460
				37	MOR2IQ3A		RETAIL	11/1/12	0.00	IL	6,075,423	6.27000%	44,658								B
				38	MOR2IQ3A		MULTIFAMILY	10/1/12	0.00	TX	5,784,642	6.03000%	34,886								B
				39	MOR2IQ3A		RETAIL	9/1/14	0.00	MA	5,580,702	6.79000%	36,471								B
				40	MOR2IQ3A		INDUSTRIAL	9/1/12	0.00	CA	5,478,800	6.21000%	33,721								B
				41	MOR2IQ3A		SELF STORAGE	11/1/12	0.00	MD	5,335,336	5.97000%	34,372								B
				42	MOR2IQ3A		MULTIFAMILY	10/1/09	0.00	TX	5,286,619	6.23000%	32,564
				43	MOR2IQ3A		MULTIFAMILY	11/1/12	0.00	OR	5,090,711	6.02000%	30,643								B
				44	MOR2IQ3A		MIXED USE	2/1/32	0.00	MD	5,057,500	7.54000%	36,167
				45	MOR2IQ3A		INDUSTRIAL	5/1/10	0.00	CA	5,034,796	5.75000%	29,439								B
				46	MOR2IQ3A		RETAIL	9/1/12	0.00	MO	4,687,481	7.37000%	32,446								B
				47	MOR2IQ3A		RETAIL	10/1/13	0.00	IA	4,152,823	8.00000%	48,096								B
				48	MOR2IQ3E		OTHER	10/1/12	0.00	NY	4,000,000	6.00000%	20,000
				49	MOR2IQ3F		OTHER	9/1/12	0.00	NY	3,985,276	6.45000%	25,151								A
				50	MOR2IQ3A		OFFICE	11/1/12	0.00	CA	3,951,034	5.75000%	43,908								B
				51	MOR2IQ3G		OTHER	4/1/12	0.00	NY	3,929,406	6.81000%	30,783								A
				52	MOR2IQ3H		OTHER	9/1/12	0.00	NY	3,784,907	5.90000%	22,739								A
				53	MOR2IQ3A		RETAIL	7/1/12	0.00	CA	3,778,398	7.85000%	28,952
				54	MOR2IQ3I		OTHER	5/1/12	0.00	NY	3,600,000	6.97000%	20,910
				55	MOR2IQ3J		OTHER	9/1/12	0.00	NY	3,592,754	6.02000%	19,858
				56	MOR2IQ3K		OTHER	6/1/12	0.00	NY	3,550,000	6.86000%	20,971
				57	MOR2IQ3A		INDUSTRIAL	4/1/31	0.00	MA	3,545,213	7.27000%	24,607
				58	MOR2IQ3A		MULTIFAMILY	9/1/12	0.00	GA	3,488,429	6.47000%	22,053								B
				59	MOR2IQ3A		OFFICE	1/1/17	0.00	UT	3,459,247	7.00000%	32,358								B
				60	MOR2IQ3L		OTHER	10/1/12	0.00	NY	3,411,413	6.30000%	22,886
				61	MOR2IQ3A		MULTIFAMILY	11/1/12	0.00	AZ	3,393,710	5.95000%	20,276								B
				62	MOR2IQ3A		RETAIL	7/1/13	0.00	KS	3,387,381	6.83000%	22,233								B
				63	MOR2IQ3A		OFFICE	9/1/22	0.00	AL	3,374,966	7.42000%	27,224								B
				64	MOR2IQ3A		OFFICE	10/10/12	0.00	OR	3,331,127	7.23000%	26,437
				65	MOR2IQ3A		INDUSTRIAL	10/1/09	0.00	MN	2,992,838	6.46000%	18,883								B
				66	MOR2IQ3M		OTHER	4/1/12	0.00	NY	2,990,557	7.39000%	19,499								A
				67	MOR2IQ3A		OFFICE	5/1/12	0.00	CT	2,976,178	7.70000%	22,561
				68	MOR2IQ3A		INDUSTRIAL	10/10/17	0.00	CA	1,882,106	7.12500%	17,211
				69	MOR2IQ3A		INDUSTRIAL	10/10/12	0.00	CA	1,080,562	6.75000%	12,631
				70	MOR2IQ3A		RETAIL	7/1/09	0.00	CA	2,957,416	7.05000%	22,293								B
				71	MOR2IQ3A		INDUSTRIAL	4/1/12	0.00	FL	2,948,491	7.25000%	23,711								B
				72	MOR2IQ3A		RETAIL	11/1/11	0.00	NM	2,870,807	8.75000%	38,979								B
				73	MOR2IQ3A		RETAIL	11/1/20	0.00	CA	2,859,976	8.25000%	25,562								B
				74	MOR2IQ3N		OTHER	8/1/12	0.00	NY	2,794,423	6.50000%	16,573
				75	MOR2IQ3A		INDUSTRIAL	12/1/16	0.00	CA	2,684,664	7.37500%	25,758								B
				76	MOR2IQ3A		RETAIL	8/1/19	0.00	UT	1,515,819	7.50000%	13,333								B
				77	MOR2IQ3A		RETAIL	8/1/19	0.00	UT	1,167,776	7.50000%	10,271								B
				78	MOR2IQ3A		MULTIFAMILY	5/1/11	0.00	TX	2,634,273	7.85000%	22,622								A
				79	MOR2IQ3A		RETAIL	2/1/21	0.00	AZ	2,625,549	7.75000%	22,529								B
				80	MOR2IQ3A		RETAIL	2/1/21	0.00	CA	2,617,819	8.20000%	23,176								B
				81	MOR2IQ3A		MULTIFAMILY	12/1/08	0.00	NH	937,479	7.12500%	8,220								A
				82	MOR2IQ3A		MULTIFAMILY	12/1/18	0.00	NH	647,307	7.12500%	5,675								A
				83	MOR2IQ3A		MULTIFAMILY	12/1/18	0.00	MA	982,121	7.12500%	8,611								A
				84	MOR2IQ3A		OFFICE	5/10/09	0.00	IA	2,538,719	7.00000%	30,000
				85	MOR2IQ3A		RETAIL	10/1/22	0.00	CA	2,485,746	6.61000%	18,802								B
