8-K 1 mor02iq3_200302.htm MONTHLY DISTRIBUTION STATEMENTS SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report: February 18, 2003
(Date of earliest event reported)

Morgan Stanley Dean Witter Capital I Inc.,
(as depositor under Pooling and
Servicing Agreement, dated as of December 1, 2002, which forms Commercial
Mortgage Pass-Through Certificates, Series 2002-IQ3)
(Exact name of registrant as specified in charter)

Delaware (State or other jurisdiction of organization)
333-83986-12 (Commission File No.)
13-3291626 (I.R.S. Employer Identification No.)

1585 Broadway, New York, New York 10036
(Address of principal executive offices) (Zip Code)

Registrant's Telephone Number, including area code
(212) 761-4000

(Former name or former address, if changed since last report.)

Item 5. This current report on From 8-K relates to the monthly
distribution reported to the holders of Morgan Stanley Dean Witter
Capital I Inc., Commercial Mortgage Pass-Through Certificates,
Series 2002-IQ3, which was made on February 18, 2003.

ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL
INFORMATION AND EXHIBITS

(c) Exhibits

Exhibit No. Description

99.1 Monthly distribution report pursuant to
Section 5.4 of the Pooling and Servicing Agreement
for the distribution on February 18, 2003.

Pursuant to the requirements of the Securities Exchange Act
of 1934, the Registrant has duly caused this report to be
signed on behalf of the Registrant by the undersigned
thereunto duly authorized.

LASALLE BANK NATIONAL ASSOCIATION IN
ITS CAPACITY AS TRUSTEE
UNDER THE POOLING AND
SERVICING AGREEMENT ON
BEHALF OF MORGAN STANLEY DEAN WITTER
CAPITAL I Inc., REGISTRANT

By:

/s/ Russell Goldenberg
Russell Goldenberg,
Group Senior Vice President

Date: February 21, 2003.

ABN AMRO

LASALLE BANK

N.A.

MORGAN STANLEY DEAN WITTER CAPITAL I TRUST

STATEMENT DATE:

02/18/2003

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES

PAYMENT DATE:

02/18/2003

135 S. LASALLE STREET SUITE 1625

CHICAGO, IL 60603-4159

USA

SERIES 2002-IQ3

PRIOR PAYMENT:

01/15/2003

NEXT PAYMENT:

03/17/2003

RECORD DATE:

01/31/2003

ABN AMRO ACCT: 67-9124-20-6

ADMINISTRATOR:

REPORTING PACKAGE TABLE OF CONTENTS

ANALYST:

KATHRYN HAWKINSON (312) 904-6561

CHRISTINE PAIDOSH (714) 238-6707

KATHRYN.HAWKINSON@ABNAMRO.COM

CHRISTINE.PAIDOSH@ABNAMRO.COM

PAGE(S)

ISSUE ID:

MOR02IQ3

CLOSING DATE:

12/17/2002

STATEMENTS TO CERTIFICATEHOLDERS

PAGE 2-4

CASH RECONCILIATION SUMMARY

PAGE 5

FIRST PAYMENT DATE:

1/15/2003

MONTHLY DATA FILE NAME:

BOND INTEREST RECONCILIATION

PAGE 6

ASSUMED FINAL PAYMENT: DATE:

9/15/2037

MOR02IQ3_200302_3.ZIP

ASSET-BACKED FACTS ~ 15 MONTH LOAN STATUS SUMMARY

PAGE 7

ASSET-BACKED FACTS ~ 15 MONTH PAYOFF/LOSS SUMMARY

PAGE 8

DELINQUENT LOAN DETAIL

PAGE 9-10

HISTORICAL COLLATERAL PREPAYMENT

PAGE 11

LOAN LEVEL DETAIL

PAGE 12-21

MORTGAGE LOAN CHARACTERISTICS

PAGE 22-24

SPECIALLY SERVICED (PART I) ~ LOAN DETAIL

PAGE 25

SPECIALLY SERVICED LOAN DETAIL (PART II) ~ SERVICER COMMENTS

PAGE 26

MODIFIED LOAN DETAIL

PAGE 27

REALIZED LOSS DETAIL

PAGE 28

APPRAISAL REDUCTION DETAIL

PAGE 29

PARTIES TO THE TRANSACTION

DEPOSITOR: MORGAN STANLEY DEAN WITTER CAPITAL I, INC.

UNDERWRITER: LEHMAN BROTHERS INC./MERRILL LYNCH MORTGAGE CAPITAL, INC./MORGAN STANLEY & CO, INCORPORATED

MASTER SERVICER: GMAC COMMERCIAL MORTGAGE CORPORATION

SPECIAL SERVICER: GMAC COMMERCIAL MORTGAGE CORPORATION

RATING AGENCY: STANDARD & POOR'S RATING SERVICES/MOODY'S INVESTORS SERVICE, INC.

INFORMATION IS AVAILABLE FOR THIS ISSUE FROM THE FOLLOWING SOURCES

LASALLE WEB SITE

WWW.ETRUSTEE.NET

SERVICER WEB SITE

WWW.GMACCM.COM

LASALLE FACTOR LINE

(800) 246-5761

02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.

PAGE 1 OF 29





	ABN AMRO

	LASALLE BANK		N.A.
*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*

										*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*																											STATEMENT DATE:								02/18/2003

										*SERIES 2002-IQ3*																											PAYMENT DATE:						02/18/2003

WAC:						7.089459%																															PRIOR PAYMENT:							01/15/2003
																																		NEXT PAYMENT:							03/17/2003
WAMM:						136
																																		RECORD DATE:								01/31/2003
										*REMIC III*
										*ABN AMRO ACCT: 67-9124-20-6*


									ORIGINAL							OPENING		PRINCIPAL			PRINCIPAL			NEGATIVE				CLOSING					INTEREST				INTEREST				PASS-THROUGH
				CLASS				FACE VALUE (1)								BALANCE		PAYMENT			ADJ. OR LOSS			AMORTIZATION				BALANCE					PAYMENT (2)				ADJUSTMENT				RATE

			CUSIP												PER $ 1000				PER $ 1000			PER $ 1000			PER $ 1000				PER $ 1000						PER $ 1000		PER $ 1000		NEXT RATE(3)
	A-1						81,000,000.00					80,244,439.78					760,174.70			0.00			0.00				79,484,265.08				232,708.88					0.00				3.48000000%
	61746WWS5													990.672096049			9.384872840			0.000000000			0.000000000				981.287223210					2.872949136				0.000000000						FIXED

	A-2						125,000,000.00					124,447,751.26					555,621.53			0.00			0.00				123,892,129.73				455,271.36					0.00				4.39000000%
	61746WWT3													995.582010080			4.444972240			0.000000000			0.000000000				991.137037840					3.642170880				0.000000000						FIXED

	A-3						90,019,000.00					90,019,000.00					0.00			0.00			0.00				90,019,000.00				360,076.00					0.00				4.80000000%
	61746WXM7													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					4.000000000				0.000000000						FIXED

	A-4						482,862,000.00					482,862,000.00					0.00			0.00			0.00				482,862,000.00				2,044,115.80					0.00				5.08000000%
	61746WXN5													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					4.233333333				0.000000000						FIXED

	X-1						909,642,278.00				N	908,334,469.04					0.00			0.00			0.00				907,018,672.81				183,165.86					0.00				0.24198028%
	61746WWX4/U61775FE4/61746WXQ8													998.562282128			0.000000000			0.000000000			0.000000000				997.115783585					0.201360320				0.000000000						0.441387178%

	X-2						824,775,000.00				N	824,775,000.00					0.00			0.00			0.00				824,775,000.00				1,175,660.52					0.00				1.71051816%
	61746WWY2/U61775FF1/61746WXR6													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					1.425431809				0.000000000						1.836129499%

	X-Y						87,981,643.00				N	87,923,883.63					0.00			0.00			0.00				87,865,789.77				78,609.75					0.00				1.07287909%
	61746WWZ9/U61775FG8/61746WXS4													999.343506577			0.000000000			0.000000000			0.000000000				998.683211338					0.893478995				0.000000000

	B						26,152,000.00					26,152,000.00					0.00			0.00			0.00				26,152,000.00				114,197.07					0.00				5.24000000%
	61746WWU0													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					4.366666794				0.000000000						FIXED

	C						27,289,000.00					27,289,000.00					0.00			0.00			0.00				27,289,000.00				123,027.91					0.00				5.41000000%
	61746WWV8													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					4.508333394				0.000000000						FIXED

	D						2,274,000.00					2,274,000.00					0.00			0.00			0.00				2,274,000.00				10,517.25					0.00				5.55000000%
	61746WWW6													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					4.625000000				0.000000000						FIXED

	E						13,645,000.00					13,645,000.00					0.00			0.00			0.00				13,645,000.00				67,997.58					0.00				5.98000000%
	61746WXA3/U61775EX3/61746WXT2													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					4.983333089				0.000000000						FIXED

	F						10,233,000.00					10,233,000.00					0.00			0.00			0.00				10,233,000.00				51,826.80					0.00				6.07760749%
	61746WXB1/U61775EY1/61746WXU9													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.064673116				0.000000000						6.400919099%

	G						6,823,000.00					6,823,000.00					0.00			0.00			0.00				6,823,000.00				37,001.17					0.00				6.50760749%
	61746WXC9/U61775EZ8/61746WXV7													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.423006009				0.000000000						6.830919099%

	H						10,233,000.00					10,233,000.00					0.00			0.00			0.00				10,233,000.00				51,165.00					0.00				6.00000000%
	61746WXD7/U61775FA2/61746WXW5													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.000000000				0.000000000						6.000000000%

	J						9,097,000.00					9,097,000.00					0.00			0.00			0.00				9,097,000.00				45,485.00					0.00				6.00000000%
	61746WXE5/U61775FB0/61746WXX3													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.000000000				0.000000000						6.000000000%

	K						4,548,000.00					4,548,000.00					0.00			0.00			0.00				4,548,000.00				22,740.00					0.00				6.00000000%
	61746WXF2/U61775FC8/61746WXY1													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.000000000				0.000000000						6.000000000%

	L						6,822,000.00					6,822,000.00					0.00			0.00			0.00				6,822,000.00				34,110.00					0.00				6.00000000%
	61746WXG0/U61775FD6/61746WXZ8													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.000000000				0.000000000						6.000000000%

	M						2,274,000.00					2,274,000.00					0.00			0.00			0.00				2,274,000.00				11,370.00					0.00				6.00000000%
	61746WXH8/U61775FH7/61746WYA2													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.000000000				0.000000000						6.000000000%

	N						2,274,000.00					2,274,000.00					0.00			0.00			0.00				2,274,000.00				11,370.00					0.00				6.00000000%
	61746WXJ4/U61775FJ3/61746WYB0													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.000000000				0.000000000						6.000000000%

