SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report: May 18, 2004
(Date of earliest event reported)

MS Structured Asset Corp.
(Issuer in Respect of SATURNS Trust No. 2002-13)

(Exact Name of Registrant as Specified in its Charter)

Delaware

(State or other jurisdiction of organization)

001-16443

(Commission File No.)

13-4026700

(I.R.S. Employer Identification No.)

1585 Broadway, New York, New York

10036

(Address of principal executive offices) (Zip Code)

Registrant's Telephone Number, including area code

212-761-2520

(Former name or former address, if changed since
last report.)

ITEM 5. Other Events and Regulation FD Disclosure.

May 18, 2004

Holders of Units of
SATURNS Trust No. 2002-13
Moody's Investors Service
99 Church St.
New York, NY 10007
Standard & Poor's
55 Water Street
New York, NY 10004-1064
Re: SATURNS 2002-13 (GE Global Insurance) Trust Wind-Up Event
Ladies and Gentlemen:
Reference is hereby made to the Trust Agreement dated October 29, 2002 (the "Trust
Agreement"), between MS Structured Asset Corp., as Depositor and LaSalle Bank
National Association, as trustee (the "Trustee"). Capitalized terms used and not
defined herein have the respective meanings given to them in the Trust Agreement.

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This notice is delivered pursuant to Section 9.03 of the Standard Terms.

On May 17, 2004, the Trustee received notice that GE Global Insurance Corporation

filed with the Securities and Exchange Commission a "Certification and Notice of
Termination of Registration under Section 12(g) of the Securities Exchange Act of
1934 or Suspension of Duty to File Reports under Sections 13 and 15(d) of the

Securities Exchange Act of 1934" on Form 15D. This constitutes a Trust Wind-Up

Event under Section 9.01(g) of the Trust Agreement. Holders should surrender their
Class A Units or Class B units, as the case may be, to the Trustee, or deliver
security or indemnity acceptable to the Trustee, for their respective pro rata

distributions of Trust Property, which will consist of the cash proceeds of the
liquidation of the Securities pursuant to Section 9.03 of the Trust Agreement.
Beneficial owners of the Units will receive distributions through the facilities of
The Depository Trust Company ("DTC") and the intermediaries through which they hold
their Units. DTC will present its Units to the Trustee in accordance with the
procedures specified by DTC and the Trustee. Beneficial owners of Units should
inquire with the intermediary holding their Units as to procedures for presentation
and final payment and should provide instructions in writing with respect to the
final distribution to their intermediary.

It is expected that the final distribution on the Units will be made within 30 days.
Please contact Andy Streepey at 312-904-9387 with any questions.
Sincerely,

LASALLE BANK NATIONAL ASSOCIATION, as Trustee for SATURNS Trust No. 2002-13

May 20, 2004

Holders of the Class A Units of SATURNS Trust No. 2002-13
Cusip 80410X202

Morgan Stanley

Morgan Stanley & Co. Incorporated
MS Structured Asset Corp.

1585 Broadway
New York, New York 10036

Moody's Investors Service
99 Church Street
New York, New York 10007

Standard & Poor's

55 Water Street

New York, NY 10004-1064

Re: SATURNS 2002-13 (GE Global Insurance) Termination
Reference is hereby made to the Trust Agreement dated October 29, 2002 (the "Trust
Agreement"), between MS Structured Asset Corp., as Depositor and LaSalle Bank
National Association, as Trustee. Capitalized terms used and not defined herein
have the respective meanings given to them in the Trust Agreement. This notice is
delivered pursuant to Section 11.01 of the Standard Terms.
On May 25, 2004, SATURNS Trust No. 2002-13 will make its final distribution of
$24.20 per Class A Unit ($24,200,000 aggregate). This amount represents all amounts
available for distribution and required to be paid to the Holders of the Class A
Units pursuant to the Trust Agreement. Upon such distribution, the trust will be
terminated. No further notice will be provided. Please contact Andy Streepey at
312-904-9387 with any questions.
Sincerely,
LASALLE BANK NATIONAL ASSOCIATION, as Trustee for SATURNS Trust No. 2002-13

Pursuant to the requirements of the Exchange Act of 1934, the Registrant has caused

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this report to be signed on behalf of the Registrant by the undersigned there unto

duly authorized.

LASALLE BANK NATIONAL ASSOCIATION, IN ITS CAPACITY OF TRUSTEE UNDER THE TRUST

AGREEMENT ON BEHALF OF MS STRUCTURED ASSET CORP., REGISTRANT.

By:/s/ Russell M. Goldenberg

Russell M. Goldenberg

Group Senior Vice President

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MS STRUCTURED SATURNS SERIES 2002-13 8-K