				86	MOR2IQ3O		OTHER	7/1/17	0.00	NY	2,453,240	7.03000%	22,649
				87	MOR2IQ3A		MULTIFAMILY	9/1/12	0.00	OH	2,437,805	5.55000%	27,194								B
				88	MOR2IQ3A		OFFICE	5/10/21	0.00	CA	2,405,231	7.60000%	20,293
				89	MOR2IQ3A		RETAIL	9/1/12	0.00	FL	2,382,921	7.70000%	19,629								B
				90	MOR2IQ3A		OFFICE	7/10/20	0.00	CA	2,369,113	8.62500%	21,894
				91	MOR2IQ3A		OFFICE	11/1/12	0.00	NV	2,350,974	6.30000%	14,577								B
				92	MOR2IQ3A		INDUSTRIAL	9/1/12	0.00	CA	2,350,000	6.31000%	12,357								B
				93	MOR2IQ3A		OFFICE	2/10/10	0.00	NM	2,301,498	7.75000%	35,270
				94	MOR2IQ3P		OTHER	7/1/12	0.00	NY	2,300,000	6.67000%	13,210
				95	MOR2IQ3A		RETAIL	1/1/20	0.00	AZ	2,264,841	8.37500%	20,853								B
				96	MOR2IQ3A		OFFICE	8/1/14	0.00	FL	688,893	7.37500%	7,385								B
				97	MOR2IQ3A		OFFICE	8/1/14	0.00	FL	1,102,228	7.37500%	11,816								B
				98	MOR2IQ3A		OFFICE	8/1/14	0.00	FL	427,115	7.37500%	4,579								B
				99	MOR2IQ3A		RETAIL	12/10/16	0.00	AK	2,219,015	8.87500%	23,184
				100	MOR2IQ3A		RETAIL	8/1/13	0.00	MI	2,173,855	7.40000%	24,736								B
				101	MOR2IQ3A		RETAIL	6/1/22	0.00	FL	2,171,662	7.50000%	17,723								B
				102	MOR2IQ3A		RETAIL	1/1/19	0.00	TN	2,143,556	7.25000%	19,740								A
				103	MOR2IQ3Q		OTHER	8/1/12	0.00	NY	2,150,000	6.82000%	12,219								A
				104	MOR2IQ3A		OFFICE	8/10/19	0.00	CA	2,119,023	8.12500%	19,417
				105	MOR2IQ3A		RETAIL	10/1/22	0.00	TX	2,112,765	7.05000%	16,539								B
				106	MOR2IQ3A		RETAIL	11/1/12	0.00	OR	2,095,424	7.25000%	15,179								B
				107	MOR2IQ3R		OTHER	8/1/12	0.00	NY	2,090,349	6.47000%	13,232
				108	MOR2IQ3S		OTHER	7/1/12	0.00	NY	2,089,819	6.76000%	13,766
				109	MOR2IQ3A		RETAIL	3/1/19	0.00	NM	2,056,823	7.50000%	18,327								B
				110	MOR2IQ3A		INDUSTRIAL	3/1/13	0.00	NM	1,986,418	7.87500%	23,711								B
				111	MOR2IQ3A		INDUSTRIAL	10/1/09	0.00	MN	1,994,321	5.73000%	11,646								B
				112	MOR2IQ3T		OTHER	4/1/12	0.00	NY	1,994,126	7.24000%	12,926								A
				113	MOR2IQ3A		RETAIL	4/10/19	0.00	FL	1,971,613	7.50000%	17,522
				114	MOR2IQ3A		OFFICE	7/1/13	0.00	CA	1,939,880	7.62500%	22,419								B
				115	MOR2IQ3A		MULTIFAMILY	11/1/12	0.00	DC	1,934,150	6.25000%	11,930
				116	MOR2IQ3A		MULTIFAMILY	7/1/19	0.00	IA	1,649,031	7.50000%	14,541								A
				117	MOR2IQ3A		MIXED USE	7/1/19	0.00	IA	269,469	7.50000%	2,376								A
				118	MOR2IQ3A		OFFICE	3/1/20	0.00	FL	1,874,419	8.25000%	17,041								B
				119	MOR2IQ3A		OFFICE	8/1/21	0.00	MN	484,321	7.75000%	4,105								B
				120	MOR2IQ3A		RETAIL	9/1/21	0.00	MN	1,383,080	7.75000%	11,699								B
				121	MOR2IQ3A		MULTIFAMILY	7/1/14	0.00	TX	1,808,457	8.87500%	20,955								B
				122	MOR2IQ3A		INDUSTRIAL	3/1/13	0.00	NM	1,787,776	7.87500%	21,340								B
				123	MOR2IQ3A		INDUSTRIAL	10/1/12	0.00	CA	1,794,608	6.01000%	10,803								B
				124	MOR2IQ3A		INDUSTRIAL	3/1/21	0.00	MN	1,754,178	8.28000%	15,585								B
				125	MOR2IQ3A		INDUSTRIAL	9/1/12	0.00	CA	1,750,000	6.43000%	9,377								B
				126	MOR2IQ3A		MULTIFAMILY	6/30/15	0.00	ID	781,976	9.25000%	8,845								A
				127	MOR2IQ3A		MULTIFAMILY	6/30/15	0.00	ID	948,989	9.25000%	10,734								A
				128	MOR2IQ3A		OFFICE	12/1/16	0.00	NE	1,084,341	7.25000%	10,328								B
				129	MOR2IQ3A		OFFICE	12/1/16	0.00	NE	640,747	7.25000%	6,103								B
				130	MOR2IQ3U		OTHER	9/1/12	0.00	NY	1,719,271	6.79000%	11,343
				131	MOR2IQ3A		INDUSTRIAL	6/1/17	0.00	OR	1,711,590	7.28000%	16,005								B
				132	MOR2IQ3A		RETAIL	11/1/16	0.00	OR	1,671,326	7.25000%	15,975								B
				133	MOR2IQ3A		RETAIL	11/1/12	0.00	MD	1,646,024	6.70000%	11,348
				134	MOR2IQ3A		INDUSTRIAL	12/1/10	0.00	NV	1,624,582	8.32000%	14,560								B