	O						9,097,278.00					9,097,278.00					0.00			0.00			0.00				9,097,278.00				45,486.39					0.00				6.00000000%
	61746WXK1/U61775FK0/61746WYC8													1000.000000000			0.000000000			0.000000000			0.000000000				1000.000000000					5.000000000				0.000000000						6.000000000%

	R-III						0.00					0.00					0.00			0.00			0.00				0.00				11.55					11.55				N/A
	9ABSK156													0.000000000			0.000000000			0.000000000			0.000000000				0.000000000					0.000012697				0.000012697



		TOTAL			909,642,278.00								908,334,469.04				1,315,796.23			0.00			0.00				907,018,672.81				5,155,913.89					11.55

																										TOTAL P&I PAYMENT				6,471,710.12


	EI						0.00					0.00					0.00			0.00			0.00				0.00				0.00					0.00				N/A
	61746WXL9/U61775FL8/61746WYD6													0.000000000			0.000000000			0.000000000			0.000000000				0.000000000					0.000000000				0.000000000



		TOTAL			0.00								0.00				0.00			0.00			0.00				0.00				0.00					0.00

																										TOTAL P&I PAYMENT				0.00


NOTES: (1) N DENOTES NOTIONAL BALANCE NOT INCLUDED IN TOTAL (2) ACCRUED INTEREST PLUS/MINUS INTEREST ADJUSTMENT MINUS DEFERRED INTEREST EQUALS INTEREST PAYMENT (3) ESTIMATED. * DENOTES CONTROLLING CLASS
02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.																																						PAGE 2 OF 29





		ABN AMRO

		LASALLE BANK	N.A.
	*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*
	*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*																									STATEMENT DATE:					02/18/2003
																									PAYMENT DATE:								02/18/2003
					*SERIES 2002-IQ3*																									PRIOR PAYMENT:							01/15/2003
																									NEXT PAYMENT:								03/17/2003
																									RECORD DATE:								01/31/2003
					*ABN AMRO ACCT: 67-9124-20-6*


*CASH RECONCILIATION SUMMARY*



				INTEREST SUMMARY								PRINCIPAL SUMMARY																				SERVICING FEE SUMMARY
				CURRENT SCHEDULED INTEREST		4,734,819.06				SCHEDULED PRINCIPAL:
				LESS DEFERRED INTEREST		0.00				CURRENT SCHEDULED PRINCIPAL							1,095,594.39										CURRENT SERVICING FEES									90,015.23
				LESS PPIS REDUCING SCHEDULED INT		0.00																					PLUS FEES ADVANCED FOR PPIS									0.00
										ADVANCED SCHEDULED PRINCIPAL							220,201.81										LESS REDUCTION FOR PPIS									0.00
				PLUS GROSS ADVANCE INTEREST		613,262.89				SCHEDULED PRINCIPAL										1,315,796.20
				LESS ASER INTEREST ADV REDUCTION					0.00																		PLUS DELINQUENT SERVICING FEES									18,263.58
				LESS OTHER INTEREST NOT ADVANCED		0.00				UNSCHEDULED PRINCIPAL:
				LESS OTHER ADJUSTMENT		0.00				CURTAILMENTS							0.03											TOTAL SERVICING FEES									108,278.80
										PREPAYMENTS IN FULL							0.00
				TOTAL		5,348,081.95
				UNSCHEDULED INTEREST:						LIQUIDATION PROCEEDS							0.00
										REPURCHASE PROCEEDS							0.00
				PREPAYMENT PENALTIES		0.00
				YIELD MAINTENANCE PENALTIES		0.00				OTHER PRINCIPAL PROCEEDS							0.00
				OTHER INTEREST PROCEEDS		0.00				TOTAL UNSCHEDULED PRINCIPAL											0.03
				TOTAL		0.00				REMITTANCE PRINCIPAL							1,315,796.23

				LESS FEE PAID TO SERVICER		(90,015.23)					REMITTANCE P&I DUE TRUST								6,573,862.95
				LESS FEE STRIPS PAID BY SERVICER		0.00
											REMITTANCE P&I DUE CERTS							6,471,710.09
				LESS FEES & EXPENSES PAID BY/TO SERVICER																											PPIS SUMMARY
				SPECIAL SERVICING FEES			0.00						POOL BALANCE SUMMARY
				WORKOUT FEES		0.00										BALANCE								COUNT			GROSS PPIS									0.00
				LIQUIDATION FEES		0.00
										BEGINNING POOL				908,336,534.54									248				REDUCED BY PPIE									0.00
				INTEREST DUE SERV ON ADVANCES		0.00				SCHEDULED PRINCIPAL				1,315,796.20													REDUCED BY SHORTFALLS IN FEES									0.00
				NON RECOVERABLE ADVANCES		0.00				UNSCHEDULED PRINCIPAL				0.03								0					REDUCED BY OTHER AMOUNTS									0.00
				MISC. FEES & EXPENSES		0.00				DEFERRED INTEREST				0.00
										LIQUIDATIONS				0.00								0					PPIS REDUCING SCHEDULED INTEREST									0.00
																									PPIS REDUCING SERVICING FEE									0.00
				TOTAL UNSCHEDULED FEES & EXPENSES		0.00				REPURCHASES				0.00								0
				TOTAL INTEREST DUE TRUST		5,258,066.72				ENDING POOL					907,020,738.31							248						PPIS DUE CERTIFICATE									0.00
				LESS FEES & EXPENSES PAID BY/TO TRUST																										ADVANCE SUMMARY (ADVANCE MADE BY SERVICER)
																									PRINCIPAL			INTEREST
				TRUSTEE FEE		(1,853.14)
				FEE STRIPS		0.00																							PRIOR OUTSTANDING					1,014,505.09							3,359,070.94
				MISC. FEES		0.00
				INTEREST RESERVE WITHHOLDING		(100,299.71)																							PLUS CURRENT PERIOD					220,201.81					613,262.89
				PLUS INTEREST RESERVE DEPOSIT		0.00																							LESS RECOVERED					(1,014,505.09)						(3,359,070.94)
				TOTAL				(102,152.86)																					LESS NON RECOVERED					0.00						0.00
																									ENDING OUTSTANDING			220,201.81							613,262.89
				TOTAL INTEREST DUE CERTS		5,155,913.86


		02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.																																				PAGE 5 OF 29





	ABN AMRO

	LASALLE BANK		N.A.

					*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*

															*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*																																STATEMENT DATE:					02/18/2003
																																															PAYMENT DATE:					02/18/2003
															*SERIES 2002-IQ3*
																																															PRIOR PAYMENT:						01/15/2003
																															NEXT PAYMENT:											03/17/2003
																															RECORD DATE:												01/31/2003


															*ABN AMRO ACCT: 67-9124-20-6*
															*BOND INTEREST RECONCILIATION*


																					DEDUCTIONS																		ADDITIONS
																															REMAINING
													ACCRUAL					PASS							ACCRUED
DEFERRED &

						PRIOR					INT ACCRUAL			PREPAY-				OTHER			DISTRIBUTABLE					INTEREST				CURRENT PERIOD					OUTSTANDING
																															CREDIT SUPPORT
													THRU						CERTIFICATE						ALLOCABLE				ACCRETION					INTEREST		INT. SHORT-					ON PRIOR				MENT						INTEREST				CERTIFICATE			PAYMENT		(SHORTFALL)/	INTEREST
			CLASS			METHOD DAYS								RATE				INTEREST						PPIS				INTEREST					LOSS/EXP					FALLS DUE			SHORTFALL (3)					PENALTIES		PROCEEDS (1)
INTEREST (2)

				AMOUNT				RECOVERY				SHORTFALLS			ORIGINAL					CURRENT(4)

		A-1					30/360		30	3.480000000%							232,708.88						0.00				0.00					0.00					0.00			0.00					0.00				0.00					232,708.88			232,708.88		0.00		0.00	14.38%	14.42%
		A-2					30/360		30	4.390000000%							455,271.36						0.00				0.00					0.00					0.00			0.00					0.00				0.00					455,271.36			455,271.36		0.00		0.00	14.38%	14.42%
		A-3					30/360		30	4.800000000%							360,076.00						0.00				0.00					0.00					0.00			0.00					0.00				0.00					360,076.00			360,076.00		0.00		0.00	14.38%	14.42%
		A-4					30/360		30	5.080000000%							2,044,115.80						0.00				0.00					0.00					0.00			0.00					0.00				0.00					2,044,115.80			2,044,115.80		0.00		0.00	14.38%	14.42%
		X-1					30/360		30	0.241980278%							183,165.86						0.00				0.00					0.00					0.00			0.00					0.00				0.00					183,165.86			183,165.86		0.00		0.00	NA	NA
		X-2					30/360		30	1.710518164%							1,175,660.52						0.00				0.00					0.00					0.00			0.00					0.00				0.00					1,175,660.52			1,175,660.52		0.00		0.00	NA	NA
		X-Y					30/360		30	1.072879093%							78,609.75						0.00				0.00					0.00					0.00			0.00					0.00				0.00					78,609.75			78,609.75		0.00		0.00	NA	NA
		B					30/360		30	5.240000000%							114,197.07						0.00				0.00					0.00					0.00			0.00					0.00				0.00					114,197.07			114,197.07		0.00		0.00	11.50%	11.53%
		C					30/360		30	5.410000000%							123,027.91						0.00				0.00					0.00					0.00			0.00					0.00				0.00					123,027.91			123,027.91		0.00		0.00	8.50%	8.52%
		D					30/360		30	5.550000000%							10,517.25						0.00				0.00					0.00					0.00			0.00					0.00				0.00					10,517.25			10,517.25		0.00		0.00	8.25%	8.27%
		E					30/360		30	5.980000000%							67,997.58						0.00				0.00					0.00					0.00			0.00					0.00				0.00					67,997.58			67,997.58		0.00		0.00	6.75%	6.77%
		F					30/360		30	6.077607487%							51,826.80						0.00				0.00					0.00					0.00			0.00					0.00				0.00					51,826.80			51,826.80		0.00		0.00	5.63%	5.64%
		G					30/360		30	6.507607487%							37,001.17						0.00				0.00					0.00					0.00			0.00					0.00				0.00					37,001.17			37,001.17		0.00		0.00	4.88%	4.89%
		H					30/360		30	6.000000000%							51,165.00						0.00				0.00					0.00					0.00			0.00					0.00				0.00					51,165.00			51,165.00		0.00		0.00	3.75%	3.76%
		J					30/360		30	6.000000000%							45,485.00						0.00				0.00					0.00					0.00			0.00					0.00				0.00					45,485.00			45,485.00		0.00		0.00	2.75%	2.76%
		K					30/360		30	6.000000000%							22,740.00						0.00				0.00					0.00					0.00			0.00					0.00				0.00					22,740.00			22,740.00		0.00		0.00	2.25%	2.26%
		L					30/360		30	6.000000000%							34,110.00						0.00				0.00					0.00					0.00			0.00					0.00				0.00					34,110.00			34,110.00		0.00		0.00	1.50%	1.50%
		M					30/360		30	6.000000000%							11,370.00						0.00				0.00					0.00					0.00			0.00					0.00				0.00					11,370.00			11,370.00		0.00		0.00	1.25%	1.25%
		N					30/360		30	6.000000000%							11,370.00						0.00				0.00					0.00					0.00			0.00					0.00				0.00					11,370.00			11,370.00		0.00		0.00	1.00%	1.00%
		O					30/360		30	6.000000000%							45,486.39						0.00				0.00					0.00					0.00			0.00					0.00				0.00					45,486.39			45,486.39		0.00		0.00	0.00%	0.00%
		R-III					30/360		30	0.000000000%							0.00						0.00				0.00					0.00					0.00			0.00					0.00				0.00					0.00			11.55		0.00		0.00	NA	NA
		EI					30/360		30	0.000000000%							0.00						0.00				0.00					0.00					0.00			0.00					0.00				0.00					0.00			0.00		0.00		0.00	NA	NA
																5,155,902.34						0.00				0.00						0.00			0.00					0.00				0.00						0.00				5,155,902.34		5,155,913.89			0.00		0.00

