UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

0-22606

(Commission File Number)

July 31, 2012

Date of Report (Date of Earliest Event Reported):

BRITTON & KOONTZ CAPITAL CORPORATION

(Exact Name of Registrant as Specified in its Charter)

Mississippi		64-0665423
(State or Other Jurisdiction of Incorporation or Organization)		(I.R.S. Employer Identification Number)

500 Main Street, Natchez, Mississippi 39120

(Address of Principal Executive Offices) (Zip Code)

(601) 445-5576

Registrant’s Telephone Number, Including Area Code:

Check the appropriate box below if the 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨	Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o	Pre-commencement communication pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o	Pre-commencement communication pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.02

Results of Operations and Financial Condition.

On July 31, 2012, Britton & Koontz Capital Corporation (the “Company”) issued a press release reporting the earnings of the Company for the three and six month periods ended June 30, 2012. A copy of this press release and accompanying financial highlights are furnished as Exhibit 99.1 to this Form 8-K.

Item 9.01

Financial Statements and Exhibits.

(d)

Exhibits

99.1	Press Release and accompanying financial highlights issued by Britton & Koontz Capital Corporation dated July 31, 2012.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereto duly authorized.

			BRITTON & KOONTZ CAPITAL CORPORATION

Date: July 31, 2012			/s/ W. Page Ogden
			W. Page Ogden
			Chief Executive Officer

Exhibits Index

Exhibit	Description of Exhibit

99.1	Press Release and accompanying financial highlights issued by Britton & Koontz Capital Corporation dated July 31, 2012.

BRITTON & KOONTZ CAPITAL CORP 8-K