		135		MOR2IQ3A	INDUSTRIAL		9/1/12	0.00		NY		1,623,991	7.65000%			13,322
		136		MOR2IQ3A	RETAIL		11/1/20	0.00		ID		1,621,556	8.35000%			14,592			B
		137		MOR2IQ3A	OFFICE		6/15/14	0.00		OH		1,610,498	7.12500%			17,211
		138		MOR2IQ3A	RETAIL		9/1/15	0.00		IN		1,583,429	7.00000%			15,738			B
		139		MOR2IQ3A	INDUSTRIAL		5/1/18	0.00		TX		1,582,843	7.50000%			14,501			B
		140		MOR2IQ3A	RETAIL		7/1/19	0.00		UT		1,581,427	7.55000%			13,991			B
		141		MOR2IQ3A	MULTIFAMILY		7/1/14	0.00		NM		1,535,249	7.25000%			16,432			A
		142		MOR2IQ3A	INDUSTRIAL		1/1/14	0.00		AZ		1,533,094	7.25000%			16,888			B
		143		MOR2IQ3A	RETAIL		6/1/14	0.00		IA		1,513,766	7.62500%			16,581			B
		144		MOR2IQ3A	RETAIL		4/1/19	0.00		WA		1,514,266	7.25000%			13,239			B
		145		MOR2IQ3A	OFFICE		9/1/11	0.00		AZ		1,505,724	8.00000%			12,965			B
		146		MOR2IQ3A	RETAIL		7/1/14	0.00		CO		1,494,837	7.37500%			16,099			B
		147		MOR2IQ3V	OTHER		5/1/12	0.00		NY		1,500,000	6.96000%			8,700
		148		MOR2IQ3A	OFFICE		5/1/11	0.00		CA		1,477,643	7.50000%			20,000			B
		149		MOR2IQ3A	OFFICE		1/1/15	0.00		AL		1,481,221	8.12000%			15,401			B
		150		MOR2IQ3A	RETAIL		1/1/17	0.00		NM		763,835	8.00000%			7,558			B
		151		MOR2IQ3A	RETAIL		1/1/17	0.00		NM		702,141	8.00000%			6,947			B
		152		MOR2IQ3A	RETAIL		12/1/15	0.00		PA		1,459,495	8.25000%			15,337			B
		153		MOR2IQ3A	OFFICE		2/1/22	0.00		NM		1,438,964	7.25000%			11,619			B
		154		MOR2IQ3A	OFFICE		8/1/14	0.00		FL		1,422,010	7.75000%			15,531			B
		155		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		TX		834,296	7.87500%			9,959			B
		156		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		NM		524,414	7.87500%			6,260			B
		157		MOR2IQ3A	RETAIL		10/1/05	0.00		WA		1,353,419	7.37500%			16,255			B
		158		MOR2IQ3A	INDUSTRIAL		4/1/19	0.00		MN		1,356,059	7.25000%			11,856			B
		159		MOR2IQ3A	MIXED USE		7/1/14	0.00		OH		1,351,315	7.75000%			14,825			B
		160		MOR2IQ3A	RETAIL		11/1/16	0.00		CO		1,340,591	7.95000%			13,339			B
		161		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		NM		1,311,036	7.87500%			15,649			B
		162		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		MI		445,337	7.62500%			5,257			B
		163		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		MI		511,125	7.62500%			6,034			B
		164		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		MI		349,185	7.62500%			4,122			B
		165		MOR2IQ3W	OTHER		7/1/12	0.00		NY		1,296,705	6.68000%			7,778			A
		166		MOR2IQ3A	INDUSTRIAL		6/1/15	0.00		GA		1,283,490	7.25000%			13,090			B
		167		MOR2IQ3A	MULTIFAMILY		1/1/19	0.00		TX		310,899	7.12500%			2,718			A
		168		MOR2IQ3A	MULTIFAMILY		1/1/19	0.00		TX		689,440	7.12500%			6,028			A
		169		MOR2IQ3A	MULTIFAMILY		1/1/19	0.00		TX		275,534	7.12500%			2,409			A
		170		MOR2IQ3A	RETAIL		2/1/22	0.00		UT		1,273,353	7.50000%			10,473			B
		171		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		TX		1,251,444	7.87500%			14,938			B
		172		MOR2IQ3A	OFFICE		8/1/13	0.00		IN		1,246,803	7.50000%			14,253			B
		173		MOR2IQ3A	INDUSTRIAL		6/1/14	0.00		OR		1,244,591	7.94000%			13,907			B
		174		MOR2IQ3X	OTHER		5/1/12	0.00		NY		1,250,000	7.02000%			7,313
		175		MOR2IQ3A	INDUSTRIAL		6/1/22	0.00		TX		1,233,527	7.31000%			9,925			B
		176		MOR2IQ3A	OFFICE		4/1/13	0.00		MI		1,228,115	7.37500%			14,259			B
		177		MOR2IQ3A	OFFICE		1/1/16	0.00		OR		1,227,112	7.75000%			12,506			B
		178		MOR2IQ3A	MULTIFAMILY		11/1/21	0.00		MN		1,198,079	7.62500%			10,003			B
		179		MOR2IQ3Y	OTHER		8/1/12	0.00		NY		1,197,821	6.79000%			7,357
		180		MOR2IQ3A	INDUSTRIAL		10/1/20	0.00		TX		1,190,571	8.45000%			10,808			B
		181		MOR2IQ3A	INDUSTRIAL		5/1/22	0.00		CA		1,182,044	7.39000%			9,587			B
		182		MOR2IQ3A	RETAIL		1/1/21	0.00		OH		1,162,660	8.19000%			10,307			B
		183		MOR2IQ3A	RETAIL		9/1/13	0.00		CA		1,141,147	7.50000%			12,978			B
		184		MOR2IQ3A	RETAIL		5/1/14	0.00		CA		1,140,670	7.25000%			12,324			A
		185		MOR2IQ3A	OFFICE		2/1/09	0.00		NY		1,122,808	8.50000%			19,752			B
		186		MOR2IQ3A	RETAIL		7/1/13	0.00		MI		1,127,229	7.37500%			12,879			A
		187		MOR2IQ3A	RETAIL		3/1/19	0.00		KY		1,113,473	7.25000%			9,761			A
		188		MOR2IQ3A	INDUSTRIAL		12/1/16	0.00		GA		1,102,336	7.30000%			10,530			B
		189		MOR2IQ3Z	OTHER		6/1/12	0.00		MI		1,085,923	7.31000%			8,802