	(1) OTHER INTEREST PROCEEDS ARE ADDITIONAL INTEREST AMOUNTS SPECIFICALLY ALLOCATED TO THE BOND(S) AND USED IN DETERMINING THE BONDS DISTRIBUTABLE INTEREST.
	(2) ACCRUED - DEDUCTIONS + ADDITIONS INTEREST
	(3) WHERE APPLICABLE.
	(4) DETERMINED AS FOLLOWS: (A) THE ENDING BALANCE OF ALL THE CLASSES LESS (B) THE SUM OF (I) THE ENDING BALANCE OF THE CLASS AND (II) THE ENDING BALANCE OF ALL CLASSES WHICH ARE NOT SUBORDINATE TO THE CLASS DIVIDED BY (A).
																															PAGE 6 OF 29
	02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.





		ABN AMRO

		LASALLE BANK		N.A.
		*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*

																																	STATEMENT DATE:							02/18/2003
												*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*																															PAYMENT DATE:							02/18/2003
																																											*SERIES 2002-IQ3*
												PRIOR PAYMENT:									01/15/2003
																																	NEXT PAYMENT:								03/17/2003
																																	RECORD DATE:									01/31/2003

												*ABN AMRO ACCT: 67-9124-20-6*

												*ASSET-BACKED FACTS ~ 15 MONTH HISTORICAL LOAN STATUS SUMMARY*



											DELINQUENCY AGING CATEGORIES																									SPECIAL EVENT CATEGORIES (1)


DISTRIBUTION
DATE
DELINQ 1 MONTH								DELINQ 2 MONTHS					DELINQ 3+ MONTHS					FORECLOSURE							REO				MODIFICATIONS									SPECIALLY SERVICED						BANKRUPTCY
	# BALANCE								# BALANCE					# BALANCE					# BALANCE						# BALANCE							# BALANCE							# BALANCE							# BALANCE


					2/18/03		0		0						0	0				0		0			0	0				0	0			0			0				0		0					0			0
						0.00%				0.00%			0.00%				0.00%			0.00%			0.00%	0.00%			0.00%	0.00%				0.00%			0.00%			0.00%			0.00%				0.00%				0.00%			0.00%
					1/15/03		0		0						0	0				0		0			0	0				0	0			0			0				0		0					0			0
						0.00%				0.00%			0.00%				0.00%			0.00%			0.00%	0.00%			0.00%	0.00%				0.00%			0.00%			0.00%			0.00%				0.00%				0.00%			0.00%
			(1) NOTE: MODIFICATION, SPECIALLY SERVICED & BANKRUPTCY TOTALS ARE INCLUDED IN THE APPROPRIATE DELINQUENCY AGING CATEGORY
				02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.																																											PAGE 7 OF 29





	ABN AMRO

	LASALLE BANK		N.A.
	*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*
	*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*																															STATEMENT DATE:						02/18/2003
																												PAYMENT DATE:								02/18/2003
											*SERIES 2002-IQ3*																														PRIOR PAYMENT:					01/15/2003
																												NEXT PAYMENT:										03/17/2003
																												RECORD DATE:											01/31/2003
											*ABN AMRO ACCT: 67-9124-20-6*
											*ASSET-BACKED FACTS ~ 15 MONTH HISTORICAL PAYOFF/LOSS SUMMARY*


							ENDING POOL (1)							PAYOFFS(2)			PENALTIES				APPRAISAL REDUCT. (2)					LIQUIDATIONS (2)							REALIZED LOSSES (2)									REMAINING TERM						CURR WEIGHTED AVG.

DISTRIBUTION
DATE
		# BALANCE						# BALANCE						# AMOUNT				# BALANCE						# BALANCE						# AMOUNT									LIFE			AMORT		COUPON REMIT
				2/18/03		248			907,020,738				0		0				0	0			0	0			0				0			0			0						136		296		7.09%		6.81%
					103.77%					99.71%		0.00%				0.00%						0.00%			0.00%				0.00%			0.00%			0.00%					0.00%
				1/15/03		248			908,336,535				0		0				0	0			0	0			0				0			0			0						137		297		7.09%		6.81%
					103.77%					99.86%		0.00%				0.00%						0.00%			0.00%				0.00%			0.00%			0.00%					0.00%
		(1) PERCENTAGE BASED ON POOL AS OF CUTOFF. (2) PERCENTAGE BASED ON POOL AS OF BEGINNING OF PERIOD.
																												PAGE 8 OF 29
			02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.





	ABN AMRO

	LASALLE BANK	N.A.
	*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*
																STATEMENT DATE:	02/18/2003
								*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*											PAYMENT DATE:		02/18/2003
																			PRIOR PAYMENT:			01/15/2003
								*SERIES 2002-IQ3*
																			NEXT PAYMENT:				03/17/2003
																			RECORD DATE:					01/31/2003

								*ABN AMRO ACCT: 67-9124-20-6*
							*DELINQUENT LOAN DETAIL*




DISCLOSURE
CONTROL #

PAID
THRU
DATE


CURRENT P&I
ADVANCE

OUTSTANDING
P&I
ADVANCES**

OUT. PROPERTY
PROTECTION
ADVANCES


ADVANCE
DESCRIPTION (1)

SPECIAL
SERVICER
TRANSFER DATE


FORECLOSURE
DATE


BANKRUPTCY
DATE


REO
DATE



				3		1/1/03			202,084.01		202,084.01	0.00			B
				15		1/1/03			68,826.33		68,826.33	0.00			B
				23		1/5/03			70,415.50		70,415.50	0.00			B
				28		1/1/03			63,897.30		63,897.30	0.00			B
				32		1/1/03			43,262.28		43,262.28	0.00			B
				46		1/1/03			31,820.07		31,820.07	0.00			B
				63		1/1/03			26,225.66		26,225.66	0.00			B
				65		1/1/03			18,483.73		18,483.73	0.00			B
				78		1/1/03			21,842.68		21,842.68	0.00			A
				87		1/1/03			26,868.17		26,868.17	0.00			B
				102		1/1/03			19,185.89		19,185.89	0.00			A
				110		1/1/03			23,123.60		23,123.60	0.00			B
				111		1/1/03			11,379.87		11,379.87	0.00			B
				116		1/1/03			14,053.43		14,053.43	0.00			A
				117		1/1/03			2,296.47		2,296.47	0.00			A
				122		1/1/03			20,811.24		20,811.24	0.00			B
				128		1/1/03			10,007.60		10,007.60	0.00			B
				129		1/1/03			5,913.58		5,913.58	0.00			B
				141		1/1/03			15,977.36		15,977.36	0.00			A
				155		1/1/03			9,711.90		9,711.90	0.00			B
				156		1/1/03			6,104.63		6,104.63	0.00			B
				157		1/1/03			15,854.45		15,854.45	0.00			B
				161		1/1/03			15,261.58		15,261.58	0.00			B
				167		1/1/03			2,637.94		2,637.94	0.00			A
				168		1/1/03			5,849.79		5,849.79	0.00			A
				169		1/1/03			2,337.86		2,337.86	0.00			A
				171		1/1/03			14,567.86		14,567.86	0.00			B
				184		1/1/03			11,986.20		11,986.20	0.00			A
				192		1/1/03			9,174.97		9,174.97	0.00			B
				215		1/1/03			7,493.94		7,493.94	0.00			A
				217		1/1/03			6,588.74		6,588.74	0.00			A
				218		1/1/03			10,293.30		10,293.30	0.00			A
				224		1/1/03			8,093.26		8,093.26	0.00			B
				227		1/1/03			5,467.48		5,467.48	0.00			B
				232		1/1/03			5,566.03		5,566.03	0.00			B
					TOTAL				833,464.70		833,464.70
			A. P&I ADVANCE - LOAN IN GRACE PERIOD							1. P&I ADVANCE - LOAN DELINQ. 1 MONTH				3. P&I ADVANCE - LOAN DELINQUENT 3 + MONTHS				7. P &I ADVANCE (FORECLOSURE)
			B. P&I ADVANCE - LATE PAYMENT BUT<1 MONTH DELINQ.							2. P&I ADVANCE - LOAN DELINQ. 2 MONTHS			4. MATURED BALLOON/ASSUMED SCHED. PAYMENT					9. P&I ADVANCE (REO)
			** OUTSTANDING P&I ADVANCES INCLUDE THE CURRENT PERIOD P&I ADVANCE

		02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.																		PAGE 9 OF 29

ABN AMRO

LASALLE BANK

N.A.

MORGAN STANLEY DEAN WITTER CAPITAL I TRUST

STATEMENT DATE:

02/18/2003

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES

PAYMENT DATE:

02/18/2003

SERIES 2002-IQ3

PRIOR PAYMENT:

01/15/2003

NEXT PAYMENT:

03/17/2003

RECORD DATE:

01/31/2003

ABN AMRO ACCT: 67-9124-20-6

HISTORICAL COLLATERAL LEVEL PREPAYMENT REPORT

DISCLOSURE

CONTROL #

PAYOFF

PERIOD

INITIAL

BALANCE

TYPE

PAYOFF

AMOUNT

PENALTY

AMOUNT

PREPAYMENT

DATE

MATURITY

DATE

PROPERTY

TYPE

GEOGRAPHIC

LOCATION

CURRENT

CUMULATIVE

PAGE 11 OF 29

02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.





		ABN AMRO

		LASALLE BANK	N.A.
	*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*
														STATEMENT DATE:		02/18/2003
						*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*										PAYMENT DATE:			02/18/2003
						*SERIES 2002-IQ3*										PRIOR PAYMENT:				01/15/2003
															NEXT PAYMENT:		03/17/2003
															RECORD DATE:			01/31/2003

						*ABN AMRO ACCT: 67-9124-20-6*

						*LOAN LEVEL DETAIL*




DISCLOSURE
CONTROL #



GROUP


PROPERTY
TYPE


MATURITY
DATE


PFY
DSCR

OPERATING
STATEMENT
DATE


		GEO. LOCATION

ENDING
PRINCIPAL
BALANCE


NOTE
RATE


SCHEDULED
P&I


PREPAYMENT
AMOUNT


PREPAYMENT
DATE

LOAN
STATUS
CODE (1)



				1	MOR2IQ3A		OFFICE	12/1/12	0.00	DC	66,891,555	6.10000%	406,017
				2	MOR2IQ3A		OFFICE	6/1/12	0.00	NY	64,684,724	7.62000%	459,842
				3	MOR2IQ3A		OFFICE	10/1/32	0.00	MA	32,894,263	6.37000%	205,769								B
				4	MOR2IQ3A		INDUSTRIAL	7/1/12	0.00	OK	29,871,549	7.46000%	208,943
				5	MOR2IQ3A		OFFICE	4/1/12	0.00	MI	28,828,483	7.77000%	208,160
				6	MOR2IQ3A		INDUSTRIAL	6/1/12	0.00	NJ	19,883,837	6.93000%	132,122
				7	MOR2IQ3A		OFFICE	5/1/12	0.00	CA	19,314,610	6.63000%	133,595
				8	MOR2IQ3A		RETAIL	11/1/12	0.00	NY	18,251,065	5.99000%	109,600
				9	MOR2IQ3A		MULTIFAMILY	5/10/09	0.00	TX	17,325,000	6.45000%	93,122
				10	MOR2IQ3A		MULTIFAMILY	9/1/12	0.00	SC	17,177,705	6.33000%	107,110
				11	MOR2IQ3A		RETAIL	11/1/12	0.00	NY	15,158,586	5.91000%	90,254
				12	MOR2IQ3A		RETAIL	11/1/12	0.00	OR	13,113,255	7.09000%	88,216
				13	MOR2IQ3A		RETAIL	12/10/11	0.00	WA	12,971,808	7.11000%	88,293
				14	MOR2IQ3A		RETAIL	1/10/12	0.00	CA	11,381,607	7.36000%	79,310
				15	MOR2IQ3A		RETAIL	9/1/07	0.00	WA	10,669,150	6.16000%	70,252								B
				16	MOR2IQ3A		INDUSTRIAL	9/1/13	0.00	CA	9,961,933	6.73000%	64,727
				17	MOR2IQ3A		OFFICE	7/1/12	0.00	MD	9,957,661	7.50000%	69,921
				18	MOR2IQ3A		MULTIFAMILY	11/1/12	0.00	LA	9,875,650	6.34000%	61,537
				19	MOR2IQ3A		OFFICE	9/1/12	0.00	IL	9,061,137	6.25000%	56,030
				20	MOR2IQ3A		OFFICE	8/1/12	0.00	CA	8,939,082	6.97000%	63,438
				21	MOR2IQ3A		OFFICE	9/1/12	0.00	TX	8,722,497	6.70000%	60,351
				22	MOR2IQ3B		OTHER	5/1/12	0.00	NY	8,612,921	7.13000%	62,285
				23	MOR2IQ3A		RETAIL	2/5/19	0.00	PA	8,365,648	6.80000%	71,601								B
				24	MOR2IQ3A		INDUSTRIAL	9/1/12	0.00	CA	8,359,423	6.21000%	51,502
				25	MOR2IQ3A		INDUSTRIAL	10/1/32	0.00	OH	8,275,172	6.64000%	53,228
				26	MOR2IQ3A		INDUSTRIAL	6/10/12	0.00	FL	7,945,934	6.95000%	52,956
				27	MOR2IQ3A		LODGING	2/1/12	0.00	MD	7,904,970	8.51000%	65,111
				28	MOR2IQ3A		RETAIL	7/1/21	0.00	OH	7,801,433	7.37000%	64,611								B
				29	MOR2IQ3C		OTHER	9/1/12	0.00	NY	7,500,000	6.05000%	37,813
				30	MOR2IQ3D		OTHER	6/1/12	0.00	NY	6,979,868	6.81000%	43,016
				31	MOR2IQ3A		MULTIFAMILY	7/10/12	0.00	WA	6,959,046	6.99000%	46,524
				32	MOR2IQ3A		RETAIL	5/1/07	0.00	IA	6,592,787	7.00000%	44,143								B
				33	MOR2IQ3A		INDUSTRIAL	10/1/12	0.00	CA	6,479,588	6.45000%	40,871
				34	MOR2IQ3A		MULTIFAMILY	10/1/12	0.00	FL	6,477,844	6.12000%	39,474
				35	MOR2IQ3A		INDUSTRIAL	9/1/12	0.00	CA	6,175,000	6.31000%	32,470
				36	MOR2IQ3A		RETAIL	7/1/11	0.00	NY	6,126,071	7.76000%	44,460
				37	MOR2IQ3A		RETAIL	11/1/12	0.00	IL	6,063,567	6.27000%	44,658
				38	MOR2IQ3A		MULTIFAMILY	10/1/12	0.00	TX	5,779,793	6.03000%	34,886
				39	MOR2IQ3A		RETAIL	9/1/14	0.00	MA	5,575,809	6.79000%	36,471
				40	MOR2IQ3A		INDUSTRIAL	9/1/12	0.00	CA	5,473,431	6.21000%	33,721
				41	MOR2IQ3A		SELF STORAGE	11/1/12	0.00	MD	5,328,392	5.97000%	34,372
				42	MOR2IQ3A		MULTIFAMILY	10/1/09	0.00	TX	5,282,416	6.23000%	32,564
				43	MOR2IQ3A		MULTIFAMILY	11/1/12	0.00	OR	5,086,458	6.02000%	30,643
				44	MOR2IQ3A		MIXED USE	2/1/32	0.00	MD	5,054,170	7.54000%	36,167
				45	MOR2IQ3A		INDUSTRIAL	5/1/10	0.00	CA	5,030,287	5.75000%	29,439
				46	MOR2IQ3A		RETAIL	9/1/12	0.00	MO	4,684,784	7.37000%	32,446								B
				47	MOR2IQ3A		RETAIL	10/1/13	0.00	IA	4,132,412	8.00000%	48,096
				48	MOR2IQ3E		OTHER	10/1/12	0.00	NY	4,000,000	6.00000%	20,000
				49	MOR2IQ3F		OTHER	9/1/12	0.00	NY	3,981,546	6.45000%	25,151
				50	MOR2IQ3A		OFFICE	11/1/12	0.00	CA	3,926,690	5.75000%	43,908
				51	MOR2IQ3G		OTHER	4/1/12	0.00	NY	3,921,665	6.81000%	30,783
				52	MOR2IQ3H		OTHER	9/1/12	0.00	NY	3,781,398	5.90000%	22,739
				53	MOR2IQ3A		RETAIL	7/1/12	0.00	CA	3,774,986	7.85000%	28,952
				54	MOR2IQ3I		OTHER	5/1/12	0.00	NY	3,600,000	6.97000%	20,910
				55	MOR2IQ3J		OTHER	9/1/12	0.00	NY	3,590,920	6.02000%	19,858
				56	MOR2IQ3K		OTHER	6/1/12	0.00	NY	3,550,000	6.86000%	20,971
				57	MOR2IQ3A		INDUSTRIAL	4/1/31	0.00	MA	3,542,800	7.27000%	24,607
				58	MOR2IQ3A		MULTIFAMILY	9/1/12	0.00	GA	3,485,811	6.47000%	22,053
				59	MOR2IQ3A		OFFICE	1/1/17	0.00	UT	3,447,068	7.00000%	32,358
				60	MOR2IQ3L		OTHER	10/1/12	0.00	NY	3,407,034	6.30000%	22,886
				61	MOR2IQ3A		MULTIFAMILY	11/1/12	0.00	AZ	3,390,823	5.95000%	20,276
				62	MOR2IQ3A		RETAIL	7/1/13	0.00	KS	3,385,070	6.83000%	22,233
				63	MOR2IQ3A		OFFICE	9/1/22	0.00	AL	3,368,610	7.42000%	27,224								B
				64	MOR2IQ3A		OFFICE	10/10/12	0.00	OR	3,324,760	7.23000%	26,437
				65	MOR2IQ3A		INDUSTRIAL	10/1/09	0.00	MN	2,990,603	6.46000%	18,883								B
				66	MOR2IQ3M		OTHER	4/1/12	0.00	NY	2,989,475	7.39000%	19,499
				67	MOR2IQ3A		OFFICE	5/1/12	0.00	CT	2,973,350	7.70000%	22,561
				68	MOR2IQ3A		INDUSTRIAL	10/10/17	0.00	CA	1,876,070	7.12500%	17,211
				69	MOR2IQ3A		INDUSTRIAL	10/10/12	0.00	CA	1,074,009	6.75000%	12,631
				70	MOR2IQ3A		RETAIL	7/1/09	0.00	CA	2,952,498	7.05000%	22,293
				71	MOR2IQ3A		INDUSTRIAL	4/1/12	0.00	FL	2,942,594	7.25000%	23,711
				72	MOR2IQ3A		RETAIL	11/1/11	0.00	NM	2,852,762	8.75000%	38,979
				73	MOR2IQ3A		RETAIL	11/1/20	0.00	CA	2,854,077	8.25000%	25,562
				74	MOR2IQ3N		OTHER	8/1/12	0.00	NY	2,793,490	6.50000%	16,573
				75	MOR2IQ3A		INDUSTRIAL	12/1/16	0.00	CA	2,675,406	7.37500%	25,758
				76	MOR2IQ3A		RETAIL	8/1/19	0.00	UT	1,511,960	7.50000%	13,333
				77	MOR2IQ3A		RETAIL	8/1/19	0.00	UT	1,164,803	7.50000%	10,271
				78	MOR2IQ3A		MULTIFAMILY	5/1/11	0.00	TX	2,628,883	7.85000%	22,622								A
				79	MOR2IQ3A		RETAIL	2/1/21	0.00	AZ	2,619,976	7.75000%	22,529
				80	MOR2IQ3A		RETAIL	2/1/21	0.00	CA	2,612,532	8.20000%	23,176
				81	MOR2IQ3A		MULTIFAMILY	12/1/08	0.00	NH	934,826	7.12500%	8,220
				82	MOR2IQ3A		MULTIFAMILY	12/1/18	0.00	NH	645,475	7.12500%	5,675
				83	MOR2IQ3A		MULTIFAMILY	12/1/18	0.00	MA	979,341	7.12500%	8,611
				84	MOR2IQ3A		OFFICE	5/10/09	0.00	IA	2,523,528	7.00000%	30,000
				85	MOR2IQ3A		RETAIL	10/1/22	0.00	CA	2,481,093	6.61000%	18,802
				86	MOR2IQ3O		OTHER	7/1/17	0.00	NY	2,445,442	7.03000%	22,649
				87	MOR2IQ3A		MULTIFAMILY	9/1/12	0.00	OH	2,422,263	5.55000%	27,194								B
				88	MOR2IQ3A		OFFICE	5/10/21	0.00	CA	2,400,171	7.60000%	20,293
				89	MOR2IQ3A		RETAIL	9/1/12	0.00	FL	2,378,583	7.70000%	19,629
				90	MOR2IQ3A		OFFICE	7/10/20	0.00	CA	2,364,247	8.62500%	21,894
				91	MOR2IQ3A		OFFICE	11/1/12	0.00	NV	2,349,151	6.30000%	14,577
				92	MOR2IQ3A		INDUSTRIAL	9/1/12	0.00	CA	2,350,000	6.31000%	12,357
				93	MOR2IQ3A		OFFICE	2/10/10	0.00	NM	2,281,092	7.75000%	35,270
				94	MOR2IQ3P		OTHER	7/1/12	0.00	NY	2,300,000	6.67000%	13,210
				95	MOR2IQ3A		RETAIL	1/1/20	0.00	AZ	2,259,794	8.37500%	20,853
				96	MOR2IQ3A		OFFICE	8/1/14	0.00	FL	685,742	7.37500%	7,385
				97	MOR2IQ3A		OFFICE	8/1/14	0.00	FL	1,097,186	7.37500%	11,816
				98	MOR2IQ3A		OFFICE	8/1/14	0.00	FL	425,161	7.37500%	4,579
				99	MOR2IQ3A		RETAIL	12/10/16	0.00	AK	2,212,243	8.87500%	23,184
				100	MOR2IQ3A		RETAIL	8/1/13	0.00	MI	2,162,524	7.40000%	24,736
				101	MOR2IQ3A		RETAIL	6/1/22	0.00	FL	2,167,512	7.50000%	17,723
				102	MOR2IQ3A		RETAIL	1/1/19	0.00	TN	2,136,767	7.25000%	19,740								A
				103	MOR2IQ3Q		OTHER	8/1/12	0.00	NY	2,150,000	6.82000%	12,219
				104	MOR2IQ3A		OFFICE	8/10/19	0.00	CA	2,113,954	8.12500%	19,417
				105	MOR2IQ3A		RETAIL	10/1/22	0.00	TX	2,108,638	7.05000%	16,539
				106	MOR2IQ3A		RETAIL	11/1/12	0.00	OR	2,093,327	7.25000%	15,179
				107	MOR2IQ3R		OTHER	8/1/12	0.00	NY	2,088,387	6.47000%	13,232
				108	MOR2IQ3S		OTHER	7/1/12	0.00	NY	2,088,218	6.76000%	13,766
				109	MOR2IQ3A		RETAIL	3/1/19	0.00	NM	2,051,351	7.50000%	18,327
				110	MOR2IQ3A		INDUSTRIAL	3/1/13	0.00	NM	1,975,742	7.87500%	23,711								B
				111	MOR2IQ3A		INDUSTRIAL	10/1/09	0.00	MN	1,992,515	5.73000%	11,646								B
				112	MOR2IQ3T		OTHER	4/1/12	0.00	NY	1,993,631	7.24000%	12,926
				113	MOR2IQ3A		RETAIL	4/10/19	0.00	FL	1,966,414	7.50000%	17,522
				114	MOR2IQ3A		OFFICE	7/1/13	0.00	CA	1,929,787	7.62500%	22,419
				115	MOR2IQ3A		MULTIFAMILY	11/1/12	0.00	DC	1,932,630	6.25000%	11,930
				116	MOR2IQ3A		MULTIFAMILY	7/1/19	0.00	IA	1,644,796	7.50000%	14,541								A
				117	MOR2IQ3A		MIXED USE	7/1/19	0.00	IA	268,777	7.50000%	2,376								A
				118	MOR2IQ3A		OFFICE	3/1/20	0.00	FL	1,870,264	8.25000%	17,041
				119	MOR2IQ3A		OFFICE	8/1/21	0.00	MN	483,344	7.75000%	4,105
				120	MOR2IQ3A		RETAIL	9/1/21	0.00	MN	1,380,314	7.75000%	11,699
				121	MOR2IQ3A		MULTIFAMILY	7/1/14	0.00	TX	1,800,877	8.87500%	20,955
				122	MOR2IQ3A		INDUSTRIAL	3/1/13	0.00	NM	1,778,168	7.87500%	21,340								B
				123	MOR2IQ3A		INDUSTRIAL	10/1/12	0.00	CA	1,792,792	6.01000%	10,803
				124	MOR2IQ3A		INDUSTRIAL	3/1/21	0.00	MN	1,750,698	8.28000%	15,585
				125	MOR2IQ3A		INDUSTRIAL	9/1/12	0.00	CA	1,750,000	6.43000%	9,377
				126	MOR2IQ3A		MULTIFAMILY	6/30/15	0.00	ID	779,159	9.25000%	8,845
				127	MOR2IQ3A		MULTIFAMILY	6/30/15	0.00	ID	945,570	9.25000%	10,734
				128	MOR2IQ3A		OFFICE	12/1/16	0.00	NE	1,080,564	7.25000%	10,328								B
				129	MOR2IQ3A		OFFICE	12/1/16	0.00	NE	638,515	7.25000%	6,103								B
				130	MOR2IQ3U		OTHER	9/1/12	0.00	NY	1,717,981	6.79000%	11,343
				131	MOR2IQ3A		INDUSTRIAL	6/1/17	0.00	OR	1,705,969	7.28000%	16,005
				132	MOR2IQ3A		RETAIL	11/1/16	0.00	OR	1,665,449	7.25000%	15,975
				133	MOR2IQ3A		RETAIL	11/1/12	0.00	MD	1,644,172	6.70000%	11,348
				134	MOR2IQ3A		INDUSTRIAL	12/1/10	0.00	NV	1,621,286	8.32000%	14,560