		190		MOR2IQ3A	OFFICE		8/1/11	0.00		ME		1,077,384	8.50000%			14,771			A
		191		MOR2IQ3A	INDUSTRIAL		7/1/13	0.00		NM		1,071,502	7.62500%			12,199			B
		192		MOR2IQ3A	MULTIFAMILY		9/1/19	0.00		TX		1,071,477	7.55000%			9,452			B
		193		MOR2IQ3A	RETAIL		4/1/09	0.00		IN		1,029,243	6.87500%			16,742			B
		194		MOR2IQ3A	OFFICE		4/1/22	0.00		CA		1,033,221	7.85000%			8,685			B
		195		MOR2IQ3A	INDUSTRIAL		9/1/12	0.00		CA		1,025,000	6.33000%			5,407			B
		196		MOR2IQ3A	INDUSTRIAL		9/1/12	0.00		CA		1,025,000	6.33000%			5,407			B
		197		MOR2IQ3A	OFFICE		8/1/11	0.00		MI		993,341	8.62500%			13,683			B
		198		MOR2IQAA	OTHER		6/1/12	0.00		NY		997,540	6.96000%			6,256
		199		MOR2IQBB	OTHER		6/1/12	0.00		NY		994,258	6.81000%			6,589
		200		MOR2IQ3A	RETAIL		4/1/13	0.00		TX		984,971	7.12500%			11,308			A
		201		MOR2IQ3A	INDUSTRIAL		8/1/20	0.00		MN		971,978	8.40000%			8,830			B
		202		MOR2IQ3A	INDUSTRIAL		10/1/17	0.00		CA		965,844	7.25000%			8,900			B
		203		MOR2IQCC	OTHER		5/1/12	0.00		NY		947,630	7.23000%			6,133
		204		MOR2IQ3A	RETAIL		9/1/17	0.00		NC		920,529	7.37500%			8,574			B
		205		MOR2IQ3A	RETAIL		2/1/14	0.00		MN		914,523	7.12500%			9,964			B
		206		MOR2IQ3A	INDUSTRIAL		8/1/16	0.00		MI		898,082	7.35000%			8,726			B
		207		MOR2IQ3A	INDUSTRIAL		9/1/19	0.00		TX		882,526	7.62500%			7,807			B
		208		MOR2IQ3A	INDUSTRIAL		1/1/17	0.00		TN		864,812	7.00000%			8,089			B
		209		MOR2IQ3A	MULTIFAMILY		3/1/14	0.00		ID		861,515	8.75000%			10,140			A
		210		MOR2IQDD	OTHER		5/1/12	0.00		NY		849,356	6.93000%			4,988
		211		MOR2IQ3A	OFFICE		11/15/16	0.00		NC		813,221	8.40000%			8,300
		212		MOR2IQ3A	RETAIL		8/1/13	0.00		CA		810,929	7.50000%			9,270			B
		213		MOR2IQ3A	RETAIL		6/10/14	0.00		NC		806,493	7.25000%			8,672
		214		MOR2IQ3A	OFFICE		7/1/16	0.00		TX		800,264	7.25000%			7,759			B
		215		MOR2IQ3A	INDUSTRIAL		7/1/16	0.00		TN		800,024	7.19000%			7,731			A
		216		MOR2IQ3A	OFFICE		9/5/13	0.00		CA		794,727	7.50000%			9,038			A
		217		MOR2IQ3A	MULTIFAMILY		5/1/21	0.00		TX		794,616	7.85000%			6,824			A
		218		MOR2IQ3A	MULTIFAMILY		12/1/11	0.00		NY		777,733	8.75000%			10,494			A
		219		MOR2IQEE	OTHER		7/1/12	0.00		DC		767,960	7.27000%			6,194
		220		MOR2IQ3A	OFFICE		8/1/19	0.00		MN		766,976	7.80000%			6,881			B
		221		MOR2IQFF	OTHER		5/1/12	0.00		NY		767,661	7.08000%			5,566
		222		MOR2IQ3A	RETAIL		2/5/11	0.00		SC		760,142	7.00000%			10,284			A
		223		MOR2IQ3A	INDUSTRIAL		8/31/05	0.00		TX		713,256	10.00000%			26,430			B
		224		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		TX		695,246	7.87500%			8,299			B
		225		MOR2IQ3A	OFFICE		1/1/14	0.00		OH		687,821	7.25000%			7,577			B
		226		MOR2IQ3A	OFFICE		7/1/19	0.00		CA		684,322	7.37500%			5,985			B
		227		MOR2IQ3A	INDUSTRIAL		11/1/21	0.00		VA		681,716	7.57000%			5,669			B
		228		MOR2IQ3A	MULTIFAMILY		3/1/09	0.00		ID		674,590	8.37500%			11,826			A
		229		MOR2IQ3A	RETAIL		4/1/13	0.00		CA		676,249	7.62500%			7,940			B
		230		MOR2IQ3A	INDUSTRIAL		9/1/12	0.00		CA		675,000	6.33000%			3,561			B
		231		MOR2IQ3A	OFFICE		6/1/13	0.00		VA		660,753	7.37500%			7,589			B
		232		MOR2IQ3A	RETAIL		5/1/18	0.00		NC		648,568	7.00000%			5,758			B
		233		MOR2IQ3A	RETAIL		9/1/11	0.00		KY		619,415	8.87500%			8,558			B
		234		MOR2IQ3A	INDUSTRIAL		7/1/17	0.00		AZ		618,601	7.70000%			5,912			B
		235		MOR2IQ3A	RETAIL		2/1/20	0.00		NC		593,809	8.25000%			5,411			B
		236		MOR2IQGG	OTHER		5/1/12	0.00		NY		582,747	7.23000%			3,874
		237		MOR2IQ3A	RETAIL		2/1/19	0.00		AZ		528,676	7.60000%			4,754			B
		238		MOR2IQ3A	INDUSTRIAL		7/1/14	0.00		MI		512,516	7.37500%			5,520			B
		239		MOR2IQ3A	RETAIL		5/1/18	0.00		FL		504,770	7.37500%			4,588			B
		240		MOR2IQHH	OTHER		6/1/12	0.00		DC		471,278	7.45000%			3,527
		241		MOR2IQII	OTHER		3/1/12	0.00		NY		297,596	6.93000%			2,001
		242		MOR2IQJJ	OTHER		4/1/12	0.00		NY		258,026	6.72000%			1,697
		243		MOR2IQKK	OTHER		4/1/12	0.00		NY		223,364	6.93000%			1,501
		244		MOR2IQLL	OTHER		8/1/12	0.00		NY		199,199	6.86000%			1,325
		245		MOR2IQMM	OTHER		6/1/12	0.00		NY		199,011	7.51000%			1,414
		246		MOR2IQNN	OTHER		8/1/12	0.00		NY		189,269	7.05000%			1,283
		247		MOR2IQOO	OTHER		6/1/12	0.00		NY		183,992	7.06000%			1,251
		248		MOR2IQPP	OTHER		5/1/12	0.00		NY		123,102	6.99000%			976
											908,336,535				6,682,142		0