		135		MOR2IQ3A	INDUSTRIAL		9/1/12	0.00		NY		1,621,367	7.65000%			13,322
		136		MOR2IQ3A	RETAIL		11/1/20	0.00		ID		1,618,247	8.35000%			14,592
		137		MOR2IQ3A	OFFICE		6/15/14	0.00		OH		1,602,849	7.12500%			17,211
		138		MOR2IQ3A	RETAIL		9/1/15	0.00		IN		1,576,928	7.00000%			15,738
		139		MOR2IQ3A	INDUSTRIAL		5/1/18	0.00		TX		1,578,235	7.50000%			14,501
		140		MOR2IQ3A	RETAIL		7/1/19	0.00		UT		1,577,386	7.55000%			13,991
		141		MOR2IQ3A	MULTIFAMILY		7/1/14	0.00		NM		1,528,093	7.25000%			16,432			A
		142		MOR2IQ3A	INDUSTRIAL		1/1/14	0.00		AZ		1,525,469	7.25000%			16,888
		143		MOR2IQ3A	RETAIL		6/1/14	0.00		IA		1,506,804	7.62500%			16,581
		144		MOR2IQ3A	RETAIL		4/1/19	0.00		WA		1,510,176	7.25000%			13,239
		145		MOR2IQ3A	OFFICE		9/1/11	0.00		AZ		1,502,797	8.00000%			12,965
		146		MOR2IQ3A	RETAIL		7/1/14	0.00		CO		1,487,926	7.37500%			16,099
		147		MOR2IQ3V	OTHER		5/1/12	0.00		NY		1,500,000	6.96000%			8,700
		148		MOR2IQ3A	OFFICE		5/1/11	0.00		CA		1,466,879	7.50000%			20,000
		149		MOR2IQ3A	OFFICE		1/1/15	0.00		AL		1,475,843	8.12000%			15,401
		150		MOR2IQ3A	RETAIL		1/1/17	0.00		NM		761,369	8.00000%			7,558
		151		MOR2IQ3A	RETAIL		1/1/17	0.00		NM		699,874	8.00000%			6,947
		152		MOR2IQ3A	RETAIL		12/1/15	0.00		PA		1,454,192	8.25000%			15,337
		153		MOR2IQ3A	OFFICE		2/1/22	0.00		NM		1,436,039	7.25000%			11,619
		154		MOR2IQ3A	OFFICE		8/1/14	0.00		FL		1,415,663	7.75000%			15,531
		155		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		TX		829,812	7.87500%			9,959			B
		156		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		NM		521,596	7.87500%			6,260			B
		157		MOR2IQ3A	RETAIL		10/1/05	0.00		WA		1,345,482	7.37500%			16,255			B
		158		MOR2IQ3A	INDUSTRIAL		4/1/19	0.00		MN		1,352,396	7.25000%			11,856
		159		MOR2IQ3A	MIXED USE		7/1/14	0.00		OH		1,345,217	7.75000%			14,825
		160		MOR2IQ3A	RETAIL		11/1/16	0.00		CO		1,336,134	7.95000%			13,339
		161		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		NM		1,303,990	7.87500%			15,649			B
		162		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		MI		442,909	7.62500%			5,257
		163		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		MI		508,339	7.62500%			6,034
		164		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		MI		347,281	7.62500%			4,122
		165		MOR2IQ3W	OTHER		7/1/12	0.00		NY		1,296,145	6.68000%			7,778
		166		MOR2IQ3A	INDUSTRIAL		6/1/15	0.00		GA		1,278,155	7.25000%			13,090
		167		MOR2IQ3A	MULTIFAMILY		1/1/19	0.00		TX		310,027	7.12500%			2,718			A
		168		MOR2IQ3A	MULTIFAMILY		1/1/19	0.00		TX		687,506	7.12500%			6,028			A
		169		MOR2IQ3A	MULTIFAMILY		1/1/19	0.00		TX		274,761	7.12500%			2,409			A
		170		MOR2IQ3A	RETAIL		2/1/22	0.00		UT		1,270,839	7.50000%			10,473
		171		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		TX		1,244,718	7.87500%			14,938			B
		172		MOR2IQ3A	OFFICE		8/1/13	0.00		IN		1,240,343	7.50000%			14,253
		173		MOR2IQ3A	INDUSTRIAL		6/1/14	0.00		OR		1,238,919	7.94000%			13,907
		174		MOR2IQ3X	OTHER		5/1/12	0.00		NY		1,250,000	7.02000%			7,313
		175		MOR2IQ3A	INDUSTRIAL		6/1/22	0.00		TX		1,231,116	7.31000%			9,925
		176		MOR2IQ3A	OFFICE		4/1/13	0.00		MI		1,221,404	7.37500%			14,259
		177		MOR2IQ3A	OFFICE		1/1/16	0.00		OR		1,222,531	7.75000%			12,506
		178		MOR2IQ3A	MULTIFAMILY		11/1/21	0.00		MN		1,195,689	7.62500%			10,003
		179		MOR2IQ3Y	OTHER		8/1/12	0.00		NY		1,197,468	6.79000%			7,357
		180		MOR2IQ3A	INDUSTRIAL		10/1/20	0.00		TX		1,188,146	8.45000%			10,808
		181		MOR2IQ3A	INDUSTRIAL		5/1/22	0.00		CA		1,179,737	7.39000%			9,587
		182		MOR2IQ3A	RETAIL		1/1/21	0.00		OH		1,160,288	8.19000%			10,307
		183		MOR2IQ3A	RETAIL		9/1/13	0.00		CA		1,135,301	7.50000%			12,978
		184		MOR2IQ3A	RETAIL		5/1/14	0.00		CA		1,135,238	7.25000%			12,324			A
		185		MOR2IQ3A	OFFICE		2/1/09	0.00		NY		1,111,009	8.50000%			19,752
		186		MOR2IQ3A	RETAIL		7/1/13	0.00		MI		1,121,277	7.37500%			12,879
		187		MOR2IQ3A	RETAIL		3/1/19	0.00		KY		1,110,439	7.25000%			9,761
		188		MOR2IQ3A	INDUSTRIAL		12/1/16	0.00		GA		1,098,512	7.30000%			10,530
		189		MOR2IQ3Z	OTHER		6/1/12	0.00		MI		1,083,956	7.31000%			8,802
		190		MOR2IQ3A	OFFICE		8/1/11	0.00		ME		1,070,244	8.50000%			14,771
		191		MOR2IQ3A	INDUSTRIAL		7/1/13	0.00		NM		1,066,112	7.62500%			12,199
		192		MOR2IQ3A	MULTIFAMILY		9/1/19	0.00		TX		1,068,767	7.55000%			9,452			B
		193		MOR2IQ3A	RETAIL		4/1/09	0.00		IN		1,018,398	6.87500%			16,742
		194		MOR2IQ3A	OFFICE		4/1/22	0.00		CA		1,031,295	7.85000%			8,685
		195		MOR2IQ3A	INDUSTRIAL		9/1/12	0.00		CA		1,025,000	6.33000%			5,407
		196		MOR2IQ3A	INDUSTRIAL		9/1/12	0.00		CA		1,025,000	6.33000%			5,407
		197		MOR2IQ3A	OFFICE		8/1/11	0.00		MI		986,797	8.62500%			13,683
		198		MOR2IQAA	OTHER		6/1/12	0.00		NY		997,263	6.96000%			6,256
		199		MOR2IQBB	OTHER		6/1/12	0.00		NY		993,499	6.81000%			6,589
		200		MOR2IQ3A	RETAIL		4/1/13	0.00		TX		979,512	7.12500%			11,308
		201		MOR2IQ3A	INDUSTRIAL		8/1/20	0.00		MN		969,951	8.40000%			8,830
		202		MOR2IQ3A	INDUSTRIAL		10/1/17	0.00		CA		962,779	7.25000%			8,900
		203		MOR2IQCC	OTHER		5/1/12	0.00		NY		947,397	7.23000%			6,133
		204		MOR2IQ3A	RETAIL		9/1/17	0.00		NC		917,612	7.37500%			8,574
		205		MOR2IQ3A	RETAIL		2/1/14	0.00		MN		909,989	7.12500%			9,964
		206		MOR2IQ3A	INDUSTRIAL		8/1/16	0.00		MI		894,857	7.35000%			8,726
		207		MOR2IQ3A	INDUSTRIAL		9/1/19	0.00		TX		880,326	7.62500%			7,807
		208		MOR2IQ3A	INDUSTRIAL		1/1/17	0.00		TN		861,767	7.00000%			8,089
		209		MOR2IQ3A	MULTIFAMILY		3/1/14	0.00		ID		857,657	8.75000%			10,140
		210		MOR2IQDD	OTHER		5/1/12	0.00		NY		849,273	6.93000%			4,988
		211		MOR2IQ3A	OFFICE		11/15/16	0.00		NC		810,614	8.40000%			8,300
		212		MOR2IQ3A	RETAIL		8/1/13	0.00		CA		806,728	7.50000%			9,270
		213		MOR2IQ3A	RETAIL		6/10/14	0.00		NC		802,694	7.25000%			8,672
		214		MOR2IQ3A	OFFICE		7/1/16	0.00		TX		797,340	7.25000%			7,759
		215		MOR2IQ3A	INDUSTRIAL		7/1/16	0.00		TN		797,087	7.19000%			7,731			A
		216		MOR2IQ3A	OFFICE		9/5/13	0.00		CA		790,656	7.50000%			9,038
		217		MOR2IQ3A	MULTIFAMILY		5/1/21	0.00		TX		792,990	7.85000%			6,824			A
		218		MOR2IQ3A	MULTIFAMILY		12/1/11	0.00		NY		772,910	8.75000%			10,494			A
		219		MOR2IQEE	OTHER		7/1/12	0.00		DC		766,574	7.27000%			6,194
		220		MOR2IQ3A	OFFICE		8/1/19	0.00		MN		765,081	7.80000%			6,881
		221		MOR2IQFF	OTHER		5/1/12	0.00		NY		766,775	7.08000%			5,566
		222		MOR2IQ3A	RETAIL		2/5/11	0.00		SC		754,293	7.00000%			10,284
		223		MOR2IQ3A	INDUSTRIAL		8/31/05	0.00		TX		692,770	10.00000%			26,430
		224		MOR2IQ3A	INDUSTRIAL		3/1/13	0.00		TX		691,510	7.87500%			8,299			B
		225		MOR2IQ3A	OFFICE		1/1/14	0.00		OH		684,399	7.25000%			7,577
		226		MOR2IQ3A	OFFICE		7/1/19	0.00		CA		682,543	7.37500%			5,985
		227		MOR2IQ3A	INDUSTRIAL		11/1/21	0.00		VA		680,347	7.57000%			5,669			B
		228		MOR2IQ3A	MULTIFAMILY		3/1/09	0.00		ID		667,473	8.37500%			11,826
		229		MOR2IQ3A	RETAIL		4/1/13	0.00		CA		672,606	7.62500%			7,940
		230		MOR2IQ3A	INDUSTRIAL		9/1/12	0.00		CA		675,000	6.33000%			3,561
		231		MOR2IQ3A	OFFICE		6/1/13	0.00		VA		657,224	7.37500%			7,589
		232		MOR2IQ3A	RETAIL		5/1/18	0.00		NC		646,593	7.00000%			5,758			B
		233		MOR2IQ3A	RETAIL		9/1/11	0.00		KY		615,438	8.87500%			8,558
		234		MOR2IQ3A	INDUSTRIAL		7/1/17	0.00		AZ		616,659	7.70000%			5,912
		235		MOR2IQ3A	RETAIL		2/1/20	0.00		NC		592,481	8.25000%			5,411
		236		MOR2IQGG	OTHER		5/1/12	0.00		NY		582,502	7.23000%			3,874
		237		MOR2IQ3A	RETAIL		2/1/19	0.00		AZ		527,270	7.60000%			4,754
		238		MOR2IQ3A	INDUSTRIAL		7/1/14	0.00		MI		510,146	7.37500%			5,520
		239		MOR2IQ3A	RETAIL		5/1/18	0.00		FL		503,284	7.37500%			4,588
		240		MOR2IQHH	OTHER		6/1/12	0.00		DC		470,774	7.45000%			3,527
		241		MOR2IQII	OTHER		3/1/12	0.00		NY		297,371	6.93000%			2,001
		242		MOR2IQJJ	OTHER		4/1/12	0.00		NY		257,821	6.72000%			1,697
		243		MOR2IQKK	OTHER		4/1/12	0.00		NY		223,196	6.93000%			1,501
		244		MOR2IQLL	OTHER		8/1/12	0.00		NY		199,051	6.86000%			1,325
		245		MOR2IQMM	OTHER		6/1/12	0.00		NY		198,884	7.51000%			1,414
		246		MOR2IQNN	OTHER		8/1/12	0.00		NY		189,135	7.05000%			1,283
		247		MOR2IQOO	OTHER		6/1/12	0.00		NY		183,861	7.06000%			1,251
		248		MOR2IQPP	OTHER		5/1/12	0.00		NY		122,867	6.99000%			976
											907,020,738				6,682,142		0


* NOI AND DSCR, IF AVAILABLE AND REPORTABLE UNDER THE TERMS OF THE TRUST AGREEMENT, ARE BASED ON INFORMATION OBTAINED FROM THE RELATED BORROWER, AND NO OTHER PARTY TO THE AGREEMENT SHALL BE HELD LIABLE FOR THE
ACCURACY OR METHODOLOGY USED TO DETERMINE SUCH FIGURES.

		(1) LEGEND:	A. P&I ADV - IN GRACE PERIOD			1. P&I ADV - DELINQUENT 1 MONTH			3. P&I ADV - DELINQUENT 3+ MONTHS					7. FORECLOSURE
			B. P&I ADV -<ONE MONTH DELINQ			2. P&I ADV - DELINQUENT 2 MONTHS			4. MAT. BALLOON/ASSUMED P&I					9. REO
	02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.																	PAGE 12 OF 29





		ABN AMRO

		LASALLE BANK		N.A.
	*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*
									STATEMENT DATE:					02/18/2003
					*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*								PAYMENT DATE:				02/18/2003
					*SERIES 2002-IQ3*
													PRIOR PAYMENT:				01/15/2003
													NEXT PAYMENT:				03/17/2003
													RECORD DATE:				01/31/2003
					*ABN AMRO ACCT: 67-9124-20-6*
					*MORTGAGE LOAN CHARACTERISTICS*