* NOI AND DSCR, IF AVAILABLE AND REPORTABLE UNDER THE TERMS OF THE TRUST AGREEMENT, ARE BASED ON INFORMATION OBTAINED FROM THE RELATED BORROWER, AND NO OTHER PARTY TO THE AGREEMENT SHALL BE HELD LIABLE FOR THE
ACCURACY OR METHODOLOGY USED TO DETERMINE SUCH FIGURES.

		(1) LEGEND:	A. P&I ADV - IN GRACE PERIOD			1. P&I ADV - DELINQUENT 1 MONTH			3. P&I ADV - DELINQUENT 3+ MONTHS					7. FORECLOSURE
			B. P&I ADV -<ONE MONTH DELINQ			2. P&I ADV - DELINQUENT 2 MONTHS			4. MAT. BALLOON/ASSUMED P&I					9. REO
	01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.																	PAGE 17 OF 34





		ABN AMRO

		LASALLE BANK		N.A.
	*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*
									STATEMENT DATE:					01/15/2003
					*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*								PAYMENT DATE:				01/15/2003
					*SERIES 2002-IQ3*
													PRIOR PAYMENT:				N/A
													NEXT PAYMENT:				02/18/2003
													RECORD DATE:				12/17/2002
					*ABN AMRO ACCT: 67-9124-20-6*
					*MORTGAGE LOAN CHARACTERISTICS*



	DISTRIBUTION OF PRINCIPAL BALANCES									DISTRIBUTION OF MORTGAGE INTEREST RATES



CURRENT SCHEDULED
BALANCE

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE

WEIGHTED AVERAGE
TERM COUPON PFY DSCR


		100,000							TO		200,000				5				894,573							0.10	%			114				7.10	%	0.00
		200,000							TO		300,000				5				1,323,989							0.15	%			145				7.05	%	0.00
		300,000							TO		400,000				2				660,084							0.07	%			155				7.39	%	0.00
		400,000							TO		500,000				4				1,828,050							0.20	%			150				7.55	%	0.00
		500,000							TO		600,000				7				3,758,058							0.41	%			154				7.63	%	0.00
		600,000							TO		700,000				15				9,988,668							1.10	%			151				7.48	%	0.00
		700,000							TO		800,000				11				8,391,024							0.92	%			136				8.04	%	0.00
		800,000				TO		900,000				11				9,221,519							1.02	%			150				7.56	%	0.00
		900,000				TO		1,000,000				12				11,559,203							1.27	%			139				7.53	%	0.00
		1,000,000				TO		2,000,000				77				109,652,840							12.07	%			149				7.44	%	0.00
		2,000,000				TO		3,000,000				35				86,015,372							9.47	%			147				7.35	%	0.00
		3,000,000				TO		4,000,000				17				61,563,261							6.78	%			138				6.64	%	0.00
		4,000,000				TO		5,000,000				2				8,840,305							0.97	%			122				7.67	%	0.00
		5,000,000				TO		6,000,000				8				42,649,105							4.70	%			140				6.31	%	0.00
		6,000,000				TO		7,000,000				8				51,891,694							5.71	%			106				6.72	%	0.00
		7,000,000				TO		8,000,000				4				31,182,957							3.43	%			140				7.23	%	0.00
		8,000,000				TO		9,000,000				6				51,343,621							5.65	%			167				6.75	%	0.00
		9,000,000				TO		10,000,000				4				38,883,715							4.28	%			119				6.72	%	0.00
		10,000,000				TO		15,000,000				4				48,178,325							5.30	%			99				6.95	%	0.00
		15,000,000				&		ABOVE				11				330,510,173							36.39	%			137				6.79	%	0.00
												248					908,336,535					100.00		%
			AVERAGE SCHEDULE BALANCE														3,662,647
			MAXIMUM SCHEDULE BALANCE												66,945,920
			MINIMUM SCHEDULE BALANCE												123,102



CURRENT MORTGAGE
INTEREST RATE

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE

WEIGHTED AVERAGE
TERM COUPON PFY DSCR


										5.000%			TO		5.250%				0							0						0.00		%						0	0.00	%	0.00
				5.251%			TO		5.500%				0							0							0.00		%					0		0.00	%		0.00
				5.501%			TO		5.750%				4							13,417,957							1.48		%					101		5.71	%		0.00
				5.751%			TO		6.000%				6							49,952,027							5.50		%					118		5.95	%		0.00
			6.001%			TO		6.250%				13							138,010,075							15.19		%					112		6.12	%		0.00
			6.251%			TO		6.500%				19							123,992,367							13.65		%					174		6.38	%		0.00
			6.501%			TO		6.750%				10							55,390,811							6.10		%					158		6.67	%		0.00
			6.751%			TO		7.000%				31							109,005,647							12.00		%					119		6.91	%		0.00
			7.001%			TO		7.250%				43							86,292,951							9.50		%					134		7.15	%		0.00
			7.251%			TO		7.500%				44							116,804,646							12.86		%					149		7.42	%		0.00
			7.501%			TO		7.750%				28							103,229,159							11.36		%					139		7.63	%		0.00
			7.751%			TO		8.000%				20							62,081,046							6.83		%					120		7.83	%		0.00
			8.001%			TO		8.250%				8							14,168,423							1.56		%					198		8.20	%		0.00
			8.251%			TO		8.500%				10							13,115,709							1.44		%					166		8.38	%		0.00
			8.501%			&		ABOVE				12							22,875,717							2.52		%					128		8.75	%		0.00
													248					908,336,535							100.00			%
			MINIMUM MORTGAGE INTEREST RATE																			5.550%
			MAXIMUM MORTGAGE INTEREST RATE																			10.000%


