	DISTRIBUTION OF PRINCIPAL BALANCES									DISTRIBUTION OF MORTGAGE INTEREST RATES



CURRENT SCHEDULED
BALANCE

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE

WEIGHTED AVERAGE
TERM COUPON PFY DSCR


		100,000							TO		200,000				5				893,797							0.10	%			113				7.10	%	0.00
		200,000							TO		300,000				5				1,321,926							0.15	%			144				7.05	%	0.00
		300,000							TO		400,000				2				657,308							0.07	%			154				7.39	%	0.00
		400,000							TO		500,000				4				1,822,188							0.20	%			149				7.55	%	0.00
		500,000							TO		600,000				7				3,745,618							0.41	%			153				7.63	%	0.00
		600,000							TO		700,000				17				11,339,674							1.25	%			144				7.67	%	0.00
		700,000							TO		800,000				11				8,544,234							0.94	%			146				7.72	%	0.00
		800,000				TO		900,000				9				7,593,728							0.84	%			147				7.63	%	0.00
		900,000				TO		1,000,000				12				11,524,538							1.27	%			138				7.53	%	0.00
		1,000,000				TO		2,000,000				77				109,302,235							12.05	%			148				7.44	%	0.00
		2,000,000				TO		3,000,000				35				85,813,932							9.46	%			146				7.35	%	0.00
		3,000,000				TO		4,000,000				17				61,479,180							6.78	%			137				6.64	%	0.00
		4,000,000				TO		5,000,000				2				8,817,197							0.97	%			121				7.67	%	0.00
		5,000,000				TO		6,000,000				8				42,610,755							4.70	%			139				6.31	%	0.00
		6,000,000				TO		7,000,000				8				51,853,772							5.72	%			105				6.72	%	0.00
		7,000,000				TO		8,000,000				4				31,152,336							3.43	%			139				7.23	%	0.00
		8,000,000				TO		9,000,000				6				51,274,742							5.65	%			166				6.75	%	0.00
		9,000,000				TO		10,000,000				4				38,856,381							4.28	%			118				6.72	%	0.00
		10,000,000				TO		15,000,000				4				48,135,820							5.31	%			98				6.95	%	0.00
		15,000,000				&		ABOVE				11				330,281,377							36.41	%			136				6.79	%	0.00
												248					907,020,738					100.00		%
			AVERAGE SCHEDULE BALANCE														3,657,342
			MAXIMUM SCHEDULE BALANCE												66,891,555
			MINIMUM SCHEDULE BALANCE												122,867



CURRENT MORTGAGE
INTEREST RATE

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE

WEIGHTED AVERAGE
TERM COUPON PFY DSCR


										5.000%			TO		5.250%				0							0						0.00		%						0	0.00	%	0.00
				5.251%			TO		5.500%				0							0							0.00		%					0		0.00	%		0.00
				5.501%			TO		5.750%				4							13,371,754							1.47		%					100		5.71	%		0.00
				5.751%			TO		6.000%				6							49,910,263							5.50		%					117		5.95	%		0.00
			6.001%			TO		6.250%				13							137,897,549							15.20		%					111		6.12	%		0.00
			6.251%			TO		6.500%				19							123,911,797							13.66		%					173		6.38	%		0.00
			6.501%			TO		6.750%				10							55,327,453							6.10		%					157		6.67	%		0.00
			6.751%			TO		7.000%				31							108,863,509							12.00		%					118		6.91	%		0.00
			7.001%			TO		7.250%				43							86,120,498							9.49		%					133		7.15	%		0.00
			7.251%			TO		7.500%				44							116,586,923							12.85		%					148		7.42	%		0.00
			7.501%			TO		7.750%				28							103,079,669							11.36		%					138		7.63	%		0.00
			7.751%			TO		8.000%				20							61,964,834							6.83		%					119		7.83	%		0.00
			8.001%			TO		8.250%				8							14,133,630							1.56		%					197		8.20	%		0.00
			8.251%			TO		8.500%				10							13,067,463							1.44		%					165		8.38	%		0.00
			8.501%			&		ABOVE				12							22,785,398							2.51		%					127		8.75	%		0.00
													248					907,020,738							100.00			%
			MINIMUM MORTGAGE INTEREST RATE																			5.550%
			MAXIMUM MORTGAGE INTEREST RATE																			10.000%


























											DISTRIBUTION OF REMAINING TERM (BALLOON)



BALLOON
MORTGAGE LOANS

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE

WEIGHTED AVERAGE
TERM COUPON PFY DSCR


			0			TO		12						0			0					0.00				%			0				0.00	%		0.00
			13			TO		24					0			0					0.00				%			0				0.00	%		0.00
			25			TO		36					1			1,345,482					0.15				%			32				7.38	%		0.00
			37			TO		60					2			17,261,938					1.90				%			53				6.48	%		0.00
			61			TO		120					114			644,683,700					71.08				%			111				6.82	%		0.00
			121			TO		180					69			101,200,764					11.16				%			142				7.43	%		0.00
			181			TO		240					53			87,057,177					9.60				%			210				7.57	%		0.00
			241			&		ABOVE					4			49,766,405					5.49				%			354				6.60	%		0.00






											243							901,315,466				99.37			%
		MINIMUM REMAINING TERM													32
		MAXIMUM REMAINING TERM													356







	DISTRIBUTION OF REMAINING TERM (FULLY AMORTIZING)




FULLY AMORTIZING
MORTGAGE LOANS

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE

WEIGHTED AVERAGE
TERM COUPON PFY DSCR


			0		TO		60			1				692,770							0.08		%					30		10.00			%		0.00
			61		TO		120			0				0							0.00		%					0		0.00			%		0.00
			121		TO		180			4				5,012,502							0.55		%					154		7.99			%		0.00
			181		TO		240			0				0							0.00		%					0		0.00			%		0.00
			241		&		ABOVE			0				0							0.00		%					0		0.00			%		0.00
										5				5,705,272							0.63		%
																	MINIMUM REMAINING TERM															30
																	MAXIMUM REMAINING TERM														176












	02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.													PAGE 22 OF 29





			ABN AMRO

			LASALLE BANK		N.A.
		*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*
								STATEMENT DATE:					02/18/2003
				*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*						PAYMENT DATE:				02/18/2003
				*SERIES 2002-IQ3*
										PRIOR PAYMENT:				01/15/2003
										NEXT PAYMENT:				03/17/2003
										RECORD DATE:				01/31/2003
				*ABN AMRO ACCT: 67-9124-20-6*
				*MORTGAGE LOAN CHARACTERISTICS*



		DISTRIBUTION OF DSCR (PFY)						GEOGRAPHIC DISTRIBUTION



DEBT SERVICE
COVERAGE RATIO

# OF
LOANS

SCHEDULED
BALANCE

	% OF
BALANCE


WAMM WAC PFY DSCR


				LESS THAN ZERO							0		0					0.00	%			0		0.00	%	0.00
				0.001 0.750							0		0					0.00	%			0		0.00	%	0.00
				0.751 0.875							0		0					0.00	%			0		0.00	%	0.00
				0.876 1.000							0		0					0.00	%			0		0.00	%	0.00
				1.001 1.125							0		0					0.00	%			0		0.00	%	0.00
				1.126 1.250							0		0					0.00	%			0		0.00	%	0.00
				1.251 1.375							0		0					0.00	%			0		0.00	%	0.00
				1.376 1.500							0		0					0.00	%			0		0.00	%	0.00
				1.501 1.625							0		0					0.00	%			0		0.00	%	0.00
				1.626 1.750							0		0					0.00	%			0		0.00	%	0.00
				1.751 1.875							0		0					0.00	%			0		0.00	%	0.00
				1.876 2.000							0		0					0.00	%			0		0.00	%	0.00
				2.001 2.125							0		0					0.00	%			0		0.00	%	0.00
				2.126 2.250							0		0					0.00	%			0		0.00	%	0.00
				2.251 & ABOVE							0		0					0.00	%			0		0.00	%	0.00
				UNKNOWN							248		907,020,738					100.00	%			136		6.95	%	0.00
									248				907,020,738					100.00	%
			MAXIMUM DSCR			0.000
			MINIMUM DSCR				0.000



GEOGRAPHIC
LOCATION

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE


WAMM WAC PFY DSCR



			NEW YORK			45				193,270,217					21.31		%			113		6.93	%		0.00
			CALIFORNIA			38				132,632,034					14.62		%			129		6.86	%		0.00
			DISTRICT OF COLUMBIA			4				70,061,533					7.72		%			118		6.13	%		0.00
			TEXAS			22				56,895,639					6.27		%			117		6.89	%		0.00
			MASSACHUSETTS			4				42,992,213					4.74		%			323		6.52	%		0.00
			MICHIGAN			11				38,107,976					4.20		%			114		7.71	%		0.00
			WASHINGTON			5				33,455,662					3.69		%			92		6.80	%		0.00
			MARYLAND			5				29,889,365					3.30		%			152		7.46	%		0.00
			FLORIDA			12				29,876,179					3.29		%			137		7.09	%		0.00
			OKLAHOMA			1				29,871,549					3.29		%			113		7.46	%		0.00
			OREGON			8				29,450,668					3.25		%			125		7.02	%		0.00
			OHIO			7				23,291,621					2.57		%			244		6.96	%		0.00
			NEW JERSEY			1				19,883,837					2.19		%			112		6.93	%		0.00
			NEW MEXICO			12				18,256,189					2.01		%			136		7.85	%		0.00
			SOUTH CAROLINA			2				17,931,997					1.98		%			114		6.36	%		0.00
			IOWA			6				16,669,104					1.84		%			98		7.36	%		0.00
			ILLINOIS			2				15,124,704					1.67		%			116		6.26	%		0.00
			MINNESOTA			10				13,790,580					1.52		%			160		7.19	%		0.00
			ARIZONA			7				12,442,788					1.37		%			159		7.33	%		0.00
			LOUISIANA			1				9,875,650					1.09		%			117		6.34	%		0.00
			PENNSYLVANIA			2				9,819,840					1.08		%			186		7.01	%		0.00
			UTAH			5				8,972,056					0.99		%			190		7.32	%		0.00
			GEORGIA			3				5,862,477					0.65		%			132		6.80	%		0.00
			IDAHO			5				4,868,106					0.54		%			156		8.74	%		0.00
			ALABAMA			2				4,844,453					0.53		%			207		7.63	%		0.00
			MISSOURI			1				4,684,784					0.52		%			115		7.37	%		0.00
			NEVEDA			2				3,970,437					0.44		%			108		7.13	%		0.00
			INDIANA			3				3,835,669					0.42		%			122		7.13	%		0.00
			TENNESSEE			3				3,795,622					0.42		%			171		7.18	%		0.00
			NORTH CAROLINA			5				3,769,994					0.42		%			170		7.64	%		0.00
			KANSAS			1				3,385,070					0.37		%			125		6.83	%		0.00
			CONNECTICUT			1				2,973,350					0.33		%			111		7.70	%		0.00
			COLORADO			2				2,824,060					0.31		%			150		7.65	%		0.00
			ALASKA			1				2,212,243					0.24		%			166		8.88	%		0.00
			KENTUCKY			2				1,725,877					0.19		%			161		7.83	%		0.00
			NEBRASKA			2				1,719,079					0.19		%			166		7.25	%		0.00
			NEW HAMPSHIRE			2				1,580,301					0.17		%			119		7.13	%		0.00
			VIRGINIA			2				1,337,571					0.15		%			175		7.47	%		0.00
			MAINE			1				1,070,244					0.12		%			102		8.50	%		0.00






						248				907,020,738					100.00		%
























		DISTRIBUTION OF DSCR (CUTOFF)