											DISTRIBUTION OF REMAINING TERM (BALLOON)



BALLOON
MORTGAGE LOANS

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE

WEIGHTED AVERAGE
TERM COUPON PFY DSCR


			0			TO		12						0			0					0.00				%			0				0.00	%		0.00
			13			TO		24					0			0					0.00				%			0				0.00	%		0.00
			25			TO		36					1			1,353,419					0.15				%			33				7.38	%		0.00
			37			TO		60					2			17,279,900					1.90				%			54				6.48	%		0.00
			61			TO		120					114			645,325,359					71.04				%			112				6.82	%		0.00
			121			TO		180					69			101,572,007					11.18				%			143				7.43	%		0.00
			181			TO		240					53			87,257,732					9.61				%			211				7.57	%		0.00
			241			&		ABOVE					4			49,803,223					5.48				%			355				6.60	%		0.00






											243							902,591,640				99.37			%
		MINIMUM REMAINING TERM													33
		MAXIMUM REMAINING TERM													357







	DISTRIBUTION OF REMAINING TERM (FULLY AMORTIZING)




FULLY AMORTIZING
MORTGAGE LOANS

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE

WEIGHTED AVERAGE
TERM COUPON PFY DSCR


			0		TO		60			1				713,256							0.08		%					31		10.00			%		0.00
			61		TO		120			0				0							0.00		%					0		0.00			%		0.00
			121		TO		180			4				5,031,638							0.55		%					155		7.99			%		0.00
			181		TO		240			0				0							0.00		%					0		0.00			%		0.00
			241		&		ABOVE			0				0							0.00		%					0		0.00			%		0.00
										5				5,744,894							0.63		%
																	MINIMUM REMAINING TERM															31
																	MAXIMUM REMAINING TERM														177












	01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.													PAGE 27 OF 34





			ABN AMRO

			LASALLE BANK		N.A.
		*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*
								STATEMENT DATE:					01/15/2003
				*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*						PAYMENT DATE:				01/15/2003
				*SERIES 2002-IQ3*
										PRIOR PAYMENT:				N/A
										NEXT PAYMENT:				02/18/2003
										RECORD DATE:				12/17/2002
				*ABN AMRO ACCT: 67-9124-20-6*
				*MORTGAGE LOAN CHARACTERISTICS*



		DISTRIBUTION OF DSCR (PFY)						GEOGRAPHIC DISTRIBUTION



DEBT SERVICE
COVERAGE RATIO

# OF
LOANS

SCHEDULED
BALANCE

	% OF
BALANCE


WAMM WAC PFY DSCR


				LESS THAN ZERO							0		0					0.00	%			0		0.00	%	0.00
				0.001 0.750							0		0					0.00	%			0		0.00	%	0.00
				0.751 0.875							0		0					0.00	%			0		0.00	%	0.00
				0.876 1.000							0		0					0.00	%			0		0.00	%	0.00
				1.001 1.125							0		0					0.00	%			0		0.00	%	0.00
				1.126 1.250							0		0					0.00	%			0		0.00	%	0.00
				1.251 1.375							0		0					0.00	%			0		0.00	%	0.00
				1.376 1.500							0		0					0.00	%			0		0.00	%	0.00
				1.501 1.625							0		0					0.00	%			0		0.00	%	0.00
				1.626 1.750							0		0					0.00	%			0		0.00	%	0.00
				1.751 1.875							0		0					0.00	%			0		0.00	%	0.00
				1.876 2.000							0		0					0.00	%			0		0.00	%	0.00
				2.001 2.125							0		0					0.00	%			0		0.00	%	0.00
				2.126 2.250							0		0					0.00	%			0		0.00	%	0.00
				2.251 & ABOVE							0		0					0.00	%			0		0.00	%	0.00
				UNKNOWN							248		908,336,535					100.00	%			137		6.95	%	0.00
									248				908,336,535					100.00	%
			MAXIMUM DSCR			0.000
			MINIMUM DSCR				0.000



GEOGRAPHIC
LOCATION

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE


WAMM WAC PFY DSCR



			NEW YORK			45				193,410,798					21.29		%			114		6.93	%		0.00
			CALIFORNIA			38				132,848,129					14.63		%			130		6.86	%		0.00
			DISTRICT OF COLUMBIA			4				70,119,307					7.72		%			119		6.13	%		0.00
			TEXAS			22				56,995,131					6.27		%			118		6.89	%		0.00
			MASSACHUSETTS			4				43,027,496					4.74		%			324		6.52	%		0.00
			MICHIGAN			11				38,168,363					4.20		%			115		7.71	%		0.00
			WASHINGTON			5				33,498,596					3.69		%			93		6.80	%		0.00
			FLORIDA			12				29,930,102					3.30		%			138		7.09	%		0.00
			MARYLAND			5				29,914,196					3.29		%			153		7.46	%		0.00
			OKLAHOMA			1				29,888,491					3.29		%			114		7.46	%		0.00
			OREGON			8				29,493,244					3.25		%			126		7.02	%		0.00
			OHIO			7				23,349,177					2.57		%			245		6.96	%		0.00
			NEW JERSEY			1				19,897,222					2.19		%			113		6.93	%		0.00
			NEW MEXICO			12				18,350,463					2.02		%			137		7.85	%		0.00
			SOUTH CAROLINA			2				17,951,251					1.98		%			115		6.36	%		0.00
			IOWA			6				16,720,971					1.84		%			99		7.36	%		0.00
			ILLINOIS			2				15,143,785					1.67		%			117		6.26	%		0.00
			MINNESOTA			10				13,816,353					1.52		%			161		7.19	%		0.00
			ARIZONA			7				12,470,195					1.37		%			160		7.33	%		0.00
			LOUISIANA			1				9,883,230					1.09		%			118		6.34	%		0.00
			PENNSYLVANIA			2				9,849,203					1.08		%			187		7.02	%		0.00
			UTAH			5				8,997,622					0.99		%			191		7.32	%		0.00
			GEORGIA			3				5,874,255					0.65		%			133		6.80	%		0.00
			IDAHO			5				4,888,626					0.54		%			157		8.74	%		0.00
			ALABAMA			2				4,856,187					0.53		%			208		7.63	%		0.00
			MISSOURI			1				4,687,481					0.52		%			116		7.37	%		0.00
			NEVEDA			2				3,975,556					0.44		%			109		7.13	%		0.00
			INDIANA			3				3,859,476					0.42		%			123		7.13	%		0.00
			TENNESSEE			3				3,808,393					0.42		%			172		7.18	%		0.00
			NORTH CAROLINA			5				3,782,620					0.42		%			171		7.64	%		0.00
			KANSAS			1				3,387,381					0.37		%			126		6.83	%		0.00
			CONNECTICUT			1				2,976,178					0.33		%			112		7.70	%		0.00
			COLORADO			2				2,835,429					0.31		%			151		7.65	%		0.00
			ALASKA			1				2,219,015					0.24		%			167		8.88	%		0.00
			KENTUCKY			2				1,732,888					0.19		%			162		7.83	%		0.00
			NEBRASKA			2				1,725,088					0.19		%			167		7.25	%		0.00
			NEW HAMPSHIRE			2				1,584,786					0.17		%			120		7.13	%		0.00
			VIRGINIA			2				1,342,468					0.15		%			176		7.47	%		0.00
			MAINE			1				1,077,384					0.12		%			103		8.50	%		0.00






						248				908,336,535					100.00		%
























		DISTRIBUTION OF DSCR (CUTOFF)




DEBT SERVICE
COVERAGE RATIO

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE


WAMM WAC PFY DSCR


					LESS THAN ZERO				0							0				0.00	%			0		0.00	%	0.00
					0.001 0.750				0							0				0.00	%			0		0.00	%	0.00
					0.751 0.875				0							0				0.00	%			0		0.00	%	0.00
					0.876 1.000				0							0				0.00	%			0		0.00	%	0.00
					1.001 1.125				0							0				0.00	%			0		0.00	%	0.00
					1.126 1.250				0							0				0.00	%			0		0.00	%	0.00
					1.251 1.375				0							0				0.00	%			0		0.00	%	0.00
					1.376 1.500				0							0				0.00	%			0		0.00	%	0.00
					1.501 1.625				0							0				0.00	%			0		0.00	%	0.00
					1.626 1.750				0							0				0.00	%			0		0.00	%	0.00
					1.751 1.875				0							0				0.00	%			0		0.00	%	0.00
					1.876 2.000				0							0				0.00	%			0		0.00	%	0.00
					2.001 2.125				0							0				0.00	%			0		0.00	%	0.00
					2.126 2.250				0							0				0.00	%			0		0.00	%	0.00
					2.251 & ABOVE				0							0				0.00	%			0		0.00	%	0.00
					UNKNOWN				248							908,336,535				100.00	%			137		6.95	%	0.00
										248						908,336,535			100.00		%
				MAXIMUM DSCR		0.000
				MINIMUM DSCR			0.000



























		01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.										PAGE 28 OF 34





		ABN AMRO

		LASALLE BANK		N.A.
	*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*
									STATEMENT DATE:					01/15/2003
						*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*								PAYMENT DATE:				01/15/2003
						*SERIES 2002-IQ3*
														PRIOR PAYMENT:				N/A
														NEXT PAYMENT:				02/18/2003
														RECORD DATE:				12/17/2002
						*ABN AMRO ACCT: 67-9124-20-6*
						*MORTGAGE LOAN CHARACTERISTICS*



	DISTRIBUTION OF PROPERTY TYPES											DISTRIBUTION OF LOAN SEASONING


									PROPERTY TYPES
# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE


WAMM WAC PFY DSCR


		OFFICE				48				310,975,132							34.24		%					147		6.99	%		0.00
		RETAIL				67				215,292,506							23.70		%					136		7.09	%		0.00
		INDUSTRIAL				57				170,376,974							18.76		%					141		7.00	%		0.00
		MULTIFAMILY				30				103,842,320							11.43		%					114		6.60	%		0.00
		OTHER				41				87,923,884							9.68		%					116		6.69	%		0.00
		LODGING				1				7,912,100							0.87		%					109		8.51	%		0.00
		MIXED USE				3				6,678,283							0.74		%					300		7.58	%		0.00
		SELF STORAGE				1				5,335,336							0.59		%					118		5.97	%		0.00














							248			908,336,535						100.00			%




NUMBER OF MONTHS

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE


WAMM WAC PFY DSCR


			0		TO		12					125				732,398,008				80.63		%				131			6.77	%		0.00
			13		TO		24					24				47,466,254				5.23		%				189			7.70	%		0.00
			25		TO		36					9				14,559,483				1.60		%				207			8.38	%		0.00
			37		TO		48					41				54,527,528				6.00		%				163			7.26	%		0.00
			49		TO		60				30				33,139,987				3.65		%				125			7.62	%		0.00
			61		TO		72				2				2,996,748				0.33		%				151			8.84	%		0.00
			73		TO		84				4				4,227,771				0.47		%				145			8.23	%		0.00
			85		TO		96				0				0				0.00		%				0			0.00	%		0.00
			97		TO		108				2				2,801,798				0.31		%				126			8.79	%		0.00
			109		TO		120				0				0				0.00		%				0			0.00	%		0.00
			121		OR		MORE				11				16,218,957				1.79		%				120			8.37	%		0.00








											248					908,336,535				100.00		%
























	DISTRIBUTION OF AMORTIZATION TYPE										DISTRIBUTION OF YEAR LOANS MATURING


								AMORTIZATION TYPE
# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE


WAMM WAC PFY DSCR


								AMORTIZINGBALLOON						226				832,974,354					91.70		%			139				6.96	%	0.00
								FULL AMORTIZING						7				9,062,996					1.00		%			159				8.45	%	0.00
								IO/ AMORTIZATING						1				6,175,000					0.68		%			116				6.31	%	0.00
								IO/AMORTIZING/BALLOON						14				60,124,185					6.62		%			106				6.65	%	0.00






