DEBT SERVICE
COVERAGE RATIO

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE


WAMM WAC PFY DSCR


					LESS THAN ZERO				0							0				0.00	%			0		0.00	%	0.00
					0.001 0.750				0							0				0.00	%			0		0.00	%	0.00
					0.751 0.875				0							0				0.00	%			0		0.00	%	0.00
					0.876 1.000				0							0				0.00	%			0		0.00	%	0.00
					1.001 1.125				0							0				0.00	%			0		0.00	%	0.00
					1.126 1.250				0							0				0.00	%			0		0.00	%	0.00
					1.251 1.375				0							0				0.00	%			0		0.00	%	0.00
					1.376 1.500				0							0				0.00	%			0		0.00	%	0.00
					1.501 1.625				0							0				0.00	%			0		0.00	%	0.00
					1.626 1.750				0							0				0.00	%			0		0.00	%	0.00
					1.751 1.875				0							0				0.00	%			0		0.00	%	0.00
					1.876 2.000				0							0				0.00	%			0		0.00	%	0.00
					2.001 2.125				0							0				0.00	%			0		0.00	%	0.00
					2.126 2.250				0							0				0.00	%			0		0.00	%	0.00
					2.251 & ABOVE				0							0				0.00	%			0		0.00	%	0.00
					UNKNOWN				248							907,020,738				100.00	%			136		6.95	%	0.00
										248						907,020,738			100.00		%
				MAXIMUM DSCR		0.000
				MINIMUM DSCR			0.000



























		02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.										PAGE 23 OF 29





		ABN AMRO

		LASALLE BANK		N.A.
	*MORGAN STANLEY DEAN WITTER CAPITAL I TRUST*
									STATEMENT DATE:					02/18/2003
						*COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES*								PAYMENT DATE:				02/18/2003
						*SERIES 2002-IQ3*
														PRIOR PAYMENT:				01/15/2003
														NEXT PAYMENT:				03/17/2003
														RECORD DATE:				01/31/2003
						*ABN AMRO ACCT: 67-9124-20-6*
						*MORTGAGE LOAN CHARACTERISTICS*



	DISTRIBUTION OF PROPERTY TYPES											DISTRIBUTION OF LOAN SEASONING


									PROPERTY TYPES
# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE


WAMM WAC PFY DSCR


		OFFICE				48				310,548,747							34.24		%					146		6.99	%		0.00
		RETAIL				67				214,879,626							23.69		%					135		7.08	%		0.00
		INDUSTRIAL				57				170,114,815							18.76		%					140		7.00	%		0.00
		MULTIFAMILY				30				103,710,235							11.43		%					113		6.60	%		0.00
		OTHER				41				87,865,790							9.69		%					115		6.69	%		0.00
		LODGING				1				7,904,970							0.87		%					108		8.51	%		0.00
		MIXED USE				3				6,668,164							0.74		%					299		7.58	%		0.00
		SELF STORAGE				1				5,328,392							0.59		%					117		5.97	%		0.00














							248			907,020,738						100.00			%




NUMBER OF MONTHS

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE


WAMM WAC PFY DSCR


			0		TO		12					119				711,984,445				78.50		%				130			6.76	%		0.00
			13		TO		24					29				65,492,658				7.22		%				172			7.52	%		0.00
			25		TO		36					10				16,149,107				1.78		%				195			8.37	%		0.00
			37		TO		48					38				51,775,419				5.71		%				163			7.27	%		0.00
			49		TO		60				33				35,524,279				3.92		%				126			7.58	%		0.00
			61		TO		72				0				0				0.00		%				0			0.00	%		0.00
			73		TO		84				5				5,739,601				0.63		%				145			8.54	%		0.00
			85		TO		96				1				1,454,192				0.16		%				154			8.25	%		0.00
			97		TO		108				1				1,800,877				0.20		%				137			8.88	%		0.00
			109		TO		120				1				986,797				0.11		%				102			8.63	%		0.00
			121		OR		MORE				11				16,113,363				1.78		%				119			8.37	%		0.00








											248					907,020,738				100.00		%
























	DISTRIBUTION OF AMORTIZATION TYPE										DISTRIBUTION OF YEAR LOANS MATURING


								AMORTIZATION TYPE
# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE


WAMM WAC PFY DSCR


								AMORTIZINGBALLOON						226				831,734,982					91.70		%			138				6.96	%	0.00
								FULL AMORTIZING						7				9,015,089					0.99		%			158				8.45	%	0.00
								IO/ AMORTIZATING						1				6,175,000					0.68		%			115				6.31	%	0.00
								IO/AMORTIZING/BALLOON						14				60,095,667					6.63		%			105				6.65	%	0.00






















									248				907,020,738			100.00			%




YEAR

# OF
LOANS

SCHEDULED
BALANCE

% OF
BALANCE


WAMM WAC PFY DSCR


			2003					0			0				0.00		%			0				0.00	%	0.00
			2004					0			0				0.00		%			0				0.00	%	0.00
			2005					2			2,038,253				0.22		%			31				8.28	%	0.00
			2006					0			0				0.00		%			0				0.00	%	0.00
			2007					2			17,261,938				1.90		%			53				6.48	%	0.00
			2008					1			934,826				0.10		%			70				7.13	%	0.00
			2009					9			35,863,440				3.95		%			76				6.58	%	0.00
			2010					3			8,932,665				0.98		%			88				6.73	%	0.00
			2011					11			31,748,881				3.50		%			103				7.67	%	0.00
			2012					90			567,203,888				62.53		%			114				6.79	%	0.00
			2013					25			40,906,956				4.51		%			125				7.38	%	0.00
			2014 & GREATER					105			202,129,892				22.29		%			227				7.31	%	0.00



								248			907,020,738			100.00			%


























	02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.														PAGE 24 OF 29

ABN AMRO

LASALLE BANK

N.A.

MORGAN STANLEY DEAN WITTER CAPITAL I TRUST

STATEMENT DATE:

02/18/2003

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES

PAYMENT DATE:

02/18/2003

SERIES 2002-IQ3

PRIOR PAYMENT:

01/15/2003

NEXT PAYMENT:

03/17/2003

RECORD DATE:

01/31/2003

ABN AMRO ACCT: 67-9124-20-6

SPECIALLY SERVICED (PART I) ~ LOAN DETAIL (END OF PERIOD)

LOAN

STATUS

CODE(1)

DISCLOSURE

CONTROL #

SERVICING

XFER DATE

BALANCE

NOTE

RATE

MATURITY

DATE

REMAINING

PROPERTY

TYPE

GEO.

LOCATION

NOI

DSCR

NOI

DATE

SCHEDULE

ACTUAL

LIFE

(1) LEGEND:

A. P&I ADV - IN GRACE PERIOD

1. P&I ADV - DELINQUENT 1 MONTH

3. P&I ADV - DELINQUENT 3+ MONTHS

7. FORECLOSURE

B. P&I ADV -<ONE MONTH DELINQ

2. P&I ADV - DELINQUENT 2 MONTHS

4. MAT. BALLOON/ASSUMED P&I

9. REO

02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.

PAGE 25 OF 29

ABN AMRO

LASALLE BANK

N.A.

MORGAN STANLEY DEAN WITTER CAPITAL I TRUST

STATEMENT DATE:

02/18/2003

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES

PAYMENT DATE:

02/18/2003

SERIES 2002-IQ3

PRIOR PAYMENT:

01/15/2003

NEXT PAYMENT:

03/17/2003

RECORD DATE:

01/31/2003

ABN AMRO ACCT: 67-9124-20-6

SPECIALLY SERVICED LOAN DETAIL (PART II) ~ SERVICER COMMENTS (END OF PERIOD)

DISCLOSURE

CONTROL #

RESOLUTION

STRATEGY

COMMENTS

02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.

PAGE 26 OF 29

ABN AMRO

LASALLE BANK

N.A.

MORGAN STANLEY DEAN WITTER CAPITAL I TRUST

STATEMENT DATE:

02/18/2003

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES

PAYMENT DATE:

02/18/2003

SERIES 2002-IQ3

PRIOR PAYMENT:

01/15/2003

NEXT PAYMENT:

03/17/2003

RECORD DATE:

01/31/2003

ABN AMRO ACCT: 67-9124-20-6

MODIFIED LOAN DETAIL

CUTOFF

MATURITY

DATE

MODIFIED

MATURITY

DATE

DISCLOSURE

CONTROL #

MODIFICATION

DATE

MODIFICATION

DESCRIPTION

02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.

PAGE 27 OF 29

ABN AMRO

LASALLE BANK

N.A.

MORGAN STANLEY DEAN WITTER CAPITAL I TRUST

STATEMENT DATE:

02/18/2003

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES

PAYMENT DATE:

02/18/2003

SERIES 2002-IQ3

PRIOR PAYMENT:

01/15/2003

NEXT PAYMENT:

03/17/2003

RECORD DATE:

01/31/2003

ABN AMRO ACCT: 67-9124-20-6

REALIZED LOSS DETAIL

BEGINNING

SCHEDULED

BALANCE

GROSS PROCEEDS

AS A % OF

SCHED. BALANCE

AGGREGATE

LIQUIDATION

EXPENSES *

NET

LIQUIDATION

PROCEEDS

NET PROCEEDS

AS A % OF

SCHED. BALANCE

PERIOD

DISCLOSURE

CONTROL #

APPRAISAL

DATE

APPRAISAL

VALUE

GROSS

PROCEEDS

REALIZED

LOSS

CURRENT TOTAL

CUMULATIVE

* AGGREGATE LIQUIDATION EXPENSES ALSO INCLUDE OUTSTANDING P&I ADVANCES AND UNPAID SERVICING FEES, UNPAID TRUSTEE FEES, ETC..

02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.

PAGE 28 OF 29

ABN AMRO

LASALLE BANK

N.A.

MORGAN STANLEY DEAN WITTER CAPITAL I TRUST

STATEMENT DATE:

02/18/2003

COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES

PAYMENT DATE:

02/18/2003

SERIES 2002-IQ3

PRIOR PAYMENT:

01/15/2003

NEXT PAYMENT:

03/17/2003

RECORD DATE:

01/31/2003

ABN AMRO ACCT: 67-9124-20-6

APPRAISAL REDUCTION DETAIL

DISCLOSURE

CONTROL#

APPRAISAL

RED. DATE

SCHEDULED

BALANCE

ARA

AMOUNT

CURRENT P&I

ADVANCE

ASER

NOTE

RATE

MATURITY

DATE

REMAINING TERM

PROPERTY

TYPE

GEOGRAPHIC

LOCATION

DSCR

APPRAISAL

VALUE DATE

LIFE

02/13/2003 - 10:39 (K105-K156) 2003 LASALLE BANK N.A.

PAGE 29 OF 29

MORGAN STANLEY DEAN WITTER CAPITAL TRUST 2002 IQ3 8-K