									248				908,336,535			100.00			%




YEAR

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE


WAMM WAC PFY DSCR


			2003					0			0				0.00		%			0				0.00	%	0.00
			2004					0			0				0.00		%			0				0.00	%	0.00
			2005					2			2,066,676				0.23		%			32				8.29	%	0.00
			2006					0			0				0.00		%			0				0.00	%	0.00
			2007					2			17,279,900				1.90		%			54				6.48	%	0.00
			2008					1			937,479				0.10		%			71				7.13	%	0.00
			2009					9			35,921,554				3.95		%			77				6.58	%	0.00
			2010					3			8,960,877				0.99		%			88				6.73	%	0.00
			2011					11			31,829,210				3.50		%			104				7.67	%	0.00
			2012					90			567,676,239				62.50		%			115				6.79	%	0.00
			2013					25			41,061,527				4.52		%			126				7.38	%	0.00
			2014 & GREATER					105			202,603,073				22.30		%			228				7.31	%	0.00



								248			908,336,535			100.00			%


























	01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.														PAGE 29 OF 34

ABN AMRO

LASALLE BANK

N.A.

MORGAN STANLEY DEAN WITTER CAPITAL I TRUST

STATEMENT DATE:

01/15/2003

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES

PAYMENT DATE:

01/15/2003

SERIES 2002-IQ3

PRIOR PAYMENT:

N/A

NEXT PAYMENT:

02/18/2003

RECORD DATE:

12/17/2002

ABN AMRO ACCT: 67-9124-20-6

SPECIALLY SERVICED (PART I) ~ LOAN DETAIL (END OF PERIOD)

LOAN

STATUS

CODE(1)

DISCLOSURE

CONTROL #

SERVICING

XFER DATE

BALANCE

NOTE

RATE

MATURITY

DATE

REMAINING

PROPERTY

TYPE

GEO.

LOCATION

NOI

DSCR

NOI

DATE

SCHEDULE

ACTUAL

LIFE

(1) LEGEND:

A. P&I ADV - IN GRACE PERIOD

1. P&I ADV - DELINQUENT 1 MONTH

3. P&I ADV - DELINQUENT 3+ MONTHS

7. FORECLOSURE

B. P&I ADV -<ONE MONTH DELINQ

2. P&I ADV - DELINQUENT 2 MONTHS

4. MAT. BALLOON/ASSUMED P&I

9. REO

01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.

PAGE 30 OF 34

ABN AMRO

LASALLE BANK

N.A.

MORGAN STANLEY DEAN WITTER CAPITAL I TRUST

STATEMENT DATE:

01/15/2003

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES

PAYMENT DATE:

01/15/2003

SERIES 2002-IQ3

PRIOR PAYMENT:

N/A

NEXT PAYMENT:

02/18/2003

RECORD DATE:

12/17/2002

ABN AMRO ACCT: 67-9124-20-6

SPECIALLY SERVICED LOAN DETAIL (PART II) ~ SERVICER COMMENTS (END OF PERIOD)

DISCLOSURE

CONTROL #

RESOLUTION

STRATEGY

COMMENTS

01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.

PAGE 31 OF 34

ABN AMRO

LASALLE BANK

N.A.

MORGAN STANLEY DEAN WITTER CAPITAL I TRUST

STATEMENT DATE:

01/15/2003

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES

PAYMENT DATE:

01/15/2003

SERIES 2002-IQ3

PRIOR PAYMENT:

N/A

NEXT PAYMENT:

02/18/2003

RECORD DATE:

12/17/2002

ABN AMRO ACCT: 67-9124-20-6

MODIFIED LOAN DETAIL

CUTOFF

MATURITY

DATE

MODIFIED

MATURITY

DATE

DISCLOSURE

CONTROL #

MODIFICATION

DATE

MODIFICATION

DESCRIPTION

01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.

PAGE 32 OF 34

ABN AMRO

LASALLE BANK

N.A.

MORGAN STANLEY DEAN WITTER CAPITAL I TRUST

STATEMENT DATE:

01/15/2003

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES

PAYMENT DATE:

01/15/2003

SERIES 2002-IQ3

PRIOR PAYMENT:

N/A

NEXT PAYMENT:

02/18/2003

RECORD DATE:

12/17/2002

ABN AMRO ACCT: 67-9124-20-6

REALIZED LOSS DETAIL

BEGINNING

SCHEDULED

BALANCE

GROSS PROCEEDS

AS A % OF

SCHED. BALANCE

AGGREGATE

LIQUIDATION

EXPENSES *

NET

LIQUIDATION

PROCEEDS

NET PROCEEDS

AS A % OF

SCHED. BALANCE

PERIOD

DISCLOSURE

CONTROL #

APPRAISAL

DATE

APPRAISAL

VALUE

GROSS

PROCEEDS

REALIZED

LOSS

CURRENT TOTAL

CUMULATIVE

* AGGREGATE LIQUIDATION EXPENSES ALSO INCLUDE OUTSTANDING P&I ADVANCES AND UNPAID SERVICING FEES, UNPAID TRUSTEE FEES, ETC..

01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.

PAGE 33 OF 34

ABN AMRO

LASALLE BANK

N.A.

MORGAN STANLEY DEAN WITTER CAPITAL I TRUST

STATEMENT DATE:

01/15/2003

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES

PAYMENT DATE:

01/15/2003

SERIES 2002-IQ3

PRIOR PAYMENT:

N/A

NEXT PAYMENT:

02/18/2003

RECORD DATE:

12/17/2002

ABN AMRO ACCT: 67-9124-20-6

APPRAISAL REDUCTION DETAIL

DISCLOSURE

CONTROL#

APPRAISAL

RED. DATE

SCHEDULED

BALANCE

ARA

AMOUNT

CURRENT P&I

ADVANCE

ASER

NOTE

RATE

MATURITY

DATE

REMAINING TERM

PROPERTY

TYPE

GEOGRAPHIC

LOCATION

DSCR

APPRAISAL

VALUE DATE

LIFE

01/14/2003 - 15:14 (K105-K156) 2003 LASALLE BANK N.A.

PAGE 34 OF 34

MORGAN STANLEY DEAN WITTER CAPITAL TRUST 2002 IQ3 8-K